North - 01 March 2018 - Issue 46

FREE NORTHERN SUBURBS / RANDBURG www.property-portfolio.co.zaprop.portfolio Founded on The Rock 1 March 2018 | Issue 46PROPERTY RENTALS • SALES • SHOWHOUSES • AND AUCTIONSErrol 083 260 6758 • Candice 083 577 7951 • Office: 011 824 5240 • Accounts: 011 954 0948 • E-mail: homefi[email protected] FULLY FURNISHED SHOW UNIT Priced from R2.175 million NO TRANSFER DUTY Peace of mind is part of the luxury living offered in Eagle Canyon Golf Estate and with Hampton Heights being the last off plan development offering 2, 3 or 4 bedroom townhouses with private gardens, it is your last opportunity to secure a brand new property with the latest finishes. Arrange a viewing of our fully furnished show unit featuring the standard finishes comprising of porcelain tiles, Proquartz counter tops, aluminium window frames, full en suite bathrooms and more.To find out more about this exclusive offering contact:Linda Nunes 083 949 8662 | [email protected] | Yolandi Coetzee 082 084 8626 | [email protected] Office: 011 476 1125 pamgolding.co.za/hampton-heights

Page 2 Final Property Portfolio - Feb 2018.pdf 1 2018/02/27 13:14 Property Portfolio 1 March 2018 Buy your new home at Walford Estate & win a BMW ! T’s & C’s apply!WALFORD ESTATE PREMIER BEAUTIFUL LUXURIOUS 24/7 AFFORDABLENEIGHBOURHOODS LANDSCAPES INTERIOR FINISHES SECURITY PRICING PROPERTY DESCRIPTIONGalencia ensures that we provide a fully comprehensive customer experience that guides our clients through the process of securing your brand new home. 23 Walton Road, Carlswald North, Midrand WWW.GALENCIA.CO.ZA | 071 863 8888

Final Property Portfolio - Feb 2018.pdf 2 2018/02/27 13:141 March 2018 Property Portfolio Page 3 C Buy your new home M at Cedar Acres Estate & Y R1 million worth of prizes ! CM T’s & C’s apply!MY Cedar Acres CYE S TAT ECMY K PREMIER BEAUTIFUL LUXURIOUS 24/7 AFFORDABLENEIGHBOURHOODS LANDSCAPES INTERIOR FINISHES SECURITY PRICING PROPERTY DESCRIPTIONWhether you need to accommodate the needs of your growing family or you need to simplify your living requirements. Enquire today anLdaleut onucr ahreianspgecMialisatsrpcrohvid2e0yo1u8with the best solution. 959 Inchanga Road, Craigavon, Fourways WWW.GALENCIA.CO.ZA | 071 863 8888

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Page 6 Property Portfolio 1 March 2018LEGAL OAKS PROPERTY SOLUTIONS AJS HOUSE, 175 OAK AVENUE, FERNDALE, RANDBURG, 2194LPS specialises in Residential, Commercial and Industrial property throughout Gauteng.We pride ourselves in being professionals within the property industry, highly knowledgeable “I just wanted to say thank you veryin the areas we operate in and with A J Swart’s in depth experience in all aspects of property much for your excellent service.law with his 30 plus years of experience – We can say with Pride that - We will definitely consider you on the next transaction.Our Services Include: Until next time, take care.” Kundai Parirenyatwa Selling & leasing of Residential Properties Firstrand Bank Selling & leasing of Industrial and Commercial Buildings All aspects of Conveyancing together with affiliated Attorneys (AJS Attorneys) PROPERTIES FOR SALENorth Riding AH - R1 700 000.00 Morningside—R1 900 000.00 Koesterfontein—R3 000 000.00 Moret Randburg—R1 900 000.00 Richmond Home To RENT—R16 500.00Visit our Website for more properties www.legaloaks.co.za Contact: Office 011 789 5782 / 011 789 6050 * AJ: 083 602 0066 / Cindy: 072 803 5447 / Richard: 082 603 1638

1 March 2018 Property Portfolio Page 7 NORTH RIDING 18 Units Left Signature Units 3 Bedrooms, 2 Bathrooms, Double Garage 2 Bedroom, 2 BathroomDEVELOPERS ON SHOW Priced From R1 349 000Sunday 04 March 2018, 2pm – 4pmTyson Properties, Building 3, Old Mutual Building,Design Quarter, cnr William Nicol Drive & Leslie Avenue, Fourways Lucrecia 082 488 8654 / Bill 082 046 2763Step into the secure tranquillity of this premier development. Enjoy open space living, state of the art security and top classfinishes throughout. Ideal as an investment or a place to call home.Choose from a selection of signature units elegantly designed around easy living and exceptional entertainment spaces. Withinclose proximity to schools, family restaurants, shopping malls and main transport routes, this new development has it all !Additional features include, Bird Park with viewing deck, Fibre/Telkom installations, prepaid electrical meters, clubhouse andautomatic garage doors.

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Page 10 Property Portfolio 1 March 2018 HARTBEESPOORT AUCTION HILLTOP MASTERPIECE - WITH VIEWS FOREVER 4 GUEST LODGE WEDDING & CONFERENCE FACILITIES 21 HA LANDKILLARNEY COUNTRY CLUB | WED 14 MARCH @ 12:00 KARABO 079 4989 147 | [email protected] Chris de Wet – EAAB FFC 0370898 082 339 6475 (Practicing Estate agent for the past 38 years)LIVING IN THE PROPERTY YOU OWN???In the previous article I was of the opinion that all people should endeavour to try and live in the You would have accumulated an asset that you had bought for R21,000 in 1976 that is worthproperty they own, and pay monthly towards their own property instead of paying off somebody R1,200,000 today, and you would have saved monthly instalments for the past 22 years which youelse’s asset. Reason being for the above argument is that over a period of time property prices could have used to buy a second property which would have been paid for by now.and rent will increase -that is a given!!I bought a property in 1976 for R21,000 and that property is now selling at R1,200,000,it has grown/ The beauty or nett result of the above argument, is that you could have been earning income fromescalated 57 times the base price of R21,000 over 42 years, resulting in that the original price of a paid off second property as a passive income for the past 2 years, and stayed for “mahala” in theR21,000 has more than doubled the basis price of R21,000 every year over the past 42 years. property you call “home”.Those days, the monthly repayment on the R21,000 purchases price was ±R220 pm and was equal to I hear you say “Chris, it will take me 42 years to get to that position” of which my answer to that is,rent those days. I hear people arguing that back in those days it was a lot of money and people used as with anything in life, start somewhere on a small scale as the saying goes, “eat an elephant oneto earn much less and used to pay equal to a portion of their income, as the case is today. They will bite at a time” with a decision to do the right thing - as the advert of a popular clothing companytry and convince you, that today people can afford to buy for R1,200,000 because they earn more or goes “JUST DO IT”they can pay rent equal to the amount as they are earning more money .In the above counter argument or view, I can’t argue being wrong, it is factually true that buyers Bear in mind you might get to live another 42 years, and then be in the position that I am trying tobuy today, and repay at the current rates because they earn more. explain. Make sure that you have no regrets -”be warned”My remark to the above argument is that although it is true, it does not marginalize my argument Groete van huis tot huisthat you should buy your own property as soon as possible and pay for it over a period of 20 years. Chris de Wet MPRE- EAAB -FFC 0370898Can you begin to imagine what a person buying property in 1976 financial position would have 082 339 6475been today if they had bought then and had payed it in full 20 years later (1996). Fact of thematter is that the 1976 buyer would have been rent or instalment free for the last 22 years since1996The result of living in a property you owned and payed for since 1976, will be that you willalso be earning what people are earning today, BUT do not have to pay for your house on amonthly basis for the past 22 years. Because it was paid off, that money was going straight to yourpocket instead of to the bank. Try to do that calculation and see what they have saved overthe past 22 years.One could further argue that you could have bought a second property after paying off the first prop-erty, and by now that second property would also have been paid for from the savings you made bynot having to pay for accommodation over the past 22 years(The above is not to be seen as a legal opinion as the writer is not qualified to give a legal opinion, it is just to make you aware of what is required and what could go wrong for not adhering to it.)If you need legal advice please see your lawyer

1 March 2018 Property Portfolio S7O0L%D Page 11 Call Us!Artist ImpressionFEATURES INCLUDE: ◊ Unique features: Scullery and laundry rooms◊ NO Transfer costs in all units◊ Generous private patios◊ Selected units with private gardens ◊ Walk-in closets◊ Italian design SMEG appliances ◊ Pre-paid electricity meters◊ Conveniently close to all facilities and amenities ◊ Fibre to the home ◊ Tastefully appointed designer finishes that modern living requires ◊ Private gym◊ Walking distance to Kyalami Corner ◊ Clubhouse, pool & private function venue Artist Impression Artist Impression Artist Impression2 Bed 2 Bath 3 Bed 2 Bath 4 Bed 3 Bathfrom R1 490 000 from R1 730 000 from R1 970 000ON SHOW Proudly developed by:Sat & Sun | 12 - 5pm on site at 144 Begonia Rd, KyalamiDuring the week by appointment onlyContact Us on 011 312 [email protected] | [email protected]

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1 March 2018 Property Portfolio Page 13WE MAKE HOMES REALEVERYONE DREAMS OF HAVING THEIR OWN HOME. THB/43086WE’D LIKE TO HELP YOU MAKE IT A REALITY.We are home loan specialists. It’s all that we do, and our purpose is to make home ownershippossible for as many South Africans as possible. We’ll take the time to explain each step andguide you through the process, making it simple and stress free. We’ll give you our personalattention to ensure that every application has the best chance of approval.So if you’re dreaming of your own home - let us help you make it real.FOURWAYS | 011 745 [email protected] Terms and Conditions apply. Please refer to our website for further details: www.sahomeloans.com. SA Home Loans is a Registered Credit Provider. Registration Number NCRCP1735.

Page 14 Property Portfolio 1 March 2018 WPorirLclidefdeCsftlrayoslems oERvste9ar9t55e0.0’0s 0Stunningly Landscaped. The Estate offers: Swimming pools, Jukskei park, Beauty Salon, Restaurant and much more!!One of the Bright and Breezy Bedrooms Spacious Open-plan Living Area. Well Equipped Modern Kitchen at Eastlands Estates.Eastlands proudly announces the opening of their world class over 50”s Lifestyle Estate. The centre is a huge drawcard and many have been eagerly awaiting the centre construction, brick by brick, over the past few months.Residents can expect three swimming pools (a heated indoor pool and outdoor and lap pools), a bowling green, a jukskeifield, a salon, a beautician, carpentry and metalwork workshops, a board-room, vegetable allotments and a large communalbraai area.The centre also features a healthcare and wellness centre, with six dedicated assisted-living suites that offer professionalhome care services, as well as a 16-bed healthcare centre providing 24-hour healthcare to residents.There is also a resident doctor, a physiotherapist and a pharmacist at Eastlands Estate. The public are invited to view the estate’s facilities during the official Lifestyle Centre public open weekend between 8am and 5pm.Open-plan Patios for Outdoor Entertaining Interested Buyers Free-standing Homes on the Estate Please call 010 035 Offering Residents Healthcare and 0451/ 084 418 2320 www.eastlands.co.za Wellness Facilities

1 March 2018 Property Portfolio Page 15 THE AFFORD- INTELLECTUAL CHOICE Buy a house priced no more than 2.5 times your annual salary. This is a realistic tip to ensure you do not overextend your mortgage. THE FUTURISTIC EYE Buy a house keeping future neighbourhood development in perspective. Commercial development around your house determines the capita l appreciation rate of your asset.CHECK FOR LIFE CHECK FOR LIFE EXPECTANCYEXPECTANCY Check for visible exterior orCheck for visible exterior or interior cracks around beamsinterior cracks around beams or large trees with roots close toor large trees with roots foundation of your prospectivecloseto foundation of your house. Keep an intricate eye forprospective house. Keep an ceiling replacement or repairintricate eye for ceiling seams- to ensure substantial lifereplacement or repair expectancy.seams- to ensure substantiallife expectancy. THE HIDDEN COST Be informed about the extra maintenance cost or society costs which can have a considerable impact on your budget.ABSTAIN FROM EMOTIONSDon’t let your emotion serve as a basis ofdecision making. Buyers who purchase onimpulse or simply because they “fell in love” with thehouse - that feeling is often fleeting.

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