Q3 Newsletter v2

THIRD QUARTER 2022 No payments for 90 days* . Apply Today at mctcu.org Pg 2 Pg 3 Pg 4 *Interest will continue to accrue during 90-day no-payment period. Some exclusions apply. Please see Credit Union for additional details. AMERICAN SHARE INSURANCE Your savings insured to $250,000 per account. By members’ choice, this institution is not federally insured. Members' accounts are not insured or guaranteed by any government or government-sponsored agency.

COMING SOON: New checking account options Kasasa Eats *Account approval, conditions, qualifications, limits, timeframes, enrollments, log‐ons and other requirements apply. $25 minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, electronic statements and log-ons) may be required to meet some of the account’s qualifications. Limit 1 account per social security number. There are no recurring monthly service charges to open or close this account. Contact a MCT Credit Union service representative for additional information, details and enrollment instructions. Kasasa is trademark of Kasasa Ltd., registered in the U.S.A. American Share Insurance Your savings insured up to $250,000 per account. By members’ choice, this institution is not federally insured but insured by American Share Insurance. Members’ accounts are not insured or guaranteed by any government or government-sponsored agency. Kasasa Play *Account approval, conditions, qualifications, limits, timeframes, enrollments, log‐ons and other requirements apply. $25 minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, electronic statements and log-ons) may be required to meet some of the account’s qualifications. Limit 1 account per social security number. There are no recurring monthly service charges to open or close this account. Contact a MCT Credit Union service representative for additional information, details and enrollment instructions. Kasasa is trademark of Kasasa Ltd., registered in the U.S.A. American Share Insurance Your savings insured up to $250,000 per account. By members’ choice, this institution is not federally insured but insured by American Share Insurance. Members’ accounts are not insured or guaranteed by any government or government-sponsored agency.

Tip #1 Tip #2 Sign up for all online banking services to have Have extra cash on hand. Withdrawing ahead immediate access to your accounts, no matter of time saves the headache of finding an ATM where you are. Download “MCTCU” for general or Shared Branch while you are on the road. account information, and “MCT Cards” to manage your debit and credit card(s). Tip #4 Tip #3 Have a plan. Make sure your family knows what to Have a credit card as a backup. Hurricanes can grab in the event of an evacuation, like a first aid come without much advance warning, and your kit, prescription medications, food, and drinks. checking account may not be ready to foot the It’s recommended to build a kit that would bill for hotels, gas stops, dining out, or kenneling sustain your family for 3-5 days, including pets. your pets. Credit cards can help ease the burden. Tip #5 Remember: Ensure the Credit Union has up-to-date emails In the event of a mandatory and phone numbers for you. We will share evacuation, the Credit Union updates regarding branch closures and reopening will close. by email, website alerts, and social media posts. Follow us on all social platforms to stay updated. Visit our website for more tips. Call 409-727-1446 for help enrolling in online and mobile banking.

Your wallet is going mobile... Tap to pay with Visa via Apple Pay®, Download from the App Store or Google Pay™, Samsung Pay™, Play Store today! Fitbit Pay™ and Garmin Pay™ Take advantage of faster, simpler payments by linking your personal MCT Debit and Credit Cards to one of the wallet programs listed above. Simply tap to pay with your device and never pull out your card again. Say hello to an easier way to pay!

Teacher Appreciation Week We had the pleasure of visiting 11 local schools to celebrate their staff! We give a big BOOYAH to all our local teachers for the GREAT WORK they do everyday! Project Graduation Thanks to our members with Mascot* debit cards, we were able to donate $5,915 to help cover the costs of each Project Graduation *Please see our website for schools included.

CONGRATULATIONS to our Rylee Rojas Zachary Smith Kyla Hooper Port Neches-Groves Hamshire-Fannett Port Neches-Groves Emma Williams Gabriella Loera Nederland Bob Hope

2022 MCT Scholarship Recipients Hunter Norwood Harrison Gauthier Orangefield Bridge City Paris Overstreet Rylea Tipton Jenna Co ey West Orange-Stark Little Cypress-Mauriceville Lumberton

Port Neches Lobby Hours 2736 Nall Street Mon - Wed 8:30 AM - 5:00 PM Port Neches, TX 77651 Thursday 8:30 AM - 6:00 PM Nederland Friday 8:30 AM - 5:00 PM 524 U.S. 69 Drive- ru Hours Nederland, TX 77627 Mon - Wed 8:00 AM - 5:00 PM Bridge City Thursday 8:00 AM - 6:00 PM 4837 Highway 87 Friday 8:00 AM - 5:00 PM Orange, TX 77630 Saturday 9:00 AM - 12:00 PM Orange Contact Us 5401 N. 16th Street 409.727.1446 Orange, TX 77632 mctcu.org Lumberton 94 N. LHS Drive Lumberton, TX 77657