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About UsWork with an award-winning We are licensed in multipleFannie Mae, Freddie Mac and states with branchesGinnie Mae Direct Seller/Servicer, across the nation. We fundFHA Direct Endorsement and VA approximately $900 millionAutomatic mortgage lender. per month and have a total servicing portfolio of $23 billion in home loans!

www.TEAMNEWAMERICAN.comRICK ARVIELO PATTY ARVIELOCEO, New American Funding President, New American Funding

LeadershipRick Arvielo CEO“Our Retail Lending Division team is incredible at accommodating the changing andvariable needs of their partners and clients. We’re so fortunate to have a team ofsuch high caliber mortgage professionals; they’re the best I’ve ever seen.”Patty Arvielo PRESIDENT“New American Funding is one big family focused on creating homeownershipopportunities. I love the people I work with, and the team we’ve built.”Christy Bunce COO“We’re competitive in the industry because of the loan products we can offer, theteam knows that if a loan can be done, we’ll do it.”Jan Preslo EVP - RETAIL PRODUCTION“Every new hire always comes back to me marveled at our fast process, and gratefulfor the level of support they receive. They watch their business grow.”Jon Reed EVP - RETAIL SALES“At New American Funding we redefine flexibility. As America’s premier mortgagelender, we are committed to our customers. We are always striving to exceed theirexpectations and fulfill the American dream of home ownership.”Sam Ellsworth SVP - NATIONAL STRATEGIC DEVELOPMENT“New American Funding is the ultimate Team experience. A collaborative andcompetitive culture, we work together and we win together. It’s the people at NewAmerican that make this company so special.”Scott Bristol SVP - NATIONAL RETAIL SALES“From the ownership on down the people at New American Funding are some of thebest and brightest in the industry. The powerful combination of intuitive technology,crisp marketing, and world class fulfillment makes this a company that can win in themortgage space for years to come.”

www.TEAMNEWAMERICAN.com Giving Loan Officers quick access to their pipelines and office resourcesTake your business to the next levelwith exclusive coaching tips from ourtop producers.• Learn how to manage your pipeline like a pro• Find out how to tap into the lucrative condo & townhome market• Discover what Top 1% Originators know about building profitable businesses• Unlock the secret to establishing more relationships with real estate partners

Mobile AppsAccess your pipeline on-the-go with GoGo LO. Provide yourreal estate partners and clients with their own mobile apps,GoGo Partner and GoGo Home.Provide your real estate Jane Doepartners with a digitalopen house sign-in, and a Real Estate Agentway to track their clients'home search and their LIC#12345loan progress.Give your clients the Jane Doeulimate home shoppingapp where they can shop Real Estate Agentfor their dream home, getpreapproved, and easily LIC#12345get into contact with you.

www.TEAMNEWAMERICAN.com

Social MediaComplete social media support, training, and access toa robust social media library to help you connect withbusiness partners and customers. Available on www.newamericanmarketing.com

www.TEAMNEWAMERICAN.com

Video MarketingAward-winningmarketing atyour fingertips.Grow your business with cutting edgemarketing with our in-house video productionstudio and team, Studio360. Check out our videos at www.youtube.com/newamericanfunding

www.TEAMNEWAMERICAN.comIn-House Print ShopWith our in-house print room youget fast service on stand-apartmaterials at low costs. With 24/7online access to our easy to useco-branded marketing materials,print materials get your brand intheir hand.

Marketing MaterialsWe have a complete library of marketing materials readyfor use that is continuously growing. Our in-house printshop can take care of any printing needs.Company Intranet andMarketing Materials Website We keep you informed with text announcements when new marketing materials launch!

www.TEAMNEWAMERICAN.comAll of your Real Estate Agent partners receive a kitdetailing your partnership. It creates that “wow” momentas Real Estate Agents see their own headshot, logo, andcontact details alongside your information.

Real Estate Partner Kit & VideoThis eye catching video, co-branded with you andyour Real Estate Agent partners, will show just howcutting-edge your marketing is. Personalized with bothyour photos, agents will see their names and imagesthroughout the video and all the co-branded collateralsent out before, during, and after a transaction.

www.TEAMNEWAMERICAN.comDripCampaigns& MilestoneEmailsProfessionallydesigned, dripcampaigns and co-branded milestonee-mails are sent toyour buyers at eachof the stages in theloan process!

Co-branded MarketingCo-branded Co-branded Closing CardsMortgage Statements Our new closing card features a fold-out For Return Service Only Statement Date: August 16, 2017 contact card displaying Loan Officer and P.O. Box 170581 real estate partner contact information. Austin, TX 78717-0031 MORTGAGE STATEMENT Online Information: www.newamericanfunding.com Click \"MANAGE MY LOAN\" Statement Date: August 16, 2017 003939 Mon - Fri 7:00 am to 9:00 pm CT Sat 10:00 am to 2:00 pm CT For Return Service Only JOE E. CUSTOMER P.O. Box 170581 123 ANY STREET Telephone: 1-800-893-5304 TTY/TDD: 1-844-249-9633 Austin, TX 78717-0031 ANYTOWN, CA 12345 MORTGAGE STAFaTx:E800M-88E0-0N639T Correspondence Online Information: www.newamPeOricBaonxfu1n7d0i5n8g1.com Austin, TX 78717-0031 Click \"MANAGE MY LOAN\" 003939 JOE E. CUSTOMER Mon - Fri 7:00 am Ltooa9n:0N0 upmmbCeTr:Sat 10:00 am to 2:00 pm CT 000000001 123 ANY STREET Telephone: 1-800-N89e3x-t5P3a04ymentTDTuYe/TDaDt:e1:-844-249-9633 09/01/2017 ANYTOWN, CAPr1o2p3e4r5ty Address: Fax: 800-880-0639Total Amount Due: $$31,483295..6798 123 ANY STREET ANYTOWN, CA 12345 Correspondence $49.86 late fee will be charged if payment is not received in our PO Box 170581 office by 09/16/2017. Austin, TX 78717-0031 Account Information Explanation of Amount Due Loan Due Date Loan0N9u/0m1b/e2r0:17 Principal 000000001 $$442193..1367 Outstanding Principal 09/01/2017 $$882203..5130 Next$P2a7y2m,8e9n7t.1D1ue Date: Interest $$260506.0.402 Escrow Balance $$11,493092.6.899Property Address: Interest Rate $oT4fof9ict.8ea6lbyAla-0$mt39e4./76fo1e426ue.5/N8n2w%o50til1lD7b.euceh:arged EscrRoewgu(TlaarxMesoanntdhlIynPsuaryam$$n31ecen,48)t3295..6798123 ANY STREET Prepayment Penalty iTf poatayml Feenetsisannodt Crehcaerivgeeds in our $20$.000ANYTOWN, CA 12345 Past Due Payment(s) $1,902$.809 $$13,4,83295.6.798 Account Information Explanation oTfoAtmaloAumnot uDnuteDueLoan Due Date 09/01/2017 Principal $$442193..1367Outstanding Principal $272,897.11 $$882203..5130 Interest $$260506.0.402 PartialEscrow Balance -$474.85 EscroTwran(TsaaxcetisoannAdcItnisvuitryan(0c8e/)05/17 - 08/16/17) Additio$$n11al,493092.C6.89h9arges PaymentInterest Rate 3.625% MAmonotuh$nl1yt ,$92002$$..0800F09aeneds (Unapplied)Prepayment Penalty Date Regular Monthly Payment $$13,4,83295.6.798 Total Paid Description No Total Fees aPnridncCihpaarlges Interest Escrow Past Due Payment(s) Total Amount Due No transactions have occurred on your loan between the last billing statement and this statement date. Transaction Activity (08/05/17 - 08/16/17) SpeAcMdidaoinltitoMhnlyael ssagCehsaanrdges Partial PaymentDate Description Principal Interest Escrow Amount Fees (Unapplied) TotalPaid If you are experiencing financial difficulty: Additional information about mortgage counseling or assistance can be found on the back of this statement. No transactions have occurred on your loan between the last billing statement and this statement date. Past Payments Breakdown ContactImWpiotrhtaAnnt NyeQwusestions PaidSpLaesctiMaloMntehssages Paid Year to Date If you are experiencing Pfirniannccipiaalldifficulty: Additional information about mor$t4g$1a0g9e..10c60ounseling or assis$$t1a2n,,15c8e144c.a.89n56be foWuned oenntjhoeybeadck of this statement. PATTY ARVIELO Interest $82$00..5030 $$24,,897273..5128 working with President, NMLS #49166 Escrow (Taxes and Insurance) $20$00..0000 $$31,,525020..8050 you when you purchased D: 949.748.4115 Replacement Reserve $$00..0000 $0.00 your home and O. 888.788.6780 ext 7315 C: 714.401.9711 Past PaPTAFyeoadmertdtPasiielataainPilondPtandsLaya*aymCBlsmhMrtSeaeeneMoranteg$$n$okte28t4rnd(hs0$$$2$$$$$$eU1tol00000000000yh9vnw............e000051Aa000000306000rnp000000mspeoliuefnodPt)rs*aiindfYoeramr a$$$t$$$o231t124$i,,,,Do,,1581259an8572$$012t742000043ea.......$..588000091b1552000086o,4u3$$$t$$$$90000000pytlWpwy....o..o..6000aoo0000uooe9000r0000uuhrtrkcerkiewahfnihlonlpahjooprgsienwmeaynwgdeyaemdyirytdaohoenuund,tC$s$o87$,n,671t33$2$a50800..c...02001t02004ImWpiotgdnttlfyoarohhoeiotmvoeauehnekAinrdire’ltunftyfrlsoprhes.NyiwreaiPeanwePpOCDPlnlsiQetgrwa:cei.:Aadhet7ar8u9asarsvyTss18s4dtlaitei4olde89aTeae.l..ls.lue4tn7Y7oeton04,8t@do1t8Af8i,.no.9.N4R6a71n7fM1V1i8n1s5L0IcES.ecL#xoOt4m79311656 [email protected] JANE DOEInterest Real Estate Agent, LIC #12345Escrow (Taxes and Insurance)Replacement Reserve D: 555.555.5555Additional Monthly Amounts C: 555.555.5555Fees and Charges [email protected] REARealty.comPartial Payment (Unapplied)* $$00..0000 $0.00 your friends and JANE DOE LIC #12345 $1,43$90..6090 $$87,,673358..2124 fPalmeasileydwetiatchhablol totofm withReyaoluErsptaaytme Aengte.nt,Total Payment  portion and return See their real estate D: 555.555.5555 C0U00S0TO00M0E0ngdR1eiovened’tushs. PeaWŽlseůŶciĞtaaĂLJaŽƐsltĞƵlee.ƌǁĐtŚƌoŝĞƚĐĞŬLJŽŽƌƵŵƌůŽŽŶĂĞŶLJŶŽƵƌŵĚĞďƌĞ͘ƌ C: 555.555.5555 [email protected] REARealty.com Total Amount  * reverse for information abouTtoptaarltAiaml poauynmt eDnutes Loan Number Borrower JOE E. Co-Borrower$$13,,483295..6798 Total Amount Due $1$,34,3892.56.798 LJŽƵƌƉƌŝŶĐŝƉĂůŽƌĞƐĐƌŽǁ͕ƉůĞĂƐĞŝŶĚŝĐĂƚĞƚŚĞ Due Due By 09/01/2017 ĂŵŽƵŶƚ;ƐͿŝŶƚŚĞďŽdžĞƐĂƚƌŝŐŚƚ͘ $ .received in our office by 09/16/2017 $49.86 late fee wilPl lbeeascehdaertgaecdh ibfotthteompapyomrteionnt aisnndoretturn with/ĨyLJŽoƵuƌrĂpĚĚaƌyĞmƐƐ͕eƚnĞůtĞ.ƉŚŽŶĞŶƵŵďĞƌŽƌ Additional Monthly ĞͲŵĂŝůĂĚĚƌĞƐƐŚĂƐĐŚĂŶŐĞĚ͕ƉůĞĂƐĞǀŝƐŝƚ Payment ŽƵƌǁĞďƐŝƚĞůŝƐƚĞĚĂďŽǀĞŽƌĐŽŶƚĂĐƚƵƐ Total Amount Due Ăƚ ϭͲϴϬϬͲϴϵϯͲϱϯϬϰ͘   $Additional Principal Additional $ Escrow $ Total Enclosed $ $Post Close Campaig$n$13,,483295..6798TotalAmountDue .Due By 09/01/2017 WůĞĂƐĞǁƌŝƚĞLJŽƵƌůŽĂŶŶƵŵďĞƌ ŽŶLJŽƵƌ ĐŚĞĐŬŽƌŵŽŶĞLJŽƌĚĞƌ͘Loan Number.BorrowerCo-Borrower 000000001 Total Amount JOE E. CUSTOMER $1$,34,3892.56.798 LJŽƵƌƉƌŝŶĐŝƉĂůŽƌĞƐĐƌŽǁ͕ƉůĞĂƐĞŝŶĚŝĐĂƚĞƚŚĞ Due ĂŵŽƵŶƚ;ƐͿŝŶƚŚĞďŽdžĞƐĂƚƌŝŐŚƚ͘ PO Box 650076$49.86 late.received in fee will be charged if the paymDeanltlaiss,nToXt 75265/Ğ-ĨͲ0ŵLJŽ0ĂƵŝ7ƌůĂĂ6ĚĚĚĚƌƌĞĞƐƐƐƐ͕ŚƚĂĞƐůĞĐƉŚŚĂŽŶŶŐĞĞĚŶ͕ƵƉŵůĞďĂĞƐƌĞŽǀƌŝƐŝƚ Additional Monthly our office by 09/16/2017 ŽƵƌǁĞďƐŝƚĞůŝƐƚĞĚĂďŽǀĞŽƌĐŽŶƚĂĐƚƵƐ Payment .AdditionalKeep the conversation going with. beautifulPrincipal Ăƚ ϭͲϴϬϬͲϴϵϯͲϱϯϬϰ͘ 912409343301902890000038257800100000000000000000000005 Additional $ Escrow Total Enclosed $ .PO Box 650076greeting cards and drip emails. .Dallas,TX75265-0076 912409343301902890000038257800100000000000000000000005 Hope you have a great Birthday! Hope you find time lots of time to relax!

www.TEAMNEWAMERICAN.com Automatically share positive reviews All positive reviews are automatically posted on your personal and branch New American Funding websites and your personal and branch social media pages helping you stand apart from your competition.

Online Reputation & ReviewsYour online reputation is your most valuable asset. Wehelp you gain the trust of potential clients by sharingyour current clients’ positive experiences working withyou. We automatically solicit reviews for you on everyclosed transaction.Highly recommend Polly and Elizabeth! Your Facebook and Your Your Your Newbranch Facebook page, LinkedIn page Twitter Feed American Fundingas well as the corporate Loan Agent and Facebook page branch sites

www.TEAMNEWAMERICAN.comTV Commercials INDEPENDENT PURCHASE LENDERSpanish AdsBranding Videos

National AdvertisingOur involvement in national advertising ranges fromtelevision commercials to radio spots across the nation.National RadioVideo Content

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Current LocationsALASKA Porter Ranch Oakbrook NORTH CAROLINAAnchorage Redlands Swansea Charlotte Riverside DurhamARIZONA San Clemente INDIANA HuntersvilleBullhead San Diego IndianapolisChandler Santa Ana Lafayette OREGONMesa Santa Rosa ClackamasScottsdale Sherman Oaks IOWA Lake OswegoTempe Temecula BettendorfTucson Torrance SOUTH CAROLINA Tracy KANSAS ColumbiaARKANSAS Tustin (Corp HQ) Overland Park GreenvilleLittle Rock Vacaville Valencia MASSACHUSETTS TENNESSEECALIFORNIA Victorville Dedham ChattanoogaAnaheim West CovinaBakersfield Whittier MICHIGAN TEXASCampbell Novi AustinCerritos COLORADO BryanChula Vista Boulder MINNESOTA El PasoCity of Industry Colorado Springs Alexandria LaredoDowney Denver Eden Prairie PlanoEncinitas Ft. Collins North Branch Sugar LandFresno Grand Junction St. CloudGlendora Greeley UTAHHuntington Beach Greenwood Village MISSOURI Salt Lake CityIndian Wells Highlands Ranch Lee’s Summit St. GeorgeIrvine North Loveland Nixa West JordanLadera Heights SpringfieldLong Beach FLORIDA St. Louis WASHINGTONLos Angeles Kissimmee St. Robert BellevueLos Gatos Orlando Warrensburg ChelanManhattan Beach Tampa EverettManteca NEVADA Gig HarborMission Viejo GEORGIA Elko IssaquahMontecito Atlanta Henderson KirklandMorgan Hill Bonaire Las Vegas Port TownsendNewport Beach Kennesaw Minden PoulsboNovato Lawrenceville Reno SilverdaleOntario Stockbridge Sparks SpokaneOxnard TacomaPalmdale ILLINOIS NEW MEXICO VancouverPasadena Crystal Lake Albuquerque WenatcheePico Rivera Glen Carbon Las CrucesPlacentia Godfrey Santa Fe

www.TEAMNEWAMERICAN.com NMLS ID#6606. © New American Funding. New American and New American Funding are registered trademarks of Broker Solutions Inc. dba New American Funding. All Rights Reserved. Corporate Office is located at 14511 Myford Road, Suite 100, Tustin CA 92780. Phone (800) 450-2010. 02/2018