1st STAGE OF ACCELERATED LADDERIZED PROGRAM

A New Innovation to an Effective Way of Building a Long Term Network

COMPREHENSIVEMARKETING PLAN PRESENTATION

WELCOME to the 1st STAGE OF ACCELERATEDLADDERIZED PROGRAM

I. INTRODUCTION A TOP OF THE LINE innovation through the EMPLOYMENT EMPOWERMENT CONCEPTwith the COMBINED SUPPORT of the EMPLOYERS GROUP has been formulated by ourCompany for the primary purpose of EMPOWERING THE SEVERAL MILLIONS OF EMPLOYEESwho had not been able to have an access regarding the availment of other possibleADDITIONAL EXTRA INCOME OPPORTUNITIES. Our EXCLUSIVELY designed ACCELERATED LADDERIZED PROGRAM will ensure for themthat it will elevate the present situation of financial inadequacy & health – related deficienciesinto an astounding paradigm shift of health & prosperity. A very rare chance of success will now become a common opportunity for them in levellingthe playing field of progress that is only being monopolized by the few elite rich and famouspersonalities around the globe of human race worldwide.

II. OVERVIEWA. METHODOLOGYB. COMPLETE START – UP KIT PRODUCT PACKAGE SHOWCASE ENTRY – Php1,176C. PRODUCT PACKAGE INCLUSIONS COST BREAKDOWN & PROJECTED POTENTIAL INCOME / BENEFITS & INCENTIVES OVERVIEW CHARTD. LEVEL – UP THROUGH COMMISSION DEDUCTIONS & CONTINUOUS MONTHLY PRODUCT PACKAGE SHOWCASE MAINTENANCE GUIDELINES CHARTE. PROJECTED POTENTIAL INCOME COMPARATIVE TABLE

A. METHODOLOGY

A. METHODOLOGY 1. 1st STAGE OF ACCELERATED LADDERIZED PROGRAM (Complete Start – Up Kit Product Package Showcase Entry – Php1,176) Our ACCELERATED LADDERIZED PROGRAM conceptualized a PAYLITE MEMBERSHIP PRODUCT PACKAGE SHOWCASE which is below TWO THOUSAND PESOS. Aside from that, to make it more very affordable for you, we make it payable through Two (2) consecutive SALARY DEDUCTIONS of Php588 within an attainable grace period of One (1) Month. On that premise it will automatically pre – qualify you to avail the 5 - MEMBERS ASSISTANCE & BENEFITS such as BIRTHDAY CASH GIFT FOR A CELEBRANT, FREE MEDICAL CHECK – UP & CONSULTATIONS, MEDICAL & HOSPITALIZATION ASSISTANCE, CALAMITY FUND ASSISTANCE & BURIAL ASSISTANCE & SERVICES. Another good thing is that the ACTUAL VALUE FOR MONEY of the PAYLITE MEMBERSHIP PRODUCT PACKAGE SHOWCASE that we provide is more than double the amount of your Php1,176 START – UP KIT PRODUCT PACKAGE SHOWCASE with a TOTAL MONETARY VALUE of Php3,908. The PROJECTED POTENTIAL INCOME are Generation of Php1,500 Additional Extra Income Thru Direct Selling of Raffle Tickets (Php150 x 10 – Raffle Tickets = Php1,500), START – UP KIT BONUS INCOME of Php2,000 (Php165 x 12 – 1st Generation Direct Downline Members = Php2,000) & PATRONAGE REWARDS of 5% Rebates from Repeat Purchases of your Direct / Indirect Downline Members from 1st up to the 4th Generation Levels. Upon FASTRACK COMPLETION of your 12 – 1st Generation Level Direct Downline Members within ONE (1) MONTH, you will receive the FASTRACK SPONSORING REWARDS such as FREE One (1) Unit of CELLPHONE worth not less than Php500 & FREE 1 – Box of Macho Brew Coffee. For the purpose of increasing your income through DIRECT SELLING BUSINESS CONCEPT, you are also given the privilege to avail the BUY & TAKE PROGRAM PROMO such as the following: 1. BUY – 1 / TAKE – 1 PROMO 1.1. 2 – Boxes of Coffee worth Php375 1.2. 2 – Bottles of SWAT Trace Mineral Drops worth Php1,000 1.3. 2 – Bottles of Essential Oil worth Php80

Aside from the ASSISTANCE & BENEFITS, BONUS INCOME & PRIVILEGES mentioned above, you are also given thechance to avail the EXCITING EXECUTIVE INCENTIVES & AMAZING VIP REWARDS. The basis to get these INCENTIVES &REWARDS will be through the CUMULATIVE EXECUTIVE & VIP POINTS SYSTEMS. Every INCENTIVE & REWARD hasa corresponding equivalent NUMBER OF POINTS. Once that you had generated & completed the CUMULATIVE POINTS basedon the designated TOTAL NUMBER OF POINTS corresponding to the available INCENTIVE & REWARD that you wishes toget, you will just make a written request to our Company for the release of your chosen INCENTIVE & REWARD within theminimum grace period of TWO (2) MONTHS upon your request. Afterward, you can again generate another CUMULATIVE EXECUTIVE & VIP POINTS every Month until you reachthe designated NUMBER OF POINTS corresponding to the next available INCENTIVE & REWARD that you prefer to get. PRESENTED BELOW ARE THE MECHANICS ON HOW YOU CAN GENERATE YOUR MONTHLY PERSONAL SINGLEEXECUTIVE POINT & MONTHLY PERSONAL MULTIPLE EXECUTIVE POINTS.1. You are credited with 1 – MONTHLY PERSONAL SINGLE EXECUTIVE POINT, based on your Php1,000 MONTHLY PRODUCT REPEAT PURCHASE, that will serve as your compliance to the requirement in generating MONTHLY GROUP CUMULATIVE EXECUTIVE POINTS from your 1st Generation Level up to the 5th Generation Level Direct / Indirect Downline Members.2. Upon your LEVEL – UP to the 2nd STAGE of ACCELERATED LADDERIZED PROGRAM, you are credited with 1 – MONTHLY PERSONAL SINGLE EXECUTIVE POINT, based on your Php2,000 MONTHLY PRODUCT PACKAGE SHOWCASE MAINTENANCE, that will serve as your compliance to the requirement in generating MONTHLY GROUP CUMULATIVE EXECUTIVE POINTS from your 1st Generation Level up to the 5th Generation Level Direct / Indirect Downline Members.3. Upon your LEVEL – UP to the 4th STAGE of ACCELERATED LADDERIZED PROGRAM, you are credited with 2 – MONTHLY PERSONAL MULTIPLE EXECUTIVE POINTS, based on your Php3,500 MONTHLY PRODUCT PACKAGE SHOWCASE MAINTENANCE, that will serve as your compliance to the requirement in generating MONTHLY GROUP CUMULATIVE EXECUTIVE POINTS from your 1st Generation Level up to the 5th Generation Level Direct / Indirect Downline Members.

4. Upon your LEVEL – UP to the 5th STAGE of ACCELERATED LADDERIZED PROGRAM, you are credited MONTHLY PERSONAL MULTIPLE EXECUTIVE POINTS, based on your Php15,000 MONTHLY PRODUCT PACKAGE SHOWCASE MAINTENANCE, that will serve as your compliance to the requirement in generating MONTHLY GROUP CUMULATIVE EXECUTIVE POINTS from your 1st Generation Level up to the 5th Generation Level Direct / Indirect Downline Member. THEREFORE, UNDER THIS 1ST STAGE, A TOTAL 0F 144 – MONTHLY GROUP CUMULATIVE EXECUTIVE POINTS CAN BE GENERATED BASED ON THE FOLLOWING COMPUTATION.1. BASED ON THE Php1,000 MONTHLY PRODUCT REPEAT PURCHASE WHICH IS COVERED UNDER THE 1st STAGE OF ACCELERATED LADDERIZED PROGRAM 1.1. 12 – 1st Generation Level Direct Downline Members x 1 – POINT = 12 EXECUTIVE POINTS2. BASED ON THE Php2,000 MONTHLY PRODUCT PACKAGE SHOWCASE MAINTENANCE WHICH IS COVERED UNDER THE 2nd STAGE OF ACCELERATED LADDERIZED PROGRAM 2.1. 12 – 1st Generation Level Direct Downline Members x 1 – POINT = 12 EXECUTIVE POINTS3. BASED ON THE Php3,500 MONTHLY PRODUCT PACKAGE SHOWCASE MAINTENANCE WHICH IS COVERED UNDER THE 4th STAGE OF ACCELERATED LADDERIZED PROGRAM 3.1. 12 – 1st Generation Level Direct Downline Members x 2 – POINTS = 24 EXECUTIVE POINTS4. BASED ON THE Php15,000 MONTHLY PRODUCT PACKAGE SHOWCASE MAINTENANCE WHICH IS COVERED UNDER THE 5th STAGE OF ACCELERATED LADDERIZED PROGRAM 4.1. 12 – 1st Generation Level Direct Downline Members x 8 – POINTS = 96 EXECUTIVE POINTS By the way, once that you had completed your 12 - 1st Generation Level Direct Downline Members within 1 – Month upon your membership & also you had completely maintained the Php1,000 MONTHLY PRODUCT REPEAT PURCHASE & at the same time had made the Php2,000 MONTHLY PRODUCT PACKAGE SHOWCASE MAINTENANCE, Php3,500 MONTHLY PRODUCT PACKAGE SHOWCASE MAINTENANCE & Php15,000 MONTHLY PRODUCT PACKAGE SHOWCASE MAINTENANCE within 12 – Consecutive Months, you are entitled to receive an EXCLUSIVE ADDITIONAL NUMBER of 300 YEARLY PERSONAL LOYALTY EXECUTIVE POINTS BONUS for every MONTHLY PRODUCT PACKAGE SHOWCASE MAINTENANCE. For your exemplary performance, a PLAQUE OF LOYALTY RECOGNITION will be given to you by our COMPANY.

THEREFORE, UNDER THIS STAGE, A TOTAL OF 1,200 – YEARLY PERSONAL LOYALTY EXECUTIVE POINTS BONUS CAN BE GENERATED BASED ON THE FOLLOWING COMPUTATION.1. BASED ON YOUR PERSONAL PURCHASE OF Php1,000 MONTHLY PRODUCT REPEAT PURCHASE WHICH IS COVERED UNDER THE 1st STAGE OF ACCELERATED LADDERIZED PROGRAM 1.1. 12 – Consecutive Months x 25 – POINTS = 300 EXECUTIVE POINTS2. BASED ON YOUR PERSONAL PURCHASE OF Php2,000 MONTHLY PRODUCT PACKAGE SHOWCASE MAINTENANCE WHICH IS COVERED UNDER THE 2nd STAGE OF ACCELERATED LADDERIZED PROGRAM 2.1. 12 – Consecutive Months x 25 – POINT S = 300 EXECUTIVE POINTS3. BASED ON YOUR PERSONAL PURCHASE OF Php3,500 MONTHLY PRODUCT PACKAGE SHOWCASE MAINTENANCE WHICH IS COVERED UNDER THE 4th STAGE OF ACCELERATED LADDERIZED PROGRAM 3.1. 12 – Consecutive Months x 25 – POINT S = 300 EXECUTIVE POINTS 4. BASED ON YOUR PERSONAL PURCHASE OF Php15,000 MONTHLY PRODUCT PACKAGE SHOWCASE MAINTENANCE WHICH IS COVERED UNDER THE 5th STAGE OF ACCELERATED LADDERIZED PROGRAM 4.1. 12 – Consecutive Months x 25 – POINT S = 300 EXECUTIVE POINTS PRESENTED BELOW ARE THE MECHANICS ON HOW YOU CAN GENERATE YOUR MONTHLY GROUP CUMULATIVE VIP POINTS.1. Upon your LEVEL – UP to the 6th STAGE OF ACCELERATED LADDERIZED PROGRAM, you are credited with 1 – MONTHLY PERSONAL VIP POINT based on your Php30,000 MONTHLY PANGKABUHAYAN STOCKS OF PRODUCT PACKAGE SHOWCASE REPLENISHMENT , that will serve as your compliance to the requirement in generating MONTHLY GROUP CUMULATIVE VIP POINTS from your 1st Generation Level up to the 8th Generation Level Direct / Indirect Downline Members.2. Upon your LEVEL – UP to the 7th STAGE OF ACCELERATED LADDERIZED PROGRAM, you are credited with 2 – MONTHLY PERSONAL VIP POINTS based on your Php60,000 MONTHLY PANGKABUHAYAN STOCKS OF PRODUCT PACKAGE SHOWCASE REPLENISHMENT, that will serve as your compliance to the requirement in generating MONTHLY GROUP CUMULATIVE VIP POINTS from your 1st Generation Level up to the 8th Generation Level Direct / Indirect Downline Members.

3. Upon your LEVEL – UP to the 8th STAGE OF ACCELERATED LADDERIZED PROGRAM, you are credited with 4 – MONTHLY PERSONAL VIP POINTS based on your Php120,000 MONTHLY PANGKABUHAYAN STOCKS OF PRODUCT PACKAGE SHOWCASE REPLENISHMENT , that will serve as your compliance to the requirement in generating MONTHLY GROUP CUMULATIVE VIP POINTS from your 1st Generation Level up to the 8th Generation Level Direct / Indirect Downline Members. THEREFORE, UNDER THIS STAGE, UPON YOUR LEVEL – UP TO THE 6TH, 7TH & 8TH STAGE OF ACCELERATED LADDERIZED PROGRAM, A TOTAL OF 84 – MONTHLY GROUP CUMULATIVE VIP POINTS CAN BE GENERATED BASED ON THE FOLLOWING COMPUTATION.1. BASED ON THE Php30,000 MONTHLY PANGKABUHAYAN STOCKS OF PRODUCT PACKAGE SHOWCASE REPLENISHMENTS WHICH IS COVERED UNDER THE 6th STAGE OF ACCELERATED LADDERIZED PROGRAM 1.1. 12 – 1st Generation Level Direct Downline Members x 1 – POINT = 12 VIP POINTS2. BASED ON THE Php60,000 MONTHLY PANGKABUHAYAN STOCKS OF PRODUCT PACKAGE SHOWCASE REPLENISHMENTS WHICH IS COVERED UNDER THE 7th STAGE OF ACCELERATED LADDERIZED PROGRAM 2.1. 12 – 1st Generation Level Direct Downline Members x 2 – POINTS = 24 VIP POINTS3. BASED ON THE Php120,000 MONTHLY PANGKABUHAYAN STOCKS OF PRODUCT PACKAGE SHOWCASE REPLENISHMENT WHICH IS COVERED UNDER THE 8th STAGE OF ACCELERATED LADDERIZED PROGRAM 3.1. 12 – 1st Generation Level Direct Downline Members x 4 – POINTS = 48 VIP POINTS On the other hand, once you had attained the GENERATION LEVEL COMPLETION from 1st Level up to 8th Generation Level & has maintained the Php30,000, Php60,000 & Php120,000 MONTHLY PANGKABUHAYAN STOCKS OF PRODUCT PACKAGE SHOWCASE REPLENISHMENTS within 12 – Consecutive Months, you are again entitled to receive a minimum NUMBER of 600, 1,200 & 2,400 YEARLY PERSONAL LOYALTY VIP POINTS BONUS respectively. And then again for your exemplary performance, a PLAQUE OF LOYALTY RECOGNITION will be given to you by our COMPANY.

THEREFORE, UNDER THIS STAGE, A TOTAL OF 4,200 – YEARLY PERSONAL LOYALTY VIP POINTS BONUS CAN BE GENERATED BASED ON THE FOLLOWING COMPUTATION.1. BASED ON YOUR PERSONAL PURCHASE OF Php30,000 MONTHLY PANGKABUHAYAN STOCKS OF PRODUCT PACKAGE SHOWCASE REPLENISHMENTS WHICH IS COVERED UNDER THE 6th STAGE OF ACCELERATED LADDERIZED PROGRAM 1.1. 12 – Consecutive Months x 50 – POINTS = 600 VIP POINTS BONUS2. BASED ON YOUR PERSONAL PURCHASE OF Php60,000 MONTHLY PANGKABUHAYAN STOCKS OF PRODUCT PACKAGE SHOWCASE REPLENISHMENTS WHICH IS COVERED UNDER THE 7th STAGE OF ACCELERATED LADDERIZED PROGRAM 2.1. 12 – Consecutive Months x 100 – POINTS = 1,200 VIP POINTS BONUS3. BASED ON YOUR PERSONAL PURCHASE OF Php120,000 MONTHLY PANGKABUHAYAN STOCKS OF PRODUCT PACKAGE SHOWCASE REPLENISHMENTS WHICH IS COVERED UNDER THE 8th STAGE OF ACCELERATED LADDERIZED PROGRAM 3.1. 12 Consecutive Months x 200 – POINTS = 2,400 VIP POINTS BONUS PRESENTED BELOW ARE THE MECHANICS ON HOW YOU CAN GENERATE YOUR YEARLY GROUP LOYALTY VIP POINTS BONUS.1. Upon your LEVEL – UP to the 6th STAGE OF ACCELERATED LADDERIZED PROGRAM, you are credited with 25 VIP POINTS based on your Php30,000 MONTHLY PANGKABUHAYAN STOCKS OF PRODUCT PACKAGE SHOWCASE REPLENISHMENT , that will serve as your compliance to the requirement in generating YEARLY GROUP LOYALTY VIP POINTS BONUS from your 1st Generation Level up to the 8th Generation Level Direct / Indirect Downline Members.2. Upon your LEVEL – UP to the 7th STAGE OF ACCELERATED LADDERIZED PROGRAM, you are credited with 50 VIP POINTS based on your Php60,000 MONTHLY PANGKABUHAYAN STOCKS OF PRODUCT PACKAGE SHOWCASE REPLENISHMENT , that will serve as your compliance to the requirement in generating YEARLY GROUP LOYALTY VIP POINTS BONUS from your 1st Generation Level up to the 8th Generation Level Direct / Indirect Downline Members.

3. Upon your LEVEL – UP to the 8th STAGE OF ACCELERATED LADDERIZED PROGRAM, you are credited with 100 VIP POINTS based on your Php120,000 MONTHLY PANGKABUHAYAN STOCKS OF PRODUCT PACKAGE SHOWCASE REPLENISHMENT , that will serve as your compliance to the requirement in generating YEARLY GROUP LOYALTY VIP POINTS BONUS from your 1st Generation Level up to the 8th Generation Level Direct / Indirect Downline Members. THEREFORE , UNDER THIS STAGE, A TOTAL OF 25,200 – YEARLY GROUP LOYALTY VIP POINTS BONUS CAN BE GENERATED BASED ON THE FOLLOWING COMPUTATION.1. BASED ON THE Php30,000 MONTHLY PANGKABUHAYAN STOCKS OF PRODUCT PACKAGE SHOWCASE REPLENISHMENT WHICH IS COVERED UNDER THE 6th STAGE OF ACCELERATED LADDERIZED PROGRAM. 1.1. 12 – 1st Generation Level Direct Downline Members x 12 – Consecutive Months x 25 – POINTS = 3,600 VIP POINTS BONUS2. BASED ON THE Php60,000 MONTHLY PANGKABUHAYAN STOCKS OF PRODUCT PACKAGE SHOWCASE REPLENISHMENT WHICH IS COVERED UNDER THE 7th STAGE OF ACCELERATED LADDERIZED PROGRAM 2.1. 12 – 1st Generation Level Direct Downline Members x 12 – Consecutive Months x 50 – POINTS = 7,200 VIP POINTS BONUS3. BASED ON THE Php120,000 MONTHLY PANGKABUHAYAN STOCKS OF PRODUCT PACKAGE SHOWCASE REPLENISHMENTS WHICH IS COVERED UNDER THE 8th STAGE OF ACCELERATED LADDERIZED PROGRAM 3.1. 12 – 1st Generation Level Direct Downline Members x 12 – Consecutive Months x 100 – POINTS = 14,400 VIP POINTS BONUSPRESENTED BELOW ARE THE MECHANICS ON HOW YOU CAN GENERATE YOUR ADDITIONAL YEARLY GROUP LOYALTY VIP POINTS BONUS 6th STAGE OF ACCELERATED LADDERIZED PROGRAM, you are credited with1. Upon your LEVEL – UP to the Php1,000 MONTHLY PRODUCT REPEAT PURCHASE, that will serve as your 1 – VIP POINT based on yourcompliance to the requirement in generating ADDITIONAL YEARLY GROUP LOYALTY VIP POINTS BONUS, from your 1stGeneration Level up to the 6th Generation Level Direct / Indirect Downline Members.

2. . Upon your LEVEL – UP to the 6th STAGE OF ACCELERATED LADDERIZED PROGRAM, you are credited with 2 – VIP POINTS based on your Php2,000 MONTHLY PRODUCT PACKAGE SHOWCASE MAINTENANCE, that will serve as your compliance to the requirement in generating ADDITIONAL YEARLY GROUP LOYALTY VIP POINTS BONUS, from your 1st Generation Level up to the 6th Generation Level Direct / Indirect Downline Members.3. Upon your LEVEL – UP to the 6th STAGE OF ACCELERATED LADDERIZED PROGRAM, you are credited with 4 – VIP POINTS based on your Php3,500 MONTHLY PRODUCT PACKAGE SHOWCASE MAINTENANCE, that will serve as your compliance to the requirement in generating ADDITIONAL YEARLY GROUP LOYALTY VIP POINTS BONUS, from your 1st Generation Level up to the 6th Generation Level Direct / Indirect Downline Members.4. . Upon your LEVEL – UP to the 6th STAGE OF ACCELERATED LADDERIZED PROGRAM, you are credited with 15 – VIP POINTS based on your Php15,000 MONTHLY PRODUCT PACKAGE SHOWCASE MAINTENANCE, that will serve as your compliance to the requirement in generating ADDITIONAL YEARLY GROUP LOYALTY VIP POINTS BONUS, from your 1st Generation Level up to the 6th Generation Level Direct / Indirect Downline Members. THEREFORE, UNDER THIS 1ST STAGE, A TOTAL OF 3,168 – ADDITIONAL YEARLY GROUP LOYALTY VIP POINTS BONUS CAN BE GENERATED BASED ON THE FOLLOWING COMPUTATION..1. BASED ON THE Php1,000 MONTHLY PRODUCT REPEAT PURCHASE WHICH IS COVERED UNDER THE 1st STAGE OF ACCELERATED LADDERIZED PRORAM. 1.1. 12 – 1st Generation Level Direct Downline Members x 1 – POINT x 12 – Consecutive Months = 144 VIP POINTS BONUS2. BASED ON THE Php2,000 MONTHLY PRODUCT PACKAGE SHOWCASE MAINTENANCE WHICH IS COVERED UNDER THE 2nd STAGE OF ACCELERATED LADDERIZED PROGRAM 2.1. 12 – 1st Generation Level Direct Downline Members x 2 – POINTS x 12 – Consecutive Months = 288 VIP POINTS BONUS3. BASED ON THE Php3,500 MONTHLY PRODUCT PACKAGE SHOWCASE MAINTENANCE WHICH IS COVERED UNDER THE 4th STAGE OF ACCELERATED LADDERIZED PROGRAM 3.1. 12 – 1st Generation Level Direct Downline Members x 4 – POINTS x 12 – Consecutive Months = 576 VIP POINTS BONUS4. BASED ON THE Php15,000 MONTHLY PRODUCT PACKAGE SHOWCASE MAINTENANCE WHICH IS COVERED UNDER THE 5th STAGE OF ACCELERATED LADDERIZED PROGRAM 4.1. 12 – 1st Generation Level Direct Downline Members x 15 – POINTS x 12 – Consecutive Months = 2,160 VIP POINTS BONUS

B. COMPLETE START – UP KITPRODUCT PACKAGE SHOWCASE ENTRY – Php1,176

Php588 COMPLETE START – UP KIT PRODUCT PACKAGE SHOWCASE ENTRY – Php1,176 Php588 PARTIAL START – UP KIT PRODUCT PACKAGE SHOWCASE A Php588 Php375 (With Powerful Extra Income Generating Items) START – UP KIT PRODUCT PACKAGE SHOWCASE COMPLETIONA. COMPLETE SET OF MARKETING MATERIALS (Php588) H. 1 – Bottle of SWAT Trace Mineral Drops (30ml) (Php1,000) I. FREE 1 – Copy of SWAT Product Leaflet (English Version) (Php15)1. 1 - SET OF 8BDC MARKETING BOOKLETS 1 J. FREE 1 – Copy of SWAT Product Leaflet (Tagalog Version) (Php15) K. FREE 1 – DVD Copy of SWAT Product Presentation (Php50)a. 1st / 2nd /3rd / 4th Stages of Accelerated Ladderized Program 1 – SET of 8BDC Marketing Bookletsb. 1 – Copy of Millionaires Club Brochure (1st / 2nd / 3rd / 4th Stage of Accelerated Ladderized Programs) L. FREE Membership ID (PVC) (Php100)2. 12 - Copies of Membership Forms 1 - Copy of Millionaires Club Brochure M. FREE 1 - DVD Copy of Police / Military3. 1 - Copy of Direct Downline Members List of Names Related Documentary (Php200)4. 8 - Copies of Accelerated Ladderized Program Forms K H J I5. 1 – Copy of Members Assistance & Benefits Booklet Php1,000 SWATB. FREE 1 - Box of Macho Brew Coffee (Php375) DVD Product PresentationC. FREE 1 - Copy of Macho Brew Leaflet (Php15)D. FREE 1 – Copy of GAS S Fuel Enhancer Booklet (Php25) B 3 2 FREE FREEE. FREE 1 – Bottle of GAS S Fuel Enhancer (5ml) (Php175)F. FREE 1 – DVD Copy of GAS S Fuel Enhancer (Php50) FREEG. FREE 1 - Booklet of Raffle Tickets 1 - DVD Copy of SWAT (Can be sold for Php1,500) Product Presentation 1 – Copy of Direct Downline 12 – Copies Members List of Names of Membership Forms L 1 – Bottle 1 – Copy of SWAT 1 – Copy of SWAT of 4 5 Product Leaflet Product Leaflet G E SWAT (Tagalog Version) (English Version)FREE Trace Mineral Drops1 - BOOKLET OF RAFFLE TICKETS 8 – Copies of Accelerated 1 – Copy of Members FREE 10 – RAFFLE TICKETS / BOOKLET Membership ID (PVC) Php150 PER RAFFLE TICKET M Ladderized Program Forms Assistance & Benefits BookletFREE FREE FREE FREE D F C FREE1 - DVD Copy of GAS S 1 – Copy of GAS S FUEL 1 - DVD Copy of Police / Military Related Documentary FUEL ENHANCER ENHANCER BOOKLET (Note : The ACTUAL VALUE FOR MONEY of your(Note : The actual VALUE FOR MONEY of your Php588 PARTIAL START – UP KIT Php588 START - UP KIT PRODUCT PACKAGE PRODUCT PACKAGE SHOWCASE is worth Php2,528). SHOWCASE COMPLETION is worth Php1,380)(NOTE: THE METHOD OF PAYLITE PAYMENTS FOR THE Php588 PARTIAL START – UP KIT PRODUCT PACKAGE SHOWCASE ENTRY & ANOTHER Php588 FOR THE START – UP KIT PRODUCT PACKAGE SHOWCASE COMPLETION IS THROUGH 2 – CONSECUTIVE SALARY DEDUCTIONS).

C. PRODUCT PACKAGE INCLUSIONS COST BREAKDOWN &PROJECTED POTENTIAL INCOME / BENEFITS & INCENTIVES OVERVIEW CHART

C . PRODUCT PACKAGE INCLUSIONS COST BREAKDOWN & PROJECTED POTENTIAL INCOME / BENEFITS & INCENTIVES OVERVIEW CHART STAGE OF PRODUCT PACKAGE AMOUNT PROJECTED POTENTIAL UNLIMITED PROSPERITY ACCELERATED INCLUSIONS BREAKDOWN PER PRODUCT INCOME / BENEFITS & INCENTIVESLADDERIZED PROGRAM A. COMPLETE SET OF MARKETING 1. PRODUCT PACKAGE SHOWCASE VALUE FOR MONEY – Php3,908 MATERIALS 2. MEMBERS ASSISTANCE & BENEFITS 1st 1. 1 - SET OF 8BDC Php588 STAGE MARKETING BOOKLETS 2.1. Birthday Cash Gift for a Celebrant (Php56,550 up to Php226,200) Php375 2.2. FREE Medical Check - Up / Consultations (Php30,000) OF B. FREE 1 - Box of Macho Brew Php15 2.3. Medical & Hospitalization Assistance (Php25,000 up to Php1,000,000) ACCELERATED Coffee Php175 2.4. Calamity Fund (Relocated due to Storms, Flood, Fire or Earthquake) (Php25,000 up toLADDERIZED PROGRAM Php50 (1st Generation Level) C. FREE 1 - Copy of Macho Brew Php25 Php1,000,000) Leaflet Php1,500 2.5. Burial Assistance & Services (Php250,000 up to Php5,000,000) Php1,0001. PARTIAL START - UP D. FREE 1 - Bottle of Gas S FUEL Php15 3. GENERATION OF Php1,500 ADDITIONAL EXTRA INCOME THRU DIRECT SELLING OF KIT PRODUCT Enhancer (5ml) Php15 1 – BOOKLET OF RAFFLE TICKETS PACKAGE SHOWCASE Php50 (Php1,500 Per Booklet) (10 – Raffle Tickets / Booklet) (Php150 / Raffle Ticket) ENTRY - Php588 E. FREE 1 - DVD Copy of GAS S Php100 (Partial Paylite Fuel Enhancer (5ml) Php200 4. START – UP KIT BONUS INCOME – Php2,000 (Php165 x 12 – 1st Generation Level Direct Downline Members = Php2,000) Membership Pack) F. FREE 1 - Copy of GAS S Fuel Enhancer Booklet 5. PATRONAGE REWARDS G. FREE 1 - Booklet of Raffle Tickets You will earn 5% Rebates from Repeat Purchases of your Direct / Indirect Downline Members from 1st up to the 4tth Generation Levels. H. 1 - Bottle of SWAT Trace Mineral Drops (30 ml) 6. FASTRACK SPONSORING REWARDS – Php875 Upon FASTRACK COMPLETION of your 12 – 1st Generation Level Direct Downline Members2. START – UP KIT I. FREE 1 - Copy of SWAT Leaflet within 1 – Month you will receive 1 – Unit of CELLPHONE worth Php500 & 1 - Box of PRODUCT PACKAGE (English Version) Macho Brew Coffee worth Php375. SHOWCASE COMPLETION – Php588 J. FREE 1 - Copy of SWAT Leaflet 7. BUY – 1 / TAKE – 1 PROMO (Paylite Membership (Tagalog Version) Pack Completion) 7.1. 2 - Boxes of Macho Brew Coffee worth Php375 K. FREE 1 - DVD Copy of SWAT 7.2. 2 - Bottles of SWAT Trace Mineral Drops worth Php1,000 Product Presentation 7.3. 2 - Bottles of Essential Oil worth Php80 8. MONTHLY GROUP CUMULATIVE EXECUTIVE POINTS – 144 EXECUTIVE POINTS L. FREE Membership ID (PVC) (Basis for the Availment of Exciting Executive Incentives) M. FREE 1 - DVD Copy of Police / 8.1. Based on the Php1,000 Monthly Product Repeat Purchase Military Documentary 8.1.1. 12 – 1st Generation Level Direct Downline Members x 1 – Point = 12 – Executive Points 8.2. Based on the Php2,000 Monthly Product Package Showcase Maintenance 8.2.1. 12 – 1st Generation Level Direct Downline Members x 1 – Point = 12 – Executive Points 8.3. Based on the Php3,500 Monthly Product Package Showcase Maintenance 8.3.1. 12 – 1st Generation Level Direct Downline Members x 2 – Points = 24 – Executive Points 8.4. Based on the Php15,000 Monthly Product Package Showcase Maintenance 8.4.1. 12 – 1st Generation Level Direct Downline Members x 8 – Points = 96 – Executive Points 9. YEARLY PERSONAL LOYALTY EXECUTIVE POINTS BONUS – 1,200 EXECUTIVE POINTS (Basis for the Availment of Exciting Executive Incentives) A Member who completed his 12 – 1st Generation Level Direct Downline Members within 1 – Month upon his membership & has maintained the Php2,000 MONTHLY PRODUCT PACKAGE SHOWCASE MAINTENANCE & has made the Php1,000 MONTHLY REPEAT PURCHASE, Php3,500 MONTHLY PRODUCT PACKAGE SHOWCASE MAINTENANCE & Php15,000 MONTHLY PRODUCT PACKAGE SHOWCASE MAINTENANCE within 12 – Consecutive Months, he is entitled to receive an EXCLUSIVE ADDITIONAL NUMBER of 1,200 YEARLY PERSONAL LOYALTY EXECUTIVE POINTS BONUS. For his exemplary performance a PLAQUE OF LOYALTY RECOGNITION will be awarded to him by the Company.

STAGE OF PRODUCT PACKAGE AMOUNT PROJECTED POTENTIAL UNLIMITED PROSPERITY ACCELERATED INCLUSIONS BREAKDOWN PER INCOME / BENEFITS & INCENTIVESLADDERIZED PROGRAM PRODUCT 10. MONTHLY GROUP CUMULATIVE VIP POINTS - 84 VIP POINTS (Basis for the Availment of Amazing VIP Rewards) 10.1. Based on the Php30,000 Monthly Pangkabuhayan Stocks of Product Package Showcase Replenishments 10.1.1. 12 – 1st Generation Level Direct Downline Members x 1 – Point = 12 – VIP Points 10.2. Based on the Php60,000 Monthly Pangkabuhayan Stocks of Product Package Showcase Replenishments 10.2.1. 12 – 1st Generation Level Direct Downline Members x 2 – Points = 24 – VIP Points 10.3. Based on the Php120,000 Monthly Pangkabuhayan Stocks of Product Package Showcase Replenishments 10.3.1. 12 – 1st Generation Level Direct Downline Members x 4 – Points = 48 – VIP Points 11. YEARLY PERSONAL LOYALTY VIP POINTS BONUS – 4,200 VIP POINTS (Basis for the Availment of Amazing VIP Rewards) A VIP Member that has reached the Level Completion from 1st Level up to 8th Level & has maintained the Php30,000, Php60,000 & Php120,000 MONTHLY PANGKABUHAYAN STOCKS OF PRODUCT PACKAGE SHOWCASE REPLENISHMENT within 12 – Consecutive Months, he is entitled to receive a minimum ADDITIONAL NUMBER of 600, 1,200, 2,400 YEARLY PERSONAL LOYALTY VIP POINTS BONUS respectively. For his exemplary performance, a PLAQUE OF LOYALTY RECOGNITION will be awarded to him by the Company. 12. YEARLY GROUP LOYALTY VIP POINTS BONUS – 25,200 VIP POINTS (Basis for the Availment of Amazing VIP Rewards) 12.1. Based on the Php30,000 Monthly Pangkabuhayan Stocks of Product Package Showcase 12.2. 12.3. Replenishments 12.1.1. 12 – 1st Generation Level Direct Downline Members x 50 – Points = 3,600 – VIP Points Bonus Based on the Php60,000 Monthly Pangkabuhayan Stocks of Product Package Showcase Replenishments 12.2.1. 12 – 1st Generation Level Direct Downline Members x 100 – Points = 7,200 – VIP Points Bonus Based on the Php120,000 Monthly Pangkabuhayan Stocks of Product Package Showcase Replenishments 12.3.1. 12 – 1st Generation Level Direct Downline Members x 200 – Points = 14,400 – VIP Points Bonus 13. ADDITIONAL YEARLY GROUP LOYALTY VIP POINTS BONUS – 3,168 VIP POINTS (Basis for the Availment of Amazing VIP Rewards) 13.1. Based on the Php1,000 Monthly Product Repeat Purchase 13.1.1. 12 – 1s t Generation Level Direct Downline Members x 2 – Points x 12 – Months = 288 VIP Points Bonus 13.2. Based on the Php2,000 Monthly Product Package Showcase Maintenance 13.2.1. 12 – 1st Generation Level Direct Downline Members x 1 – Point x 12 – Months = 144 VIP Points Bonus 13.3. Based on the Php3,500 Monthly Product Package Showcase Maintenance 13.3.1. 12 – 1st Generation Level Direct Downline Members x 4 – Points x 12 – Months = 576 VIP Points Bonus 13.4. Based on the Php15,000 Monthly Product Package Showcase Maintenance 13.4.1. 12 – 1st Generation Level Direct Downline Members x 15 – Points x 12 – Months = 2,160 VIP Points Bonus

D. LEVEL – UP THROUGH COMMISSION DEDUCTIONS & CONTINUOUS MONTHLY PRODUCT PACKAGE SHOWCASEMAINTENANCE GUIDELINES CHART

STAGE SALARY DEDUCTION METHOD OF PROJECTED POTENTIAL UNLIMITED PROSPERITY INCOME / BENEFITS & INCENTIVES / OF ACCELERATED PAYMENT FOR ENTRY TO THE 1st STAGE LEVEL – UP ENTRY TO THE 2nd STAGE OF ACCELERATED LADDERIZED PROGRAM LADDERIZED PROGRAM ENTRY 1. PRODUCT PACKAGE SHOWCASE VALUE FOR MONEY – Php3,908 1st to the STAGE 1st STAGE OF ACCELERATED 2. MEMBERS ASSISTANCE & BENEFITS LADDERIZED PROGRAM 2.1. Birthday Cash Gift for a Celebrant (Php56,550 up to Php226,200) OF will be through the 2.2. FREE Medical Check - Up / Consultations (Php30,000) ACCELERATED LADDERIZED SALARY DEDUCTION 2.3. Medical & Hospitalization Assistance (Php25,000 up to Php1,000,000) of Php588 as your 2.4. Calamity Fund (Relocated due to Storms, Flood, Fire or Earthquake) (Php25,000 PROGRAM PARTIAL START - UP KIT PRODUCT up to Php1,000,000) (1st Generation Level) PACKAGE SHOWCASE ENTRY. 2.5. Burial Assistance & Services (Php250,000 up to Php5,000,000)1. PARTIAL START - UP KIT For your 3. GENERATION OF Php1,500 ADDITIONAL EXTRA INCOME THRU DIRECT SELLING PRODUCT PACKAGE START - UP KIT PRODUCT OF 1 – BOOKLET OF RAFFLE TICKETS SHOWCASE ENTRY - Php588 (Php1,500 Per Booklet) (10 – Raffle Tickets / Booklet) (Php150 / Raffle Ticket) (Partial Paylite PACKAGE COMPLETION, you can accomplish it through another 4. START – UP KIT BONUS INCOME – Php2,000 Membership Pack) (Php165 x 12 – 1st Generation Level Direct Downline Members = Ph2,000) SALARY DEDUCTION2. START – UP KIT PRODUCT of Php588. NOTE : In order for you to LEVEL – UP to the 2nd STAGE OF ACCELERATED LADDERIZED PACKAGE SHOWCASE PROGRAM, your Php2,000 START – UP KIT BONUS INCOME will automatically be COMPLETION – Php588 NOTE: (Paylite Membership Your TOTAL START – UP KIT converted to your MONTHLY PRODUCT PACKAGE MAINTENANCE SHOWCASE Pack Completion) PRODUCT PACKAGE SHOWCASE is Php1,176, with a TOTAL MONETARY ENTRY which is worth Php2,000. VALUE of Php3,908. 5. PATRONAGE REWARDS your Direct / Indirect Downline You will earn 5% Rebates from Repeat Purchases of Members from 1st up to the 4tth Generation Levels. 6. FASTRACK SPONSORING REWARDS - Php875 Upon FASTRACK COMPLETION of your 12 - 1st Generation Level Direct Downline Members within 1 - Month, you will receive 1 - Unit of CELLPHONE worth Php500 & 1 - Box of Macho Brew Coffee worth Php375. 7. BUY - 1 / TAKE - 1 PROMO 7.1. 2 - Boxes of Macho Brew Coffee worth Php375 7.2. 2 - Bottles of SWAT Trace Mineral Drops worth Php1,000 7.3. 2 - Bottles of Essential Oil worth P80 8. MONTHLY GROUP CUMULATIVE EXECUTIVE POINTS – 144 EXECUTIVE POINTS (Basis for the Availment of Exciting Executive Incentives) 8.1. Based on the Php1,000 Monthly Product Repeat Purchase 8.1.1. 12 – 1st Generation Level Direct Downline Members x 1 – Point = 12 – Executive Points 8.2. Based on the Php2,000 Monthly Product Package Showcase Maintenance 8.2.1. 12 – 1st Generation Level Direct Downline Members x 1 – Point = 12 – Executive Points 8.3 Based on the Php3,500 Monthly Product Package Showcase Maintenance 8.3.1. 12 – 1st Generation Level Direct Downline Members x 2 – Points = 24 – Executive Points 8.4 Based on the Php15,000 Monthly Product Package Showcase Maintenance 8.4.1. 12 – 1st Generation Level Direct Downline Members x 8 – Points = 96 – Executive Points 9. YEARLY PERSONAL LOYALTY EXECUTIVE POINTS BONUS – 1,200 EXECUTIVE POINTS A Member who completed his 12 - 1st Generation Level Direct Downline Members within 1 - Month upon his membership & has maintained the Php2,000 MONTHLY PRODUCT PACKAGE SHOWCASE MAINTENANCE & has made the Php1,000 MONTHLY REPEAT PURCHASE, Php3,500 MONTHLY PRODUCT PACKAGE SHOWCASE MAINTENANCE & Php15,000 MONTHLY PRODUCT PACKAGE SHOWCASE MAINTENANCE within 12 - consecutive Months, he is entitled to receive an EXCLUSIVE ADDITIONAL NUMBER of 1,200 YEARLY PERSONAL LOYALTY EXECUTIVE POINTS BONUS. For his exemplary performance, a PLAQUE OF LOYALTY RECOGNITION will be awarded to him by the Company.

STAGE SALARY DEDUCTION METHOD OF PROJECTED POTENTIAL UNLIMITED PROSPERITY INCOME / BENEFITS & INCENTIVES / OF ACCELERATED PAYMENT FOR ENTRY TO THE 1st STAGE LEVEL – UP ENTRY TO THE 2nd STAGE OF ACCELERATED LADDERIZED PROGRAMLADDERIZED PROGRAM0 10. MONTHLY GROUP CUMULATIVE VIP POINTS - 84 VIP POINTS (Basis for the Availment of Amazing VIP Rewards) 10.1. Based on the Php30,000 Monthly Pangkabuhayan Stocks of Product Package Showcase Replenishments 10.1.1. 12 – 1st Generation Level Direct Downline Members x 1 – Point = 12 – VIP Points 10.2. Based on the Php60,000 Monthly Pangkabuhayan Stocks of Product Package Showcase Replenishments 10.2.1. 12 – 1st Generation Level Direct Downline Members x 2 – Points = 24 – VIP Points 10.3. Based on the Php120,000 Monthly Pangkabuhayan Stocks of Product Package Showcase Replenishments 10.3.1. 12 – 1st Generation Level Direct Downline Members x 4 – Points = 48 – VIP Points 11. YEARLY PERSONAL LOYALTY VIP POINTS BONUS – 4,200 VIP POINTS (Basis for the Availment of Amazing VIP Rewards) A VIP Member that has reached the Level Completion from 1st Level up to 8th Level & has maintained the Php30,000, Php60,000 & Php120,000 MONTHLY PANGKABUHAYAN STOCKS OF PRODUCT PACKAGE SHOWCASE REPLENISHMENT within 12 – Consecutive Months, he is entitled to receive a minimum ADDITIONAL NUMBER of 600, 1,200, 2,400 YEARLY PERSONAL LOYALTY VIP POINTS BONUS respectively. For him exemplary performance, a PLAQUE OF LOYALTY RECOGNITION will be awarded to him by the Company. 12. YEARLY GROUP LOYALTY VIP POINTS BONUS – 25,200 VIP POINTS (Basis for the Availment of Amazing VIP Rewards) 12.1. Based on the Php30,000 Monthly Pangkabuhayan Stocks of Product Package Showcase 12.2. 12.3. Replenishments 12.1.1. 12 – 1st Generation Level Direct Downline Members x 50 – Points = 3,600 – VIP Points Bonus Based on the Php60,000 Monthly Pangkabuhayan Stocks of Product Package Showcase Replenishments 12.2.1. 12 – 1st Generation Level Direct Downline Members x 100 – Points = 7,200 – VIP Points Bonus Based on the Php120,000 Monthly Pangkabuhayan Stocks of Product Package Showcase Replenishments 12.3.1. 12 – 1st Generation Level Direct Downline Members x 200 – Points = 14,400 – VIP Points Bonus 13. ADDITIONAL YEARLY GROUP LOYALTY VIP POINTS BONUS – 3,168 VIP POINTS (Basis for the Availment of Amazing VIP Rewards) 13.1. Based on the Php1,000 Monthly Product Repeat Purchase 13.1.1. 12 – 1s t Generation Level Direct Downline Members x 2 – Points x 12 – Months = 288 VIP Points Bonus 13.2. Based on the Php2,000 Monthly Product Package Showcase Maintenance 13.2.1. 12 – 1st Generation Level Direct Downline Members x 1 – Point x 12 – Months = 144 VIP Points Bonus 13.3. Based on the Php3,500 Monthly Product Package Showcase Maintenance 13.3.1. 12 – 1st Generation Level Direct Downline Members x 4 – Points x 12 – Months = 576 VIP Points Bonus 13.4. Based on the Php15,000 Monthly Product Package Showcase Maintenance 13.4.1. 12 – 1st Generation Level Direct Downline Members x 15 – Points x 12 – Months = 2,160 VIP Points Bonus

E. PROJECTED POTENTIAL INCOME COMPARATIVE TABLEBASED ON THE NUMBER OF SPONSORED MEMBERS

E. PROJECTED POTENTIAL INCOME COMPARATIVE TABLE CATEGORY OF POTENTIAL INCOME / INCENTIVES BASED ON THE NO. OF SPONSORED MEMBERSA. 1st STAGE OF ACCELERATED LADDERIZED PROGRAM 0 3 6 9 12 (Complete Start – Up Kit Product Package Showcase Entry – Php1,176 ) x Php495 Php990 Php1,485 Php2,000 1. START – UP KIT BONUS INCOME – Php2,000 (Php165 x 3 Members) (Php165 x 6 Members) (Php165 x 9 Members) (Php165 x 12 Members) Php1,500 (Php165 x 12 – 1st Generation Level Direct Downline Members) Php1,500 Php1,500 Php1,500 Php1,500 2. RAFFLE TICKET RETAIL PROFIT – Php1,500 (Php150 x 10 – Raffle Tickets) (Php150 x 10 (Php150 x 10 (Php150 x 10 (Php150 x 10 (1 – Booklet) (10 – Raffle Tickets) (Php150 / Raffle Ticket) – Raffle Tickets) – Raffle Tickets) – Raffle Tickets) – Raffle Tickets) 3. MONTHLY RAFFLE TICKET PRIZES worth Php75,000  4. PATRONAGE REWARDS (Please refer to Annex – “A”)     5. FASTRACK SPONSORING REWARD – Php875 x     (Upon Completion of 12 – 1st Generation Level Direct Downline Members within 1 – Month) 5.1. FREE 1 – Unit of CELL PHONE & 1 – Box of Macho Brew Coffee 0 3 6 9 12 6. BUY – 1 / TAKE – 1 PROMO 6.1. 2 – Boxes of Macho Brew Coffee worth Php375 xx x x  6.2. 2 – Bottles of SWAT Trace Mineral Drops worth Php1,000 6.3. 2 – Bottles of Essential Oil worth Php80 0 3 6 9 12 7. MONTHLY GROUP CUMULATIVE EXECUTIVE POINTS – 144 POINTS xx x x  xx x x  7.1. Based on the Php1,000 Monthly Product Repeat Purchase xx x x  7.2. Based on the Php2,000 Monthly Product Package Showcase Maintenance 0 3 6 9 12 7.3. Based on the Php3,500 Monthly Product Package Showcase Maintenance x 3 6 9 12 (3 – Members x 1 – Point) (6 – Members x 1 – Point) (9 – Members x 1 – Point) (12 – Members x 1 – Point) 7.4. Based on the Php15,000 Monthly Product Package Showcase Maintenance 8. YEARLY PERSONAL LOYALTY EXECUTIVE POINTS BONUS – 1,200 POINTS x 3 6 9 12 (3 – Members x 1 – Point) (6 – Members x 1 – Point) (9 – Months x 1 – Point) (12 – Members x 1 – Point) 8.1. Based on the Php1,000 Monthly Product Repeat Purchase 8.2. Based on the Php2,000 Monthly Product Package Showcase Maintenance x 6 12 18 24 8.3. Based on the Php3,500 Monthly Product Package Showcase Maintenance (3 – Members x 2 – Points) (6 – Members x 2 – Points) (9 – Months x 2 – Points) (12 – Members x 2 – Points) 8.4. Based on the Php15,000 Monthly Product Package Showcase Maintenance 9. MONTHLY GROUP CUMULATIVE VIP POINTS – 84 POINTS x 24 48 72 96 (3 – Members x 8 – Points) (6 – Members x 8 – Points) (9 – Months x 8 – Points) (12 – Members x 8 – Points) 9.1. Based on the Php30,000 Pangkabuhayan Product Package Replenishments 0 3 6 9 12 9.2. Based on the Php60,000 Pangkabuhayan Product Package Replenishments x    9.3. Based on the Php120,000 Pangkabuhayan Product Package Replenishments x    x    x    0 3 6 9 12 x 3 6 9 12 (3 – Members x 1 – Point) (6 – Members x 1 – Point) (9 – Members x 1 – Point) (12 – Members x 1 – Point) x6 12 18 24 (3 – Members x 2 – Points) (6 – Members x 2 – Points) (9 – Members x 2 – Points) (12 – Members x 2 – Points) x 12 18 36 48 (6 – Members x 4 – Points) (9 – Members x 4 – Points) (3 – Members x 4 – Points) (12 – Members x 4 – Points)

CATEGORY OF POTENTIAL INCOME / INCENTIVES BASED ON THE NO. OF SPONSORED MEMBERSCONTINUATION10. YEARLY PERSONAL LOYALTY VIP POINTS BONUS – 4,200 POINTS 0 3 6 9 12(Please refer to the Cumulative VIP Points System)10.1. Based on the Php30,000 Pangkabuhayan Product Package Replenishments x 600 600 600 600 (12 – Months x 50 – Points) (12 – Months x 50 – Points) (12 – Months x 50 – Points) (12 – Months x 50 – Points)10.2. Based on the Php60,000 Pangkabuhayan Product Package Replenishments x 1,200 1,200 1,200 1,200 (12 – Months x 100 – Points) (12 – Months x 100 – Points) (12 – Months x 100 – Points) (12 – Months x 100 – Points)10.3. Based on the Php120,000 Pangkabuhayan Product Package Replenishments x 2,400 2,400 2,400 2,400 (12 – Months x 200 – Points) (12 – Months x 200 – Points) (12 – Months x 200 – Points) (12 – Months x 200 – Points)11. YEARLY GROUP LOYALTY VIP POINTS BONUS - 25,200 POINTS 03 6 9 1211.1. Based on the Php30,000 Pangkabuhayan Product Package Replenishments x 900 1,800 2,700 3,600 (6 – Members x 25 Points (9 – Members x 25 Points (12 – Members x 25 Points (3 – Members x 25 Points x 12 – Months) x 12 – Months) x 12 – Months) x 12 – Months) 1,800 3,600 5,400 7,20011.2. Based on the Php60,000 Pangkabuhayan Product Package Replenishments x (3 – Members x 50 Points (6 – Members x 50 Points (9 – Members x 50 Points (12 – Members x 50 Points x 12 – Months) x 12 – Months) x 12 – Months) x 12 – Months) 3,600 7,200 21,600 25,20011.3. Based on the Php120,000 Pangkabuhayan Product Package Replenishments x (3 – Members x 100 Points (6 – Members x 100 Points (9 – Members x 100 Points (12 – Members x 100 Points x 12 – Months) x 12 – Months) x 12 – Months) x 12 – Months)12. ADDITIONAL YEARLY GROUP LOYALTY VIP POINTS BONUS – 3,168 POINTS 0 3 6 9 12 36 72 108 14412.1. Based on the Php1,000 Monthly Product Repeat Purchase x (3 – Members x 1 Point (6 – Members x 1 Point 9 – Members x 1 Point (12 – Members x 1 Point x 12 – Months) x 12 – Months) x 12 – Months) x 12 – Months) 72 144 216 28812.2. Based on the Php2,000 Monthly Product Package Showcase Maintenance x (3 – Members x 2 Points (6 – Members x 2 Points (9 – Members x 2 Points (12 – Members x 2 Points12.3. Based on the Php3,500 Monthly Product Package Showcase Maintenance12.4. Based on the Php15,000 Monthly Product Package Showcase Maintenance x 12 – Months) x 12 – Months) x 12 – Months) x 12 – Months) 144 288 432 576 x (3 – Members x 4 Points (6 – Members x 4 Points (9 – Members x 4 Points (12 – Members x 4 Points x 12 – Months) x 12 – Months) x 12 – Months) x 12 – Months) 540 1,080 1,620 2,160 x (3 – Members x 15 Points (6 – Members x 15 Points (9 – Members x 15 Points (12 – Members x 15 Points x 12 – Months) x 12 – Months) x 12 – Months) x 12 – Months)

1st STAGE OF ACCELERATED LADDERIZED PROGRAM FOUR (4) PHASES OF PRESENTATIONS A. 1st PHASE - Members Assistance & Benefits B. 2nd PHASE - Members Assistance & Benefits Requirements C. 3rd PHASE - Six (6) Ways of Generating Additional Extra IncomeD. 4th PHASE - Monthly Cumulative Executive & VIP Points System

GUSTO mo ba ng DAGDAG Na Tulong at Benepisyo, Sa PANAHON Ng Iyong PANGANGAILANGAN? 8BDC Tender Loving Care Program (1st PHASE) MEMBERS ASSISTANCE & BENEFITS

Anu - ano Ang LIMANG Coverage ng MgaTULONG at BENEPISYO Na inaalok Namin Para sa Iyo?

A. MEMBERS ASSISTANCE & BENEFITS PRESENTATION 1 2 3 BIRTHDAY CASH GIFT FREE MEDICAL CHECK– UP MEDICAL & HOSPITALIZATION FOR A CELEBRANT & CONSULTATIONS ASSISTANCE (Php56,500 up to Php226,200) (Instant Medical Check – Up Result is comparatively the DUE TO VEHICULAR ACCIDENT /(You will also have the chance to win same if compared with the Executive Check – Up SICKNESS & OTHER UNTOWARD INCIDENTS any of the 3 Birthday Gift Package Medical Results conducted from a Private HospitalRaffle Prize Promo worth Php20,000) that cost not less than Php30,000) WHILE IN THE PERFORMANCE OF ASSIGNED TOUR OF DUTIES (Php25,000 up to Php1,000,000) 4 5 CALAMITY FUND BURIAL ASSISTANCE & SERVICES ALLOCATED DUE TO STORMS / TO THE FAMILIES OF THE 8BDC MARKETING DECEASED MEMBERS WHO SUCCUMB FLOOD / FIRE / EARTHQUAKE TO DEATH DUE TO VEHICULAR ACCIDENT / SICKNESS & OTHER UNTOWARD INCIDENTS WHILE IN THE PERFORMANCE OF ASSIGNED TOUR OF DUTIES(Php25,000 up to Php1,000,000) (Php250,000 up to Php5,000,000)

BIRTHDAY GIFT FOR A CELEBRANT This Benefit will be given as a gift to any 8BDC Marketing bonafide Member of good standing who will celebrate his / her Birthday on a given Month . A Member is covered upon his / her Registration but must sponsor at least 3 - 1st Generation Level Direct Downline Members every week on the 1st Month of Membership to be qualified to the PROGRAM. In case more than 1 8BDC Marketing Members will celebrate his/ her birthday on a given month, the fund will be divided proportionately among all the celebrants. The Birthday Celebrant must submit a properly authenticated Birth Certificate, 8BDC Member ID & 2 – government valid IDs. An amount of Php60 will be allotted automatically by the Company to be taken from the Php2,000 Monthly Product Package Showcase Maintenance of each Member once a Month.

FORMULA FOR COMPUTATION1. HOW TO GET THE PROJECTED NUMBER OF MEMBERS TO BE DESIGNATED TO BIRTHDAY CELEBRANT? FORMULA:THE PROJECTED NUMBER OF MEMBERS THAT AVAILED THE MONTHLY PRODUCT PACKAGE MAINTENANCE FOR APARTICULAR MONTH WITHIN THE NETWORK OF THE CELEBRANT FROM 1st GENERATION LEVEL UP TO 6thGENERATION LEVEL IS THE BASIS FOR THE PROJECTED NUMBER OF MEMBERS TO BE DESIGNATED TO THECELEBRANT.2. HOW MUCH IS THE STANDARD AMOUNT OF SUBSIDY ALLOTED BY THE COMPANY FOR EACH MONTHLY PRODUCT PACKAGE MAINTENANCE AVAILED BY 8BDC MEMBERS?FORMULA:THE STANDARD AMOUNT OF SUBSIDY FOR EACH MONTHLY PRODUCT PACKAGE MAINTENANCE AVAILED BY EACHMEMBER IS Php10 EXAMPLE:22,620 PROJECTED NO. OF MEMBERS THAT AVAILED THE MONTHLY PRODUCT PACKAGE MAINTENANCE x 10 STANDARD AMOUNT OF SUBSIDY ALLOTED BY THE COMPANYPhp226,200 PROJECTED TOTAL AMOUNT OF SUBSIDY TO BE DESIGNATED TO THE CELEBRANT3. HOW TO GET THE DESIGNATED SUBSIDY PERCENTAGE FOR EACH CELEBRANT ? FORMULA:THE DESIGNATED SUBSIDY PERCENTAGE IS BASED ON THE NUMBER OF DIRECT DOWNLINE MEMBERS THATTHE CELEBRANT HAS SPONSORED DESIGNATED SUBSIDY PERCENTAGENO. OF SPONSORED DESIGNATED DIRECT DOWNLINE SUBSIDY PERCENTAGE MEMBERS 25% 50% 1–3 75% 100% 4–6 7 – 11 12

4. HOW TO GET THE SUBSIDY FUND DESIGNATED TO EACH CELEBRANT ? FORMULA: THE DESIGNATED PROJECTED TOTAL AMOUNT OF SUBSIDY, MULTIPLIED BY THE SUBSIDY PERCENTAGE DESIGNATED TO EACH CELEBRANT BASED ON THE NUMBER OF DIRECT DOWNLINE MEMBERS HE SPONSORED EXAMPLE:1. Php226,200 – AMOUNT OF SUBSIDY x 25% SUBSIDY PERCENTAGE 1 – 3 DIRECT DOWNLINE MEMBERS = Php56,5502. Php226,200 – AMOUNT OF SUBSIDY x 50% SUBSIDY PERCENTAGE 4 – 6 DIRECT DOWNLINE MEMBERS = Php113,1003. Php226,200 – AMOUNT OF SUBSIDY x 75% SUBSIDY PERCENTAGE 7 – 11 DIRECT DOWNLINE MEMBERS = Php169,6504. Php226,200 – AMOUNT OF SUBSIDY x 100% SUBSIDY PERCENTAGE 12 DIRECT DOWNLINE MEMBERS = Php226,200 SUBSIDY FUND COMPUTATION NO. OF DESIGNATED MULTIPLICATION SUBSIDY EQUAL SUBSIDYSPONSORED PROJECTED SYMBOL PERCENTAGE SYMBOL FUND TOTAL AMOUNT DIRECT 25% = Php56,550 DOWNLINE OF = Php113,100 MEMBERS SUBSIDY = Php169,650 = Php226,200 1–3 Php226,000 x4–6 Php226,000 x 50%7 – 11 Php226,000 x 75%12 Php226,000 x 100%

5. HOW TO GET THE TOTAL SUBSIDY BASE FOR EACH MONTH ? FORMULA:THE SUBSIDY FUND BASED ON THE NUMBER OF DIRECT DOWNLINE MEMBERS THE CELEBARNT HAS SPONSORED DIVIDED BY THENUMBER OF MONTHS THE CELEBRANT HAS AVAILED THE PRODUCT PACKAGE MAINTENANCE BEFORE HIS / HER BIRTHDAY IN APARTICULAR MONTH. EXAMPLE:1. 1 – 3 – DIRECT DOWNLINE MEMBERS = Php56,550 SUBSIDY FUND ÷ 12 MONTHS = Php4,712.50 SUBSIDY BASE2. 4 – 6 – DIRECT DOWNLINE MEMBERS = Php113,100 SUBSIDY FUND ÷ 12 MONTHS = Php9,450 SUBSIDY BASE3. 7 – 11 – DIRECT DOWNLINE MEMBERS = Php169,650 SUBSIDY FUND ÷ 12 MONTHS = Php14,137.50 SUBSIDY BASE4. 12 – DIRECT DOWNLINE MEMBERS = Php226,200 SUBSIDY FUND ÷ 12 MONTHS = Php18,850 SUBSIDY BASE SUBSIDY BASE COMPUTATION NO. OF SUBSIDY DIVISION 1st YEAR EQUAL TOTALSPONSORED FUND SYMBOL NO. SYMBOL SUBSIDY DIRECT Php56,550 ÷ OF MONTHS = BASE DOWNLINE Php113,100 ÷ THE CELEBRANT = MEMBERS Php169.650 ÷ HAS MAINTAINED = Php4,712.50 Php226,200 ÷ = 1–3 12 Php9,450 4–6 12 Php14,137.50 7 – 11 12 Php18,850 12 12

6. HOW TO GET THE PROJECTED TOTAL AMOUNT OF BIRTHDAY CASH GIFT TO BE GIVEN TO A CELEBRANT? FORMULA:THE DESIGNATED SUBSIDY BASE FOR EACH MONTH MULTIPLIED BY THE NUMBER OF MONTHS THE CELEBRANTHAS AVAILED THE MONTHLY PRODUCT PACKAGE MAINTENANCE BEFORE HIS / HER BIRTHDAY IN A PARTICULARYEAR. EXAMPLE:1. 1 – 3 – DIRECT DOWNLINE MEMBERS = Php4,712.50 SUBSIDY BASE EACH MONTH x 12 MAINTAINED MONTHS = Php56,5502. 4 – 6 – DIRECT DOWNLINE MEMBERS = Php9,425 SUBSIDY BASE EACH MONTH x 12 MAINTAINED MONTHS = Php113,1003. 7 – 11 – DIRECT DOWNLINE MEMBERS = Php14,137.50 SUBSIDY BASE EACH MONTH x 12 MAINTAINED MONTHS = Php169,6504. 12 – DIRECT DOWNLINE MEMBERS = Php18,850 SUBSIDY BASE EACH MONTH x 12 MAINTAINED MONTHS = Php226,200 PROJECTED TOTAL AMOUNT OF BIRTHDAY CASH GIFT COMPUTATION NO. OF TOTAL MULTIPLICATION PROJECTED EQUAL PROJECTED SPONSORED SUBSIDY SYMBOL NO. OF SYMBOL TOTAL DIRECT BASE MAINTAINED = AMOUNT OF DOWNLINE MONTHS BIRTHDAY MEMBERS Php4,712.50 x CASH GIFT 12 1–3 Php56,550 4–6 Php9,425 x 12 = Php113,100 7 – 11 Php14,137.50 x 12 = Php169,650 12 Php18,850 x 12 = Php226,200Note: No Birthday Cash Gift will be designated to any 8BDC Members that has no Direct Downline Members, but he is still required to avail the Monthly Product Package Showcase Maintenance every Month, so that he can avail the other Members Assistance and Benefits such as Medical & Hospitalization Assistance, Calamity Fund & Burial Assistance Fund.

MEDICAL & HOSPITALIZATION ASSISTANCE DUE TO VEHICULAR ACCIDENT / SICKNESS AND / OR OTHER UNTOWARD INCIDENTS WHILE IN THE PERFORMANCE OF ASSIGNED TOUR OF DUTIES  The Medical & Hospitalization Fund will be provided to an 8BDC Marketing bonafide Member of good standing who got hospitalized due to Vehicular Accident / Sickness and / or other untoward Incidents while in the Performance of Assigned Tour of Duties & in need of Medication.  A Member is covered upon his / her registration but must sponsor at least 3 – 1st Generation Level Direct Downline Members every week on the 1st Month of Membership to be qualified to the PROGRAM.  In case more than 1 - Member will be hospitalized due to Vehicular Accident / Sickness and / or other untoward Incidents while in the Performance of Assigned Tour of Duties & in need of Medication, the allotted Fund will be divided proportionately among those concerned Members.  The Member must submit a Police Report & Medical Certificate.  An amount of Php60 will be allotted automatically by the company to be taken from the Php2,000 Monthly Product Package Showcase Maintenance of each Member once a Month.

FORMULA FOR COMPUTATION 8BDC MARKETING SETS A STANDARD ON THE PROJECTED NUMBER OF MEMBERS THAT AVAILED THEMONTHLY PRODUCT PACKAGE MAINTENANCE AS THE BASIS FOR THE FORMULA OF COMPUTATION TO GET THEPROJECTED TOTAL AMOUNT OF FUND TO BE GIVEN TO ANY 8BDC MARKETING MEMBER WHO NEED TO BEHOSPITALIZED & UNDERGO MEDICATION DUE TO VEHICULAR ACCIDENT, SICKNESS AND / OR OTHER UNTOWARDINCIDENTS WHILE IN THE PERFORMANCE OF ASSIGNED TOUR OF DUTIES. 8BDC MARKETING SETS A MINIMUM OF 100,000 PROJECTED NUMBER OF MEMBERS THAT AVAILED THEMONTHLY PRODUCT PACKAGE MAINTENANCE AS THE STANDARD NUMBER TO BE THE BASIS FOR COMPUTATIONFOR 8BDC MEMBERS THAT HAS SPONSORED FROM 1 UP TO 11 DOWNLINE MEMBERS ONLY. HOWEVER, WE SET A MAXIMUM OF 500,000 PROJECTED NUMBER OF MEMBERS THAT AVAIL THE MONTHLYPRODUCT PACKAGE MAINTENANCE FOR THOSE 8BDC MEMBERS THAT HAS SPONSORED & COMPLETED 12 –DIRECT DOWNLINE MEMBERS. THIS IS TO EMPHASIZE THAT THE COMPANY’S OBJECTIVE & DESIRE IS TOPROVIDE TO EVERY MEMBER WITH GOOD STANDING THE HIGHEST & FULLEST BENEFITS WE CAN PROVIDE FORTHEM. 1. HOW TO GET THE PROJECTED NUMBER OF MEMBERS TO BE DESIGNATED TO EACH MEMBER WHO NEED HOSPITALIZATION & MEDICAL ASSISTANCE? FORMULA: A. 100,000 MINIMUM STANDARD NUMBER OF MEMBERS THAT AVAILED THE MONTHLY PRODUCT MAINTENANCE, DIVIDED BY THE PROJECTED NUMBER OF MEMBERS WHO NEED ASSISTANCE EXAMPLE: (ASSUMING THAT EACH MEMBER HAS SPONSORED FROM 1 UP TO 11 DIRECT DOWNLINE MEMBERS) 100,000 MAXIMUM STANDARD NO. OF MEMBERS THAT AVAILED THE MONTHLY PRODUCT MAINTENANCE ÷ 10 PROJECTED NUMBER OF MEMBERS WHO NEED TO BE HOSPITALIZED DUE TO VEHICULAR ACCIDENT 10,000 NUMBER OF MEMBERS DESIGNATED TO EACH MEMBER THAT NEED HOSPITALIZATION & MEDICATION FORMULA: B. 500,000 MAXIMUM STANDARD NUMBER OF MEMBERS THAT AVAILED THE MONTHLY PRODUCT MAINTENANCE, DIVIDED BY THE PROJECTED NUMBER OF MEMBERS WHO NEED ASSISTANCE EXAMPLE: (ASSUMING THAT EACH MEMBER HAS SPONSORED & COMPLETED 12 – DIRECT DOWNLINE MEMBERS) 500,000 MAXIMUM STANDARD NO. OF MEMBERS THAT AVAILED THE MONTHLY PRODUCT MAINTENANCE ÷ 10 PROJECTED NUMBER OF MEMBERS WHO NEED TO BE HOSPITALIZED DUE TO VEHICULAR ACCIDENT 50,000 NUMBER OF MEMBERS DESIGNATED TO EACH MEMBER THAT NEED HOSPITALIZATION & MEDICATION

2. HOW TO GET THE DESIGNATED AMOUNT OF SUBSIDY FOR EACH MEMBER WHO NEED HOSPITALIZATION & MEDICAL ASSISTANCE? FORMULA : THE DESIGNATED AMOUNT OF SUBSIDY IS BASED ON THE NUMBER OF DIRECT DOWNLINE MEMBERS THAT THE MEMBER WHO NEED HOSPITALIZATION AND MEDICAL ASSISTANCE HAS SPONSOREDDESIGNATED AMOUNT OF SUBSIDY COMPUTATIONNO. OF SPONSORED DIRECT DESIGNATED DOWNLINE MEMBERS AMOUNT OF SUBSIDY 0 Php2.50 3 Php5 6 Php10 9 Php15 12 Php203. HOW TO GET THE SUBSIDY FUND DESIGNATED TO EACH MEMBER FOR HOSPITALIZATION? FORMULA : THE DESIGNATED AMOUNT OF SUBSIDY, MULTIPLIED BY THE PROJECTED NUMBER OF MEMBERS THAT AVAILED THE MONTHLY PRODUCT PACKAGE MAINTENANCE DESIGNATED TO EACH CONCERNED MEMBER BASED ON THE NUMBER OF DIRECT DOWNLINE MEMBERS HE SPONSORED. EXAMPLE :1. 0 – DIRECT DOWNLINE MEMBERS = Php2.50 SUBSIDY x 10,000 MEMBERS WHO MAINTAINED = Php25,000 SUBSIDY FUND2. 1 – 3 – DIRECT DOWNLINE MEMBERS = Php5 SUBSIDY x 10,000 MEMBERS WHO MAINTAINED = Php50,000 SUBSIDY FUND3. 4 – 6 – DIRECT DOWNLINE MEMBERS = Php10 SUBSIDY x 10,000 MEMBERS WHO MAINTAINED = Php100,000 SUBSIDY FUND4. 7 – 11 – DIRECT DOWNLINE MEMBERS = Php15 SUBSIDY x 10,000 MEMBERS WHO MAINTAINED = Php150,000 SUBSIDY FUND5. 12 – DIRECT DOWNLINE MEMBERS = Php20 SUBSIDY x 50,000 MEMBERS WHO MAINTAINED = Php1,000,000 SUBSIDY FUND

SUBSIDY FUND COMPUTATION NO. OF DESIGNATED MULTIPLICATION PROJECTED EQUAL TOTALSPONSORED AMOUNT SYMBOL NO. OF SYMBOL SUBSIDY OF DIRECT SUBSIDY x MEMBERS WHO = FUND DOWNLINE x MAINTAINED = MEMBERS Php2.50 x = Php25,000 x 10,000 = Php50,000 0 Php5 x = Php100,000 10,000 Php150,000 1–3 Php10 Php1,000,000 10,000 4–6 Php15 10,000 7 – 11 Php20 50,000 124. HOW TO GET THE SUBSIDY BASE FOR EACH MONTH? FORMULA THE SUBSIDY FUND DIVIDED BY THE PROJECTED NUMBER OF MONTHS THE COMPANY HAS OPERATED ON ITS 1ST YEAR OF OPERATION EXAMPLE: 1. 0 – DIRECT DOWNLINE MEMBERS = Php25,000 SUBSIDY FUND ÷ 12 MONTHS = Php2,083 SUBSIDY BASE 2. 1 – 3 – DIRECT DOWNLINE MEMBERS = Php50,000 SUBSIDY FUND ÷ 12 MONTHS = Php4,166 SUBSIDY BASE 3. 4 – 6 – DIRECT DOWNLINE MEMBERS = Php100,000 SUBSIDY FUND ÷ 12 MONTHS = Php8,333 SUBSIDY BASE 4. 7 – 11 – DIRECT DOWNLINE MEMBERS = Php150,000 SUBSIDY FUND ÷ 12 MONTHS = Php12,500 SUBSIDY BASE 5. 12 – DIRECT DOWNLINE MEMBERS = Php1,000,000 SUBSIDY FUND ÷ 12 MONTHS = Php83,333 SUBSIDY BASE

SUBSIDY BASE COMPUTATION NO. OF TOTAL DIVISION 1st YEAR EQUAL TOTALSPONSORED SUBSIDY SYMBOL SYMBOL SUBSIDY PROJECTED NO. DIRECT FUND ÷ OF MONTHS = BASE DOWNLINE ÷ = MEMBERS Php25,000 ÷ THE COMPANY = Php2,083 Php50,000 ÷ OPERATES = Php4,166 0 Php100,000 ÷ = Php8,333 Php150,000 12 Php12,500 1–3 Php1,000,000 Php83,333 12 4–6 12 7 – 11 12 12 125. HOW TO GET THE PROJECTED TOTAL AMOUNT OF VEHICULAR ACCIDENT / SICKNESS FUND TO BE GIVEN TO A MEMBER FOR HIS HOSPITALIZATION & MEDICATION? FORMULA: THE SUBSIDY BASE FOR EACH MONTH MULTIPLIED BY THE PROJECTED NUMBER OF MONTHS THE CONCERNED MEMBER HAS AVAILED THE MONTHLY PRODUCT PACKAGE MAINTENANCE FROM THE TIME HE REGISTERED TO THE COMPANY ON ITS 1st YEAR OF OPERATION & / OR FROM THE TIME THE CONCERNED MEMBER HAS REGISTERED TO THE COMPANY. EXAMPLE: 1. 0 – DIRECT DOWNLINE MEMBERS = Php2,083 SUBSIDY BASE x 12 MAINTAINED MONTHS = Php25,000 ACCIDENT FUND 2. 1 – 3 – DIRECT DOWNLINE MEMBERS = Php 4,166 SUBSIDY BASE x 12 MAINTAINED MONTHS = Php 50,000 ACCIDENT FUND 3. 4 – 6 – DIRECT DOWNLINE MEMBERS = Php8,333 SUBSIDY BASE x 12 MAINTAINED MONTHS = Php100,000 ACCIDENT FUND 4. 7 – 11 – DIRECT DOWNLINE MEMBERS = Php12,500 SUBSIDY BASE x 12 MAINTAINED MONTHS = Php150,000 ACCIDENT FUND 5. 12 – DIRECT DOWNLINE MEMBERS = Php83,333 SUBSIDY BASE x 12 MAINTAINED MONTHS = Php1,000,000 ACCIDENT FUND

PROJECTED HOSPITALIZATION & MEDICAL ASSISTANCE FUND NO. OF AMOUNT MULTIPLICATION PROJECTED EQUAL PROJECTEDSPONSORED OF SYMBOL NO. OF SYMBOL TOTAL DIRECT SUBSIDY x MAINTAINED = AMOUNT OF DOWNLINE BASE x MONTHS = ACCIDENT / MEMBERS x = SICKNESS Php2,083 x 12 = 0 Php4,166 x 12 = FUND 3 Php8,333 12 Php25,000 6 Php12,500 12 Php50,000 Php83,333 12 9 Php100,000 12 Php150,000 Php1,000,000DISCLAIMER: The Total Figures presented in this Section are based on the Conservative Example Computation. The figures may vary from lower to higher computation based on the Actual Number of Members & Months that the Members has availed the Php2,000 Monthly Product Package Showcase Maintenance in a particular month.

CALAMITY FUND The Calamity Fund will be provided to the family of an 8BDC Marketing bonafide Member of good standing that need to be relocated due to storms, flood, fire and earthquake. A Member is covered upon his / her registration but must sponsor at least 3 – 1st Generation Level Direct Downline Members every week on the 1st Month of membership to be qualified to the PROGRAM. In case more than 1 - family of 8BDC Marketing Members need to be relocated due to incidents mentioned above, the Allotted Fund will be divided proportionately among the families of 8BDC Marketing Members that immediately need the Fund. The family must submit a Barangay Clearance. An amount of Php60 will be allotted automatically by the company to be taken from the Php2,000 Monthly Product Package Showcase Maintenance of each Member once a Month.

FORMULA FOR COMPUTATION 8BDC MARKETING SETS A STANDARD ON THE PROJECTED NUMBER OF MEMBERS THAT AVAILED THEMONTHLY PRODUCT PACKAGE MAINTENANCE AS THE BASIS FOR THE FORMULA OF COMPUTATION TO GET THEPROJECTED TOTAL AMOUNT OF FUND TO BE GIVEN TO ANY 8BDC MARKETING MEMBER WHO NEED TO BERELOCATED DUE TO STORMS, FLOOD, FIRE & EARTHQUAKE 8BDC MARKETING SETS A MINIMUM OF 100,000 PROJECTED NUMBER OF MEMBERS THAT AVAILED THEMONTHLY PRODUCT PACKAGE MAINTENANCE AS THE STANDARD NUMBER TO BE THE BASIS FOR COMPUTATIONFOR 8BDC MEMBERS THAT HAS SPONSORED FROM 1 UP TO 11 DOWNLINE MEMBERS ONLY. HOWEVER, WE SET A MAXIMUM OF 500,000 PROJECTED NUMBER OF MEMBERS THAT AVAIL THE MONTHLYPRODUCT PACKAGE MAINTENANCE FOR THOSE 8BDC MEMBERS THAT HAS SPONSORED & COMPLETED 12 –DIRECT DOWNLINE MEMBERS. THIS IS TO EMPHASIZE THAT THE COMPANY’S OBJECTIVE & DESIRE IS TOPROVIDE TO EVERY MEMBER WITH GOOD STANDING THE HIGHEST & FULLEST BENEFITS WE CAN PROVIDE FORTHEM. 1. HOW TO GET THE PROJECTED NUMBER OF MEMBERS TO BE DESIGNATED TO EACH MEMBER WHO NEED TO BE RELOCATED DUE TO STORMS, FLOOD, FIRE & EARTHQUAKE. FORMULA: A. 100,000 MINIMUM STANDARD NUMBER OF MEMBERS THAT AVAILED THE MONTHLY PRODUCT MAINTENANCE, DIVIDED BY THE PROJECTED NUMBER OF MEMBERS WHO NEED TO BE RELOCATED. EXAMPLE: (ASSUMING THAT EACH MEMBER HAS SPONSORED FROM 1 UP TO 11 DIRECT DOWNLINE MEMBERS) 100,000 MAXIMUM STANDARD NO. OF MEMBERS THAT AVAILED THE MONTHLY PRODUCT MAINTENANCE . ÷ 10 PROJECTED NUMBER OF MEMBERS WHO NEED TO BE RELOCATED. 10,000 NUMBER OF MEMBERS DESIGNATED TO EACH MEMBER THAT NEED TO BE RELOCATED. FORMULA: B. 500,000 MAXIMUM STANDARD NUMBER OF MEMBERS THAT AVAILED THE MONTHLY PRODUCT MAINTENANCE, DIVIDED BY THE PROJECTED NUMBER OF MEMBERS WHO NEED TO BE RELOCATED. EXAMPLE: (ASSUMING THAT EACH MEMBER HAS SPONSORED & COMPLETED 12 – DIRECT DOWNLINE MEMBERS) 500,000 MAXIMUM STANDARD NO. OF MEMBERS THAT AVAILED THE MONTHLY PRODUCT MAINTENANCE. ÷ 10 PROJECTED NUMBER OF MEMBERS WHO NEED TO BE RELOCATED. 50,000 NUMBER OF MEMBERS DESIGNATED TO EACH MEMBER THAT NEED TO BE RELOCATED..

2. HOW TO GET THE DESIGNATED AMOUNT OF SUBSIDY FOR EACH MEMBER WHO NEED TO BE RELOCATED DUE TO STORMS, FLOOD, FIRE & EARTHQUAKE. FORMULA : THE DESIGNATED AMOUNT OF SUBSIDY IS BASED ON THE NUMBER OF DIRECT DOWNLINE MEMBERS THAT THE MEMBER HAS SPONSORED. DESIGNATED AMOUNT OF SUBSIDY COMPUTATIONNO. OF SPONSORED DIRECT DESIGNATED DOWNLINE MEMBERS AMOUNT OF SUBSIDY 0 Php2.50 3 Php5 6 Php10 9 Php15 12 Php203. HOW TO GET THE SUBSIDY FUND DESIGNATED TO EACH MEMBER FOR RELOCATION? FORMULA : THE DESIGNATED AMOUNT OF SUBSIDY, MULTIPLIED BY THE PROJECTED NUMBER OF MEMBERS THAT AVAILED THE MONTHLY PRODUCT PACKAGE MAINTENANCE DESIGNATED TO EACH CONCERNED MEMBER BASED ON THE NUMBER OF DIRECT DOWNLINE MEMBERS HE SPONSORED. EXAMPLE : 1. 0 – DIRECT DOWNLINE MEMBERS = Php2.50 SUBSIDY x 10,000 MEMBERS WHO MAINTAINED = Php25,000 SUBSIDY FUND 2. 1 – 3 – DIRECT DOWNLINE MEMBERS = Php5 SUBSIDY x 10,000 MEMBERS WHO MAINTAINED = Php50,000 SUBSIDY FUND 3. 4 – 6 – DIRECT DOWNLINE MEMBERS = Php10 SUBSIDY x 10,000 MEMBERS WHO MAINTAINED = Php100,000 SUBSIDY FUND 4. 7 – 11 – DIRECT DOWNLINE MEMBERS = Php15 SUBSIDY x 10,000 MEMBERS WHO MAINTAINED = Php150,000 SUBSIDY FUND 5. 12 – DIRECT DOWNLINE MEMBERS = Php20 SUBSIDY x 50,000 MEMBERS WHO MAINTAINED = Php1,000,000 SUBSIDY FUND

SUBSIDY FUND COMPUTATION NO. OF DESIGNATED MULTIPLICATION PROJECTED EQUAL TOTALSPONSORED AMOUNT SYMBOL NO. OF SYMBOL SUBSIDY OF DIRECT SUBSIDY x MEMBERS WHO = FUND DOWNLINE x MAINTAINED = MEMBERS Php2.50 x = Php25,000 x 10,000 = Php50,000 0 Php5 x = Php100,000 10,000 Php150,000 1–3 Php10 Php1,000,000 10,000 4–6 Php15 10,000 7 – 11 Php20 50,000 124. HOW TO GET THE SUBSIDY BASE FOR EACH MONTH? FORMULA:THE SUBSIDY FUND DIVIDED BY THE PROJECTED NUMBER OF MONTHS THE COMPANY HAS OPERATED ON ITS1ST YEAR OF OPERATION EXAMPLE:1. 0 – DIRECT DOWNLINE MEMBERS = Php25,000 SUBSIDY FUND ÷ 12 MONTHS = Php2,083 SUBSIDY BASE2. 1 – 3 – DIRECT DOWNLINE MEMBERS = Php50,000 SUBSIDY FUND ÷ 12 MONTHS = Php4,166 SUBSIDY BASE3. 4 – 6 – DIRECT DOWNLINE MEMBERS = Php100,000 SUBSIDY FUND ÷ 12 MONTHS = Php8,333 SUBSIDY BASE4. 7 – 11 – DIRECT DOWNLINE MEMBERS = Php150,000 SUBSIDY FUND ÷ 12 MONTHS = Php12,500 SUBSIDY BASE5. 12 – DIRECT DOWNLINE MEMBERS = Php1,000,000 SUBSIDY FUND ÷ 12 MONTHS = Php83,333 SUBSIDY BASE

SUBSIDY BASE COMPUTATION NO. OF TOTAL DIVISION 1st YEAR EQUAL TOTALSPONSORED SUBSIDY SYMBOL SYMBOL SUBSIDY PROJECTED NO. DIRECT FUND ÷ OF MONTHS = BASE DOWNLINE ÷ = MEMBERS Php25,000 ÷ THE COMPANY = Php2,083 Php50,000 ÷ OPERATES = Php4,166 0 Php100,000 ÷ = Php8,333 Php150,000 12 Php12,500 1–3 Php1,000,000 Php83,333 12 4–6 12 7 – 11 12 12 125. HOW TO GET THE PROJECTED TOTAL AMOUNT OF CALAMITY FUND TO BE GIVEN TO A MEMBER WHO NEED RELOCATION. FORMULA:THE SUBSIDY BASE FOR EACH MONTH MULTIPLIED BY THE PROJECTED NUMBER OF MONTHS THE CONCERNEDMEMBER HAS AVAILED THE MONTHLY PRODUCT PACKAGE MAINTENANCE FROM THE TIME HE REGISTERED TOTHE COMPANY ON ITS 1st YEAR OF OPERATION & / OR FROM THE TIME THE CONCERNED MEMBER HASREGISTERED TO THE COMPANY. E XAMPLE:1. 0 – DIRECT DOWNLINE MEMBERS = Php2,083 SUBSIDY BASE x 12 MAINTAINED MONTHS = Php25,000 CALAMITY FUND2. 1 – 3 – DIRECT DOWNLINE MEMBERS = Php 4,166 SUBSIDY BASE x 12 MAINTAINED MONTHS = Php 50,000 CALAMITY FUND3. 4 – 6 – DIRECT DOWNLINE MEMBERS = Php8,333 SUBSIDY BASE x 12 MAINTAINED MONTHS = Php100,000 CALAMITY FUND4. 7 – 11 – DIRECT DOWNLINE MEMBERS = Php12,500 SUBSIDY BASE x 12 MAINTAINED MONTHS = Php150,000 CALAMITY FUND5. 12 – DIRECT DOWNLINE MEMBERS = Php83,333 SUBSIDY BASE x 12 MAINTAINED MONTHS = Php1,000,000 CALAMITY FUND

PROJECTED CALAMITY ASSISTANCE FUND NO. OF AMOUNT MULTIPLICATION PROJECTED EQUAL PROJECTEDSPONSORED OF SYMBOL NO. OF SYMBOL TOTAL DIRECT SUBSIDY x MAINTAINED = AMOUNT OF DOWNLINE BASE x MONTHS = CALAMITY MEMBERS x = FUND Php2,083 x 12 = 0 x = Php25,000 Php4,166 12 3 Php50,000 Php8,333 12 6 Php100,000 Php12,500 12 9 Php150,000 Php83,333 12 12 Php1,000,000DISCLAIMER: The Total Figures presented in this Section are based on the Conservative Example Computation. The figures may vary from lower to higher computation based on the Actual Number of Members & Months that the Members has availed the Php2,000 Monthly Product Package Showcase Maintenance in a particular Month.NOTE: 8BDC Marketing Calamity Fund will be provided to those Members who need relocation assistance. Each concerned Member will only avail the Calamity Fund once a year, not every time they need relocation due to Storms, Flood, Fire & Earthquake. 8BDC Marketing has the option to transfer them to other places & provide them for the House Rental.

BURIAL ASSISTANCE & SERVICES TO THE FAMILIES OF THE 8BDC MARKETING DECEASED MEMBERS The Burial Assistance and Services Fund will be provided to the family of an 8BDC Marketing Bonafied Member of good standing who will succumb to death due to sickness or accident and / or other untoward incidents while in the performance of assigned tour of duties. A Member is covered upon his / her registration but must sponsor at least 3 – 1st Generation Level Direct Downline Members every week on the 1st Month of Membership to be qualified to the Program. In case more than 1 - Member will succumb to death due to sickness or accident and / or other untoward incidents while in the performance of assigned tour of duties, the allotted Fund will be divided proportionately among the bereaved families of the Deceased Members. The family must submit a Death Certificate and Police Report as a requirement. An amount of Php60 will be allotted automatically by the company to be taken from the Php2,000 Monthly Product Package Showcase Maintenance of each Member once a Month.

FORMULA FOR COMPUTATION 8BDC MARKETING SETS A STANDARD ON THE PROJECTED NUMBER OF MEMBERS THAT AVAILED THEMONTHLY PRODUCT PACKAGE MAINTENANCE AS THE BASIS FOR THE FORMULA OF COMPUTATION TO GET THEPROJECTED TOTAL AMOUNT OF FUND TO BE GIVEN TO THE FAMILIES OF MEMBERS WHO NEED BURIALASSISTANCE 8BDC MARKETING SETS A MINIMUM OF 200,000 PROJECTED NUMBER OF MEMBERS THAT AVAILED THEMONTHLY PRODUCT PACKAGE MAINTENANCE AS THE STANDARD NUMBER TO BE THE BASIS FOR COMPUTATIONFOR 8BDC MEMBERS THAT HAS SPONSORED FROM 1 UP TO 11 DOWNLINE MEMBERS ONLY. HOWEVER, WE SET A MAXIMUM OF 500,000 PROJECTED NUMBER OF MEMBERS THAT AVAIL THE MONTHLYPRODUCT PACKAGE MAINTENANCE FOR THOSE 8BDC MEMBERS THAT HAS SPONSORED & COMPLETED 12 –DIRECT DOWNLINE MEMBERS. THIS IS TO EMPHASIZE THAT THE COMPANY’S OBJECTIVE & DESIRE IS TOPROVIDE TO EVERY MEMBER WITH GOOD STANDING THE HIGHEST & FULLEST BENEFITS WE CAN PROVIDE FORTHEM. 1. HOW TO GET THE PROJECTED NUMBER OF MEMBERS TO BE DESIGNATED TO EACH MEMBER WHO SUCCUMB TO DEATH DUE TO SICKNESS OR ACCIDENT AND / OR OTHER UNTOWARD INCIDENTS WHILE IN THE PERFORMANCE OF ASSIGNED TOUR OF DUTIES. FORMULA: A. 200,000 MINIMUM STANDARD NUMBER OF MEMBERS THAT AVAILED THE MONTHLY PRODUCT MAINTENANCE, DIVIDED BY THE PROJECTED NUMBER OF FAMILIES OF MEMBERS WHO NEED BURIAL ASSISTANCE. EXAMPLE: (ASSUMING THAT EACH MEMBER HAS SPONSORED FROM 1 UP TO 11 DIRECT DOWNLINE MEMBERS) 200,000 MAXIMUM STANDARD NO. OF MEMBERS THAT AVAILED THE MONTHLY PRODUCT MAINTENANCE . ÷ 2 PROJECTED NUMBER OF FAMILIES OF MEMBERS WHO NEED BURIAL ASSISTANCE. 100,000 NUMBER OF MEMBERS DESIGNATED TO EACH FAMILY OF MEMBER THAT NEED BURIAL ASSISTANCE FORMULA: B. 500,000 MAXIMUM STANDARD NUMBER OF MEMBERS THAT AVAILED THE MONTHLY PRODUCT MAINTENANCE, DIVIDED BY THE PROJECTED NUMBER OF FAMILIES OF MEMBERS WHO NEED BURIAL ASSISTANCE EXAMPLE: (ASSUMING THAT EACH MEMBER HAS SPONSORED & COMPLETED 12 – DIRECT DOWNLINE MEMBERS) 500,000 MAXIMUM STANDARD NO. OF MEMBERS THAT AVAILED THE MONTHLY PRODUCT MAINTENANCE. ÷ 2 PROJECTED NUMBER OF FAMILIES OF MEMBERS WHO NEED BURIAL ASSISTANCE. 250,000 NUMBER OF MEMBERS DESIGNATED TO EACH FAMILY OF MEMBER THAT NEED BURIAL ASSISTANCE

2. HOW TO GET THE DESIGNATED AMOUNT OF SUBSIDY FOR EACH FAMILIY OF 8BDC DECEASED MEMBER WHO NEED BURIAL ASSISTANCE? FORMULA : THE DESIGNATED AMOUNT OF SUBSIDY IS BASED ON THE NUMBER OF DIRECT DOWNLINE MEMBERS THAT THE MEMBER HAS SPONSORED. DESIGNATED AMOUNT OF SUBSIDY COMPUTATIONNO. OF SPONSORED DIRECT DESIGNATED DOWNLINE MEMBERS AMOUNT OF SUBSIDY 0 Php2.50 3 Php5 6 Php10 9 Php15 12 Php203. HOW TO GET THE SUBSIDY FUND DESIGNATED TO EACH FAMILY OF DECEASED MEMBER FOR BURIAL ASSISTANCE? FORMULA : THE DESIGNATED AMOUNT OF SUBSIDY, MULTIPLIED BY THE PROJECTED NUMBER OF MEMBERS THAT AVAILED THE MONTHLY PRODUCT PACKAGE MAINTENANCE DESIGNATED TO EACH CONCERNED MEMBER BASED ON THE NUMBER OF DIRECT DOWNLINE MEMBERS HE SPONSORED. EXAMPLE : 1. 0 – DIRECT DOWNLINE MEMBERS = Php2.50 SUBSIDY x 100,000 MEMBERS WHO MAINTAINED = Php250,000 SUBSIDY FUND 2. 1 – 3 – DIRECT DOWNLINE MEMBERS = Php5 SUBSIDY x 100,000 MEMBERS WHO MAINTAINED = Php500,000 SUBSIDY FUND 3. 4 – 6 – DIRECT DOWNLINE MEMBERS = Php10 SUBSIDY x 100,000 MEMBERS WHO MAINTAINED = Php1,000,000 SUBSIDY FUND 4. 7 – 11 – DIRECT DOWNLINE MEMBERS = Php15 SUBSIDY x 100,000 MEMBERS WHO MAINTAINED = Php1,500,000 SUBSIDY FUND 5. 12 – DIRECT DOWNLINE MEMBERS = Php20 SUBSIDY x 250,000 MEMBERS WHO MAINTAINED = Php5,000,000 SUBSIDY FUND

SUBSIDY FUND COMPUTATION NO. OF DESIGNATED MULTIPLICATION PROJECTED EQUAL TOTALSPONSORED AMOUNT SYMBOL NO. OF SYMBOL SUBSIDY OF DIRECT SUBSIDY x MEMBERS WHO = FUND DOWNLINE x MAINTAINED = MEMBERS Php2.50 x = Php250,000 x 100,000 = Php500,000 0 Php5 x = Php1,000,000 100,000 Php1,500,000 1–3 Php10 Php5,000,000 100,000 4–6 Php15 100,000 7 – 11 Php20 250,000 124. HOW TO GET THE SUBSIDY BASE FOR EACH MONTH? FORMULA:THE SUBSIDY FUND DIVIDED BY THE PROJECTED NUMBER OF MONTHS THE COMPANY HAS OPERATED ON ITS1ST YEAR OF OPERATION EXAMPLE:1. 0 – DIRECT DOWNLINE MEMBERS = Php250,000 SUBSIDY FUND ÷ 12 MONTHS = Php20,833 SUBSIDY BASE2. 1–3 –DIRECT DOWNLINE MEMBERS = Php500,000 SUBSIDY FUND ÷ 12 MONTHS = Php41,666 SUBSIDY BASE3. 4–6 –DIRECT DOWNLINE MEMBERS = Php1,000,000 SUBSIDY FUND ÷ 12 MONTHS = Php83,333 SUBSIDY BASE4. 7–11–DIRECT DOWNLINE MEMBERS = Php1,500,000 SUBSIDY FUND ÷ 12 MONTHS = Php125,000 SUBSIDY BASE5. 12 – DIRECT DOWNLINE MEMBERS = Php5,000,000 SUBSIDY FUND ÷ 12 MONTHS = Php416,666 SUBSIDY BASE