ILFSL-Annual-Report-2021-f

evwl©K cwÖ Z‡e`b 2021 A Financial Institution that Cares



evwl©K cwÖ Z‡e`b 2021 A Financial Institution that Cares

A Financial Institution that Cares B›Uvib¨vkbvj wjwRs GÛ dvBb¨vwÝqvj mvwf©‡mm wjwg‡UW evsjv‡`‡ki GKwU mycwiwPZ Avw_©K cwÖ Zôvb| 1996 mv‡j †QvU cwim‡i hvÎv ïiæi ci †_‡K AvBGjGdGmGj `xN© 26 (QvweŸk) eQi hver MvÖ nK‡`i mKj Pvwn`v wgwU‡q wek¦¯Í eÜy wn‡m‡e MÖvnK‡`i g‡b ¯’vb K‡i wb‡q‡Q| AwZ kxNBª cby M©wVZ cwÖ ZôvbwU ¯^vfvweK KgK© v‡Û wd‡i G‡m AveviI Zv cgÖ vY Ki‡e|

A Financial Institution that Cares Court Appointed Chairman and Independent Directors along with Managing Director

04 Annual Report 2021  International Leasing

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evwl©K cwÖ Z‡e`b wel‡q GB evwl©K cwÖ Z‡e`bwU 2021 mv‡ji B›Uvib¨vkbvj wjwRs GÛ dvBb¨vwÝqvj mvwf©‡mm wjwg‡UW Gi Avw_K© weeiYx Dc¯’vcb Ki‡e| GQvov †Kv¤úvbxi e¨emvi cwiwa I fwel¨r cwiKíbv m¤ú‡K© aviYv †`‡e| B›Uvib¨vkbvj wjwRs GÛ dvBb¨vwÝqvj mvwf©‡mm wjwg‡UW GKwU mycwiwPZ Avw_K© cwÖ Zôvb, hv my`xN© 26 eQi hver MvÖ nK‡`i Avw_K© †mev w`‡q Avm‡Q| eZ©gv‡b ¯v^ axb I ¯Z^ š¿ cwiPvjKe„‡›`i cwiPvjbvq Ges †Pqvig¨vb g‡nv`‡qi MwZkxj †bZ‡… Z¡ cwÖ ZôvbwU Aí mg‡qi g‡a¨ Ny‡i `uvwo‡q RbM‡Yi Av¯v’ q wdi‡e| 1996 mv‡j †QvU cwimi †_‡K hvÎv ïiæi ci †_‡K AvBGjGdGmGj `xN© 26 eQi hver †÷K‡nvìvi‡`i wewfbœ Avw_K© †mev †`Iqvi cvkvcvwk RvZxq A_©bxwZi GKwU Ask wn‡m‡e Ae`vb ivL‡Q| GB evwlK© cÖwZ‡e`b cÖwZôv‡bi cby MV© b cÖwµqvi MZ 1 eQ‡ii djvdj Ges fwel¨r cwiKíbv wb‡q Av‡jvPbv Ki‡e| B›Uvib¨vkbvj wjwRs GÛ dvBb¨vwÝqvj mvwf‡© mm wjwg‡UW wb‡¤vœ ³ bxwZgvjv mgn~ †g‡b P‡j|  †Kv¤úvbx AvBb 1994  Avw_©K cwÖ Zôvb AvBb 1993  Avw_©K cwÖ eavb, 1994  wmwKDwiwUR GÛ G·‡PÄ iæjm, 1987  wjw÷s †i¸‡jkbm, 2015  B›Uvib¨vkbvj GKvDw›Us ÷vÛvW©  B›Uvib¨vkbvj dvBb¨vwÝqvj wi‡cvwUs© ÷vÛvW©  BbKvg U¨v· AwW©‡bÝ, 1984  evsjv‡`k e¨vsK KZ…K© cÖKvwkZ wewfbœ wewa-cwÖ eavb Ges mvK©yjvi  evsjv‡`k Gi AvBb Ges cÖweavb mg~n  mykvmb m¤úwKZ© bxwZgvjv / K‡cv© ‡iU Mf‡b©Ý †KvW eZ©gv‡b cÖwZôvbwU gvbbxq mywcÖg †Kv‡Ui© nvB‡KvU© wefvM KZ„©K g‡bvbxZ mgv‡R mycwÖ ZwôZ I mb&¦ vgab¨ 5 Rb ¯Z^ š¿ cwiPvjKe›„ ` Øviv cwiPvwjZ n‡”Q| †Kv¤úvbxwUi MwZkxj I cby MV© b cwÖ µqvi †bZZ„ ¡ w`‡”Qb gvbbxq mywcÖg †Kv‡U©i nvB‡KvU© wefvM KZ©„K g‡bvbxZ †Pqvig¨vb Rbve †gv. bRiæj Bmjvg Lvb| kxNªB †Kv¤úvbxwU MÖvnK Ges †kqvi‡nvìvi‡`i Av¯’vi RvqMvq wdi‡e| b¤^i cwÖ Z‡e`‡bi bvg cwÖ Zôv‡bi wbix¶K 1 B›Uvib¨vkbvj wjwRs GÛ dvBb¨vwÝqvj mvwf©‡mm wjwg‡UW KvRx Rwni Lvb GÛ †Kvs Gi Avw_©K Ae¯’vi GKxf~Z/wbix¶v weeiYx PvUv© W© GKvD‡›U›Um †Rvnv Rvgvb Kwei iwk` GÛ 2 B›Uvib¨vkbvj wjwRs wmwKDwiwUR wjwg‡UW †Kvs, PvUv© W© GKvD‡›U›Um Gi Avw_©K weeiYx nK fÆvPvh© `vm GÛ †Kvs PvUv© W© GKvD‡›U›Um 3 AvBGj K¨vwcUvj wjwg‡UW Gi Avw_©K weeiYx †gmvm© GmG iwk` GÛ A¨v‡mvwm‡qUm PvUv© W© †m‡µUvixR 4 K‡c©v‡iU Mfb¨v© Ý Avn‡g` Rv‡Ki GÛ †Kvs PvU©vW© GKvD‡›U›Um 5 cwÖ f‡W›U dvÛ 08 Annual Report 2021  International Leasing

MÖæc cwiwPwZ B›Uvib¨vkbvj wjwRs GÛ dvBb¨vwÝqvj mvwf©‡mm wjwg‡UW Rvbyqvwi 15, 1996 Zvwi‡L †Kv¤úvbx AvBb, 1994 Ges †deæª qvwi 19, 1996 G Avw_K© cwÖ Zôvb AvBb, 1993 Gi Aax‡b jvB‡mÝ cÖvß cvewjK wjwg‡UW †Kv¤úvbx| B›Uvib¨vkbvj wjwRs GÛ dvBb¨vwÝqvj mvwf©‡mm wjwg‡UW (AvBGjGdGmGj) evsjv‡`‡ki GKwU mycwiwPZ Avw_K© cwÖ Zôvb wn‡m‡e m`y xN© 26 eQi hver MªvnK‡`i Avw_K© †mev w`‡q Avm‡Q| 1996 mv‡j †QvU cwim‡i hvÎv ïiæi ci †_‡K AvBGjGdGmGj `xN© 26 eQi hver wewfbœ †÷K‡nvìvi‡`i (AvgvbZKvix, Mvª nK, †kqvi‡nvìvi, cwiPvjbv cl©`, e¨e¯’vcbv KZ©…c¶, KgP© vix) wewfbœ FY I AvgvbZ msµvšÍ Avw_K© †mev †`qvi cvkvcvwk RvZxq A_b© xwZi GKwU Ask wn‡m‡e Ae`vb ivL‡Q| B›Uvib¨vkbvj wjwRs wmwKDwiwUR wjwg‡UW GKwU ÷K †eªvKv‡iR †Kv¤úvbx wn‡m‡e AvMó, 2008 mvj †_‡K MªvnK‡`i †mev cÖ`vb K‡i Avm‡Q| XvKv ÷K G·‡PÄ wjwg‡UW Ges PÆMªvg ÷K G·‡PÄ wjwg‡UW Gi m`m¨c‡`i gva¨‡g B›Uvib¨vkbvj wjwRs wmwKDwiwUR wjwg‡UW MÖvnK‡`i †mev cÖ`vb K‡i Avm‡Q| AvBGj K¨vwcUvj wjwg‡UW b‡f¤^i 24, 2010 mv‡j cÖwZwôZ nq Ges GwcÖj 04, 2012 mv‡j gv‡P©›U e¨vs‡Ki me ai‡Yi mwy eav wb‡q hvÎv ïiæ K‡i| AvBGj K¨vwcUvj wjwg‡UW Gi †mevmg‡~ ni g‡a¨ Bwbwkqvj cvewjK Advwis (AvBwcI), wiwcU cvewjK Advwis (AviwcI), ivBU †kqvi Bm¨y D‡jLø ‡hvM¨| cÖwZôvi ïiæ †_‡KB AvBGj K¨vwcUvj wjwg‡UW evsjv‡`k gv‡P›© U e¨vsKvm© G‡mvwm‡qkb (weGgweG) Gi m`m¨ wn‡m‡e KvR K‡i Avm‡Q| eZ©gv‡b cÖwZôvbwU gnvgvb¨ nvB‡KvU© KZK©„ g‡bvwbZ †Pqvig¨vb Rbve †gv. bRiæj Bmjvg Lvb Gi †bZ…‡Z¡ MwVZ mgv‡R mycÖwZwôZ I ¯^bvgab¨ 5 Rb ¯Z^ š¿ cwiPvjKe„›` Øviv cwiPvwjZ n‡”Q| Z‡e Avgiv cl‡© `i cÿ †_‡K Avk¦¯Í Ki‡Z PvB †h, m‡y hvM¨ †Pqvig¨vb g‡nv`‡qi MwZkxj I mvnmx †bZ‡… Z¡ cwiPvjbv cl©` I e¨e¯v’ cbv KZ…©cÿ m„Rbkxj I ev¯eÍ gLy x cwiKíbv ev¯eÍ vq‡bi gva¨‡g me MvÖ n‡Ki Av¯’vq wd‡i †MŠie¾j GB cÖwZôv‡bi nviv‡bv mybvg cybiæ×vi Ki‡e| Annual Report 2021 International Leasing  09

MÖæ‡ci KvVv‡gv B›Uvib¨vkbvj wjwRs GÛ dvBb¨vwÝqvj mvwf©‡mm wjwg‡UW B›Uvib¨vkbvj wjwRs AvBGj K¨vwcUvj wmwKDwiwUR wjwg‡UW wjwg‡UW bs mvewmwWqvix cwÖ Zôv‡bi bvg e¨emv‡qi Ae¯’vb gvwjKvbvi cwigvY 1 B›Uvib¨vkbvj wjwRs wmwKDwiwUR wjwg‡UW evsjv‡`k 99.99994% 2 AvBGj K¨vwcUvj wjwg‡UW evsjv‡`k 99.99196%

cY¨ Ges †mev AvgvbZ m¤úwKZ© cY¨ Ges †mev ¯’vqx / †gqv`x AvgvbZ cKÖ í gvwmK Avq cKÖ í wظb mwy eav cKÖ í AvgvbZ †cbkb cÖKí `æª Z mÂq cÖKí A_v© qb Ges wewb‡qvM ÿ`z ª Ges gvSvix wk‡í A_v© qb msµvšÍ cY¨ Ges †mev K‡cv‡© iU A_v© qb BRviv A_v© qb wmwÛ‡Kkb A_v© qb exª R A_v© qb Mn„ µq I wbgv© Y A_v© qb †mwg cvKv evwo wbgv© ‡b A_©vqb bvix D‡`¨v³v A_©vqb Kv‡Ri Av‡`k A_©vqb †eªvKv‡iR Ges AvÛviivBwUs gv‡P©›U e¨vswKs m¤úwK©Z †mev †kqvi †Uwª Ws †cvU‡© dvwjI e¨e¯’vcbv wewb‡qvM e¨e¯v’ cbv K‡c©v‡iU A¨vWfvBRwi Znwej msMÖn Bm¨y e¨e¯’vcbv Kv‡÷vwWqvj cwi‡lev gvwR©b FY cwi‡lev wmwWweGj m¤úwK©Z cwi‡lev AbjvBb AvBwcI Av‡e`‡bi mwy eav AZ¨vaywbK †UªwWs iæg myweav B›Uvi‡bU †UªwWs mwy eav wi‡qj UvBg †cvU©‡dvwjI Z_¨ B-†gBj Gi gva¨‡g †UªW wbwðZKiY Ges †cvU©‡dvwjI weew„ Z Annual Report 2021 International Leasing  11

cwÖ Zôv‡bi Z_¨ †iwRóvW© bvg B›Uvib¨vkbvj wjwRs GÛ dvBb¨vwÝqvj mvwf‡© mm wjwg‡UW AvBbMZ Ae¯v’ b Rvbqy vwi 15, 1996 Zvwi‡L †Kv¤úvbx AvBb, 1994 Ges †deæª qvwi 19, 1996 G Avw_K© cwÖ Zôvb AvBb, 1993 Gi Aax‡b jvB‡mÝ cÖvß cvewjK wjwg‡UW †Kv¤úvbx| †m‡Þ¤^i 16, 2007 Zvwi‡L XvKv ÷K G·‡PÄ Ges PÆMvÖ g ÷K G·‡PÄ G cvewjK wjwg‡UW wn‡m‡e Aš©Íf‚³ nq| †iwR‡÷«kb bv¤v^ i wm - 30121(1347)/96 evsjv‡`k e¨vsK jvB‡mÝ bv¤^vi Av: c:Ö (A-e¨vswKs) wefvM/XvKv/9/96 †iwRóv« W© Ges K‡cv© ‡iU Awdm B›Uvib¨vkbvj wjwRs GÛ dvBb¨vwÝqvj mvwf©‡mm wjwg‡UW wWAvi UvIqvi (13Zg Zjv), 65/2/2, exi cÖZxK MvRx †Mvjvg `¯MÍ xi †ivW, cyivbv cëb, XvKv - 1000, evsjv‡`k| †Uwj‡dvb t +880-2-223381228, 223353485 d¨v·t +880-2-223381227 †Kv¤úvbx B‡gBj [email protected] †Kv¤úvbx I‡qemvBU www.ilfsl.com †Pqvig¨vb †gv. bRiæj Bmjvg Lvb (nvB‡KvU© wb‡qvwRZ) Ab¨vb¨ c‡`/PjwZ `vwq‡Z¡ e¨e¯’vcbv cwiPvjK †gv. gwkDi ingvb cÖavb Avw_K© Kg©KZv kwn`y¾vgvb Af¨šiÍ xY wbix¶v wefvMxq cÖavb †gv. byiæj Bmjvg †Kv¤úvbx mwPe †gv. Avmv`y¾vgvb ewn:wbix¶K KvRx Rwni Lvb GÛ †Kvs, PvU©vW© GKvD‡›U›Um 12 Annual Report 2021  International Leasing

kvLv Ges mvewmwWqvix B›Uvib¨vkbvj wjwRs GÛ dvBb¨vwÝqvj mvewmwWqvix mvwf©‡mm wjwg‡UW B›Uvib¨vkbvj wjwRs wmwKDwiwUR wjwg‡UW cÖavb kvLv (ewaZ© Ask) K‡cv© ‡iU †nW Awdm †nv‡mb UvIqvi (2q Zjv) †nv‡mb UvIqvi (3q Zjv) 116, exi cZÖ xK MvRx †Mvjvg `¯MÍ xi †ivW, bqv 116, exi cZÖ xK MvRx †Mvjvg `¯ÍMxi †ivW, cëb, XvKv - 1000. bqvcëb, XvKv - 1000. †Uwj‡dvb: +880-2-9344093 †Uwj‡dvb: +880-2-58315384-86 d¨v·: +880-2-9343841 AvMÖvev` kvLv, PÆMvÖ g B‡gBj: [email protected] AvBqey †U«W †m›Uvi (7g Zjv), I‡qe mvBU: www.ilslbd.com 1269/we,Gm †K gwy Re †ivW AvMÖvev` kvLv, PÆMÖvg AvMÖvev` wm/G, PÆMvÖ g-4100, evsjv‡`k| AvBqey †U«W †m›Uvi (9g Zjv), 1269/we, †Uwj‡dvb: +88-031-2514621-3 AvMvÖ ev` wm/G, PÆMvÖ g-4100, evsjv‡`k| d¨v·: +88-031-2514620 †Uwj‡dvb: +88-031-2514621-6 wm‡jU kvLv d¨v·: +88-031-2514628 wd‡ivR †m›Uvi (5g Zjv), †PŠnvÆv, LvZybMÄ kvLv, PÆMÖvg wm‡jU m`i - 3100. weGmGg †m›Uvi (3q Zjv) 119/122, †Uwj‡dvb: +880-821-710034 Avwgi gv‡K©U, LvZybMÄ, PÆMvÖ g - 4000. DËiv kvLv †Uwj‡dvb: +880-31-2866971-74 evwo bs - 21, (3q Zjv) d¨v·: +880-31-2866975 †mvbviMvu I Rbc_ †ivW, wm‡jU kvLv †m±i - 13, DËiv, XvKv - 1230. wd‡ivR †m›Uvi (6ô Zjv), †Uwj‡dvb: +88-02-48954423-24 †PŠnvÆv, wm‡jU - 3100. †Uwj‡dvb: +880-821-710034 d¨v·: +880-821-710266 AvBGj K¨vwcUvj wjwg‡UW K‡c©v‡iU †nW Awdm †nv‡mb UvIqvi (3q Zjv) 116, exi cÖZxK MvRx †Mvjvg `¯MÍ xi †ivW, bqv cëb, XvKv - 1000. †Uwj‡dvb: +880-2-58315389 d¨v·: +880-2-58315387 B‡gBj: [email protected] I‡qe mvBU: www.il-capital.com Annual Report 2021 International Leasing  13

m`m¨ c` evsjv‡`k wjwRs GÛ dvBb¨vÝ †Kv¤úvbxR G‡mvwm‡qkb (weGjGdwmG) Gwkqvb wjwRs GÛ dvBb¨vÝ †Kv¤úvbxR G‡mvwm‡qkb (GGjGdwmG) evsjv‡`k G‡mvwm‡qkb Ae cvewjK wj‡÷W †Kv¤úvbxR (weGwcGjwm) B›Uvib¨vkbvj †P¤v^ i Ae Kgvm© - evsjv‡`k (AvBwmwm) †g‡U«vcwjUb †P¤^vi Ae Kgvm© GÛ BÛvw÷«R (GgwmwmAvB) e¨vsKvim& Gwe e¨vsK wjwg‡UW Gbwmwm e¨vsK wjwg‡UW AMÖYx e¨vsK wjwg‡UW GbAviwe e¨vsK wjwg‡UW Avj-Avivdvn& Bmjvgx e¨vsK wjwg‡UW GbAviwe Kgvwkq© vj e¨vsK wjwg‡UW Avbmvi wfwWwc Dbœqb e¨vsK wjwg‡UW Iqvb e¨vsK wjwg‡UW evsjv‡`k Kgvm© e¨vsK wjwg‡UW wcÖwgqvi e¨vsK wjwg‡UW evsjv‡`k †W‡fjc‡g›U e¨vsK wjwg‡UW cÖvBg e¨vsK wjwg‡UW †ewmK e¨vsK wjwg‡UW ce~ vjx e¨vsK wjwg‡UW e¨vsK Gwkqv wjwg‡UW iæcvjx e¨vsK wjwg‡UW evª K e¨vsK wjwg‡UW kvnRvjvj Bmjvgx e¨vsK wjwg‡UW e¨vsK Avj dvjvn& †mvk¨vj Bmjvgx e¨vsK wjwg‡UW XvKv e¨vsK wjwg‡UW †mvbvjx e¨vsK wjwg‡UW WvP&-evsjv e¨vsK wjwg‡UW mvD_ evsjv GwMÖKvjPvi G¨vÛ Kgvm© e¨vsK wjwg‡UW B÷vb© e¨vsK wjwg‡UW mvD_B÷ e¨vsK wjwg‡UW hgybv e¨vsK wjwg‡UW ÷vÛvW© e¨vsK wjwg‡UW RbZv e¨vsK wjwg‡UW w` wmwU e¨vsK wjwg‡UW †gNbv e¨vsK wjwg‡UW BDwbqb e¨vsK wjwg‡UW gv‡K©›UvBj e¨vsK wjwg‡UW BDbvB‡UW Kgvwk©qvj e¨vsK wjwg‡UW wgWj¨vÛ e¨vsK wjwg‡UW DËiv e¨vsK wjwg‡UW gagy wZ e¨vsK wjwg‡UW Dwi e¨vsK (`w¶b †Kvwiqv) wgDPqy vj Uªv÷ e¨vsK wjwg‡UW 14 Annual Report 2021  International Leasing

`k©b D‡Ïk¨ B›Uvib¨vkbvj wjwRs GÛ dvBb¨vwÝqvj MvÖ nK‡`i wewfbœ e¨w³MZ, mvwf©‡mm wjwg‡UW MÖvnK‡`i Avw_©K †mev e¨emvwqK I D™¢vebxgj~ K c`Ö v‡bi gva¨‡g †kqvi‡nvìvi‡`i m¤ú‡`i g~j¨ wewfbœ Avw_©K †mev cÖ`vb ew„ × Kiv| Kiv| MÖvnK‡`i m¤ú~Y© †ckv`vwi‡Zi¡ mv‡_ Avw_©K †mev c`Ö vb Kiv| `vwi`ª¨ we‡gvPb Ges mvgvwRK Dbqœ ‡bi †¶‡Î wewfbœ D‡`¨vM MnÖ Y Kiv| †KŠkjMZ j¶¨ B›Uvib¨vkbvj wjwRs GÛ dvBb¨vwÝqvj mvwf‡© mm wjwg‡UW - †K Avw_©K wkíLv‡Z cybMV© ‡bi gva¨‡g GKwU cMÖ wZkxj cwÖ Zôvb wn‡m‡e M‡o Z‡z j MÖvnK‡`i Av¯v’ q †div| Suwy K MnÖ Y Ges my‡hvM m„wói gva¨‡g mgv‡Ri Ges †kqvi‡nvìvi‡`i m¤ú‡`i g~j¨ ew„ × Kiv| ¶y`ª AvgvbZKvix‡`i Avgvb‡Zi m‡ev© ”P wbivcËv wbwðZ Kiv| Avf¨šiÍ xY Suwy K e¨e¯v’ cbv wbqšY¿ Ges wbix¶Y Gi †¶‡Î h_vh_ bxwZgvjv AbymiY Kiv| Avf¨šÍixY Ges evwn¨K mKj AvBb-Kvbby Ges cÖweavb †g‡b Kvh©µg cwiPvjbv Kiv| mky vm‡bi wewfbœ cwÖ eavb †g‡b m‡ev© ”P ¯^”QZv i¶v Kiv|

†ckv`vi D‡`¨v³v g~jbxwZ I `vwqZ¡ cÖvq `By `k‡Ki †ewk AwfÁZv, †ckv`vwi‡Zi¡ MÖvn‡Ki Askx`vwiZ¡ g‡bvfve Ges D‡`¨v³vceÖ Y wPšÍvaviv Avgv‡`i bvbvwea cÖwZeÜKZv Ges RwUjZv †gvKv‡ejv MvÖ n‡Ki mv‡_ ¯”^ QZv Ges AvšwÍ iKZvi mv‡_ Askx`vwi‡Zi¡ Ki‡Z mnvqZv K‡i| wfwˇZ cvi¯úwiK jvfRbK †jb‡`b| gvb‡y li Rb¨ k×Ö v Avgiv Avgv‡`i Kgx© ‡`i‡K cwiev‡ii m`m¨‡`i g‡Zv g‡b Kwi Ges Kv‡Ri môy z MwZkxj I Kg©xevÜe cwi‡ek wbwðZ Kwi| mZZv Avgv‡`i mKj KvR DbZœ ‰bwZKZvi Abky xj‡bi Dci wfwË K‡i cwiPvwjZ nq| †÷K‡nvìvi‡`i m¤ú‡`i g~j¨ e„w× Avgiv Avgv‡`i Swyu K e¨e¯v’ cbv, gby vdv e„w×, cÖvwZôvwbK cÖew„ × Ges mvgvwRK Kj¨v‡Yi gva¨‡g †÷K‡nvìvi‡`i m¤ú‡`i gj~ ¨ ew„ × Kwi| `¶Zv‡K cvÖ avb¨ `¶Zvi Abykxjb Avgv‡`i m„wókxj Kgc© wiKíbv Ges cÖwZKj~ Zvi mgvavb LyuR‡Z AvMnÖ x K‡i †Zv‡j| AvPiY wewa I ˆbwZKZv B›Uvib¨vkbvj wjwRs GÛ dvBb¨vwÝqvj mvwf©‡mm wjwg‡UW Gi Aby‡gvw`Z AvPiY wewa i‡q‡Q| cwÖ Zôv‡bi Kgx© MY †ckv`vwi‡Zi¡ mv‡_ mKj AvPiY wewa †g‡b mZZv, `¶Zv, ghv© `v Ges ‰bwZKZvi mv‡_ KvR K‡i| Kg©xiv wb‡R‡`i †ckv`vwiZ¡ Ges `¶Zv ew„ ×i Rb¨ wb‡R‡`i wePvi we‡ePbv cÖ‡qvM K‡i| Kg©xiv cÖwZôv‡bi mv‡_ m¤úwKZ© AvBb, wewa, bxwZ Ges gvb eRvq ivLvi cvkvcvwk †MvcbxqZv Ges wek¦¯ÍZv eRvq †i‡L KvR K‡i|

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A_‰© bwZK cwi‡ek chv© ‡jvPbv mv¤úªwZK eQi¸‡jv‡Z evsjv‡`k A_©‰bwZK w¯’wZkxjZv eRvq †i‡L D”P A_©‰bwZK ceÖ w„ ×i aviv µgvMZfv‡e eRvq ivL‡Z mg_© n‡q‡Q| hvi djkæÖ wZ‡Z evsjv‡`k MZ Pvi eQi a‡i avivevwnKfv‡e 7 kZvs‡ki Dc‡i A_©‰bwZK cÖew… × AR©‡bi cvkvcvwk w¯w’ Zkxj g~j¨ùxwZ Ges wbgœ miKvwi F‡Yi aviv a‡i ivL‡Z mg_© n‡q‡Q| †KvwfW-19 Gi Kvi‡Y evsjv‡`‡ki D”P wRwWwc ceÖ w„ × AR©‡bi aviv e¨vnZ n‡q‡Q| MZ GK `k‡K wRwWwc ceÖ „w×i Mo nvi wQj 6.6 kZvsk Ges 2018-2019 A_e© Q‡i †iKW© 8.15 kZvsk cÖew„ × AwR©Z nq| †KvwfW-19 Gi AwZgvwii cfÖ v‡e 2019-2020 A_e© Q‡i wRwWwcÕi ceÖ „w× AwR©Z n‡q‡Q 3.51 kZvsk| Z‡e, weweGm-Gi mvgwqK wnmve Abhy vhx 2020-2021 A_©eQ‡i wRwWwcÕi cÖe„w×i nvi 5.4 kZvsk AwRZ© n‡e g‡g© cÖZ¨vkv Kiv hv‡”Q| †KvwfW-19 Gi cÖfv‡e ißvwb I Avg`vwb n«vm †c‡jI miKv‡ii cÖ‡Yv`bvi d‡j ceÖ vmx Av‡qi †¶‡Î avivevwnK AMMÖ wZ AwR©Z n‡q‡Q| ‰e‡`wkK gy`ªvi wewbgq nvi w¯’wZkxj _vKvi cvkvcvwk ˆe‡`wkK g`y ªvi wiRv‡fi© †¶‡Î bZyb †iKW© n‡q‡Q| gj~ ¨ùxwZ wbqš¿‡Y i‡q‡Q hv 2020-2021 A_e© Q‡i Mo gj~ ¨ùxwZ mvgvb¨ nv« m †c‡q `vwo‡q‡Q 5.4 kZvsk hv 2019-2020 A_©eQ‡i wQj 5.7 kZvsk| mg‡qi mv‡_ †gvU ivR¯^ Avq e„w× †c‡jI wRwWwc'i Zyjbvq D³ e…w×i nvi Kg| 2020-2021 A_e© Q‡ii ms‡kvwaZ ev‡R‡Ui ivR¯^ Av‡qi cvÖ °jb Kiv n‡q‡Q 3,51,532.00 †KvwU UvKv hv wRwWwc'i 11.70 kZvsk| ivR¯^ Av‡qi mv‡_ mv‡_ miKvwi e¨q µgvMZ ew„ × †c‡jI Zv wRwWwc'i kZvsk nv‡i Kg ew„ × †c‡q‡Q Ges 2020-2021 A_©eQ‡i ms‡kvwaZ ev‡R‡U †gvU miKvwi e¨‡qi cvÖ °jb Kiv n‡q‡Q 5,38,982.00 †KvwU UvKv hv wRwWwc'i 17.90 kZvsk| ev‡R‡Ui AvKvi e„w×i mv‡_ mv‡_ ev‡RU NvUwZ µgvš‡^ q e„w× †c‡q‡Q| wRwWwcÕi kZvsk wnmv‡e ev‡RU NvUwZ 5.00 kZvs‡ki g‡a¨ mxgve× _vK‡jI mv¤úªwZK eQ‡i Zv D³ mxgv AwZµg K‡i‡Q| 2019-2020 A_©eQ‡i ev‡RU NvUwZ wRwWwc'i 5.5 kZvsk wQj Ges 2020-2021 A_©eQ‡i Zv mvgvb¨ ew„ × †c‡q 6.2 kZvs‡k `vu wo‡q‡Q| weMZ A_©eQ‡i ißvwbi FYvZ¥K cÖew„ × AwRZ© n‡q‡Q Ges 2019-2020 A_©eQ‡i ißvwb msKzwPZ n‡q‡Q 16.93 kZvsk| Z‡e miKv‡ii mg‡qvc‡hvMx D‡`¨v‡Mi d‡j 2020-2021 A_e© Q‡i 15.10 kZvsk n‡q‡Q| ißvwbi GB FYvZ¥K ceÖ „w× ms‡KZ enb K‡i †h, ißvwb evRvi †KvwfW-19 AwZgvwi AwZµg K‡i N‡y i `vuov‡Z mÿg n‡q‡Q| mv¤úªwZK eQi¸‡jv‡Z Avg`vbx e¨q µgvMZfv‡e ew„ × †c‡jI †KvwfW-19 Gi cfÖ v‡e 2019-2020 A_e© Q‡i Zv wKQUy v gši’ n‡q‡Q| evsjv‡`k e¨vsKvi mvgwqK wnmve Abhy vqx 2020-2021 A_©eQ‡i Avg`vbx †ÿ‡Î ceÖ w„ × n‡q‡Q 19.73 kZvsk| cÖevmx Av‡qi cÖe„w×i DVvbvgv cwijw¶Z n‡jI 2.00 kZvsk nv‡i c‡Ö Yv`bv Ges †iwg‡UÝ †ciÖ Y c×wZ mnRxKi‡Yi d‡j eZg© vb ceÖ vmx Av‡qi †¶‡Î EaŸ©gLy x cÖeYZv j¶¨ Kiv hv‡”Q| †KvwfW-19 Gi cÖfve _vKv m‡Ë¡I 2019-2020 A_©eQ‡i ceÖ vm Avq n‡q‡Q †iK©W cwigvY 18.2 wewjqb gvwKb© Wjvi Ges hv ceÖ „w×i wn‡m‡e 10.90 kZvsk| 2020-2021 A_e© Q‡i †iwg‡UÝ AwRZ© n‡q‡Q 24.77 wewjqb gvwK©b Wjvi hv kZKiv wn‡m‡e 36.10 kZvsk| mv¤úwª ZK eQi¸‡jv‡Z ißvwb I †iwg‡UÝ cÖev‡ni kw³kvjx I w¯w’ Zkxj ˆe‡`wkK g`y ªvi wiRvf© M‡o †Zvjvq mnvqZv K‡i‡Q| 2019-2020 Bs A_e© Q‡i †KvwfW-19 Gi cÖfv‡e ißvwb I Avg`vbxi †ÿ‡Î FYvZ¥K ceÖ w„ × n‡jI †iKW© cwigvY cÖevmx Avq Ges GKvwaK `vZv ms¯v’ i wbKU n‡Z ev‡RU mv‡cvU© cvÖ wßi Kvi‡Y ˆe‡`wkK g`y ªvi wiRvf© †iKW© cwigvY e„w× †c‡q `vuwo‡q‡Q 46.39 wewjqb gvwK©b Wjvi| Annual Report 2021 International Leasing  21

Avw_K© cwÖ Zôvb LvZ Avw_©K cwÖ Zôvb¸‡jv (GbweGdAvB) e¨vswKs LvZ A‡c¶v AwZwi³ cwi‡mev mieivn K‡i _v‡K hvi gva¨‡g Avw_K© cÖwZôvb LvZ A_©bxwZ‡Z ¸iæZc¡ ~Y© fw‚ gKv cvjb K‡i| Avw_K© cwÖ Zôvb Lv‡Zi eû-gyLx cY¨ Ges cwi‡mev MÖvnK‡`i P¨v‡jwÄs Pvwn`v wgwU‡q cwÖ Z‡hvwMZvg~jK Avw_©K evRv‡i wb‡q Av‡m| Avw_©K cwÖ Zôvb¸‡jv evsjv‡`‡ki g~jab evRv‡ii cvkvcvwk evsjv‡`‡ki wi‡qj G‡÷U Lv‡ZI ¸iæZc¡ ~Y© fw‚ gKv cvjb K‡i| e¨vs‡Ki g‡ZvB evsjv‡`k e¨vs‡Ki jvB‡mÝ wb‡q MvÖ nK‡`i KvQ †_‡K AvgvbZ msMÖn Ki‡Q bb-e¨vswKs cwÖ Zôvb¸‡jv| GKBfv‡e GB cwÖ Zôvb¸‡jv MÖvnK‡`i FYI w`‡”Q| eZg© v‡b evsjv‡`‡k cuqwÎkwU (35) GbweGdAvB KvR Ki‡Q| GbweGdAvB¸‡jvi g‡a¨ wZbwU (3) miKvwi gvwjKvbvaxb, †ZiwU (13wU) we‡`kx AskMnÖ ‡Y †hŠ_ D‡`¨vM Ges evwK DwbkwU (19wU) †emiKvwi-Lv‡Zi †Kv¤úvwb| 30 Rby 2021 ch©šÍ GbweGdAvB-Gi kvLvi msL¨v `vuwo‡q‡Q 277wU| kvLv¸wji g‡a¨ 93wU XvKv †Rjvq Ges evwK 184wU mviv †`‡ki 36wU †Rjvq Aew¯’Z| 2021 mv‡ji Ry‡bi †k‡l GbweGdAvB¸‡jvi †gvU m¤ú` wQj 914.25 wewjqb UvKv, hv 2020 mv‡ji †k‡l wQj 901.73 wewjqb UvKv| GbweGdAvB¸‡jv A_©bxwZi wewfbœ Lv‡Z wewb‡qvM Ki‡Q, Z‡e Zv‡`i wewb‡qvM †ewkifvMB wkí Lv‡Z †K›`x« f~Z| 2021 mv‡ji R‡y bi †k‡l GbweGdAvB-Gi wewb‡qv‡Mi LvZwfwËK mswgkYÖ wQj t wkí 47.24 kZvsk, wi‡qj G‡÷U 18.96 kZvsk, gvwRb© FY 1.15 kZvsk, e¨emv I evwYR¨ 13.90 kZvsk, gv‡P›© U e¨vswKs 3.09 kZvsk, Kw… l 2.46 kZvsk Ges Ab¨vb¨ 2.46 kZvsk| Avw_©K cÖwZôvb AvBb, 1993-Gi aviv 16 Abyhvqx GbweGdAvB¸‡jv‡K Zv‡`i cwi‡kvwaZ gj~ a‡bi 25 kZvsk ch©šÍ cuwy RevRv‡i wewb‡qvM Kivi AbygwZ †`Iqv n‡q‡Q| wW‡m¤^i 2020-Gi †k‡l, cwyu RevRv‡i mg¯Í GbweG- dAvB-Gi †gvU wewb‡qvM `vuwo‡q‡Q 21.64 wewjqb UvKv hv wW‡m¤i^ 2019 mv‡j wQj 18.89 wewjqb UvKv| 30 Rby 2021 chš© Í, cyuwRevRv‡i GbweGdAvB¸‡jvi †gvU wewb‡qv‡Mi cwigvY `vuwo‡q‡Q 22.96 wewjqb UvKv hv mg¯Í GbweGdAvB¸‡jvi †gvU m¤ú‡`i 2.51 kZvs‡ki Rb¨ `vqx| mviv we‡k¦i g‡Zv †KvwfW-19 gnvgvix evsjv‡`‡k Avw_©K I A_‰© bwZK †¶‡Î AwbðqZv wb‡q G‡m‡Q| evsjv‡`k e¨vsK bb-e¨vsK Avw_K© cÖwZôvb Ges Zv‡`i MÖvnK‡`i Dci †KvwfW-19 Gi cÖfve cÖkwgZ Ki‡Z †ek wKQy bxwZMZ e¨e¯v’ wb‡q‡Q| wKQy g~j bxwZ nj - FY/wjR/AwMgÖ †kÖYxwefv‡M wkw_jKiY, wØ-mvßvwnK wfwˇZ wmAviAvi 2.5 kZvsk ‡_‡K Kwg‡q 1.5 kZvsk Ges ˆ`wbK wfwˇZ 2.0 kZvsk †_‡K 1.0 kZvs‡k bvwg‡q Avbv, FY cybMV© b Ges N~Y©vqgvb FY cby bevqb mnR k‡Z© mwy eav| Z`cy wi, evsjv‡`k e¨vsK wkí I ‡mev LvZ Ges KywUi, ¶y`ª, ¶y`ª I gvSvwi D‡`¨vM (wmGgGmGgB) †m±‡i KvhK© ix g~jab cÖ`v‡bi Rb¨ miKvix DÏxcbv c¨v‡K‡Ri Aax‡b gnvgvix AvµvšÍ bb-e¨vsK Avw_©K cwÖ Zôvb Ges e¨vsK¸‡jvi MÖvnK‡`i Rb¨ m‡y `i nvi fZ©ywK Ges cby tA_v© qb cÖK‡íi myweav c`Ö vb K‡i| miKv‡ii DÏxcbv c¨v‡KR Ges Ab¨vb¨ bxwZi mv‡_ mvgÄm¨ †i‡L evsjv‡`k e¨vs‡Ki GB Zvr¶wYK bxwZ mg_b© Ges cÖwZwµqv evsjv‡`‡ki A_b© xwZ‡Z †KvwfW-Gi †bwZevPK cfÖ ve cÖkwgZ Ki‡Z mvnvh¨ K‡i‡Q| 22 Annual Report 2021  International Leasing

B›Uvib¨vkbvj wjwRs GÛ dvBb¨vwÝqvj mvwf‡© mm wjwg‡UW (mvgwMKÖ ) Gi caÖ vb Avw_K© mP~ K 2021 2020 2019 2018 †KvwU UvKv K) Avw_©K mP~ K 189.89 201.84 (245.30) 505.13 2017 †gvU Avq 365.69 461.31 513.89 456.08 †gvU e¨q (156.68) (237.03) 462.88 cwiPvjb gby vdv 346.57 438.89 (731.27) 81.45 390.58 Avw_K© LiPmgn~ (202.26) (690.92) 485.98 423.69 105.54 Ki c~e©eZ©x gby vdv (2,795.18 36.34 357.33 Ki ms¯’vb 3.19 3.30 Ki cieZx© gby vdv (205.43) (694.22) 7.51 25.11 49.87 FY 4,178.87 4,128.72 (2,802.69) 11.22 21.88 `xN©‡gqv`x `vq 4,083.14 3,877.60 3,898.48 38.81 cwi‡kvwaZ gj~ ab 4,026.77 3,933.64 3,801.82 †kqvi‡nvìvi‡`i gj~ ab 221.81 221.81 3,843.39 211.24 3,963.53 (3,420.19) (3,214.74) 282.16 188.61 221.81 270.93 (2,520.51) 17.19% L) wewfbœ Avw_©K AbycvZ -6.23% -23.74% -111.19% 4.06% 2.06 bxU g~ja‡bi wecix‡Z Av‡qi nvi (9.32) (30.74) (126.38) 0.53 10.69 †kqvi cwÖ Z Avq (0.85) (0.82) 9.97 14.36 gj~ ab Ges `v‡qi Abcy vZ (154.17) (144.85) (1.07) 0.83 †kqvi cÖwZ bxU m¤ú` (113.63) 13.36 12% jf¨vsk cÖ`v‡bi AbycvZ - - 0.97 jf¨vsk (nvi) - - - 5% - Annual Report 2021 International Leasing  23

B›Uvib¨vkbvj wjwRs GÛ dvBb¨vwÝqvj mvwf‡© mm wjwg‡UW (mvgwMKÖ ) Gi cÖavb Avw_K© m~PK †KvwU UvKv 2021 2020 K) Avw_©K mP~ K 189.89 201.84 †gvU Avq 365.69 461.31 †gvU e¨q (156.68) (237.03) cwiPvjb gby vdv 346.57 438.89 Avw_©K LiPmgn~ (202.26) (690.92) Ki c~ee© Z©x gby vdv Ki ms¯v’ b 3.19 3.30 Ki cieZ©x gybvdv (205.43) (694.22) FY 4,178.87 4,128.72 `xN‡© gqv`x `vq 4,083.14 3,877.60 cwi‡kvwaZ gj~ ab †kqvi‡nvìvi‡`i g~jab 221.81 221.81 (3,420.19) (3,214.74) L) wewfbœ Avw_K© AbycvZ bxU gj~ a‡bi wecix‡Z Av‡qi nvi -6.23% -23.74% †kqvi cwÖ Z Avq (9.32) (30.74) g~jab Ges `v‡qi AbycvZ (0.85) (0.82) †kqvi cwÖ Z bxU m¤ú` (154.17) (144.85) jf¨vsk c`Ö v‡bi AbycvZ jf¨vsk (nvi) - - - - 24 Annual Report 2021  International Leasing

†kqvi‡nvìvi‡`i gj~ ab bxU m¤ú` 2021 2020 2019 - - (500.00) ‡KvwU UvKv (1,000.00) (1,000.00) ‡KvwU UvKv (1,500.00) (2,000.00) (2,000.00) (2,500.00) (3,000.00) (3,000.00) (3,500.00) (4,000.00) 2021 2020 2019 AvgvbZ †gvU m¤ú` ‡KvwU UvKv 2,850.00 ‡KvwU UvKv 4,750.00 2,800.00 4,700.00 2,750.00 4,650.00 2,700.00 4,600.00 2,650.00 4,550.00 2,600.00 4,500.00 2,550.00 4,450.00 4,400.00 2021 2020 2019 2021 2020 2019 wewb‡qvM cwiPvjb Avq 70.00 - 68.00 ‡KvwU UvKv 66.00 (200.00) 64.00 62.00 ‡KvwU UvKv (400.00) 60.00 (600.00) 2021 2020 2019 (800.00) 2019 2020 2021 jxR, FY, AMxÖ g my` Avq 4,200.00 ‡KvwU UvKv 200.00 4,150.00 100.00 4,100.00 4,050.00 - 4,000.00 (100.00) 3,950.00 (200.00) 3,900.00 (300.00) 3,850.00 3,800.00 2019 2020 2021 2019 2020 2021 Annual Report 2021 International Leasing  25

†kbÖ xK…Z F‡Yi nvi †kqvi‡nvìvi‡`i wewb‡qv‡Mi wiUvb© 91.00% 30.00% 90.00% 89.00% 20.00% 88.00% 87.00% 10.00% 86.00% 85.00% 0.00% 2021 2020 2019 -10.00% -20.00% -30.00% 2021 2020 2019 ‡kÖbxK…Z F‡Yi nvi ‡kqvi cÖwZ Avq 91.00% - 90.00% 89.00% (50.00) 88.00% 87.00% (100.00) 86.00% 85.00% (150.00) 2021 2020 2019 2021 2020 2019 nZwej e¨‡qi nvi bxU jvf 14.00% 0 12.00% 10.00% - 500 8.00% 6.00% ‡KvwU UvKv - 1000 4.00% 2.00% - 1500 0.00% - 2000 2021 2020 2019 - 2500 - 3000 2021 2020 2019 g~jab ch©vßZvi Abcy vZ -95.00% -100.00% -105.00% -110.00% -115.00% 2021 2020 2019 26 Annual Report 2021  International Leasing

jf¨vsk c`Ö v‡bi BwZnvm eQi cwi‡kvwaZ gj~ ab (UvKv) †evbvm †kqvi jf¨vsk †gvU bM` 1997 6,00,00,000 15% 15% 1998 6,90,00,000 20% - 20% 1999 8,28,00,000 - 15% 2000 8,28,00,000 - 15% 20% 2001 8,28,00,000 - 20% 22% 2002 8,28,00,000 - 22% 30% 2003 9,35,64,000 13% 17% 35% 2004 12,63,11,400 35% - 40% 2005 15,78,89,200 25% 15% 40% 2006 18,00,00,000 14% 26% 25% 2007 23,00,00,000 25% 30% 2008 25,30,00,000 10% 20% 30% 2009 29,09,50,000 15% 15% 75% 2010 50,91,62,500 75% - 60% 2011 1,62,93,20,000 60% - 5% 2012 1,71,07,86,000 5% - 5% 2013 1,71,07,86,000 5% 5% 2014 1,71,07,86,000 - 5% 5% 2015 1,71,07,86,000 - 5% 5% 2016 1,88,61,41,560 - - 5% 2017 2,11,24,78,540 5% - 12% 2018 2,21,81,02,470 5% - 5% 2019 2,21,81,02,470 12% - 2020 2,21,81,02,470 5% - - - - - - Annual Report 2021 International Leasing  27

†Pqvig¨vb g‡nv`‡qi e³e¨

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GQvovI wewfbœ Z`šKÍ vix ms¯v’ i Kg©KZ©ve›„ ` Avgv‡K Ges eZg© v‡b Avgvi Aaxb¯Í mKj Kg©KZv© e›„ `‡K Ges Zv‡`i gva¨‡g Avgv‡K cwÖ ZwbqZ †nb¯’v Kivi †Póv K‡i hv‡”Q| Avf¨šÍixb A‡_i© D‡jLø ‡hvM¨ Drm n‡”Q c‡y iv‡bv FY †_‡K Av`vq| c_Ö gZ, FY MÖnxZviv cby tZdwmjxKi‡Yi gva¨‡g F‡Yi A_© †diZ w`‡Z AvMnÖ cÖKvk Kiv m‡ËI¡ Avgiv h_vh_ KZc©… ¶ n‡Z AbygwZ mnvqZv cvw”Q bv| Avgiv Rvwb cwÖ ZôvbwU wc †K nvj`vi Ms Øviv ¶wZMª¯’ n‡q‡Q| wKš‘ Avgv‡`i KvR cÖwZôvbwU‡K cybM©Vb K‡i AvgvbZKvix‡`i A_© †diZ cÖ`v‡bi gva¨‡g mKj †÷K‡nvìvi‡`i Av¯’vq †div‡bv| †icUvBjm dvg© wjwg‡UW, Avbvb †KwgK¨vj BÐvw÷Rª wjwg‡UW, ingvb †KwgK¨vjm wjwg‡UW I b`vb© RyU g¨vby‡dKPvwis †Kv¤úvbx wjwg‡UW bv‡gi PviwU cÖwZôv‡b cvÖ q 199 †KvwU 55 jÿ UvKv wewb‡qvM Kiv nq| wewb‡qvMKZ„ m¤úY~ © A_B© GLb ‡Ljvcx hvi †gvU w¯’wZ cvÖ q 259 ‡KvwU 68 jÿ UvKv| eÜKxKZ… Rwgi weµqg~j¨ †gvU 35 †KvwU 30 jÿ UvKv hv F‡Yi Zjz bvq hrmvgvb¨| e¯‘Z cÖwZôvb PviwU 2019 mvj †_‡K AwffveKk~b¨ n‡q c‡o| d‡j wm×všnÍ xbZvi Rb¨ Kwz gi cªRb‡bi LvgviwU †hgb ax‡i ax‡i Kwz gik~b¨ n‡q hvw”Qj †Zgwb Ab¨ `ywU KviLvbvI eÜ n‡q †M‡Q| ingvb †KwgK¨vjm wjwg‡UW GKwU HwZn¨evnx cvewjK wjwg‡UW †Kv¤úvbx nIqv m‡ËI¡ cl©‡`i wbw®ŒqZvq aŸs‡mi ØvicÖv‡š|Í GgZve¯’vq, gnvgvb¨ nvB‡Kv‡Ui© mg‡qvc‡hvMx I AvBbvbMy c`‡ÿ‡c `ywU †Kv¤úvbxi (†icUvBjm dvg© wjwg‡UW I Avbvb †KwgK¨vj BÛvw÷Rª wjwg‡UW) cl`© cby MV© b n‡q‡Q Ges Zvuiv KvR Ki‡Qb| B›Uvib¨vkbvj wjwRs wmwKDwiwUR wjwg‡UW Ges B›Uvib¨vkbvj wjwRs K¨vwcUvj wjwg‡UW mvewmwWqvix †Kv¤úvwb `‡y Uv ÿwZi fv‡i eÜ nIqvi Dcµg n‡qwQj| Avwg nZvk bv n‡q D³ †Kv¤úvwb `y‡Uv‡K jvfRbK cwÖ Zôv‡b cwibZ Ki‡Z bvbvwea c‡Ö Póv MnÖ b Kwi| djkwÖy Z‡Z, B›Uvib¨vkbvj wjwRs wmwKDwiwUR wjwg‡UW 2020 mv‡ji ÿwZi cwigvb 137 wgwjqb †_‡K †b‡g 2021 mv‡j 23 wgwjq‡b †b‡g G‡m‡Q Ges †Kv¤úvwbwU 2021 mv‡j cwiPvjb ÿwZ †_‡K cwiPvjb jv‡f Dbxœ Z n‡q‡Q| Ab¨w`‡K, B›Uvib¨vkbvj wjwRs wmwKDwiwUR Gi g~j †Kv¤úvwbi mv‡_ FY `vq‡K g~ja‡b iƒcvšiÍ Ki‡Yi cÖwµqv Pjgvb i‡q‡Q; hv m¤úbœ n‡j †Kv¤úvwbwU bxU jv‡fi gLy †`L‡e| B›Uvib¨vkbvj wjwRs K¨vwcUvj wjwg‡UW 2020 cwÄKve‡l©i wbixwÿZ wnmve †gvZv‡eK 75 jÿ UvKv †jvKmvb K‡i| Avwg AvBGj K¨vwcUvj wjwg‡UW Gi e¨e¯v’ cbvq cwieZ©‡bi wm×všÍ MnÖ Y Kwi| AZci, cwieZ©xZ eZg© vb cwiPvjbv cl©` †Pqvig¨v‡bi mvweK© ZË¡veav‡b cÖwZôv‡bi caÖ vb wbev© nx Kg©KZv© Ges Ab¨vb¨ mKj Kg©KZv© ‡`i mnvqZvq 2021 cwÄKve‡li© wbixÿv cwÖ Z‡e`b Abyhvqx ‡Kv¤úvwb 2 †KvwU 85 jÿ UvKv wbU gby vdv ARb© Ki‡Z mÿg nq| AwRZ© gby vdv †_‡K weMZ 2 Ryb, 2022 Zvwi‡L AbywôZ AvBGj K¨vwcUvj wjwg‡UW Gi 57 Zg mfvq 5% (cuvP kZvsk) jf¨vsk mycvwik Kiv nq Ges 14 AvM÷, 2022 Zvwi‡L AbywôZ †Kv¤úvwbi 11Zg evwl©K mvaviY mfvq D³ mycvwikK…Z 5% (cvu P kZvsk) jf¨vsk Aby‡gvw`Z nq| Avwg B›Uvib¨vkbvj wjwRs wmwKDwiwUR wjwg‡UW I B›Uvib¨vkbvj wjwRs K¨vwcUvj wjwg‡UW Gi eZ©gvb cl‡© `i m¤§vwbZ †Pqvig¨vb Rbve ˆkevj KvwšÍ †PŠaiy x Ges Rbve k¨vgj KvwšÍ †Nvl Df‡qi wbKU AvšwÍ iKfv‡e KZ… Á| †Kbbv Zvu ‡`i mvweK© ZË¡veav‡b D³ mvewmwWqvix †Kv¤úvwb `‡y Uv jvfRbK avivq I GKwU MwZkxj Ae¯v’ ‡b wd‡i G‡m‡Q| mZZvi mv‡_ KvR K‡i ewjô wm×všÍ wb‡Z n‡e; Z‡eB Avgiv F‡Yi A_© †diZ G‡b AvgvbZKvix‡`i cvIbv UvKv †diZ w`‡Z cvie| Avgiv AvMÖnx AvgvbZKvix I e¨vsKmg~‡ni `vq‡K g~ja‡b iƒcvšiÍ Kie| B‡Zvg‡a¨ hvi KvR ïiæ n‡q‡Q| GUv Avgv‡`i A‡_i© †hvMvb w`‡e bv wKš‘ gj~ ab‡K e„w× Ki‡e Ges A_© msM‡Ö ni cÖwµqv‡K mnRZi Ki‡e| D³ A_© Avgiv bxwZgvjvi gva¨‡g AvgvbZKvix‡`i c`Ö vb Kie I bZbz wewb‡qvM K‡i cwÖ Zôvb‡K MwZkxj K‡i Zzje| GBfv‡e mK‡ji mn‡hvMxZvq M„nxZ cwiKíbvmgn~ ev¯eÍ vq‡bi gva¨‡g †Kv¤úvwbwU GK bZzb Aa¨v‡q cÖ‡ek Ki‡e Ges AvBGjGdGmGj Zvi nviv‡bv †MŠie I HwZn¨ wd‡i cv‡e| 30 Annual Report 2021  International Leasing

†KvwfW-19 Gi mg‡q Rxe‡bi Szwu K wb‡q B›Uvib¨vkbvj wjwRs GÛ dvBb¨vwÝqvj mvwf©‡mm wjwg‡UW Gi m¤§vwbZ e¨e¯’vcbv cwiPvjK I mKj KgK© Zv©-Kg©Pvixe›„ ` wbiwew”Qbfœ v‡e MÖvnK‡mev cÖ`vb K‡i‡Qb| Zv‡`i mw¤§wjZ cÖ‡Póvq msKUvcbœ AvBGjGdGmGj †mevMnÖ xZv‡`i Av¯v’ AR©b Ki‡Z mÿg n‡q‡Q hv ckÖ smvi †hvM¨| gnvgvb¨ Av`vjZ KZ©„K g‡bvbxZ m¤§vwbZ 5 Rb ¯^Zš¿ cwiPvjK mve©ÿwYK Avgv‡K Zv‡`i g~j¨evb mgq I wm×všÍ MÖn‡Y mnvqZv w`‡”Qb| cwiPvjbv cl‡© `i m`m¨e„‡›`i mnvqZv Avgv‡K gy» K‡i‡Q| GB cwÖ µqv Ae¨vnZ †i‡L Avgiv BwZg‡a¨ FY cÖ`vb cwÖ µqvq cy‡ivcwy i wd‡i G‡mwQ Ges AwP‡iB †mev MÖnxZv‡`i úY~ © Av¯v’ q wd‡i Avmvi Avkv ivwL| mKj‡K ab¨ev`| †gv. bRiæj Bmjvg Lvb †Pqvig¨vb Annual Report 2021 International Leasing  31

MvÖ n‡Ki gZvgZ 32 Annual Report 2021  International Leasing

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†iÞvBjm dvg© wjwg‡UW gqgbwms‡ni fvjKy vq Aew¯’Z †iÞvBjm dvg© wjwg‡UW bv‡gi Kzwg‡ii LvgviwU 2003 mv‡j cwÖ ZwôZ nq| cieZx©‡Z 2013 mv‡j Z_vKw_Z wc †K nvj`vi Ms Gi mgš‡^ q MwVZ cwiPvjKe›„ ` †Kv¤úvwbwUi gvwjKvbv MnÖ Y K‡i 2015 †_‡K 2016 mvj chš© Í B›Uvib¨vkbvj wjwRs GÛ dvBb¨vwÝqvj mvwf©‡mm wjwg‡UW n‡Z 57 †KvwU 87 jÿ UvKv FY †bq hvi eZ©gvb w¯’wZ 75 †KvwU 17 jÿ UvKv| D³ F‡Yi wecix‡Z eÜKxK…Z Rwgi cwigvb 13.40 GKi Ges hvi evRvig~j¨ 12 †KvwU 64 jÿ UvKv| FY MÖn‡Yi ci 2019 mvj †_‡K †Kv¤úvwbwUi cwiPvjbv cl©` cjvZK _vKvi Kvi‡Y LvgviwU‡Z we`¨gvb A-e¨e¯v’ cbv, A‡_i© msKU I AvZ¥NvZx wm×v‡šÍi Kvi‡Y Lvev‡ii Afv‡e gZ„ ¨y n‡q Kwz g‡ii msL¨v †hgb ax‡i ax‡i nv« m cvw”Q †Zgwb ißvwbgLy x cwÖ ZôvbwUI cÖvYPvÂj¨ nvwi‡q wbt‡kl n‡q hvw”Qj| wVK Ggwb GK mg‡q, AvBGjGdGmGj Gi Av‡e`‡bi †cÖwÿ‡Z gnvgvb¨ Av`vjZ Av‡`k cÖ`v‡bi gva¨‡g †iÞvBjm dvg© wjwg‡UW Gi Qq m`m¨ wewkó GKwU cwiPvjbv cl`© cby MV© b K‡ib Ges †Pqvig¨vb wn‡m‡e W. bvBg Avn‡g` †K wb‡qvM †`b| gnvgvb¨ Av`vj‡Zi Av‡`‡k cÖwZôvbwUi e¨e¯’vcbv cwiPvjK wn‡m‡e AvšRÍ v© wZKfv‡e ¯^xKw… ZcvÖ ß wewkó Kwy gi we‡klÁ Rbve Gbvg nK m`y ~i A‡÷wª jqv †_‡K †`‡k G‡m `vwqZ¡ MÖnb K‡ib| wZwb `vwqZ¡ †bqvi ci KzwgiM‡y jvi Lv`¨ wbivcËv, wbweo cwiPhv© I AvaywbK wPwKrmvi gva¨‡g RxY-© kxY© KzwgiM‡y jv‡K m¯y ’¨ K‡i Z‡z j‡Qb| GLb Lvgv‡ii mg¯Í Kwy gi kvixwiKfv‡e Suwy Kg³y I Avawy bK cªhyw³MZ c×wZ Aej¤‡^ bi Kvi‡Y GB ˆeix AvenvIqvi g‡a¨I Kwy g‡ii cRª bb ¶gZv e„w× †c‡q‡Q| d‡j Kzwgi¸‡jv bZbz K‡i cvÖ q 1,700 wWg w`‡q‡Q hv †_‡K üó-cyó cvÖ q mn¯vª waK Kwz giQvbv Rb¥MÖnb K‡i‡Q hv cªZ¨vkvi †P‡qI AwaK Ges GB Kwz giQvbv¸‡jv ißvwbi Rb¨ kZfvM gvbm¤§Z| wZwb LvgviwU‡K Av‡qi Drm wn‡m‡e ‰Zix Kivi j‡ÿ¨ w`b-ivZ AK¬všÍ cwikgÖ K‡i hv‡”Qb| Av‡qi Drm I dvgw© U‡K `w„ ób›`b Kivi Rb¨ BwZg‡a¨ cÖvq 7,000 e„ÿ †ivcb Kiv n‡q‡Q| bZzb 3wU cKy iz Lbb K‡i grm¨ Pvl Kiv n‡”Q Ges Ab¨ cyKiz ¸‡jviI ms¯‹vimvab Kiv n‡q‡Q Ges Lvgv‡ii †mŠ›`h©ew„ ×i Rb¨ Av‡iv bZby ¯’vcbv wbgv© Yvaxb i‡q‡Q| LvgviwUi e¨vcK Kg©hÁ I Kgx‡© `i KgP© v‡j¨ Kzwg‡ii LvgviwU †hb cybiæ¾xeb jvf K‡i‡Q| GKwU jvfRbK Lvgvi Movi j‡ÿ¨ GwU‡K AvaywbK I RbwcÖq chU© b‡K‡›`ª iæcvšiÍ Kivi mKj Kvh©µg `æª Z GwM‡q hv‡”Q| kxNªB dvg©wU `k©bv_x©‡`i Rb¨ Db¥³y K‡i †`Iqv n‡e| †iÞvBjm dv‡gi© mg¯Í Avq AvBGjGdGmGj Gi `v‡qi wecix‡Z Rgv †`qv n‡e| 34 Annual Report 2021  International Leasing

Avbvb †KwgK¨vj BÛvw÷ªR wjwg‡UW Avbvb †KwgK¨vj BÛvw÷ªR wjwg‡UW 2014 Bs mv‡j cwÖ ZwôZ †`‡ki GKwU e¨wZµgagx© I ¯b^ vgab¨ Gjvg (wdUwKwi) Drcv`bKvix cÖwZôvb hv gvwbKMÄ †Rjvi wmsMvBi _vbvi fvKzg, Rqg›Uc G Aew¯Z’ | cieZx©‡Z wc †K nvj`vi Ms †Kv¤úvwbwUi gvwjKvbv MnÖ b K‡i 2015 †_‡K 2017 mvj ch©šÍ AvBGjGdGmGj n‡Z 63 †KvwU 41 jÿ UvKv FY †bq Ges hvi eZ©gvb w¯w’ Z 80 ‡KvwU 42 jÿ UvKv| D³ F‡Yi wecix‡Z eÜKxKZ… Rwgi cwigvY 277 kZvsk hvi evRvig~j¨ 12 †KvwU 64 jÿ UvKv| 2018 mv‡ji ci †_‡K A_©vr AvBGjGdGmGj n‡Z FY MÖn‡Yi wKQwz `b ci wc ‡K nvj`vi Ms MwVZ cwiPvjKe„›` cjvZK _vKvq Ges KviLvbvwU mwVK I mg‡qvc‡hvMx wmÜvšÍ bv cvIqvi Kvi‡Y Drcv`b cÖwµqv eÜ n‡q hvq| e¨e¯v’ cbv KZ„©c‡ÿi Afv‡e KviLvbvi †gwkbvix, hš¿cvwZ I miÄvgvw` bó Ges Pzwi n‡Z _v‡K| GgZve¯’vq, AvBGjGdGmGj Gi Av‡e`‡bi †cÖwÿ‡Z gnvgvb¨ Av`vjZ Av‡`k cÖ`v‡bi gva¨‡g D³ †Kv¤úvwbi cl`© cybMV© b K‡ib| KviLvbvwU GKwU ¯^bvgab¨ Gjvg (wdUwKwi) Drcv`bKvix cÖwZôvb Ges GLv‡b mvjwdDwiK GwmW Drcv`‡bi cø¨v›UI wbgv© bvaxb i‡q‡Q| †`‡k GB `‡y Uv `ª‡e¨i e¨vcK Pvwn`v i‡q‡Q| mwVK Kg©cwiKíbv I wm×v‡šiÍ gva¨‡g cwÖ ZôvbwU jvfRbKfv‡e e¨emv K‡i `xN© †gqv‡` Avw_©K `vq-†`bv cwi‡kv‡a mÿg n‡e Ges Avgv‡`i Avw_©K Zvij¨cÖev‡n f~wgKv ivL‡Z cvi‡e| eZg© vb cl©` †Kv¤úvwbwU‡K GKwU jvfRbK cwÖ Zôv‡b cwibZ Kivi j‡ÿ¨ wbijmfv‡e KvR K‡i hv‡”Qb| kxNªB KviLvbvwU Zvi Drcv`b I wecbb Kvhµ© g ïiæ Ki‡e| Annual Report 2021 International Leasing  35

ingvb †KwgK¨vjm wjwg‡UW †`kxq KvPu vgvj e¨envi K‡i †W•‡UªvR g‡bvnvB‡WUª , wjKBz W M‡øy KvR I ÷vP© Gi mvgwMÖK Pvwn`v wgUv‡bvi j‡ÿ¨ †`‡ki GKgvÎ †gŠj imvqb `eª ¨ c¯Ö ‘ZKvix cÖwZôvb wn‡m‡e 1979 mv‡j bvivqYMÄ †Rjvi Zviv‡ev, iƒcMÄ G Aew¯Z’ Òingvb †KwgK¨vjm wjwg‡UWÓ bv‡gi cvewjK wjwg‡UW KviLvbvwU cÖwZwôZ nq| cvÖ _wgK chv©‡q gj~ a‡bi NvUwZ, cÖhwy ³MZ RwUjZv Ges cÖ‡qvRbxq KvuPvgv‡ji AcÖZzjZv I hšc¿ vwZi AmvgÄm¨Zvi d‡j cKÖ íwU A‡bK wcwQ‡q c‡o| cieZx‡© Z wc †K nvj`vi Ms Gi mgš‡^ q MwVZ cwiPvjbv cl`© c‡y iv cKÖ íwU MnÖ Y K‡i Ges 2017 mv‡j B›Uvib¨vkbvj wjwRs GÛ dvBb¨vwÝqvj mvwf‡© mm wjwg‡UW n‡Z 48 †KvwU 27 jÿ UvKv FY MÖnY K‡i Ges hvi eZg© vb w¯w’ Z 62 †KvwU 79 jÿ UvKv| AvBGjGdGmGj n‡Z FY MnÖ ‡Yi wKQzw`b ci †_‡K wc †K nvj`vi Ms Gi D³ cl©` cvwj‡q hvq| h_vh_ e¨e¯v’ cbv KZ©„c‡ÿi Afv‡e Ges mwVK I mg‡qvc‡hvMx wmÜvšÍ bv cvIqvi Kvi‡Y KviLvbvi ¯v^ fvweK Drcv`b cÖwµqv eÜ I wbw®Œq n‡q hvIqvi Dcµg n‡q c‡o| †eZb bv cvIqvq KviLvbvq wb‡qvwRZ `ÿ Kgx© ‡`i A‡b‡KB PvKix †Q‡o P‡j hvq| KviLvbvwU Kvh©Z AwffveKnxb n‡q c‡o| ingvb †KwgK¨vjm wjwg‡UW †`‡ki e¨wZµgagx© GKwU wkí Ges AvBGjGdGmGj Gi GKwU en„ r wewb‡qvM| G wkíwU evwu P‡q ivL‡j Gi gva¨‡g Kgm© s¯’v‡bi m„wó n‡e Ges cwÖ ZôvbwU jvfRbKfv‡e e¨emv K‡i Gi Avw_©K `vq-†`bv cwi‡kva Ki‡Z cvi‡e| GgZve¯v’ q, GKwU mwµq I †hvM¨ cl©` cby MV© ‡bi Rb¨ AvBGjGdGmGj KZ…K© gnvgvb¨ Av`vjZ eivei Av‡e`b Kiv nq| 36 Annual Report 2021  International Leasing

b`v©b RUy g¨vb‡y dKPvwis †Kv¤úvwb wjwg‡UW wewmK BÐvw÷ªqvj G‡÷U, Kwz óqvq cvÖ q 11 weNv Rwgi Dci Aew¯Z’ b`vb© RyU g¨vby‡dKPvwis †Kv¤úvwb wjwg‡UW hv 1980 mv‡j cÖwZwôZ nq Ges 1983 mvj ‡_‡K cv‡Ui ˆZwi mZy v Drcv`‡bi gva¨‡g e¨emv K‡i Avm‡Q| 2014 mv‡j wc‡K nvj`vi Ms Gi mgš^‡q MwVZ cwiPvjbv cl©` c‡y iv cÖKíwU MÖnY K‡i Ges 2015 mv‡j B›Uvib¨vkbvj wjwRs GÛ dvBb¨vwÝqvj mvwf‡© mm wjwg‡UW n‡Z 30 †KvwU UvKv FY MnÖ Y K‡i hvi eZ©gvb w¯’wZ 41 †KvwU 30 jÿ UvKv| cKÖ ‡íi Drcv`b ¶gZv wQj cÖvq 20 †gwUK« Ub/w`b| 3wU wkd‡U 750 Rb Kgx© QvovI cKÖ íwU cwiPvjbvi Rb¨ 58 Rb Awdm Kgx© wbhy³ wQ‡jb| wKš‘ 2020 mv‡ji ci †_‡K wc †K nvj`vi Ms MwVZ cl`© cjvZK I wbw®Œq _vKvq KviLvbvwU mwVK I mg‡qvc‡hvMx wmÜvšÍ bv cvIqvi Kvi‡Y Drcv`b cÖwµqv eÜ i‡q‡Q| †gwkbvix, hš¿cvwZ I miÄvgvw` AhšÍ I Ae‡njvq c‡o i‡q‡Q hv Pzwi ev nvwi‡q hvIqvi AvksKv Kiv n‡”Q| ˆe`y¨wZK wej e‡Kqv _vKvq KviLvbvi we`¨yr jvBb wew”Qbœ Kiv n‡q‡Q| h_vh_ e¨e¯’vcbv I KZ©„c‡ÿi Afv‡e KviLvbvwU Kvh©Z AwffveKnxb n‡q c‡o| cvU GKwU m¤e¢ bvgq wkí| mvgwMÖK welq cwiPvjbv Kivi Rb¨ b`vb© RUy g¨vby‡dKPvwis †Kv¤úvbx wjwg‡UW G mr, `¶ I AwfÁ cl`© GKvšÍ cÖ‡qvRb| GKwU mwµq I †hvM¨ cl©` Gi mwVK w`K wb‡`©kbvi gva¨‡g HwZn¨evnx GB †Kv¤úvwbwU GKwU jvfRbK cwÖ Zôv‡b cwibZ n‡Z cv‡i; hv GKw`‡K Avgv‡`i cÖwZôvb cÖ`Ë FY cwi‡kva Ki‡e, Ab¨w`‡K Avgv‡`i Zvij¨ cÖev‡n Ae`vb ivL‡Z cvi‡e| G j‡ÿ¨ gnvgvb¨ nvB‡KvU© eivei †Kv¤úvwbwUi cwiPvjbv cl©` cby MV© ‡bi Kvhµ© g Pjgvb i‡q‡Q| Annual Report 2021 International Leasing  37

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Rbve †gv. bRiæj Bmjvg Lvb †Pqvig¨vb †gv. bRiæj Bmjvg Lvb gvbbxq mywcgÖ †Kv‡U©i nvB‡KvU© wmwbqi wmwfj mv‡f©›U‡`i g‡a¨ Ab¨Zg D™¢veK I wefv‡Mi Av‡`‡k Ryb 01, 2020 Zvwi‡L ¯^Zš¿ ms¯‹viK| wZwb gvwëwgwWqv K¬vmiæg I wUPvi‡jW cwiPvjK I †Pqvig¨vb wn‡m‡e B›Uvib¨vkbvj wjwRs K‡›U›U †W‡fjc‡g‡›Ui D™¢veK| AvRI wkÿv evZvqb GÛ dvBb¨vwÝqvj mvwf‡© mm wjwg‡UW Gi cwiPvjbv m‡MŠi‡e wkÿvq Ae`vb ivL‡Q| wZwb MYZvwš¿K ms¯‹w„ Z cl©‡` †hvM`vb K‡ib (2020 mv‡ji 19 gvP,© 2019 wkïKvj n‡Z PP©vi Rb¨ cÖv_wgK we`¨vj‡q wbe©vwPZ mv‡ji †Kv¤úvbxi g¨vUvi bs 299/2019)| “Students Council” Ges gva¨wgK we`¨vj‡q Rbve Lvb wk¶v mwPe c‡` 2016 mv‡j Aemi †bqvi “Student Cabinet” Pvjy K‡i‡Qb| K‡j‡R fwZ©i ci RvwZi RbK e½eÜy †kL gwy Reyi ingvb ¯§…wZ AbjvBb wm‡÷g K‡i `~bx© wZ I wkÿK‡`i jvÃbv `i~ Rv`yN‡ii wKD‡iUi Gi `vwqZ¡ cvjb Ki‡Qb| GB K‡i‡Qb| Rv`Ny i me©Kv‡ji me©‡kôÖ evOvwji Rxeb I K‡gi© Abb¨ †Uwjwfkb UK‡kv I †mwgbv‡i caÖ vb e³v wn‡m‡e Zvu i msMnÖ kvjv| GQvovI wZwb mwPe c‡` AvBwmwU wefv‡M Dcw¯w’ Z wbqwgZ| `ÿ cÖwkÿK wn‡m‡e cwÖ kÿbv_x© ‡`i †hvM`v‡bi Av‡M gvbbxq caÖ vbgšx¿ †kL nvwmbvi GKvšÍ g~j¨vq‡b wZwb cÖ_g mvwii| wZwb cKÖ w„ Z‡cÖgx Ges Zvi mwPe-1 wQ‡jb| GKB mv‡_ wZwb cÖavbgš¿xi Kvhv© j‡qi wek¦ åg‡Yi Ávb ÒN I KhanÓ youtube channel Gi A¨v‡·m Uy Bbdi‡gkb †cvÖ MvÖ ‡gi RvZxq cKÖ í cwiPv- gva¨‡g mK‡ji mv‡_ †kqvi K‡ib| g~jZt wkÿv jK wn‡m‡e ÒwWwRUvj evsjv‡`kÓ ev¯Íevqb K‡i‡Qb| cwigÛ‡j KvR Ki‡jI †Kv‡Ui© Av‡`‡k wec` k¼jz D‡jøL¨, gvbbxq cÖavbgšx¿ i msm‡` we‡ivax `jxq †bZv Avw_©K cÖwZôv‡bi nvj a‡i B›Uvib¨vkbvj wjwRs Gi _vKvKvjxb Zvu i GKvšÍ mwPe-1 wn‡m‡eI KvR K‡i‡Qb| MvÖ nK‡`i AvgvbZ †dir w`‡Z †`wi n‡jI †hb †Lvqv bv Rbve Gb AvB Lvb wk¶v Rxe‡b Abvm© I gv÷v‡m© c_Ö g hvq Zvi Rb¨ wZwb Aw½Kvie×| kZ cªwZK~jZvi †kYÖ x‡Z cÖ_g ¯’vb AR©b K‡ib| AvBwmwU wefv‡Mi mwPe g‡a¨I G ch©šÍ `wy U mvewmwWqvix aŸsm †_‡K jv‡fi gLy wnmv‡e wZwb †Rjv I Dc‡Rjvq BDAvBGmwm, B-mvwfm© †`L‡Q| FY wb‡q aŸsm nIqv Ab¨vb¨ cwÖ Zôvb‡K †m›Uvi ¯v’ cb, wk¶vi gva¨‡g wdj« ¨vÝvi M‡o †Zvjvmn †Kv‡U©i gva¨‡g cybiæ¾xeb w`‡q m`y mn AvgvbZ †diZ wewfbœ Kg©mw~ P Ges cKÖ í MnÖ ‡Yi gva¨‡g MÖvgxY RbM‡Yi w`‡Z wZwb m‡Pó| Kv‡Q AvBwmwU †mev †cŠu‡Q †`Iqvi Rb¨ caÖ vbgšx¿ i wb‡`k© bvq KvR K‡ib Ges miKvwi Awdm¸‡jvi 25 nvRvi I‡qe mvBU I evsjv A¨vwc†ø Kkb (A¨vcm) D™¢veb Ges weKv‡k Zvu i Ae`vb Ab¯^xKvh©| Rbve Lvb Annual Report 2021 International Leasing  39

Rbve ˆmq` Avey bv‡mi eLwZqvi ¯Z^ š¿ cwiPvjK Rbve ˆmq` Avey bv‡mi eLwZqvi Avn‡g` gvbbxq wn‡m‡e Rbve Avn‡g` XvKv wekw¦ e`¨vj‡qi AvBweG mwy cªg †Kv‡Ui© nvB‡KvU© wefv‡Mi Rby 16, 2021 (IBA) †_‡K 1969 mv‡j e¨emvq cªkvm‡bi Dci Zvwi‡Li Av‡`‡k Rjy vB 12, 2021 Zvwi‡L ¯Z^ š¿ gv÷vm© wWwMª ARb© K‡ib| cwiPvjK wn‡m‡e B›Uvib¨vkbvj wjwRs GÛ evsjv‡`‡ki e¨vswKs Lv‡Zi Dbœq‡b D‡jLø ‡hvM¨ dvBb¨vwÝqvj mvwf©‡mm wjwg‡UW Gi cwiPvjbv cl‡© ` Ae`v‡bi Rb¨ Rbve Avn‡g` eû RvZxq I AvšRÍ ©vwZK †hvM`vb K‡ib| ciy ¯‹v‡i f~wlZ nb| wZwb dvBb¨vwÝqvj Gw·‡jÝ `w¶Y Gwkqvq e¨vswKs †m±‡ii Dci 40 erm‡ii Mfxi wjwg‡UW Gi GKRb cwiPvjK I †UªBW nve AwfÁZv m¤úbœ I Áv‡bi AwaKvix GKRb cwª Z_ hkv (evsjv‡`k) wjwg‡UW Gi e¨e¯’vcbv cwiPvjK| e¨vsKvi Rbve Avn‡g` AvšRÍ ©vwZKfv‡e ¯x^ KZ„ †ckv`vi e¨vsKvi| Rbve Avn‡g` Kg© Rxeb ïiæ K‡ib †óU e¨vsK Ae cvwK¯vÍ b KivPx‡Z| c‡i evsjv‡`k e¨vsK G Ges BD.G.B. †m›Uªvj e¨vsK G 1970 †_‡K 1995 †m‡Þ¤i^ ch©šÍ Kg©iZ wQ‡jb| Rbve Avn‡g` cvª Bg e¨vsK, mvD_ B÷ e¨vsK I AMªYx e¨vsK wjwg‡UW Gi e¨e¯v’ cbv cwiPvjK Ges wmBI Gi `vwqZ¡ cvjb K‡ib| evsjv‡`k miKvi KZK©… RvZxqKiYK„Z e¨vsK mg‡~ ni wel‡q wek¦e¨vsK/ AvBGgGd (IMF) Gi cybMV© b Kgm© ~Pxi wel‡q Zvi `¶ e¨e¯’vcbv I wbcyb †ckv`vwi‡Zi¡ mybvg Av‡Q| evsjv‡`‡ki g‡Zv GKwU †`‡k evwYwR¨K fv‡e e¨vsK cwiPvjbvi †¶‡Î mdjZvi cixw¶Z GKRb e¨vsKvi ˆmq` Avey bv‡mi eLwZqvi Avn‡g`| wk¶vMZ †hvM¨Zv 40 Annual Report 2021  International Leasing

Rbve †gv. mwdKjy Bmjvg weÁ wmwbqi †Rjv I `vqiv RR (Aet) ¯^Zš¿ cwiPvjK Rbve †gv. mwdKjy Bmjvg weÁ wmwbqi †Rjv I `vqiv mnKvix RR wn‡m‡e †hvM`v‡bi Av‡M wZwb DËiv e¨vsK RR (Aet) gvbbxq mwy cgÖ †Kv‡U©i nvB‡KvU© wefv‡Mi wjwg‡UW Gi c‡Ö ekbvix Awdmvi wn‡m‡e `vwqZ¡ cvjb Ryb 16, 2021 Zvwi‡Li Av‡`‡k RyjvB 12, 2021 K‡ib| wZwb jvIm †_‡K R‡y fbvBj Rvw÷m wm‡÷g Zvwi‡L ¯^Zš¿ cwiPvjK wn‡m‡e B›Uvib¨vkbvj wjwRs Ges fviZ †_‡K wmwfj GÛ wµwgbvj Rvw÷m wm‡÷g GÛ dvBb¨vwÝqvj mvwf‡© mm wjwg‡UW Gi cwiPvjbv Gi Dci D”PZi cÖwk¶Y MÖnY K‡ib| cl‡© ` †hvM`vb K‡ib| wZwb XvKv wekw¦ e`¨vjq †_‡K 1984 mv‡j GjGjwe (Abvm©) Ges 1985 mv‡j GKB wek¦we`¨vjq †_‡K GjGjGg wWwMÖ jvf K‡ib| wZwb 1988 mv‡ji cÖ_g w`‡K mnKvix RR wn‡m‡e evsjv‡`k wmwfj mvwf‡© m †hvM`vb K‡ib| wZwb 34 eQ‡ii KgR© xe‡b evsjv‡`k wePvi wefv‡Mi wewfbœ ¸iæZc¡ Y~ © c‡` KvR K‡ib| †hgb: mnKvix RR, wmwbqi mnKvix RR, hyM¥ †Rjv Ges `vqiv RR, RR (A_© Fb Av`vjZ), Rwy Wwkqvj A¨vWwgwb‡÷ªkb †Uªwbs Bbw÷wUD‡Ui Dc-cwiPvjK (evsjv‡`‡k wePviK‡`i Rb¨ GKgvÎ cÖwk¶Y Bbw÷wUDU), AwZwi³ †Rjv I `vqiv RR, Pxd RywWwkqvj g¨vwR‡÷Uª , cwiPvjK (`by ©xwZ `gb Kwgkb), RR (bvix I wkï wbh©vZb `gb Uvª Bey¨bvj), †Rjv I `vqiv RR, wmwbqi †¯úkvj RR (`yb©xwZ msµvš)Í , RywWwkqvj A¨vWwgwb‡÷kª b †Uwª bs Bbw÷wUDU, XvKv Gi cwiPvjK (cÖwkÿY), m`m¨ (kgÖ Avcxj UªvBe¨y bvj, XvKv), we‡kl RR (`yb©xwZ msµvš)Í Ges wmwbqi †Rjv I `vqiv RR (Awdmvi †MWÖ -1)| Annual Report 2021 International Leasing  41

we‡ª MwWqvi †Rbv‡ij †gv. †gdZvDj Kwig weGmwc, Gmwcwc, wewcGgGm, GbwWwm, wcGmwm (Aet) ¯Z^ š¿ cwiPvjK we‡ª MwWqvi †Rbv‡ij †gv. †gdZvDj Kwig, weGmwc, weª‡MwWqvi †Rbv‡ij †gv. †gdZvDj Kwig, weGmwc, Gmwcwc, wewcGgGm, GbwWwm, wcGmwm (Aet) gvbbxq Gmwcwc, wewcGgGm, GbwWwm, wcGmwm (Aet) mwy cgÖ †Kv‡Ui© nvB‡KvU© wefv‡Mi Rby 16, 2021 b¨vkbvj wW‡dÝ K‡jR †_‡K b¨vkbvj wW‡dÝ †Kvm© Zvwi‡Li Av‡`‡k RyjvB 12, 2021 Zvwi‡L ¯^Zš¿ (GbwWwm) Ges wW‡dÝ mvwf‡© mm KgvÛ GÛ ÷vd cwiPvjK wn‡m‡e B›Uvib¨vkbvj wjwRs GÛ K‡jR †_‡K ÷vd †Kvmm© n †`‡k Ges we‡`‡k cÖwkÿY dvBb¨vwÝqvj mvwf‡© mm wjwg‡UW Gi cwiPvjbv cl‡© ` m¤úbœ K‡ib| wZwb mvgwMÖKfv‡e †`‡k Ges mswkøó †hvM`vb K‡ib| msMVb/ms¯v’ q Zvu i mvnm, wbôv I †`k †c‡Ö gi ¯^xK…wZ we‡ª MwWqvi †Rbv‡ij †gv. †gdZvDj Kwig, weGmwc, ¯i^ ƒc evsjv‡`k †mbvevwnbx †_‡K 'wewkó †mev c`K Gmwcwc, wewcGgGm, GbwWwm, wcGmwm (Aet) `xN© (weGmwc)' I '†mbv cvi`wkZ© v c`K (Gmwcwc)' Ges 33 eQi evsjv‡`k †mbvevwnbx‡Z `vwqZ¡ cvjbiZ evsjv‡`k cywj‡ki c¶ †_‡K 'evsjv‡`k cywjk c`K Ae¯’vq †bZZ… ¡, †KŠkjMZ cwiKíbv, gvbe m¤ú` (wewcGg)' ARb© K‡ib| weª‡MwWqvi †gdZv di‡gkb e¨e¯v’ cbv (GBPAviGg), gvbe m¤ú` Dbœqb chv© ‡q 'RvZxq ï×vPvi' cyi¯‹viI AR©b K‡ib| (GBPAviwW), Acv‡ikÝ, cÖkvmb, mieivn, wbivcËv, weª‡MwWqvi †Rbv‡ij †gdZv RvwZmsN wgk‡b 'e-yø Z`šÍ BZ¨vw` †¶‡Î e¨vcK AwfÁZv AR©b K‡ib| †nj‡gU'-Gi e¨vbv‡i BivK-K‡y qZ AeRvi‡fkb wgkb †mbvevwnbxi cvkvcvwk wZwb wW‡i±‡iU †Rbv‡ij Ae (BDwbKg)-G cÖ‡fv÷ Awdmvi BDbvB‡UW †bkb&m GÛ †dv‡mm© B‡›Uwj‡RÝ (wWwRGdAvB), †¯úkvj AvwdK« vb wgkb Bb `vidyi (BDbvwgW)-G †dvm© cÖ‡fv÷ wmwKDwiwU †dvm© (GmGmGd), i¨vwcW A¨vKkb gvk©vj (GdwcGg) wn‡m‡e `vwqZ¡ cvjb K‡ib| e¨vUvwjqb (i¨ve) †dv‡mm© , eWv© i MvW© evsjv‡`k wZwb A‡÷ªwjqv, `w¶Y †Kvwiqv, Pxb, ivwkqv, BZvwj, (wewRwe) Ges we‡kl Z`šÍ kvLvq `vwqZ¡ cvjb K‡ib| wm½vciy mn we‡ki¦ wekwUiI †ewk †`‡k ågY K‡ib| wZwb †mbvevwnbx, i¨ve I wewRwe e¨vUvwjq‡bi †bZZ… ¡ Zuvi myLx `v¤úZ¨ Rxe‡b wZwb `yB mšvÍ ‡bi RbK| Zvu i †`b| wZwb GKwU ¯^Zš¿ Ges di‡gkb Gi Aax‡b cyÎ mšvÍ b evsjv‡`k †mbvevwnbx‡Z Awdmvi wn‡m‡e AvwUj© vwi we‡ª M‡Wi KgvÛvi wn‡m‡e `vwqZ¡ cvjb wcZvi c`v¼ Abmy iY Ki‡Qb Ges Kb¨v mšÍvb evsjv‡`k K‡ib| wZwb Rvbqy vwi 01, 2021-G GjwcAvi-G hvevi BDwbfvwmw© U Ae c‡Ö dkbvjm& (weBDwc) G Aa¨qbiZ| c~‡e© evsjv‡`k BDwbfvwmw© U Ae c‡Ö dkbvjm (weBDwc)-Gi †iwR÷«vi wn‡m‡e `vwqZ¡ cvjb K‡ib| 42 Annual Report 2021  International Leasing

e¨vwi÷vi gny v¤§` Avkivd Avjx ¯^Zš¿ cwiPvjK e¨vwi÷vi gny v¤§` Avkivd Avjx A¨vW‡fv‡KU nvmvb d‡qR wmwÏKxi mv‡_ mn‡hvMx AvBbRxex wn‡m‡e KvR K‡ib| wZwb 1999 mv‡j evsjv‡`k evi KvDw݇j bw_fy³ nb| wZwb 2001 mv‡j evsjv‡`‡ki mywcgÖ †Kv‡U©i nvB‡KvU© wefv‡M A¨vW‡fv‡KU wnmv‡e Ges 2009 mv‡j evsjv‡`‡ki mwy cgÖ †Kv‡U©i Avwcj wefv‡M bw_fy³ nb| †mvmvBwU Ad †MÖ'm Bb, b‡f¤^i 2007 Øviv wZwb e¨vwi÷vi wn‡m‡e AwfwnZ nb| †ckvMZ Rxe‡b wZwb gvbbxq mywcÖg †Kv‡U©i Dfq wefv‡M wewfbœ ¸iæZc¡ Y~ © gvgjv cwiPvjbv K‡ib| wZwb evsjv‡`k mywcÖg †KvU© AvBbRxex mwgwZi GKRb m¤§vbxZ m`m¨| Annual Report 2021 International Leasing  43

Rbve †gv. Gbvgjy nvmvb GdwmG ¯Z^ š¿ cwiPvjK Rbve †gv. Gbvgyj nvmvb GdwmG, gvbbxq mwy cgÖ GKRb c‡Ö dkbvj PvU©vW© A¨vKvD›U¨v›U wnmv‡e wnmve †Kv‡Ui© nvB‡KvU© wefv‡Mi Rby 16, 2021 Zvwi‡Li weeiYx cÖ¯Z‘ I i¶Yv‡e¶Y, A¨vKvDw›Us wm‡÷g Av‡`‡k Rjy vB 12, 2021 Zvwi‡L ¯^Zš¿ cwiPvjK ceÖ Z©b Ges D™v¢ eb, Af¨šÍixY wbqšY¿ e¨e¯v’ i Dbwœ Z wn‡m‡e B›Uvib¨vkbvj wjwRs GÛ dvBb¨vwÝqvj cix¶v Ges mycvwik Kiv, e¨emvq g~j¨vqb, cÖwKDi‡g›U mvwf‡© mm wjwg‡UW Gi cwiPvjbv cl‡© ` †hvM`vb e¨e¯v’ cbv wm‡÷g bKkv Kiv, A¨vKvD›Um&-Gi Z`šÍ, K‡ib| ev‡RU wbqšY¿ Ges Avw_K© e¨e¯’vcbvq Dbwœ Zi c¯Ö Íve Rbve nvmvb evsjv‡`‡ki GKwU ¯b^ vgab¨ wmG dvg;© Kiv, µq Ges ÷K wbqš¿Y wm‡÷g BZ¨vw`‡Z e¨vcK GBP Gg Gbvg GÛ †Kvs PvU©vW© A¨vKvD›U¨v›Um Gi AwfÁZv AR©b K‡ib| wZwb evsjv‡`‡ki wecyj msL¨K cÖwZôvZv Askx`vi| wZwb Bbw÷wUDU Ad PvUv© W© Drcv`b I e¨emvwqK cwÖ Zôvb Ges Avw_©K cwÖ Zôv‡b A¨vKvD›U¨v›Um Ad evsjv‡`k (AvBwmGwe) Gi GKRb mswewae× I A-mswewae× wbix¶v cwiKíbv I †d‡jv m`m¨| wZwb 2004 mv‡j XvKv wekw¦ e`¨vjq cwiPvjbv, K‡cv© ‡iU mykvmb wbwðZ KiYmn AvqKi I †_‡K A¨vKvDw›Us GÛ Bbdi‡gkb wm‡÷g wefvM n‡Z gmy K civgkK© wnmv‡e AZ¨šÍ mybv‡gi mv‡_ `k eQ‡ii weweG Ges 2007 mv‡j GKB wefvM †_‡K GgweG AwaK mgq a‡i KvR K‡i hv‡”Qb| m¤úbœ K‡ib| Rbve nvmvb 2016 mv‡j PvU©vW© A¨vKvD›U¨vwÝi †ckv ïiæ K‡ib| wZwb BDGbwWwc, BDGbwmwWGd, weke¦ ¨vsK Ges Ab¨vb¨ `vZvms¯’vi Rb¨ wewfbœ Avw_©K/A_‰© bwZK ch©v‡jvPbv-m¤úwK©Z cÖKí, K‡cv© ‡iU welqK AwZwi³ we‡klxKiY mn wewfbœ K‡c©v‡ik‡b Af¨šÍixY wbix¶v, A¨vKvDw›Us cwi‡lev, cÖKí gj~ ¨vqb cKÖ ‡íi K‡cv© ‡iU A_©vqb m¤úwK©Z KvRmn †emiKvix Lv‡Zi wnmve wbixÿvq AZ¨šÍ AwfÁ GKRb †ckvRxex wnmvewe`| 44 Annual Report 2021  International Leasing

Rbve †gv. gwkDi ingvb e¨e¯v’ cbv cwiPvjK (PjwZ `vwqZ)¡ GKRb mdj e¨vsKvi wn‡m‡e Rbve †gv. gwkDi ingvb †`k-we‡`‡ki kxl¯© ’vbxq i¨vswKs Bbw÷wUDU G wZwb evsjv‡`‡ki PviwU †emiKvix evwYwR¨K e¨vs‡Ki wewfbœ cÖwk¶b cÖvß| wZwb mevi cQ‡›`i GKRb `j‡bZvI kvLv I wewfbœ wefv‡M AvZwœ ek¦vm I AZ¨šÍ mby v‡gi mv‡_ e‡U| †ckv`vi e¨vsKvi M‡o †Zvjvi Rb¨ e¨vswKs Ges e¨vswKs Kvhµ© g K‡i‡Qb| `xN© 27 eQ‡ii KgR© xe‡b Gi mv‡_ m¤úwK©Z e¨emvi wewfbœ wel‡q cÖwk¶K wZwb XvKv gnvbM‡ii wewfbœ kvLvi kvLvcÖavbmn wnmv‡eI Zvui e¨vcK c`PviYv i‡q‡Q| ¸jkvb, avbgwÛ, gnvLvjx, kvwšÍbMi I gwZwSj 2016 mv‡j cvÖ Bg e¨vsK wjwg‡UW Gi Ò†Pqvig¨v‡bi GjvKvi kvLv¸‡jv‡Z KvR K‡i‡Qb| cªavb Kvh©vj‡qi cyi¯‹viÓ mn Zviu †ckvMZ Rxe‡bi bvbv ¯Í‡i wewfbœ BÛvw÷qª vj †µwWU, K‡c©v‡iU dvBb¨vÝ, wi‡UBj ciy ¯‹vi Ges ¯x^ K„wZ †c‡q‡Qb| Rbve ingvb GKRb e¨vswKs, †QvU I gvSvwi D‡`¨vM (GmGgB) Ges Kw„ l BwZevPK weeZb© ev`x| wZwb Kg©Rxe‡b eûevi e¨vs‡Ki FYmn Av‡iv A‡bK wefv‡Mi caÖ vb wn‡m‡e Kg©iZ e¨emvwqK I Ab¨vb¨ wefvM ms¯‹vi, cby iæ×vi Ges wQ‡jb| cby M©Vb K‡ib| D‡jøL¨, †µwWU wi¯‹ g¨v‡bR‡g›U, Acv‡ikbm, GKRb †ckv`vi e¨vsKvi wnmv‡e wZwb Kgx`© j wb‡q B›Uvibvj K‡›Uªvj Ges Kgcvø ‡qÝ wWwfk‡bi caÖ vb Kvh©Ki Ges `¶Zvi mv‡_ KvR Kivq wekv¦ mx, †hgbt wn‡m‡e KvR Kivi mgq wZwb e¨vcK AwfÁZv ARb© (1) mvaviY Ávb (cwiKíbv, cwieZ©b Ges AMÖMwZ) K‡ib| wZwb 2013 †_‡K 2018 mv‡ji g‡a¨ cvÖ Bg (2) mR„ bkxjZv (wfbfœ v‡e wPšvÍ Kiv, msKU‡K m‡y hv‡M e¨vsK wjwg‡UW Gi wbix¶v I cwi`k©b wefv‡Mi caÖ vb iƒcvšÍwiZ Kiv) Ges (3) cÖwZkæÖ wZ (cwÖ Zôvb, MvÖ nK wnmv‡e `vwqZ¡ cvjb K‡ib| Ges †÷K‡nvìvi‡`i cwÖ Z)| Rbve ingv‡bi jÿ¨ wZwb ewikvj K¨v‡WU K‡jR †_‡K gva¨wgK Ges D”P cÖwZôv‡bi m¤§vwbZ mKj MvÖ nK Ges †÷K‡nvìvi‡`i gva¨wgK cixÿvq cvk K‡ib| cieZx©‡Z wZwb XvKv m‡e©vËg mšw‘ ó wbwðZ Kiv| wekw¦ e`¨vjq †_‡K ¯œvZK wWMxÖ ARb© K‡ib Ges GKB wekw¦ e`¨vj‡qi Bbw÷wUDU Ae weR‡bm G¨vWwgwb‡÷kª b (AvBweG) n‡Z GgweG m¤úbœ K‡ib| cvÖ mw½K A‡bK Kv‡Ri †¶‡Î Rbve ingvb GKRb †ckv`vi mvwU©wd‡KU cvÖ ß| Rvcvb Ges gvj‡qwkqvmn Annual Report 2021 International Leasing  45

Ab¨vb¨ cwiPvjKMY cwiPvjKM‡Yi bvg Ges c`ex wb‡qv‡Mi ZvwiL cwiPvjKM‡Yi aiY weeiY Rbve †gv. biy æj Avjg †g 11, 2011 g‡bvbxZ cwiPvjK k Iqv‡jm wewW wjwg‡UW Gi g‡bvbxZ cwiPvjK | Rbve †gv. Avejy nv‡kg †deæª qvix 19, 2016 g‡bvbxZ cwiPvjK k Iqv‡jm wewW wjwg‡UW Gi g‡bvbxZ cwiPvjK | Rbve †gv. Av‡bvqviæj Kwei †g 07, 2015 g‡bvbxZ cwiPvjK we.Avi B›Uvib¨vkbvj wjwg‡UW Gi g‡bvbxZ cwiPvjK| Rbve evmy‡`e e¨vbvwR© †g 16, 2015 g‡bvbxZ cwiPvjK we.Avi B›Uvib¨vkbvj wjwg‡UW Gi g‡bvbxZ cwiPvjK| Rbve bvwmg Av‡bvqvi, GdwmG †g 16, 2015 g‡bvbxZ cwiPvjK wbD‡UK B›UvicÖvBR Gi g‡bvbxZ cwiPvjK | Rbve †gv. bI‡kiæj Bmjvg †g 07, 2015 g‡bvbxZ cwiPvjK †bPvi B›UvicvÖ BR wjwg‡UW Gi g‡bvbxZ cwiPvjK| Rbve †gv. Avejy nv‡mg (Gg G nv‡kg) A‡±vei 30, 2016 ¯^Zš¿ cwiPvjK - cwiPvjKe„‡›`i `vqe×Zvi wee„wZ eZg© v‡b cÖwZôvbwU mywcÖg †Kv‡Ui© nvB‡KvU© wefvM KZ©„K g‡bvbxZ mgv‡R mycwÖ ZwôZ I mb¦& vgab¨ 6 Rb ¯Z^ š¿ cwiPvjK Øviv cwiPvwjZ n‡”Q| cÖwZôvbwU‡K MwZkxj I cybMV© b cwÖ µqvi †bZ„Z¡ w`‡”Qb mwy cÖg †Kv‡Ui© nvB‡KvU© wefvM KZK©„ g‡bvbxZ †Pqvig¨vb Rbve †gv. bRiæj Bmjvg Lvb| cl©‡`i eZ©gvb cwiPvjKe„›` Zv‡`i †hvM`v‡bi c‡~ e© cwÖ ZôvbwU‡Z N‡U hvIqv e¨vcK A-e¨e¯’vcbvi Rb¨ †Kvbfv‡e `vqe× bv n‡jI bZzb K‡i cwª ZôvbwUi mwVK e¨e¯’vcbv wbwðZ Kivi Rb¨ cwiPvjKe„›` c‡ª Z¨KwU wefv‡Mi mKj Kvh©µg AZ¨šÍ wbLZyu fv‡e ch‡© e¶Y K‡i cªwZôv‡bi KvVv‡gv‡K cby twbg©vY Ki‡Z m‡Pó| cwÖ ZôvbwU‡K c~biæ¾xweZ K‡i MÖvnK‡`i Av¯’vi RvqMvq wdwi‡q Avbvi Rb¨ m¤§vwbZ ¯^Zš¿ cwiPvjKe›„ ` I †Pqvig¨vb g‡nv`q `p„ cÖwZkÖæwZe×| Ab¨vb¨ cwiPvjKM‡Yi mv‡_ cwÖ Zôv‡bi mKj †hvMv‡hvM wew”Qb|œ Zviv `xNw© `b a‡i cl©` mfvq Abycw¯Z’ i‡q‡Qb| AvBwb eva¨evaKZv cvjb bv Ki‡j Zviv mfvq Dcw¯Z’ n‡Z cvi‡eb bv| 46 Annual Report 2021  International Leasing

wbixÿv KwgwU Rbve †gv. Gbvgyj nvmvb, GdwmG †Pqvig¨vb Rbve ‰mq` Avey bv‡mi eLwZqvi Avn‡g` m`m¨ Rbve †gv. mwdKzj Bmjvg, weÁ wmwbqi †Rjv I `vqiv RR (Aet) m`m¨ weª‡MwWqvi †Rbv‡ij †gv. †gdZvDj Kwig weGmwc, Gmwcwc, wewcGgGm, GbwWwm, wcGmwm (Aet) m`m¨ e¨vwi÷vi †gv. Avkivd Avjx m`m¨ Kvh©wbev© nx KwgwU Rbve ‰mq` Avey bv‡mi eLwZqvi Avn‡g` †Pqvig¨vb Rbve †gv. mwdKzj Bmjvg, weÁ wmwbqi †Rjv I `vqiv RR (Aet) m`m¨ we‡ª MwWqvi †Rbv‡ij †gv. †gdZvDj Kwig weGmwc, Gmwcwc, wewcGgGm, GbwWwm, wcGmwm (Aet) m`m¨ e¨vwi÷vi †gv. Avkivd Avjx m`m¨ Rbve †gv. Gbvgjy nvmvb, GdwmG m`m¨ e¨e¯v’ cbv cwiPvjK c`vwaKvi e‡j Annual Report 2021 International Leasing  47

e¨e¯v’ cbv KwgwU Rbve †gv. gwkDi ingvb †Pqvig¨vb Rbve mvw`K BkwZqvL m`m¨ Rbve †gv. †iRvDj Bmjvg m`m¨ Rbve Avey †gv. Avj gvgyb m`m¨ Rbve †gvnv¤§` Lv‡j` †nvmvBb †PŠayix m`m¨ Rbve †gv. biy æj Bmjvg m`m¨ Rbve †gv. kixd Lvb m`m¨ Rbve †gv. Rmxg DÏxb Lvb m`m¨ Rbve †gv. Avgxi †nv‡mb m`m¨ Rbve mvnvbv Av³vi mxgv m`m¨ Rbve kwn`y¾vgvb m`m¨ Rbve †`evkxl emvK m`m¨ Rbve GweGg †Mvjvg †gv¯Ídv ZvR m`m¨ Rbve †gv. Lvqiæj Avjg m`m¨ Rbve †gv. Avmv`y¾vgvb m`m¨ 48 Annual Report 2021  International Leasing