Point of Move Magazine

POINTOF MOVE SPECIAL DISCOUNTS BEST OF FOR POINT OF MOVE FALL! READERS! VISIT: EASY LIVING, ENTERTAINMENT WWW.POINTOFMOVE.COM AND COMFORT TO LEARN MORE vol.9LIFE & STYLEHOME SOLUTIONSEXCLUSIVE DISCOUNTS

TURN YOURCLOSET INTOA RETREAT.

© 2016 The Container Store Inc. All rights reserved. Sale ends February 15, 2016. INTRODUCING *The minimum installation fee is $180 and other restrictions apply. 23779 1/16 It’s not just a closet. It’s an escape to the way things should be. It’s the promise of an organized life.SM TCS ClosetsTM – exclusively for you – only at The Container Store. We’ve carefully crafted every detail of our new custom, built-in closet collection to deliver the uncompromised style and definitive organization solution you deserve. Get started with an in-store or in-home consultation and take advantage of our exceptional service and quick turnaround from design to installation. After all, we believe that an organized life is a better life.SM CHELSEA | MIDTOWN | YONKERS WESTBURY | WHITE PLAINS | PARAMUS LOCATIONS NATIONWIDE CO N TA I N E R S TO R E .CO M / TC S C LOS E T S 855-827-5623©2016 The Container Store Inc. 30959 3

BEHIND THE CODEWhen you see this symbol throughout our magazine, this indiciates SPECIAL DISCOUNTthat a special discount offer is available. Visit us online FOR POINT OF MOVEto learn about the details, and all available offers.W W W. P O I N T O F M O V E . C O M READERS! VISIT:CONTRIBUTORS WWW.POINTOFMOVE.COM& CREDITS TO LEARN MOREFOUNDERS: ACCOUNT DIRECTOR:Noah Freedman & Bruno Ricciotti Riadh Ben YahyaEDITOR: GRAPHIC DESIGN:Bree Perlman Carla HarrilalMARKETING COORDINATOR:Kosovare MulajDIRECTOR OF HUMAN RESOURCES:Neil FuchsTABLE OF CONTENTS5 6 8 10 12Letter from the State of the Build Your Emma Mason NYSCEditor Market Dream Home 20 2214 16 18 Small Spaces Sterling RentJump Movers Alluring Window Bear Mattress24 36 44 54 60Apartment How to Secure Property Fall Drink VendorWorksheets a Mortgage Listings Recipe Index4 WWW.POINTOFMOVE.COM

EDITOR’S NOTE For our fall edition, we’ve rounded up the best vendors from a variety of different industries to offer some advice, tips, and how- tos on everything from window treatments to moving. As we head into the cooler months of the year, it’s all about easy living and comfort at home. Find out from Alluring Window how to create a tranquil sleep environment that can actually save you money. Emma Mason’s mission is to create a happy home by finding just the right pieces to complete any room with white glove service. It’s not just the leaves that are starting to turn. The real estate market is transitioning as well, and we provide a comprehensive step by step guide to see you through the entire process as well as an overview of both the state of the rental and sales market to help you get a better understanding of what is happening in each. As always, Point of Move is full of great discounts and deals from our vendors we know you will love. - Bree Perlman W W W. P O I N T O F M O V E . C O M 5

STATE OF THE MARKETNew Yorkers are enjoying a more normalized housing climate in both rentalsand sales, as inventory in both markets has increased gradually--enough to calmthe frenzy of recent markets. Home finders are discovering more properties toconsider, although prices have not decreased; as well as some unique incentivesin the rental arena.SALESAfter over three years of inventory lows, resale homes are finally having aresurgence. Whereas we typically expect to see an increase in supply in thefall, this year we have seen an increase in supply in the summer months withlittle indication of a slowdown of inventory into the fall. This is great news forbuyers as well as sellers where the market is strong and steady. The luxury newdevelopment market on the other hand, which has largely dominated headlinesfor the last several quarters may have finally peaked as the number of new condosbeing built is slowing down and the current units still slated to hit the market inthe next two years would leave an excess of four-to-six years of supply.RENTALSThere is terrific opportunity in this fall’s NYC rental market. With over a third ofthe properties offering rental incentives, BOND can help you find great dealson apartments which, in some cases, have no fee, free time, or in a few cases,both! Due to some leftover supply from the summer months, there are rent valuesin every neighborhood. Your BOND agent has access to every larger high riseproperty, and we boast a particularly strong supply of the interesting and unusualhomes that don’t exist in the high rise market. Now is the time to strategize withus about finding the best deal for you! If you have any questions about your own real estate needs email us at [email protected] WWW.POINTOFMOVE.COM

Design Your New Space Easily & Affordably Decorist is your solution for floor plans,furniture integration, and paint recommendations to make you move-in ready for a low flat fee. D E C O R I S T. C O MUse code BOND20 for $20 off a design project.

HOW TO DESIGN YOUR DREAM HOME 5 TIPS FROM DOT & BO’S PROFESSIONAL STYLISTS Whether you’re moving into your first or fifth apartment, you deserve a beautiful home. Find the inspiration and designs you need at Dot & Bo. Our expertly curated collections of furniture and décor, daily newsletters, and professional stylists guarantee a home you’ll love. WANT A MORE PERSONALIZED EXPERIENCE? Contact a Dot & Bo Stylist for complimentary, personalized interior design advice at [email protected] or 1-800-693-9937 x 2. We can’t wait to help with your home design project! SPECIAL DISCOUNT FOR POINT OF MOVE READERS! VISIT: WWW.POINTOFMOVE.COM TO LEARN MORE8

1. PRIORITIZE YOUR SPACEIdentify the room you’ll be spending themost time in. You want it to feel comfortableand welcoming, so its furnishings shouldinclude your most loved pieces. This roomwill also serve as a guide for the rest ofyour home. Notice the colors, textures, andmaterials used in this space and makesure to bring them in while decoratingother rooms.2. UNCOVER INSPIRATION you’re keeping those in the back of your mind throughout the designing process.Start “researching” on Pinterest or Dot & PANTONE’s Color Finder is also a great,Bo’s Design District to find photos of interiors free tool to use online.that speak to you. Use style keywords alongwith the name of each room to get tailored 5. GET ORGANIZED ANDresults. For example, you might search START DESIGNING!for “Industrial Dining Rooms,” “MinimalistBedrooms,” or “Rustic Kitchens.” Create a personal mood board by putting everything (inspirational images, key3. IDENTIFY WHAT YOU LOVE design elements, and your color palette) all in one place. We love using PinterestNotice which pieces jump out at you from for this type of project. Use Dot & Bo’sthese photos. Then, let us complete the daily collections as a guide, and picklook for you. Our curated collections are pieces that will complement each otherfilled with everything from lighting to table and your house as a whole. Don’t getdécor, and are already styled to work with discouraged if you feel lost along the way.the pieces you chose. Love the look of bistro Remember, you can always reach out tochairs in a kitchen? Check out our Summer one of us on the Dot & Bo style team forin Paris collection to find exactly which side some added guidance and advice.tables, bar carts, and floor lamps pair wellwith this type of seating.4. NARROW DOWN YOURPA L E T T EIdentify the colors you’re drawn to in yourinspiration images. Pick three that will serveas your core color palette, and make sureWWW.DOTANDBO.COM Looking for inspiration? Visit our blog at www.dotandbo.com/designdistrict.com

ALL ABOUT: EMMA MASONHappiness startsIN THE HOMEAt Emma Mason, we’re all about you, your happiness, and your beautifulhome. We want to help you create the room of a lifetime. And we’regoing to do it with superior service, irresistible prices, and a big smile.YOUR HAPPINESSWhat makes you happy? Probably not a terrible customer service experience.That’s why we pride ourselves on superior service with a smile.You’re a person, and we treat you like one. You have a life, and we’reguessing you don’t want to spend it talking to aggressive sales reps, waitingfor your furniture, or trying to assemble it yourself. We get it.Our reps are real, friendly people who care about you, not commissions. Weoffer free—yes, free—White Glove Delivery on all orders. Your experiencewith us is as easy and effortless as falling in love with your new bedroom.Saving boatloads of money isn’t bad for your happiness either. We leverageour close relationships with fine furniture craftsmen to get you the best forway less. Aren’t you the smart shopper?10 W W W . P O I N T O F M O V E . C O M

SPECIAL DISCOUNT FOR POINT OF MOVE READERS! VISIT: WWW.POINTOFMOVE.COMPLEASE NOTE: In order to secure such extraordinarydiscounts, we can only accept orders of $999 or more.We don’t specialize in spare parts, we specialize inwhole homes.WHO WE AREWe’re furniture people, through and through, with over 20 years in theindustry and invaluable connections. We’re more than a retailer: we alsosell wholesale to other furniture stores.What’s that mean for you? Exclusive low prices, a vast selection of the topbrands, and a trained eye for fine furniture. You know that middleman?Forget him. Consider us your one-way ticket to warehouse prices.We know how important the right piece is to your home, happiness, and well-being; that’s why we’re constantly adding to our catalogue and negotiatingnew agreements with more manufacturers.Based in New York, we started from our brick-and-mortar store in the citythat’s still operating. We also partner with distribution warehouses in moststates, allowing us to deliver almost everywhere in the US. We run a numberof sister-sites dedicated to getting you the finest furniture for every room inyour home.Emma Mason • www.emmamason.com • (212) 518-2752 11

ALL ABOUT: FALL FITNESSFITNESS THAT FITS YOUWhether you’re looking to set a new personal best in the 10K, loweryour cholesterol or fit into your skinny jeans, our goal is to help youmake it happen. NYSC’s team of fitness professionals is standing byready to offer their motivation, guidance and support — whateverit takes to help you succeed. By delivering fresh and innovativeprograms, first-class facilities and exceptional customer service wewant to put the benefits of exercise within easy reach of our members. YOU’RE IN THE CLUB Exclusive offer to Bond Realty Clients $54.99 Passport Month to Month (a $20 per month savings) For more information, contact Sean Farrell 646-787-9177 [email protected] NewYorkSportsClubs.com Follow us on Instagram @NYSC Certain Restrictions May Apply. Not valid for existing Members.12 W W W . P O I N T O F M O V E . C O M

SPECIAL DISCOUNT FOR POINT OF MOVE READERS! VISIT: WWW.POINTOFMOVE.COM TO LEARN MOREIf you’re a first-timer or looking fora first-class gym, we’re confidentthat our clubs deliver the highestvalue to meet your fitness goals.NYSC • www.newyorksportsclubs.com • (646) 787-9177 13

ALL ABOUT: MOVING TIPSMovingTIPSWhat makes us different from other moving companies?Jump Movers is a team of dedicated professionals with over 10years of experience in the New York City Real Estate and propertymanagement industry. It is this expertise along with the intimateunderstanding of our clients’ needs, that, insures we can cater to andmeet any needs to satisfaction.Above all, we know that living in NYC, is like nowhere else in theworld. Here at Jump, we have experienced every borough from theaspect of a landlord, property manager, and renter.To mention a few:• Experienced Movers• Rentals• Real Estate Investors• Property Management• Market Knowledge• Maintenance Services1. Furniture Assembly2. Painting SPECIAL DISCOUNT3. Packing FOR POINT OF MOVE READERS! VISIT: WWW.POINTOFMOVE.COM TO LEARN MOREJUMP…..ALWAYS ONE MOVE AHEAD! Jump Movers • www.jumpnyc.nyc • (212) 750-294314 W W W . P O I N T O F M O V E . C O M

Jump Movers & Maintenance 346 East 59th st New York NY 10022 212-750-2943 [email protected] www.jumpnyc.nyc ALWAYS ONE MOVE AHEAD 15

HOW TO: BLOCK NOISE AND LIGHT AT HOMETHE SOUND AND THE FURY OFLIVING IN MANHATTANNoise and sound pollution are two hazards New Yorkers are very familiarwith. Here are some great window treatment solutions that can ensureyour home is peaceful.THE ULTIMATE CONVENIENCE: CONTROL YOUR WINDOW SHADESAND DRAPES WITH YOUR IPHONE OR IPADAre you struggling with hard to reach windows? Or maybe you just want theextra flexibility of a remote controlled shades.Now you can turn your window coverings into motorized shades, blinds, anddrapes thanks to the innovative technology from Somfy and Lutron. Motorizedshades tilt open or shut while motorized blinds can be fully raised or loweredwith your remote control system. With effortless installation and hassle-freemaintenance, motorized blinds offer the most handy and straightforwardsolution to manage the light coming in and to control your privacy! The epitomeof comfort, control and elegance, motorized blinds are an excellent add-onto any home. They can be incorporated into your home’s automation systemby programming them in with preferred settings or totally automating themwith a set schedule. Make the future a reality today with Alluring WindowMotorized Window Treatments !BLACKOUT SHADESWhen it comes to blackout shades New York homes benefit from the obviousadvantages, such as light and heat blocking. However, room darkening shadesare good for more than simply darkening a room. They save energy andreduce your utility costs along with carbon emissions. On top of that, roomdarkening shades can help you sleep better and garner some unexpectedhealth benefits by keeping your bedroom cooler and darker.Like blackout curtains, blackout shades are made from heavy, tightly wovenfabric. Some blackout fabric even has multiple layers to enhance insulatingeffects. That means maximum light and heat blocked out, interior temperaturesremain optimal and less greenhouse gasses are released into the atmosphere.Plus, keeping your room darkening shades drawn when the sun is hitting the16 W W W . P O I N T O F M O V E . C O M

SPECIAL DISCOUNT FOR POINT OF MOVE READERS! VISIT: WWW.POINTOFMOVE.COM TO LEARN MOREwindow will also protect your furniture and carpeting from harmful UV rays.You’ll not only sleep better, live healthier and be more comfortable, but you’lldo it all in style with Alluring Window Room Darkening Window Treatments. FREE In-Home Consultation 15% off for BOND NY Clients [email protected] Alluring Window • www.alluring-window.com • (212) 518-2523 17

Q&A:WITH BEAR MATTRESSQ&A withBEAR MATTRESSWe all know that sleep does the body and mind good. From helpingto strengthen our memory to empowering our immune system, it’s apretty important thing.The founders of Bear Mattress are utilizing specialtechnology to take sleeping one step further and ensure your body isalso recovering from its active lifestyle. We sat down with them to findout more.HOW DID BEAR MATTRESS START?When we first started to design the mattress, we looked inward to what wewould want in a good night’s sleep. As marathon runners, tough muddercompetitors and crossfit enthusiasts, we needed to make sure we not onlyslept comfortable, but our bodies recovered from our training and workoutsas well. In order to find the perfect materials to accomplish these goals, wetravelled the world looking for the right foams and textiles, we worked withsleep researchers and professional athletes to gain insights and feedback,and we designed and tested a dozen prototypes before finally coming upwith our namesake mattress.WHAT MATERIALS ARE IN THE BEAR MATTRESS?Each mattress includes a proprietary blend of advanced gel memory foamand clinically-proven Celliant™ responsive textile technology. The combinationof premium materials offers a universally comfortable sleep that is seventimes cooler than conventional memory foam, and is designed to reducemuscle recovery time and improve athletic performance.STARTING AT $500 WITH FREE SHIPPING & A 100 NIGHTRISK-FREE TRIAL.All Bear Mattresses are made in the USA and available direct-to-consumersin six sizes starting at $500 and financing is available. Each bedincludes a 10-year warranty, 100 night risk-free trial, free shipping andhassle-free returns. The Bear Mattress will ship right to your doorstepvia UPS in a box about the size of a mini-fridge in 4-7 business days.18 W W W . P O I N T O F M O V E . C O M

COME VISIT OUR SHOWROOM.We have a simple submission form on our website which allows anyoneto submit their furniture within minutes. We ask just a few questions abouteach piece and let you schedule a pickup. Once approved, our team willpick up the furniture from you, professionally clean, photograph and list iton our website for customers to rent. In a nutshell, the provider just needsto submit the items on our form and we handle everything from there.ARE THERE MORE SPECIFIC ITEMS THAT DO BETTER THAN OTHERS?Our showroom is located in Hoboken, NJ, and we welcome potentialcustomers to come try the mattress out. Just give us a call at 844.311.0035;we are available 7 days a week for appointments.WE MAKE IT EASIER BY OFFERING WHITE GLOVE DELIVERY,REMOVAL OF YOUR OLD MATTRESS & MATTRESS ACCESSORIES.We know moving can be stressful enough with, so we strive to make it easier.Bear Mattress is happy to offer additional services to Bond customers includingwhite glove delivery service, old mattress removal, and a large selectionof mattress accessories. Bear Mattress has you covered with everythingfrom pillows and bedding to bed frames and foundations. Please call usat 844.311.0035 for pricing on these additional services and products. SPECIAL DISCOUNT FOR POINT OF MOVE READERS! VISIT: WWW.POINTOFMOVE.COM TO LEARN MORE Bear Mattress • www.bearmattress.com • (844) 311-0035

HOW TO MAKE YOUR #SMALLSPACE LOOK AND FEEL HUGEHow to MakeYOUR #SMALLSPACELOOK AND FEEL HUGESmall spaces and urban living go hand in hand. To help you decorateyour small space while keeping it functional and making it look and feelvisually larger, BOND asked Decorist designers to share their small spacedesign tricks. Here are three easy design solutions that will make a hugeimpact to any small room.1. USE MULTI-PURPOSE FURNITUREThe key to laying out a small room is to shop smart. Multi-purpose furniturelike storage ottomans, tufted coffee tables, garden stools and bar cartsallow you to cut down on the pieces and open up more space in your room.2. GO CLEARUsing transparent furniture in glass, lucite and acrylic will free up visual spacein a small room while maintaining its functional features. Plus, transparentpieces can be styled in so many ways—from luxe and sophisticated tofeminine chic.3. OPT FOR OVERSIZED ARTA gallery wall can look visually loud in a small room. Skip the cluster ofsmall wall décor and invest in a large print or canvas art by your favoriteartist instead. It minimizes visual clutter and instantly creates that “pulledtogether” look that makes small spaces feel bigger.

SPECIAL DISCOUNTFOR POINT OF MOVE READERS! VISIT: WWW.POINTOFMOVE.COM TO LEARN MOREDecorist • www.decorist.com • (866) 387-8648 21

STERLING RENT HAS 5 REASONS WHYYOU SHOULD HAVE RENTERS INSURANCE1. IT’S AFFORDABLEThe average renter’s insurance policy costs $187 a year, according to 2011figures reported by the National Association of Insurance Commissioners(NAIC) in 2013. Your actual cost will depend on factors, including howmuch coverage you need, the type of coverage you choose, the amount ofyour deductible and where you live. In New York City the average cost isabout $275 a year.2. IT COVERS LOSSES TO PERSONAL PROPERTYA renter’s insurance policy protects against losses to your personal property,including clothes, jewelry, luggage, computers, furniture, and electronics.Even if you don’t own much, it can quickly add up to a lot more than yourealize – and a lot more than you’d want to pay out of pocket to replaceeverything. If you take a moment and think about all the items you have inyour apartment, it could add up to $20,000.00 very quickly.3. YOUR LANDLORD MIGHT REQUIRE ITYour landlord’s insurance covers the structure itself and the grounds, butnot your belongings. A growing number of landlords require tenants topurchase their own renter’s insurance policies, and they’ll expect to seeproof before you can move in. This could be the landlord’s idea, or it couldbe an “order” from the landlord’s insurance company – the idea being thatif the tenants are covered themselves, some responsibility can be shiftedaway from the landlord.4. IT HELPS PAY FOR LIVING EXPENSESAside from helping you buy replacement goods and covering liabilityexpenses, renters insurance can help cover “additional living expenses” ifyou get temporarily displaced. This can include rent, food and more. Somepolicies also help you protect your credit and identity. Some policies offeridentity theft protection and insure you against losses due to unauthorizedcredit card use or check fraud too.5. IT PROVIDES LIABILITY COVERAGELiability coverage is also included in standard renter’s insurance policies.This provides protection if someone is injured while in your home or if you(or another covered person) accidently injure someone. It pays any courtjudgments as well as legal expenses, up to the policy limit. Most landlordsrequire a minimum of $1,000,000 in coverage. Sterling Rent • www.SterlingRent.com • (877) 783-754022 W W W . P O I N T O F M O V E . C O M

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VIEWING APARTMENTS WORKSHEETThe competition for finding a home can get prettyintense, it’s important to keep a few key things inmind to ensure your home finding process is asstress free as possible.It’s crucial to have all of your paperwork inorder. You also want to make sure you havedone a thorough assessment of your financesto determine what you can qualify for. Mostlandlords require a tenant make 40x the annualrent. Next, make a list of what you “must have”vs. what you “want”. This will help prioritize yoursearch. Finally, it’s a good idea to keep track ofwhat you have seen and the fees involved witheach. After spending the day going from oneplace to another you are going to want to beable to review the pros and cons of each witha clear and accurate head. To help keep it allstraight, we have provided four worksheets tohelp you get organized. Happy house hunting!W W W. P O I N T O F M O V E . C O M 25

WHAT YOU WILL NEED TO GET PREPARED Letter of employment on company letterhead: the letter must state your position, length of employment or start date, your annual income and be signed by an authorized employee. Copy of your last three most recent pay stubs. Last two years of tax returns. Your three most recent bank statements. Bank account numbers. Photo identification such as a driver’s license or passport.“MUST HAVES” VS. “WANTS” CHECKLIST Use this checklist to help prioritize your search. This will help you narrow down your criteria to what you really need and help your agent find apartments that best suit your needs.MUST HAVES WANTS26 W W W . P O I N T O F M O V E . C O M

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CONSPROSPRICEADDRESS28 W W W . P O I N T O F M O V E . C O M

ADDRESS COMMISSION APPLICATION SECURITY AMOUNT PAID FEE FEE AMOUNTW W W. P O I N T O F M O V E . C O M29

SPONSORED BYYOU’RE MOVING! NOW WHAT?Use our Moving Timeline to help you get organized. 8 WEEKS BEFORE YOUR MOVE:• Inventory your belongings; mark everything accordingly and decide what you’re taking and what’s going to storage.• Begin to contact moving companies to set up appointments for your in-home estimate.4 WEEKS BEFORE YOUR MOVE:• Gather personal records (children’s school records, medical, dental, etc.).• Mail change of address cards to: Family/friends, Post Office, Social Security, Insurance Company, Credit Card Company, Credit bureau and/or creditors, Employer (W2’s), Car, Registration, Broker, DMV, Magazines/Subscriptions.• If you live in a house, begin packing and be sure to mark the boxes properly.3 WEEKS BEFORE YOUR MOVE:• Reserve elevators at both buildings for the move day and check with management to see if Certificates of Insurance are required (if yes, notify sales representative).• Make arrangements to discontinue service and connect new service for: Telephone, Cable TV, Electricity, Gas, Fuel Oil, Water.• If you live in a 2-3 bedroom apartment, begin packing.30 W W W . P O I N T O F M O V E . C O M

2 WEEKS BEFORE YOUR MOVE: • Make arrangements to have local bank accounts transferred. • Refill all prescriptions. • If you live in a studio- 1 bedroom apartment,begin packing and be sure to mark the boxes properly. 1 WEEK BEFORE YOUR MOVE: • Pack these items for the first days in new your home: Medicine, Clothes, Toiletries, Cleaning items, Vacuum, Tools, Ladder, Garbage bags, Light bulbs. • Pack & prepare to move valuables such as jewelry (Do not let movers handle these items). • If you’ve decided to have movers do the packing for you, call to confirm. DAY OF YOUR MOVE: • Have final payment (cash/credit card) ready on day of move. • Be available all day for any questions the movers may have. • Scan apartment or home with someone to insure that all contents have been taken by the movers.Moishe’s • www.moishes.com • (732) 322-0991 31

Your Turn-Key Solutions For Your Investment Designs Let us give you some Free Design Ideas E-mail: [email protected] Phone: 212-518-2752 Ext. 228 Retail Furniture • Investment Design • Rental Furniture • Rental Staging Program Visit The showroom or Shop Online www.emmamason.com.com Get 10 % your first order with promo code BOND32

RELIABLE. ACCURATE. FAST. A trusted provider of title insurance and other related products and services. For sales and support please contact: BRENDA POSNERPhone: 212.421.1050 Cell: 516.250.9807 Email: [email protected] W W. P O I N T O F M O V E . C O M 33

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HOW TO: SECURE A MORTGAGE Many first time homeowners are familiar with the concept of having to get a mortgage, and that it involves getting approved by a lender or a bank, but not everybody understands exactly what it means. The process of getting approved for a mortgage is a validation of Income, Assets, and Credit & Collateral (Appraisal). In order to get an approval for a mortgage, all four of these must be strong. If one of these components is slightly weaker than the rest, it is possible to have a stronger component that can compensate for the loan as a whole.36 W W W . P O I N T O F M O V E . C O M

Once you have found the bank or mortgage lender you feel willbest suit your needs, you will have to be able to validate and proveyour income, assets and show good credit history. It is importantto remember, the larger the loan, the more validation is needed.For example, if you have previously been a renter, you will need todemonstrate your rental history and be able to prove that you havepaid your rent on time for the previous 12 months.W W W. P O I N T O F M O V E . C O M 37

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Sou Key Island The subway operates 24 hours a Rush hour line Local service only day, but not all lines operate at all extension All trains stop (local times. This map depicts morning to and express service) evening weekday service. Call our Accessible Station Travel Information Center at 511 for station Name Normal service more information in English or A•C Additional express Spanish (24 hours) or ask an agent service for help in all other languages (6AM Free subway transfer to 10PM). Free out-of-system subway transfer Long visit www.mta.info Bus or AIRTRAIN (excluding single-ride to airport ticket) THROGS Police NECK M60 BRIDGE Full time service Bus to airport Part time service Terminal Commuter rail service To show service more clearly, geography on this map has been modified. Manhasset © 2013 Metropolitan Transportation Authority December 2013 The subway map depicts weekday service. Service differs by time of day and is sometimes affected by MIDDLE NECK RD NORTHERN BLVD construction. Overhead directional signs on platforms show weekend, evening, and late night service. Visit mta.info for detailed guides to subway service: click on Maps, then “Individual Subway LinePARSONS Maps,” “Service Guide,” or “Late Night Service Map.” For construction-related service changes, click on “Planned Service Changes” in the top menu bar. Little Great OThniswienefkoermndasti,otnheiAsuWbauelrsenodkaeplenodseterdwaetbsstiatetioanndenatprLpaIRnRscheoswaBcnaodynsoisdnetrpulcattifoonr-mrDeocluaogtllaeusdtmonsncshNoeefdckauflefedcsteedrvliicneesc.hanges. 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PROPERTYLISTINGSFOR SALECLASSIC ARTIST’S LOFT - 3,000 SQ. FT. FOUR BEDROOMTRIBECA: Live with downtown authenticity in this rare 3000 sq ft four bedroom loft located at thecrossroads of Sixth Avenue and White Street in the center of TriBeCa. This artist’s loft is luxuriously outfittedfor comfort and function. A super-sized corner living room has 14’ ceilings, a wall of bookcases, and itis filled with natural light. A home office or guest room is easily accessed from the living areas. A row oforiginal cast iron Corinthian columns leads past a large dining area to a gourmet kitchen with top of lineappliances. A stone tiled wall with post-modern fireplace adds natural elements to the industrial shell.Sliding doors lead to a master bedroom with ensuite marble bath. This room has many built-ins, includingan over-sized walk-in closet. The bath has very high ceilings and a deep soaking tub and shower. $5.4M.for mido:r1e1i1n5f4o3r0mation on this listing, visit www.bondnewyork.com.web44 W W W . P O I N T O F M O V E . C O M

PROPERTYLISTINGS FOR SALEBEAUTIFUL TWO BEDROOM DUPLEX WITH FOUR OUTDOOR SPACESHARLEM: Welcome to the first resale of loft 9B at 138 West 124th street. A beautiful duplex home ofapproximately 1765 inside square feet and 776 outside square feet with two bedrooms two and a halfbathrooms as well as three terraces and one balcony. A loft that feels more like a private home than anapartment. 9B is a special apartment in Loft 124 located in prime central Harlem. The apartment has privatekey elevator entry. There are four private outdoor spaces, one off of each bedroom, one off of the kitchenand a terrace of approximately 480 sqft off the living room. The view from the living room and the masterbedroom is amazing, the south facing floor to ceiling windows reveal an unobstructed view sweeping eastto west and straight over central park to midtown Manhattan and beyond. $2.075M.for mido:r1e1i1n4f9o5r7mation on this listing, visit www.bondnewyork.com.web45 W W W . P O I N T O F M O V E . C O M

PROPERTYLISTINGSFOR SALELARGEST ONE BEDROOM WITH A HOME OFFICE IN ASTORIAASTORIA: Come home to a luxurious and palatial one bedroom plus home office condo in the heart ofAstoria. This stunning unit features hardwood floors throughout, recessed lighting, and an in-unit washer/dryer. Breathtaking city views come in right through your living room and bedroom windows. Cook yourfavorite meals in a kitchen complete with top-of-the-line Frigidaire stainless steel appliances, white CarreraMarble countertops and a glass mosaic backsplash. Relax on one of two private balconies. Your central airsystem guarantees your home will always be just the temperature you want it and your Smart Thermostatsystem controls the temperature remotely. $879K.for mido: r1e10in6f9o7r3mation on this listing, visit www.bondnewyork.com.web46 W W W . P O I N T O F M O V E . C O M

PROPERTYLISTINGS FOR SALEONE BEDROOM CONDO WITH PRIVATE PATIOCHELSEA: You want convenient location and a quiet home in Chelsea? Come home and relax on yourprivate patio at The Chelsea 7th. This one bedroom, one bath, approximately 650 sq.ft. apartment facesSouth with lots of sunlight and a patio door from the bedroom leading into your private 200 sq.ft. patio.This spacious apartment has an open dining room and a good size kitchen that features all white GEappliances, 30” free-standing gas range, built-in dishwasher, and 18.2 cu.ft. top-freezer refrigerator. Otherfeatures include granite countertop and stone flooring. There’s also a renovated bathroom with marbleflooring. $935K.for mido: r1e11in2f7o1r5mation on this listing, visit www.bondnewyork.com.web W W W. P O I N T O F M O V E . C O M 47

PROPERTYLISTINGSFOR SALEHUGE TERRACE IN THE HEART OF NOLITANOLITA: Modern and beautiful loft-like two bedroom, two bath corner apartment with wraparoundterrace in Nolita. Situated in a 24-hour doorman, elevator, pet-friendly boutique condominium buildingwith on premises superintendent, gym and roof-deck. Steps from great restaurants, shops, Whole Foods,art galleries and public transportation, the fully renovated condominium boasts oversized windows, doubleexposures, city views, stainless steel appliances, pass-through windowed kitchen and a great floorplan whichincludes an on-suite bath. The most enviable of private outdoor spaces, provides a perfect extension of thehome’s interior space and affords lavish entertaining for the lucky owner. $1.795K.for mido: r1e11in2f9o8r8mation on this listing, visit www.bondnewyork.com.web48 W W W . P O I N T O F M O V E . C O M

PROPERTYLISTINGS FOR SALEBEAUTIFUL ONE BEDROOM ON A PICTURESQUE TREE LINED BROOKLYN BLOCKGREENPOINT: Introducing one of the newest boutique condominium building in the Williamsburg /Greenpoint Area. Located on a beautiful tree lined block, in the heart of true Brooklyn, with cool nightlifeand dining venues surrounding you. A separate entry foyer leads way to a large living room with access toa private balcony. The spacious open kitchen comes with a breakfast bar, granite counters, white lacquercabinetry and stainless steel appliances. The bathroom consists of a double sink, soaking tub, and separateglass enclosed shower. $700K.for mido: r1e12in0f8o8r6mation on this listing, visit www.bondnewyork.com.web W W W. P O I N T O F M O V E . C O M 49

PROPERTYLISTINGSFOR SALETHREE BEDROOM HOUSE WITH PRIVATE CUL-DE-SACBAY RIDGE: This beautiful Tudor style house is laid out on three levels. The kitchen, dining room andliving rooms are on the main level, and the bedrooms and bathroom are on the second floor. There is alarge basement which leads out to the rear of the house, where there is a private garage. There is a washerand dryer in the basement. The house has fantastic features such as beautiful parquet floors, archways andmoldings. The bedrooms all have ceiling fans and overhead light. The property even has a private parkingspot. The house is part of a row and is attached on both sides by similar neighboring homes. $799K.for mido: r1e11in6f8o9r4mation on this listing, visit www.bondnewyork.com.web W W W. P O I N T O F M O V E . C O M 50