July20 East Algarve Magazine

MAGAZINE © OLHÃO · SÃO BRÁS · TAVIRA · ALCOUTIM · CASTRO MARIM · VILA REAL DE SANTO ANTÓNIO ISSUE NO. 136 JULY 2020

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EastAlgarveM A G A Z I N E Welcome... PUBLISHER & To your July issue. This month I’ve tried to bring a DESIGNER little something for everyone. For the foodies out there we visited restaurant Ponto de Encontro, who Richard Bassett celebrate their 40th anniversary this month. As ever, I was lucky enough to taste the food prepared EDITOR for the photo shoot, which was the cover picture Richard Bassett for this month. The Tuna steak is the best I’ve had! For the environmentalists, we meet Diogo from CO-FOUNDER Geojardim who talks us through his new mission Richard Bassett Snr. statement and asks ‘Are we green enough?’. For Golf lovers Peter Ibbs tests your knowledge on ADVERTISING the rules of the game with his Golf quiz. Call 961 700 200 or email This plus lots more, including Local news, [email protected] Currency news, Property news, Finance, Gardening and Sports news from Chris Wright. DISTRIBUTION As ever we love hearing your comments and 3,500 copies printed. suggestions, email me at [email protected] All advertisers are issued copies for distribution, Richard Bassett, Editor along with retail outlets. COVER PHOTO Richard Bassett All rights reserved. Except for normal review purposes, no part of this magazine may be reproduced without the written permission of the publisher. Every care has been taken in the preparation of this magazine, but the contents are only meant as a guide to readers. The proprietors of this magazine are publishers not agents or sub agents of those who advertise therein. The publisher cannot be held liable for any loss suffered as a result of information gained from this publication Unipessoal Lda INDIAN TASTE THE DIFFERENCE! FARMER CABANAS Home grown spices imported from India gives a unique flavour producing the best Indian cuisine in the East Algarve! 4 www.eastalgarvemag.com

Contents 6 NEWS 34 Local news. 14 8 PETS Looking after your furry friend. 10 ENVIRONMENT Are we green enough?. 12PLACES The Bishop of Bishop Square. 14 PLACES Restaurant Ponto de Encontro. 18 PORTUGUESE Learning from scratch. 22 PROPERTY Times are changing... as safe as Houses. 24 PROPERTY Property of the Month. 28 PHOTOGRAPHY Photo of the Month. 32 TAVIRA Find our advertisers on the map of Tavira. 34 PEOPLE Gone fishing. 40 GARDENS Growing Herbs. 40 44 CURRENCY News from GC Partners. www.eastalgarvemag.com 45 FINANCE Finance news from Blevins Franks. 46 FINANCE Finance news from Ricardo Chaves. 48 FINANCE Financial advice from deVere. 50 GOLF ‘Rules quiz. 52 SPORT The latest from Chris Wright. 54 CLASSIFIEDS Grab a local bargain. 5

News Olhão to distribute 120,000 Olhão celebrates municipal holiday with unveiling of two free reusable masks among sculptures population Olhão celebrated its municipal holiday on Tuesday (June 16) with the unveiling of two sculptures that pay tribute to the town’s cultural and natural heritage – one depicting a female Olhão Council has started distributing 120,000 fish factory worker and the other a Ria Formosa seahorse. free reusable masks among the population. The first is a detailed and faithful homage to the women who worked at the town’s old fish factories. Each citizen aged 10 and over will be entitled Located on the roundabout of Avenida dos Operários Conserveiros near the Faropeixe and Conserveira to three masks, the council says. do Sul factories, it depicts one of these women as she sits on a bench gutting a fish with scissors. The masks can be collected until July 3 between 1pm The sculpture was created by José Carlos Almeida and António Faustino and is made almost entirely and 7pm at the following locations: municipal pools from fibreglass. Only the bench and table were made with stainless steel. (Olhão), E.B. 2 and 3 José Carlos da Maia school The process involved a significant amount of research. Several photos of old fish factory workers from and Grupo Etnográfico headquarters (Quelfes); Clube Olhão were provided to the artists by the local council to help them to recreate these historic figures Oriental de Pechão (Pechão); E.B 2 and 3 António and their specific traits. João Eusébio school (Moncarapacho); and Associação As José Carlos Almeida explained, the way fish factory workers dressed and looked varied according Recreativa Fuzetense (Fuzeta). to which region of Portugal they came from. Citizens can collect their masks at any of the above- “But we had access to documents which helped us greatly,” Almeida told Barlavento newspaper. mentioned locations, even if they live in a different The second sculpture has been erected on Avenida 5 de Outubro and pays homage to the Ria Formosa’s parish. seahorse population, considered by local mayor António Pina as “part of the town’s heritage”. In order to make the distribution process easier, one The idea came from the mind of local designer Isa Fernandes, who was also the talent behind other local person can pick up masks for their whole family, or sculptures such as those located at Largo da Fábrica Velha and Largo do Gaibéu. even a neighbour in need. All that is needed are the However, it was brought to life by Alexandru Groza, a Quarteira-based artist. To create the five-metre identification cards of those due to receive their masks. tall and 1.80-metre wide sculpture, Groza used around 5,000 pieces of ceramic material. Foreign residents should present their ID cards as well “In recent years, we have tried to call ourselves the ‘capital of Ria Formosa’. This comes with an as their proof of residence, the council adds. increased responsibility on how we manage this area,” said the mayor. “We see the seahorse as our [email protected] mascot and want it to become one of the symbols of Olhão.” Original article written by Bruno Filipe Pires for Barlavento newspaper. Faro distributes Look out for a more in-depth article from Chris Wright in next motnhs East Algarve Magazine. 1,000 hand sanitizer dispensers among local businesses Faro Council is distributing 1,000 hand sanitizer dispensers among local businesses in a bid to keep clients and workers safe as the economy tries to get back on its feet. The first dispensers were symbolically delivered on Thursday (June 18), with the remaining to be distributed throughout the coming weeks. The project represents an investment of nearly €90,000 and involves contributions from the Algarve retailers association (ACRAL), the association for the commercial development of Faro’s historic area (ACB), the association of regional hotel industry (AIHSA) and the cultural and activist association of downtown Faro (OCAB). Says the local council, “consumers have to feel safe when visiting local businesses and restaurants”. “This measure aims to attract buyers and provide safety to those selling so that we can continue to strengthen the feeling of confidence among everyone and encourage a return to the kind of normal that is possible at this time,” says Faro Mayor Rogério Bacalhau. [email protected] 6 www.eastalgarvemag.com

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Pets Laoftoekrinyogur furry friend Grass seeds are a common problem here in the sunny and dry climate of the Algarve. They can get into the ears, eyes, paws and work their way under the skin of your furry friend and cause all manner of horrible problems. W hile seeds and burrs can be a particular issue for breeds there’s a seed in the nose. THE with long hair and feathery If you return from a walk and notice a grass Spotted DOG toes, they can be a real seed on the surface of your dog’s body, remove problem for all dogs and it straight away. If you spot a seed that has started to burrow into your dog’s skin, or if your particularly those who enjoy bounding through dog is licking or chewing at a sore, contact your the grass, as most dogs do! vet as soon as possible. Grass seeds are often attached to the tops of Brush your dog’s coat regularly, ideally using a long grass stems and can easily brush off onto slicker brush, as this should clear them of any your dog. They have horrible pointy ends and seeds or burrs caught in their coat. It will also are very sharp so they easily become trapped in help prevent matting, which can be another a dog’s fur and can even burrow down through source of discomfort for your furry friend. the coat to pierce the skin. In a worst-case Regularly check your dog’s coat and especially scenario, seeds can even go under the skin and between the pads and paws for any nasty bits Providing professional dog travel to other areas of the body. of debris which might do damage. Also check grooming and pet care To help prevent any issues developing, it’s good inside their ears and mouth. services in a relaxed and practice to regularly check your dog’s coat, feet At the Spotted Dog we are always on the look- loving environment and ears, especially if they’ve recently been out for grass seeds and any other ailments, walked through unkempt areas or mid to long and do all we can to prioritise the health and ● Dog grooming grass. well-being of your furry friend. Professional The typical signs to look out for include your dog grooming is not solely about making your ● Clean and Tidy dog continually shaking their head and pawing dog look good, but also about ensuring your ● Teeth clean at their ear, which could indicate a seed has dog feels good and is free from any obvious disappeared into their ear. Excessive licking ailments. ● Dog walking of the paws or limping could indicate a nasty More information on the benefits of professional ● Day care foreign item stuck between their toes. The dog grooming are available on our website at sudden onset of heavy sneezing may mean https://www.thespotteddog.net/ City & Guilds qualified Carly Richards Free 30 mins Located in Tavira and offering massage when mobile services throughout Personal Trainer & Fitness Instructor booking first block the Eastern Algarve of 10 sessions The Spotted Dog Sports/Deep Tissue Massage available Tailored training programs. Training in your home or workplace. Tel: +351 281 324 576 All equipment provided +44 7568 190363 Email: Free Consultation. Discounts on block bookings www.4fitnessandhealth.co.uk [email protected] www.thespotteddog.net Diet Plans, Nutrition advice, Cardio, Boxing, Weights, Core building, Rehabilitation, Stretching and Flexibility Call Carly to book your free consultation 00351 926 671 132 Over 10 years experience 8 www.eastalgarvemag.com

EastAlgarveM A G A Z I N E Tel: 00351 281 326 197 or 00351 920 039 424 Rua Dr. Jose Padinha, No126A, 8800-354, Tavira PROMOTE YOUR BUSINESS WITH US Facebook: DAWAT INDIAN RESTAURANT FROM ONLY €65, EAT INSIDE, ON THE RIVERSIDE TERRACE OR TAKE-AWAY UP TO €295 FOR 9 A FULL PAGE If you would like to promote your business with the East Algarve magazine contact us on [email protected] or Tel 961 700 200. As an advertiser you automatically become a distributor, and will be provided with a number of copies to issue to your customers. www.eastalgarvemag.com

Environment Are we green enough? Last month I caught up up Diogo from Geojardim garden center to discuss the new direction in which he is taking his business Whenever a customer makes a change in their business, business, but instead to promote a different way of thinking and working whether it be a new menu at a restaurant, or a new within the gardening industry, for both the consumer and employees. greenkeeper at a golf club, I like to inform our readers Let’s start with the mission statement: ‘GeoJardim’s mission is to about the updates in the form of an editorial story. So leave a better world. We will continue to be an ethically responsible when Diogo told me that he was updating his website company, believing in sustainable growth models and continuing to and that he was ‘changing his business strategy’, I picked up my camera strive towards solutions that respect People and the Environment. and headed off for a meeting at Geojardim garden center with him. We have a long journey ahead, but we will do our best’. Always organised, Diogo had prepared some notes for our meeting. In So... to leave a better world and sustainability! front of him was a piece of paper on which I could read two sentences, Why do we have to wear such a high level of protective clothing and both outlined; ‘Green industry is not really green’, and ‘It needs to stop’. breathing apparatus when spraying insecticides, fungicides and I immediately knew this interview was not only about his new website, herbicides (weed killer). The image of a family sitting on a lawn having Diogo was serious about something! a picnic is scary when you’ve just seen it being sprayed by someone For the first time in 11 years of publishing this magazine, I had a client to covered from head to toe and wearing a mask. Surely there’s something whom I was offering a free editorial story who didn’t want to promote their wrong with this image! 10 www.eastalgarvemag.com

Diogo has stopped using or selling glyphosate (Round up) and is Places currently working with suppliers to find solutions that respect the environment and persuade their clients to use 100% natural products. La Baguette For example, there is a natural weed killer containing pelargonic acid FRENCH BAKERY IN TAVIRA from plant extract which has been available for years, there are also Fresh bread, croissants & pastries made daily using French insecticides made from extract of plants roots like Nim oil and many flours on site! Teas, coffee, chocolate and fresh orange. other alternatives. See Facebook for details: 'La Baguette Française De Tavira' My question was why isn’t everyone using this already. Diogos Located close to the castle, 20 rua Dos Mouros Tavira view is that consumers decide on what products are sold on the T: 281 403 070 E: [email protected] market by the choices they make. If we carry on buying the usual pesticides, they’ll carry on selling it to us... there’s no change. If we start demanding more from companies and their products and question where does it come from and how is it made? Who do they work with? Do they support the local community? Do they have sustainability programs? Once again, it’s the consumer who can make a change by choosing how and where they spend their money. Trialing and testing of new biological products is taking place at the Garden Center. Diogo will be keeping checks on the results and is happy to talk to clients and other garden companies about them. The goal is that all of the 24 products he currently uses are replaced by 100% natural products with the same quality results... a big task, but it’s achievable. Next in the mission statement is being an ethically responsible company. Although the following points may appear obvious, they are not always in place. Staff should be fully trained including health and safety. They should be fully insured and receive a fair salary. Quality machinery and safety equipment should be provided. For example the latest strimmers and lawnmowers run on rechargeable batteries. For the employee there is no smelly petrol to deal with, the noise is significantly ​reduced, the machines are much lighter and more comfortable to use. Geojardim have a compost shredder in which they shredded garden waste last year resulting in 20 tonnes of compost. This takes 6 months before it can be used in the gardens. At the end of the interview Diogo makes a point that is very important to him. “Richard,” he says, “This is not about promoting Geojardim. It’s about creating awareness, sharing information with other companies and working together with the suppliers to find new solutions. It’s no longer a competition for us anymore. Our mission is no longer focused on growing, on market share and maximazing our profit, it is about doing what we think is right. It’s about becoming a more ethical and sustainable company, and being more involved with our local community and ultimately working for a better future. We dont have all the answers but will do our best! For more information or to contact Diogo, visit their website www.geojardim.pt OPEN 7 DAYS A WEEK Mon to Fri 10am - 6pm, Sat & Sun 10 - 3 TEL +351 967 195 619 Benamor Golf Pick up your FREE copy of To Tavira EN125 the East Algarve Magazine here! 100% recycled Conceição compost, all WE ARE HERE processed on site at Geojardim To Cabanas www.eastalgarvemag.com 11

Places The Bishop of Bishop Square Vaughan Willmore brings the Statue of Marcelino António Maria Francoto life Whether you’re a resident or holidaymaker Bishop Square’ they’ll spare a thought for the Square is ever present in person behind the statue. our lives and a reference The Bishop of Bishop Square is Marcelino point for many. António Maria Franco. ‘I will meet you at Bishop Square’. Born in Tavira in 1871 he was appointed ‘It’s in or near Bishop Square’. Bishop of the Algarve in 1920 having been When I trawled the archives to find out vice chancellor of the Faro Seminary. He more about the man behind the somewhat was instrumental in the establishment of the austere statue, I struggled to find a colour ‘Folha do Domingo‘, the Algarve diocesan’s image of him. No painting or tapestry or weekly newspaper, a radical move in its anything of that nature. Consequently, I set day (1914) due to restrictions on preaching about creating one, or at least colourising in public. Franco served as Bishop for 35 one - see image to the right. years before passing away in 1955. He is It’s helped me to think of him more as a buried in the Cathedral of Faro. The Bishop person than a Bishop or indeed, the Bishop Square statue was completed in 1971. of Bishop Square. Perhaps it will help other I have more stories of local figures and residents and holidaymakers too, so the places on my website at BlinkTavira.com next time they arrange to meet at ‘Bishop Vaughan Willmore 12 www.eastalgarvemag.com

Kohinoor Indian Tandoori Restaurant Rua João Vaz Corte Real, N°1 8800-351 Tavira Tel: 920 443 469 Email: [email protected] LOCATED ON THE CORNER OF BISHOPS SQUARE Ruy Barros Hairstyling & Beauty Salon Ladies & Gents A mix of cafeteria, bakery and Unwind and spoil Welcome to our new pastelaria, where the concept yourself. space in the centre is to join different styles and of Tavira! With a eating habits in the same space. You deserve it. professional and friendly service. Specialsing in Paleo foods Cut, colouring, perming, hair extensions, hairstyling, Address: Rua da Liberdade n26, Tavira hair treatments, massages, face/body Facebook: 'À da Marta' treatments, make up artist, epilation, laser, lash extensions, gel nails, nail art, Telephone: 00351 962 480 768 gel polish and much more. Email: [email protected] MON - SAT 09.00H - 19.00H All year Open: Everyday 8am till 7pm Travessa Zacarias Saturday 9am till 3pm, Closed Sunday Guerreiro No16, Tavira Tel +351 281 023 636 www.eastalgarvemag.com Mob +351 964 888 810 or 913 999 906 Email: [email protected] Rui Barros Cabeleireiros e Estetica Elle day spa, Tavira Telephone 96 201 2111 Tel; 919 630 255 www.taviradartes.com [email protected] [email protected] 13

Places The original ‘Meeting point’ Celebrating it’s 40th anniversary on the 26th July, we visit the oldest restaurant in Tavira; Ponto de Encontro (Meeting point) to hear their story We were lucky enough to all perfectly cooked and presented. opened the ‘Meeting Point restaurant’ and be invited to Restaurant Traditional and modern is also the theme started serving breakfast and snacks to Ponto de Encontro. for the interior decoration. The walls are these workers. My mother used to make While there we took this adorned with the typical Portuguese hand snacks and my father served” says the month’s cover photo, painted tiles, mixed with the clean lines of youngest son who is now responsible for the delicious tuna steak with onion sauce the white walls, modern (and comfortable) the restaurant. and potato wedges. I have to say it was furnishings and clever lighting. All in all, it’s “The restaurant grew, from a small space probably the best tuna steak I’ve ever had a very nice place to be. extended to neighboring stores, where in and something I’d highly recommend. The We chatted to the proud owner of the the past, there were carpentry, a bakery menu is typically Portuguese, but served restaurant Tiago Guerreiro, who told us and tailor shops. Ponto de Encontro is in a special way; stylish, traditional but that it was in 1980 that his parents found one of the most emblematic and reference yet modern. Other beautifully presented a business opportunity, in Bishop square in restaurants in Tavira. dishes include the Octopus, steak, Tuna Tavira. What makes this restaurant different belly, and the Tornedó with pepper sauce. He told us that “Many employees of a textile from others is the fact we keep the same The restaurant is also famous for its fish company ‘paga pouco’ took transportation homemade flavours in the kitchen and the dishes, of which there are numerous... to work in this square. So my parents familiarity of the service. 14 www.eastalgarvemag.com

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www.eastalgarvemag.com Mr. Jorge is one of those examples. He started working here when the restaurant opened 40 years ago, and helped my parents during his summer school holiday. He continues to work here today! Manuela, the chef responsible for the kitchen, has also been in this restaurant for 24 years to date. We are a very familiar restaurant and we want the client to feel that spirit too”, he says. Considering that they already have 40 years of history, their goal for the future is “to continue the good work, serving local fish and quality meats, that customers are satisfied, always with quality and without forgetting the flavours that my mother gave to the dishes, since opening with a modern plating” says Tiago. This restaurant really does come highly recommended, give it a try, you won’t be disappointed. We wish Tiago and his long serving staff, our best wishes, here’s to the next 40 years. Contact: E-mail: [email protected] Tel.: +351 281 32 37 30 Facebook: www.facebook.com/ pontodeencontro.tavira Instagram: https://www.instagram.com/ pontodeencontro.tavira 17

Portuguese Plenty of Time for Revision Learning Portuguese from Scratch Revisited 5 Years On By David Holland Some 5 years have passed since UM PERÍODO de QUARANTENA ‘carona’ may mean ‘lift’ as in hitch a lift. The the publication of the original set A period of quarantine description Caronavirus would not have of articles. Times have recently been altogether inapt. changed. Time available to O VÍRUS Just a comforting reminder of the vast upgrade our Portuguese in The virus number of English words ending in ‘tion’ the Coronavirus era. Nostradamus in his and ‘ity’ that can easily be translated quatrains 500 years ago, predicted disaster TEMPOS ESTRANHOS into Portuguese and vice-versa – such as in 1666 (eg. The Great Fire of London) and Strange times INTENTION to INTENÇÃO and INTENSITY dramatic events both revelatory and scary to INTENSIDADE. for the year 2020. Latin and Shakespearian SOLIDARIEDADE In the May edition of 2015 attention was connoisseurs will not be surprised by Solidarity focussed on the use of songs to assist the strange goings-on in the middle of March, language learning process. To conclude the traditional date of the Ides and, REGRAS DE DISTÂNCIA on that note here are the opening lines in coincidentally, when the lockdown took Distancing rules Portuguese of a couple of Beatles’ numbers place both here and around the globe. The coverage of today’s events in DESCONFINAMENTO Let it be Portuguese is a useful reminder to anyone Roughly equivalent to release of Deixa quieto struggling a little with the language, that so confinement restrictions! many words are immediately recognizable When i find myself in times of trouble to a speaker of English. Typical examples A MÁSCARA mother mary comes to me include- The mask Quando eu tenho alguns problemas, nossa senhora vem a mim ESTADOS DE EMERGÊNCIA e The imposition of a ‘quarantine period’ is CALAMIDADE of course nothing new. Throughout history A day in the life of States of emergency and calamity it has been used in attempts to prevent Um dia na vida the spread of disease. The term ‘trentino’ IMPACTO was coined in Italy in the 14th Century to I read the news today, oh boy, about a Impact describe a 30 day period. 40 days was then lucky man who made the grade felt to be a more auspicious period with Eu li as notícias hoje,oh rapaz, sobre um UM ALERTA its Biblical undertones, so it changed to homem de sorte que teve sucesso An alert ‘Quarantino.’ The Portuguese word for corona or crown Até logo! A SITUAÇÃO is ‘coroa.’ In contrast to the internationally The situation used ‘corona’(virus) the Portuguese word 18 www.eastalgarvemag.com

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DRONE PHOTOGRAPHY AND VIDEO High resolution photography and 4K Video, call or email T: 961 700 200 E: [email protected] 20 www.eastalgarvemag.com

LIVE WHERE THE SUN SHINES SEMI-DETACHED HOUSE - €280,000 BEAUTIFUL 2 BED APARTMENT - €159,500 Excellent house with 3+2 beds located in This well maintained apartment situated in Villa Nova de Cacela. The property is close to Conceição de Tavira near the Benamor Golf beaches and amenities, and features outdoor course and at walking distance to all the space with BBQ, loft and large terrace shops and amenities. Ready to move in! 2 BED VILLA WITH PRIVATE POOL - €345,000 LARGE 4 BED TOWNHOUSE - €830,000 Superb villa in quiet location in Villa Nova de Immaculate townhouse located on a large plot Cacela with magnificent views. It features in Tavira with easy access to the town. The large garden with pool, lovely terraces and a property is in great condition and offers garden, comfortable layout throughout the home basement, great layout and plenty of storage THE BEST OF THE ALGARVE Rua 1º de Maio, 32, 8800-360 Tavira Tel: +351 96 25 66 421 - www.proluna.com E-mail: [email protected]

Property Times are By Robert Bijker, changing ... Director of Land and as safe as Houses Algarve and houses Yellow Homes PROPERTY MANAGEMENT HAPPY HOMES ALGARVE The Covid-19 pandemic not only caused a severe ALGARVEAN COTTAGES V I LLAS A PA RT M E N T S TOWNHOUSES QU INTAS economic downturn with record unemployment but Happy Homes Algarve is currently looking for additional good quality has also changed the way we rental Villas and Apartments to offer to our customers for next season. are living and working. This If you have a property to let, please contact us for more details' with potentially lasting changes in consumer preferences about what an individual and/or Confused about the new rental law? family expects from their residential property, Contact us for specialist advice. the place that we call home. The meaning of a home can differ from person to person h a p p y h o m e s l da. Contact us today: 281 320 283 but in general it is the place where one lives, w ww.p o r t u g a l - a c c o m m o d a t i o n . c om secure and enjoyable, where you can laugh or R ua Dr. Parreira 1 37 cry, be yourself, learn, love and be loved, be next to Barclays Bank respected and cared for as well as a place to 880 0 - 3 46 T av i r a share memories and to make new ones. The lockdown has now added another requirement; REAL ESTATE LAND & HOUSES ALGARVE it needs to have space or an extra room to work from while being away from the office. It GOLF PROPERTIES VILLAS A PA RTMEN T S T O W N H OU SE S PLOTS is also important to have a good sized private outdoor space and in case of apartments one LHV - 1062 should be able to get to the property using the staircase (in order to avoid being in a small Covering the whole of the Algarve as independant real estate agents, we can provide you with unbiased advice when you enclosed environment; the elevator). If an decide to purchase a property and can introduce you to a wide choice of reputable mortgage banks, architects, lawyers, builders, apartment is in a high rise building the use of charteredsurveyors andinterior designers. We have been in business for over 16 years, finding the right property for countless satisfied a staircase may not be an option for everyone. clients. We currently have over 900 properties available online and would be very pleased to help you find your ideal home. The increase in video conferencing amongst businesses had already increased pre- If you are the owner of a good quality Contact us today: 281 320 281 Covid-19 due to the various worldwide property and wish to sell, please contact www.l an d an d h ouses a lga r ve. com conferences about global warming and us to arr ange an appoin tment reduction of greenhouse gases. However, the lockdown accelerated and broadened TAVI RA VI L A MOURA this trend as employees who could work from home were now asked to stay at home. Rua J osé Pi r es Padi nha 1 78 N1 25, B enf ar r as, B ol i quei me In addition parents with children had to use 8800 - 354 Tav i ra 810 0 - 068 B ol i quei me video conferencing for their children to do their schoolwork due to the closure of the schools. 22 The demand for video conferencing software such as Microsoft Teams, Cisco WebEx and especially Zoom went through the roof (the latter has a good chance of becoming the word of the year, I will Zoom you!). It may well lead to a more permanent change in how we live and work given the option of not going to the office to work (or only a few times per month) we may also change our preference of where we want to live. Coming out of lockdown most people are re-evaluating what freedom means to them and may prefer to live in a low population density area outside of their town or maybe even in a different country providing there are good internet and travel connections. In the past people could not make this decision as there were technological hurdles to overcome (no or slow internet, no video conferencing solutions) as well as the social acceptance by colleagues and businesses to work from home. It will be interesting to see how the pandemic has changed all of this which may lead to new trends in demand for residential property. Early signs are that the desirability of a property with a large terrace or private garden with or without www.eastalgarvemag.com

Property swimming pool has gone up. Except for a few inflation. Interest rates of government bonds in new eco home offerings. We are in contact cities, the Algarve predominantly consists of many countries are in negative territory all the with developers who are at the forefront of low density residential areas. As such, and with way up to maturities of 10 years. The rates are developing sustainable, low carbon lifestyles a population eager to follow and obey safety artificially suppressed by bond buying by the without compromising comfort. Register your measures, the number of people affected by central banks, aka quantitative easing. A better interest at [email protected] Covid-19 as well as the number of casualties indicator of fear for inflation is the price of gold, and enter in the subject line Info Eco Homes. are low in comparison with other countries. which has been gradually moving upwards from We will register your interest and follow up with Nevertheless many people decided to cancel USD 1400 to 1770 over the past 12 months. more information when available to investors. bookings for holiday letting accommodation Hard assets such as real estate are also seen as Stay safe and healthy. during the months of March, April and May. a hedge against inflation. These type of buyers The closure of borders, general uncertainty, job are worried about inflation, and do not want to Robert Bijker losses and health problems where often the pay negative interest rates. Other factors such Director reasons given to cancel reservations. However, as polarization and rising populism in their in the past 4 weeks reservations have picked up home countries may also lead to the preference Land & Houses Algarve – Yellow Homes and with the opening of borders both owners of spending time in their property in the Algarve. www.landandhousesalgarve.com of property and holidaymakers are starting to The reasons for investors to buy property in www.landandhousesalgarve.de return. We have noticed an increase in demand Portugal are as good as ever especially with Tavira Office for villas with a private pool, both for short/ price reductions. Property is relatively easy to Rua Dr. José Pires Padinha 178 long term letting as well as to buy. The ultra- understand and is inflation proof overtime. We 8800 - 354 Tavira rich are parking money in high end luxury real are currently living in uncertain times, however Tel: 281 320 281 estate in cities like New York, London and Paris the Algarve benefits from many good things Fax: 281 321 901 and often do not intend to live there whereas that people lack up north and given time may (AMI – 6232) high nett worth individuals are seeking good well come out on top of it. We are fully aware quality villas with a swimming pool in the that times are changing, watch this space for Vilamoura Office EN 125, Benfarras Algarve often in established areas to live in. We Boliqueime 8100 - 068 Boliqueime have also noticed an increase in demand for Tel: 289 301294 this type of property coming from buyers who Fax: 289 301439 indeed want to park money due to negative interest rates on savings of Euro 500.000 and Update Happy Homes Algarve: above and are worried about future inflation due to the enormous amounts of money that With regards to the donation of a welcome the families of the carers in the is being created by central banks worldwide. free of charge week of vacation in East Algarve whom we can imagine need If you have 2 million in savings you can avoid the Algarve to frontline health care to unwind and spend quality time with their negative interest rates by spreading the amount workers on the I.C. we are very pleased to family. in a saving account over 4 or 5 banks. However, announce that we have received 28 weeks/ Our team is extremely motivated to make for larger amounts this is more complicated holiday homes from homeowners who have their stay one to remember! and it still doesn’t address the worry about their property managed by Happy Homes With kind regards, Algarve. We very much look forward to Robert Bijker. www.eastalgarvemag.com 23

Property 24 www.eastalgarvemag.com

Looking for a new lifestyle? Property Want to live in a safe area and of the month work at home? Established B&B offering 6 Bed & Breakfast independently entered guest suites in the purpose built 6 guests suites accommodation, along with a self-contained one bedroom Full house for owners owners unit all set in 1.2 hectares of Algarvian countryside. Refª: HOME1964Q Location: OLHÃO Price: 795.000 € www.russell-decoz.com [email protected] call: +351 289 792 785 +351 963 085 580 www.eastalgarvemag.com Welcome HOME - since 1992 Russell & Decoz real estate, mediação imobiliária AMI license nrº 870 @russelldecoz

Property Casa Anibal R/C loja B, Estrada da Manta Company AMI 7673 Rota 8900-038 Vila Nova de Cacela Office: Tel/Fax 281 952 820 EastAlgarveM A G A Z I N E Mobile: 00351 911 041 862 SALES: PROMOTE YOUR www.algarvemantaproperties.com BUSINESS WITH US RENTALS: www.algarvemanta.pt EMAIL: [email protected] FROM ONLY €65, UP TO €295 FOR EXCLUSIVE TO ALGARVE MANTA A FULL PAGE APARTMENT IN TAVIRA 225.000€ If you would like to promote your REF 2617 • Perfect condition business with the East • Air con heat and cool Algarve magazine • Solar for hot water contact us on • Fully furnished and equipped • Two bedroom two bathroom [email protected] • Fantastic for rentals or living or Tel 961 700 200. • Close to town centre As an advertiser you automatically become a distributor, and will be provided with a number of copies to issue to your customers. MAIN OFFICE – (Waterfront) Algarve Ava Ria Formosa, Centro Comercial roof & Loja 2, 8800-591 Cabanas de Tavira property TEL: 281-370277 Mobile: 91 7212498 renovations OFFICE – E.N.125, Cevadeiras, From leaks in roofs and 8900-024 Vila Nova de Cacela balconies, to complete TEL: 281-951165 Mobile: 91 2177055 renewals. Guttering EMAIL [email protected] supplied and fitted, flat LICENÇA No 504-AMI WEBSITE www.estealgarve.net roofs specialists and 3 BED. APARTMENT AND GARAGE 3BED TOWNHOUSE WITH DOUBLE complete property (20M2) - CABANAS - Situated in a GARAGE - CABANAS - Built to high renovations inside or out; standard, consists of 4 floors, situated in a All maintenance work, development with prestigious complex with s. pools, within painting, jetwash service access to 4 swimmming pools. On first-floor with walking distance etc. an area of 90m2. Sold to Cabanas and partially furnished. One Conceição’s village. Call Jason bedroom en suite: shower Various terrace areas. Tel: 960 136 445 room. Equipped kitchen. ***ENERGY CLASS or 281 324 602 ***ENERGY CLASS B- - B €310.000 [email protected] €200.000 www.eastalgarvemag.com 26

Multi-award winning luxury estate agents in 350 locations worldwide SELLING YOUR PROPERTY? Let us promote it at our spring events! LONDON, HONG KONG, PARIS & DUBLIN We have a busy schedule of international events planned this spring, with shows in March, April and May already booked in London, Dublin, Hong Kong and Paris. After an outstanding year in 2019 we are now searching for new listings to offer to our growing client base of international buyers. These events are just an example of the many marketing initiatives that set us apart from the competition. To find out more about our marketing, or for a free market appraisal on your property, contact Fine & Country Tavira FINE & COUNTRY TAVIRA (Fine Estates Lda) AMI 11564. Avenida Engenheiro Duarte Pacheco, n.˚54, 8800-537 Santa Luzia Office Tel: 281 023 263 | [email protected] Emmanuelle Deschamps 919 025 200 | David Holder 919 00247100 www.eastalCgeanrtrvael Amlgaargv.ec(oAmlmancil) 289 396 096 | West Algarve (Carvoeiro) 282 341 140 | [email protected]

PHOTOGRAPH OF THE MONTH 28 www.eastalgarvemag.com

3 bedroom top floor apartment, Tavira centre Refurbished Spring 2019, Wooden deck terrace with amazing views, 4th floor with elevator Ideal for investment 295.0000€ By Stephen Heard from 3 bedroom villa with amazing views Ramsbottom, Lancashire, England. South facing Villa with 2500 m2 land Taken on an iPhone 7. Located in Eiras – Santa Catarina, 15 minutes drive to “Sitting on the sands of Praia de Faro watching the surfers bravely Tavira. Well worth a visit! take to the ocean, the almost Price on Request silhouette look caught my eye, I had to take the shot”. ALGAR VILA, Lda Since 1986 (AMI 431) www.eastalgarvemag.com Travessa das Cunhas, nº 29, 8800-372 Tavira, Faro (+351) 281 324 115 Tlm. 00351 963 660 971 Email: [email protected] www.algarvila.com 29

Car insurance Solicitor Looking for quality car insurance? specialising in: • Multi-policy discounts Real Estate • Legal and breakdown assistance Property Conveyancing • Protected no claims bonus option available Family law 281 325 842 Power of Attorney [email protected] English, French and Spanish speaking Rua 1 de Maio 26B r/c, 8800-360, Tavira Telephone: +351 281 321 794 www.ibexinsure.com/tavira Mobile: +351 963 096 407 Car Home Motorbike Travel Health Boat Business Pet Community Email: [email protected] Tr. Das cunhas n.º 35 8800-372 Tavira MONTE da PALHAGUEIRA VILLAGE Villas from: £140,000 Ι Apartments from: £95,000 DESIGNED FOR THE OVER 55’S Monte da Palhagueira offers 33 houses and apartments, exclusively designed for the over 55’s. Set within a traditional village development of 22 acres, just 20 minutes drive from Faro International Airport, the village nestles in the tranquil and picturesque hillside of Gorjões, Faro in the Algarve. EXCELLENT FACILITIES The village offers many unique features, including its own own Anglican Church, public restaurant, tennis court, two swimming pools and an ornamental lake, all set within traditional village surroundings, bounded by stone walled lanes and terracotta tiled buildings. COMPLETE PEACE OF MIND In addition, village properties all have access to British trained medical staff, on duty at all times, via an aid call system linked to the village nursing home. MAKE AN ENQUIRY MEFMFEoo--omormrnnffatautueieirlrl:tdtd:hhmamaeePrdrPoapiainnlnlvhtfhfeiaooladglrrgaaummpugeaaeeiartl@ithairiooaaaVngnmViuplpeilelalsleilgerabaaeagus@,seereG,ycgGcaoomobrnonabjrtôitaejlôae.cycscet.o,ctso8m,CA0m8ll00ieΙv05Wxe5-aW4-eRn48bed88o:b8rbwSe:SetwwNatra.twwes.BwvB.oare.arernsbretbit+aoriarren+aermam+3de5+deen13enNt52tvNv1e8iilxe9l2llexaa89,egg99A,ee09Appl99gool00agrrr0att9vuur0evgg0,aeaPl,l.o.cPcoroot..ruuutgkukagl.al. Part of the Amesbury Abbey Group, Church Street, Amesbury, Wiltshire SP4 7EX www.amesburyabbey.com 30 www.eastalgarvemag.com

Rua Maria Helena Vieira Places da Silva 15-D Mato Santo Espirito Contact Smartamoves: 8800-601 Tavira Mobile +351 915 744 005 Office +351 281 027 082 Email: [email protected] STUNNING 1 BED APARTMENT WITH 4 BEDROOM COUNTRYSIDE VILLA WITH COSY 2 BEDROOM APARTMENT WITH ROOF TERRACES, SEA VIEWS (60M2) POOL 156M2) BALCONY (118M2) Mato Santo Espirito, Corte Antonio Martins, Near to Monte Rei Golf, Between Mato S Espirito and V Caranguejo, Drive Time to Tavira – 5 minutes Drive Time to V.N de Caçela – 5 minutes Drive Time to Tavira – 5 minutes · Popular Residential Zone · Tranquil location · Residential Zone · 1 Bathroom · 3 Bathrooms · 1 Bathroom · Single Storey · Long Balcony · Sunny balcony · Spacious Lounge · Spacious Lounge, Dining and Ktichen · 2nd Floor, Elevator Access · 2nd Floor, Elevator Access · Selection of Terraces · Double Glazing, Security Shutters · Private Parking · Panoramic Views · Stunning Sea Views From Roof Terrace · Pool 8m x 4m · Private Garage €475.000 · Communal Pool Option €159.000 €190.000 www.bestcartransport.eu Regular Car Transporter Runs between Ireland & Spain/Portugal. Our transporters run on fixed days throughout the month, ensuring you know exactly where your vehicle is, at all times! Best Car Transport, Portugal Office, Rua Almirante Cândido dos Reis,Tavira, Algarve, Portugal, 8800-318. 31 Telephone 00351 920 376 096 email: [email protected] UK Telephone 0044 730 9756 795 BCT Transport Ltd. www.eastalgarvemag.com

32 R. de Sant’AnnaTo Maria Nova Hotel, RESTAURANTS Community R.Borda dNomad Cocktail 1 Abstracto Beco de Santana 2 Copos and Petiscos 3 & Tapas Bar R. Dr Antonio cabriana 3 DAWAT Indian Restaurant 4 Alvaro do Campos Vaz corte Real 1 5 R. Alm. Candido dos Reis R. Alm. Candido dos Reis 5 Ponto de Encontro 4 6 Kohinoor Indian Tandoori 6 25 5 Restaurant R.Joao 1 PRo.eJtoaseEmJoilaiaqnuoimdaJaCraosta R. Jacques Pessoa REAL ESTATE 3 e Agua 5 8 1 Land and Houses 2 2 LWL da Asseca R. 3 Fastighetsbyrån 4 Proluna Bus 2 5 Algar Vila Station R. Silva Domingues HEALTH & BEAUTY R. dos Pelames 4 1 Elle 2 Rui Barros R. Gonçalo Velho Roman Pingo 3 Thai Massage Expert Bridge Doce 4 Buaka O Tavira Tavira CastleCalçada de Donna Anna sa da FonteTraves Praça da Republica R. dos Cais R. Eduarda Lapa SERVICES R. Dom Paio Peres Correia Calçada da Galeria lia Rodrigues 1 A.F.M. Accountants tc R. Dr. Jose 2 Ibex Insurance To Tavira train 3 Rui Horta Lawyer station and Lidl 4 3 Pires Padinha MaOrkldet 4 Maria Luisa Cabeçudo 1 Elle Salon 2 Ruy Barros R. Dr. Augusto R. Ama 3 Solicitor 3 Thai Massage 5 Casa Serviço 7 ibelle R. da Liberdade R. Dom Travessa Dr. Parreira 6 R. Palmeira R. Dr. Jose Beach Marcelino Franco R. Ferry PLACES TO VISIT R. Monialvao 5 Pires Padinha 1 1 Casas das Portas Carlos Palma 4 Dr. Parreira 2 Casas das Portas 3 Kozii store 3 4 Kozii store 5 Tavira D'Artes 3 R. Silva 6 Blossom R. Primeiro de Maio 7 Ibelle 2 R. Primeiro RR..4dasdeSaliOnuatsubro 8 Florentinta Av. Dom Manual 1 9 Artesis Galeria R. Dr Silvestre Falcão 4 2 de Maio BARS & CAFES 1 1 La Baguette 2 Somewhere Else www.eastalgarvemag.com R. das FreirasR. João Arias Vila Gale 6 To A Casa di Hotel Carlo e Franco (Daves Bar) (Quatro Aguas) 3 Nomad Cocktail & Tapas Bar 1 La Baguette 9 Artesis Galleria 7 Terra Verde c Tavira Câmara t Tourist Information TAVIRA

AbstractoRestaurante Tel: Chuttcha +351 924 289 594 • Foot Massage (Reflexology) Traditional Portuguese Cuisine Vorakorn +351 925 431 636 • Oil Massage • Traditional Thai Massage Facebook: Thai Massage Expert • Therapeutic Massage for Pain Relief • Sport Massage (Deep Tissue) Av Dr. Mateus Teixeira de Azevado TAVIRA, 8800-379 Loja No 24 From the station walk down to center Rua Dr. Antonio Cabrera, 34 Thai Massage, Olhão 8800-344, tavira Tel 937 037 712 A typical Thai space, where you can find peace to enjoy different types of [email protected] massages and personal care. Gardens Square Roman Rio Bridge Avenida da Republica, 105, loja 12, 8700-308 Olhão Gilao Tel: 915 509 781 Restaurante See Dok Mai on Facebook Abstracto Specialized in Property Management and Bishops Holiday Lettings in the Eastern Algarve. Square Our office is in Tavira, where we have been Restaurant.Abstracto.Tavira based since 1989. Rua Almirante Cândido dos Reis, 142 8800-318 Tavira www.casaservico.com Office hours: Monday to Friday – 09:00 until 13:00 Land line: 00 351 281 321 764 Mobile: 00 351 96 26 19 022 CPeotip&socsos Portuguese food with a delicious French twist! ♦Draught Guinness ♦Fun friendly atmosphere for all ♦Coors Light the family ♦Large selection of ♦Sky sports & BT sports Ciders Rua Poeta Emiliano Da Costa, 8800-537, Tavira ♦Hot & cold food ♦3pm Premiership served all day kick offs Tel: 916 562 645 Rua Almirante Candido dos Reis. Tel 926 763 653. www.eastalgarvemag.com 33

À PESCA This month, we have “Gone fishing” on the waterways of the Algarve with the experienced guidance of Mark Privett fromGone Fishing Portugal Originally from England, Gone Fishing Portugal’s including regulars on the boat, Bush Tucker Man (Les Hiddins), Ray owner and guide, Mark, has been passionate Mears, Andrew ‘ET’ Ettinghausen and Matt Watson. about fishing since he first picked up a rod aged Late in 2018 Mark, Ali and their two teenage kids decided it was five. Inspired by his grandad, Mark spent most time for a change. They sold Gone Fishing Cooktown and relocated weekends and holidays fishing the local rivers. to the Eastern Algarve, in Portugal, where they started their new In 1999, after a year backpacking around Australia venture, Gone Fishing Portugal. looking for fishing heaven, Mark and partner Ali emigrated to If anyone has much experience fishing, you’ll know it’s best to Australia and in 2001 started Gone Fishing Cooktown; guided fishing get an early start, so the alarm sounded at 6 am and we shot off on the Great Barrier Reef and the rivers and islands around Cape to meet Mark at his base near Fuseta, eager to start our day of York, Far North Queensland. Gone Fishing was very successful and fishing. Mark met us with a smile and a plan to go to Funcho, a over the years they were involved in a number of TV shows which Dam about an hour’s drive away. Along the way we learned about allowed them to meet some real fishing and Aussie outback icons how Mark and Alison made their way to Australia and he told us 34 www.eastalgarvemag.com

People some amazing stories from his time there. These stories really are to stand on the boat all day just waiting for that bite, for all you know amazing, including tales of 4.5 meter crocs and a friend who used the next one could be a five kilo monster! to feed fish frames to giant Groupers and huge Rays in the bay, I Mark made us feel very comfortable on the boat, with his obvious have to admit I was very jealous and if it wasn’t for arriving at the knowledge and simple teaching it didn’t take long until we felt beautiful sight of the still Dam amongst the hills and perfect blue sky like very capable new Anglers (though there were still some world I might have booked my flight straight to Cairns! record worthy attempts at the world’s worst cast and Mark couldn’t We quickly slipped the boat into the water and Mark took us to our help but give a little chuckle, which we forgave him for). An hour first spot to teach us a few basics, this being our first real fishing or so later and casting was getting to be second nature and we trip, it took us a little while to get the hang of casting, but with a could focus on what was coming as we made our way along the very straight forward guide from Mark, we landed our first fish within river bank, suddenly we see a huge puff of mud accompanied by 10 minutes! A small Largemouth Bass about five to six inches long, some violent thrashing, Mark points out the back of a large Carp hardly a fish of a lifetime but you immediately understand the urge who hasn’t spotted us yet. He’s munching away on the waters edge www.eastalgarvemag.com 35

Outdoors whilst we eagerly fling lures as close as we can, suddenly, he bites so much fun. and now it’s a game of slowly reeling him in and hoping he doesn’t Sólido (Mark’s boat) is fully equipped with the latest fishing spit the lure. With Mark’s guidance, we managed to get it to the technology including Garmin electronics and a Minn Kota electric boat and scoop him in the net, we are very happy with ourselves, it motor which really helps when you’re trying to sneak into the little isn’t the easiest way to catch a Carp, they have surprisingly good bays. He explained how they work and it is amazing how precise the eyesight and are most likely to bolt away even if you creep up as Livescope is, you can literally see where the fish are and where they slow as you can and place the lure perfectly in front of them. We are going, if there is a tree a few meters underwater that could be took a few seconds to take some pictures and then off he went to housing some Bass, it is an essential piece of equipment if you’re a grow and be caught again another day. serious Angler and a very helpful one if you’re a beginner. Throughout the day we travelled around the Dam to different Nine hours after we launched the boat, we had caught just under 20 areas that Mark knows have perfect spots for feeding Carp, dead fish amongst us and it was time to head back, though to be honest branches that have fallen in to the water which provide perfect we could have stayed for another five hours. We packed everything homes for Largemouth Bass and even some old buildings that are a up, put the boat on the trailer and started making our way home couple of meters underwater, time really did fly as we were having listening to more stories from Mark; one being of the five kilo Sea 36 www.eastalgarvemag.com

Bass he caught sight casting with lures locally, this size fish are fishing environments including rivers, dams and the Ria Formosa. If quite rare, a once in a lifetime prize fish, especially in shallow water you would rather a day’s charter then you can book a day of fishing The whole experience has left us wanting more and so here we are in the Algarve that caters to your experience and goals. sharing it with you, we hope our fun and excitement has rubbed And it doesn’t stop at residents! If you are a keen Angler that lives off on you and you are willing to give it a try for yourself. Mark outside of Portugal, Ali can create a whole itinerary for you, from is very experienced and can cater for die-hard Anglers wanting to your flights to accommodation so you can have a completely experience a taste of all the Algarve can offer or complete Novices stress free experience on your fishing holiday whilst you benefit and with the current situation surrounding Covid-19, we couldn’t from Mark’s extensive knowledge, professionalism and easy going recommend it enough as a relaxing day away from the constant nature and from Ali’s organisation and hospitality skills. rubbing alcohol and face masks, just fresh air and fun (The boat and Mark Privett & Alison Ward equipment is cleaned and sterilised with alcohol before and after [email protected] use and masks are provided if needed). +351 924 499 494 There are a few options, if you are looking for an extended charter you can spend a few days with Mark exploring the varied Algarve www.eastalgarvemag.com 37

People Sara de Melo Castanheira is an expert in Occupational Therapy and Quality of Life. She is also the Technical Director of SER Igual, an Association of special rehabilitation services in Tavira How to deal with negative thoughts In these hard days that we are going through, it’s sometimes normal to the living room tidy and clean”. In this way it’s better behavior in your daily situations, you are have bad thoughts occurring in our easier to find rational and effective responses invited to come along and meet our specialists minds. Today I’m writing about how to deal with erratic behavior of his son. So, in SER IGUAL (@SerIgualPT). Thanks, one more we can transform bad thoughts into for one situation there are three types of time, for reading my way of feeling and living life good thoughts and how doing this mental emotional responses and three different ways and stay tuned for the next article. transformation you can change the way you of thinking. see and live your life. The truth is that we as human beings, get EastAlgarveM A G A Z I N E There are days we all feel angry, depressed, irritated not because of the situation itself but frustrated or guilty for something. These due to the perspective we adopt of the situation. PROMOTE YOUR feelings, may be disturbing, but they are So, there is always the possibility to choose BUSINESS WITH US natural, essential and beneficial. They signal between letting your emotions dominate you, or the need of a change in attitude and to have a strategy that helps you to deal with the FROM ONLY €65, solve problems, generating motivation. The situation in a positive manner. UP TO €295 FOR alert and danger however, emerge when This example of Igor’s father is a great example we let these feelings dominate us, making to demonstrate how we can respond and be a A FULL PAGE us angry. The goal is therefore not to avoid better person at home, at work, as a friend or in these feelings or eliminate the conflicts, but another different role we represent. If you would like to instead, learn how to deal with the emotional I will give you a small list with strategies of promote your outcomes to the conflicts in a way that let us thoughts that you can adopt or use to see have more control of ourselves. The way we the situation you are facing with a different business with the East think can determine our emotions. perspective, avoiding your negative emotional Algarve magazine Let’s see how this works considering different side: contact us on ways, for example, a fathers reaction to this • Refuse negative labels that occur in your mind; specific situation: Igor left food, toys and • Avoid speculation about others intentions; [email protected] papers all over the living room. In anger with • Adopt a positive vision of the future; or Tel 961 700 200. the chaos and mess in the living room, Igor’s • Stop thinking pessimistically, instead father could maybe think: “- he is impossible, substitute for positive thoughts that help you As an advertiser you insensible, irresponsible and lazy.” With these face the situation; automatically become a negative thoughts, he is going to feel more • Relativize the bad behavior and apply flexible distributor, and will be and more anger and will start to criticize standards; provided with a number his son and scream at him. Alternatively, he • Control the irritation; could consider a desperate situation or guilt • Don’t be a self-critic; instead, analyze the of copies to issue to himself thinking for example: “- he will never situation and do self-praise; your customers. change anymore”, “- it’s my fault, I am not • Focus on the ability to control and deal with good as a father” or “- I can’t do anything”. the situation; In this case it is probable that this father feels • Be positive and maintain sense of humour; depressed and insecure, avoiding to give an • Postpone manifestations of indignation or order or a punishment to his son. However, delay to another moment; if this father concentrates in his ability to • Model ways of positive self-dialogue that deal with the situation and to calm down, he contribute to face the situation with success. could say to himself: “- I’m going to have to Dear reader, if you need any extra help to be remind Igor, once more, that he has to leave more positive and transform bad feelings into good emotions and consequently adopt a 38 www.eastalgarvemag.com

Pink Flamingo Croquet and Social Club has created... ... East Algarve Families in Anchor in Tavira as Need to help local families well as the English shop who have been impacted (Supermercado Alfresco) financially by Covid-19. in Conceição. Despite restaurants and Monetary donations bars re-opening many are can be made: running at a loss and are ● Through PayPal via finding it difficult to pay the Pink Flamingo or retain staff. Until the account – contact@ tourists return and debts pinkflamingocroquet.com have been paid many ● Via the FaceBook families will still struggle. donation site which you Having already fed 900 can find on the Pink families our funding is Flamingo Croquet and running out and we need more monetary donations Social Club FaceBook page or food donations to continue. Please help us if you ● Via bank transfer to Millennium Bank with the can... reference Families in Need Iban: We accept donations of food and essential items PT50 0033 0000 4549 2035 1420 5 at our HQ (the old music school) and the Black Account name: Tor Terje Dahl www.eastalgarvemag.com 39

Gardens Better tasting and the cheaper option even with the smallest of space... Grow your own 40 www.eastalgarvemag.com

Gardens Herbs T here are so many different kinds of herbs and your first step in planning a garden is to choose the ones www.eastalgarvemag.com you want to grow. If you are new to herb gardening you will probably want to start with those that you can have the most fun using. Culinary and fragrant herbs can be used to make teas, jellies, herbed butters and breads, and preparations such as potpourris and sachets. I have selected 5 different types of herbs for you to try, but these are just a few that you could grow so give them a try, because even now it is not too late to get the seeds planted. There is no set way or place to grow your herbs. They can be raised like vegetables in rows or plots, neatly staked off and labelled. You can integrate them into the landscape as ground covers, edgings, or companion plants with other ornamentals. Or, more casual plantings can grow in corners of the garden or 41

Gardens small sections of a border. You also can grow and wait for them to form roots. Once they’ve winter. Coriander is annoyingly quick to flower herbs in containers both outside and indoors. rooted, pot them in free-draining compost. and set seed before it has produced much If you are more ambitious and want to be How to care for basil leaf, so it’s best to sow little and often. Watch traditional, you can plan the kind of formal Keep your basil in the sunniest spot you can out for fine, feathery leaves – a sure sign the herb garden which originated in the Middle find – preferably a south-facing windowsill plants are about to flower. Ages. or patio (once there’s no risk of frost). Water How to care for coriander It is best to keep those herbs that require sparingly and remove flower spikes – if these Well-drained soil in a sunny spot is essential. different amounts of water (such as the mints are allowed to mature, your plants will stop If you’re growing it indoors on a windowsill, and thyme) at separate ends of the bed. Some growing new leaves. give it plenty of light and don’t over water. herbs do not require as much sun as the others How to harvest How to harvest and can be planted near taller kinds that will Pick individual leaves from the top of the plant Keep picking mature leaves as and when you filter direct sunlight before it reaches them, or, and feed with a liquid fertiliser afterwards. need them. Regular cropping should delay you can locate the bed where one section will Then leave it to grow again. flowering. Once the plants do flower, allow receive fewer hours of sunlight each day than If you find that you have a bumper crop at the them to set seed. The seed is ripe when it the rest of the bed. end of summer, pick the lot and make it into stops smelling unpleasant. Collect it and use BASIL; How to grow pesto. It freezes really well if you leave out the in cooking, keeping some to sow for another You can start sowing basil towards the end parmesan, which can be added before use. crop. of March on a sunny windowsill. It’s very Recommended varieties Recommended varieties sensitive to cold and will blacken at the Sweet basil, often sold as ‘Sweet Genovese’ If you want the leaves choose ‘Cilantro’ and slightest hint of frost, so make sure your early has the classic basil taste. Greek basil is ‘Leisure’, which are slow to form seeds. If it’s sowings are protected. compact and bushy with tiny leaves, so seed you’re after, go for Moroccan coriander. Once the young plants reach about 15cm tall, there’s no need to chop them before cooking. PARSLEY; How to grow remove the shoot tip to encourage more leafy ‘Green Ruffles’ has the classic basil flavour Parsley is a biennial – flowering then dying in growth and a bushier plant. When the warmth with a crinkly leaf texture, while ‘Thai’ is a its second year – but is usually grown as an of June arrives, you can sow another batch spicy hot basil. annual. It’s notoriously slow to germinate, but outside and move any indoor plants outside ‘Cinnamon’ has a flavour rather like aniseed is worth growing from seed for a good supply to the patio. Make a final sowing in August to sweets, or for a fresh lemony tang try ‘Mrs of leaves. give you fresh basil into autumn. Burns’ Lemon’. For ornamental use in window Sow from March onwards on a sunny Buying basil in pots boxes or edging beds, try ‘Purple Ruffles’ for windowsill. The best time to sow is July when You can also buy basil in pots from the its crinkly purple leaves. you can plant outside direct into the ground or supermarket or garden centre. Look for bushy CORIANDER; How to grow into large pots at least 30cm wide. Keep the plants with lots of side-shoots and no sign of Coriander doesn’t like being moved, so it’s seed well watered to aid germination and they flowering. You can then make more plants by best sown where you want it to grow, either in should sprout in three to four weeks. taking cuttings. the ground or in large pots. Sow in late spring If you haven’t the time or patience to grow Cut off a piece of stem about 8cm-10cm or early summer. from seed, buy a parsley plant from the long, just below a leaf joint. Remove the lower In August sow some more in pots on the supermarket or garden centre. Cut it back to leaves, then pop the cuttings in a jar of water windowsill for a supply during autumn and within 5cm of the base and then repot into a 42 www.eastalgarvemag.com

LANDSCAPING & GARDEN CENTER BEM-VINDO • WELCOME QUINTA DAS PALMEIRAS CENTRO DE JARDINAGEM EN 125, c.p. 126-E 8800-118 To To Moncarapacho Luz de Luz de Tavira Olhão EN125 Tavira e-mail: [email protected] Fuseta To Tavira www.geojardim.com Tel: 281 961 189 Look out for the flags Find us on facebook at: Geojardim Landscaping & Garden Center larger container without disturbing the roots. How to care for lemongrass Recommended varieties How to care for parsley Keep your lemongrass well watered in The most popular culinary type is the Common Parsley prefers damp soil in partial shade. summer and give it a liquid feed every now thyme (Thymus vulgaris); try the variegated You’ll need to protect it from slugs and if and then. Keep just moist in winter and ensure ‘Silver Posie’ or lemon thyme, T. citriodorus, carrot fly is a problem, cover with fine mesh. you don’t over water. Lemongrass fares best which goes particularly well with fish. Parsley is hardy but it will produce fewer if grown permanently in a container in the OREGANO, also known as marjoram leaves in winter if left outside. Cover plants greenhouse or on a sunny windowsill. How to grow with a cloche or move potted parsley indoors How to harvest Although dried oregano is widely available, or to the greenhouse to give you fresh leaves Cut off one stem close to the root and use 10- you’ll struggle to find fresh leaves in the shops in winter. 12 cm of the stalk starting from the base and so it’s well worth growing your own. Buy small Try growing curly parsley as an ornamental discarding the outer leaves. plants of named varieties from the garden border edging – it looks great with French Recommended varieties centre in March. marigolds. Lemongrass (Cymbopogon citratus) doesn’t How to care for oregano How to harvest have any named varieties so go for the plain Oregano likes a warm sunny spot with light, Parsley can be picked continually and will type as either plants or – if you’re feeling well-drained soil. It’s perfect for containers. constantly produce new growth but it’s worth adventurous – seed. Be sure not to over water and give variegated picking a good bunch, chopping the leaves THYME; How to grow types some shade at midday. Cut back after and freezing for use in winter when leaf Thyme is an evergreen dwarf shrub and a flowering and feed with a liquid fertiliser. production declines. huge range of varieties is available in garden How to harvest Recommended varieties centres. Buy in spring for planting in beds or Pick the leaves whenever you need them for For curly-leafed parsley choose ‘Champion containers. using fresh, and dry some for later use. Tie cut Moss Curled’ or ‘Green Pearl’; for flat-leafed How to care for thyme stems in a bunch, and hang in the kitchen to go for ‘Plain Leaved 2’. Both should be readily Whether you’re growing the twiggy bush dry. Crumble the dried leaves off the stalks and available. types or the carpeting mat forms, all like a store in an airtight container. LEMONGRASS; How to grow warm sunny site in well-drained soil that’s low Recommended varieties Lemongrass can be grown from seed sown in nutrients. Add grit to the planting hole or Try wild marjoram (Origanum vulgare) in the from late January to March. As it’s a tropical container. Thyme thrives in chalky soils. green-leafed form. Also try golden oregano plant, the seed needs heat to germinate so Trim plants after flowering to keep them neat (O. vulgare ‘Aureum’) and compact oregano sow in a heated propagator. Transplant the and encourage new growth. Thymes are best (O. vulgare ‘Compactum’) with its golden- seedlings when they are large enough to treated as short-lived herbs that will need green foliage. ‘Country Cream’ has cream and handle and grow them on in the greenhouse replacing every three years or so. Either buy green leaves. or on the kitchen windowsill. new plants or take cuttings from new shoots If you have not seen the herb you want to Lemongrass is readily available nowadays in early spring or summer. grow, don’t worry as I will be extending the in most large supermarkets as cut stems. How to harvest list in next month’s issue including herbs like Providing the stem is fresh and the base Snip off twiggy stems as you need them and dill, sage and tarragon. hasn’t been over-trimmed, you can get it to strip off the leaves. Or hang in bunches to dry root in a jar of water before potting it up. and then store in an airtight container. Mark O’Shaughnessy www.eastalgarvemag.com 43

Expert currency advice By Rachel Canales from GC Partners Convenient currency Two new services launched this month to help you make the alerts you can set. As soon as we receive your money we convert most of your foreign currency Recurring Payments it and send it to your specified bank account transfers. If you make regular payments abroad, why immediately. This provides you with a fast, not take advantage of our updated Recurring efficient service with no international transfer fees. Rate Alert Service Payment (RP) Service? It is ideal for those of How does this work? 1. Let us know how much you are transferring Have you got an exchange rate in mind you who need to transfer money overseas on and the currency you require 2. Set up a standing order with your UK bank that you would like to achieve? a regular basis, for: to GC Partners 3. Tell us where to send the money to Take advantage of our free rate alert service Mortgage payments 4. For each transfer we will let you know as soon as its transferred and how much we are and be notified by text or email as soon Pensions transferring. Can I lock in a rate? as your desired exchange rate becomes Living costs A recurring payment is particularly useful when combined with a Forward Contract. available. You need never miss your target School fees If you are sending funds over on a regular basis but want to budget and plan ahead, exchange rate again. Household bills and much more. a Forward Contract could be a great option for you. You’ll know exactly how much you’ll How does it work? Transferring a regular amount with our receive every month. Think buy now, pay later. Fix your exchange Login to your GC Partners account, or speak Recurring Payments system means you never rate up to one year in advance. This offers peace of mind as it minimises the risk of to your account manager, and tell us the have to worry about remembering to transfer adverse currency market movements. You buy your currency at a fixed rate by paying a exchange rate you want. You can set rates for money again. small deposit. The exchange rate is secured, and the currency is held for you until you pay a variety of different currencies. Whether you Traditionally regular payment transfers are the balance in the future. So, every time your Recurring Payment comes are looking to transfer Pounds, Swiss Francs, for fixed days of the month. With our newly in it will be allocated to your Forward Contract and funds will be sent out. Again, no need to US Dollars or Dirhams, we are sure to be able improved service there is no need to wait think, it is just done for you automatically. What happens if I need to top up my to help. until the 1st of each month, or any fixed day. account in between? We all have unexpected bills or additional As soon as your desired exchange rate is You choose the day you are transferring your expenses, so your GC Partners account gives you online access anytime and from any achievable you will receive a text message or money, whether weekly, monthly or every two device and location. Benefiting from market eGmLaOil aadlevret.rtT1h1e8rex1is30n.o5 lMimAitRtKo.qthxep_aLmayoouuntt 1of23/1m2o/2n0th1s9. 13:17 Page 1 leading exchange rates, you can simply log on to your account, check the exchange rate, Currency buy your chosen currency, and transfer it to your desired destination. Alternatively, just made simple give your account manager a call and they Since 2003, we’ve made it easy for over can assist you. 100,000 people like you to transfer money If you would like more information about our to more than 125 markets across the world. Rate Alert Service, our Recurring Payments Last year alone, we transacted over $5bn in Service, or any of the other services we offer foreign currency and made more than contact us today in Portugal +351 282 768 400,000 payments on behalf of our clients. 136 or the UK +44 (0) 203 974 4738 or email [email protected] T. 289 093 137 / +351 289 093 137 Mark Joseph Established in the UK in 2003, with an office E. [email protected] www.gcpartners.co Board Advisor in the Algarve since 2005, GC Partners have Visit our offices in Lagos and Vilamoura an experienced and friendly local team in Portugal and worldwide. Their specialists Global Currency Exchange Network Limited T/A GC Partners is authorised by the will help you maximize your returns when it Financial Conduct Authority under the Payment Services Regulations 2017, FRN 504346. comes to your foreign currency exchange Global Custodial Services Limited T/A GC Partners is authorised and regulated by the requirements. That’s why they have a rating of FCA and holds Part IV Permissions under the FSMA 2000. Registration number 595875. 4.9 out of 5 on TrustPilot, one of the highest in the industry. 44 www.eastalgarvemag.com

Expert financial advice By Dan Henderson, Partner, Blevins Franks Is time running out for tax- free pension transfers? With all that’s been going amount. While expatriates can escape this tax protection. Your adviser should take into on, it is easy to forget that by transferring to a EU/EEA-based QROPS, account your circumstances, income the Brexit transition period this may change with Brexit. requirements, goals and tolerance for risk – as is still due to end soon, A closing tax-free window? well as the cross-border tax implications – to establish the right solution for you and your on 31 December. Those As Brexit eliminates Britain’s EU family. Even if transferring is not right for you, with lawfully settled in Portugal before then will be commitments, the Treasury gains more scope still so much uncertainty ahead, now is the time to review your pension arrangements able to enjoy uninterrupted residence rights. to recoup revenue from UK nationals abroad. to secure the retirement of your choice in Portugal, whatever Brexit brings. But with no certainty from 2021, there are still Many expect this will prompt wider penalties Summarised tax information is based upon our understanding of current laws and many unknowns. on pension transfers, even within the EU. The practices which may change. Individuals should seek personalised advice. One of these is what will happen to UK pension legislation for the overseas transfer charge Keep up to date on the financial issues that may affect you on the Blevins Franks news rules for expatriates. If you are already retired already includes the ability to capture all page at www.blevinsfranks.com or planning to retire abroad, this is the time to transfers – the government would just need to review your pension options before the rules remove the EU/EEA exclusion. potentially change. As Brexit eliminates Without a guarantee Overseas transfers that tax-free transfers Transferring to a Britain’s EU will continue, anyone Qualifying Recognised commitments, the considering transferring Treasury gains more Overseas Pension should act sooner rather than later. Timing is Scheme (QROPS) can especially important as consolidate several UK pensions under one tax- scope to recoup pension transfers can efficient roof and unlock revenue from UK take several months. benefits such as multi- However, transferring currency and estate nationals abroad. is not appropriate planning flexibility. Many expect for everyone, and this will prompt Currently, expatriates in differences between the EU can transfer to a QROPS tax-free, but there QROPS providers and jurisdictions can affect are two key situations wider penalties on the benefits. Alternative where tax is payable. pension transfers, investment structures First, if combined could offer expatriates UK pension benefits in Portugal comparable benefits to QROPS, even within the EUexceed the UK’s lifetime allowance (LTA) – so take personalised, currently £1,073,100 – you would face a 25% regulated advice. tax penalty on anything transferred over the Pensions are likely to play an important part limit, even if you are non-UK resident. Once in your long-term financial security, so it is in a QROPS, funds never attract LTA charges crucial that you only use a fully authorised and again. regulated provider. An alarming number of Second, if you transfer to a QROPS based people have lost retirement savings through outside the EU/EEA, the UK applies a 25% pension scams or by reinvesting in failed, ‘overseas transfer charge’ on the whole unregulated investments that offer no EastAlgarveM A G A Z I N E PROMOTE YOUR BUSINESS WITH US If you would like to promote your business with the East Algarve magazine contact us on [email protected] or Tel 961 700 200 www.eastalgarvemag.com 45

Expert financial advice Keep up to date with our Finance expert, chartered accountant Ricardo Chaves from All Finance Matters. Move to Portugal and pay little or no tax on your income Portugal is one of the best countries to live or retire and there are several for a minimum period of 10 years. especially by non-residents from that country. reasons for this: best EU residency A major feature of the NHR regime lies in its Occupational pensions will be taxed at 10% as program for investors (minimal stay interaction with the double tax conventions long as they may not be deemed sourced from requirements and the possibility of signed by Portugal or with the OECD model Portugal. obtaining an EU passport after 6 years), it’s the tax convention in the absence of one. In effect, Foreign-source income from employment best EU tax haven for pensioners and high net most double tax conventions (of which Portugal (including fees of directors and entertainers or worth individuals (10-year exemption of most signed 87) grants the possibility to tax most sportsmen) will not be taxed in Portugal if it is non-Portuguese source income). It is also one categories of income to the country of source taxed (at whatever rate) in the source country. of the top countries in the World to buy and own of such income, although in practice, so as to Portuguese-source income depends on real estate. attract foreign investment, many countries will whether or not it is derived from eligible In terms of tourism, Portugal was voted the best not make use of that possibility to tax non- occupations, will be taxed as follows: destination; best country in the World to visit residents. Since most such categories will not - Employment income (including fees of and best European golf and beach destination be taxed in Portugal in the hands of a NHR directors and entertainers/sportsmen), business as per the World Travel Awards. Recently it was because they may be taxed abroad, in practice or self-employment profits and royalties also the first European country to receive the most foreign-source income types will be zero (including payments for know-how), if derived “Safe Travels” stamp awarded by the World taxed in such hands. from eligible occupations will be subject to a Travel & Tourism Council. This allows travelers Since the first of April 2020, the Portuguese 20% flat rate; to recognize Portugal as having adopted global Government has decided to change this - Other Portuguese-source income will be health and hygiene standardized protocols to scheme and those that became resident after taxed at the normal rates applicable to regular allow visitors to experience ‘Safe Travels’ that date, will see their private pension schemes resident taxpayers; Portugal is also the best country in Europe and taxed at a generous flat rate of 10%. This is still In conclusion, in order to maximize the North America (after cold Sweden) for immigrant lower than most of the tax rates in Portugal and advantages of the NHR regime it has to be taken integration (MIPEX III). It is a very stable, peaceful the tax rates in other European countries. into account not only the Portuguese tax law, and safe country and offers a high quality of life Under the NHR regime, the following categories but also the tax law of the source country of the coupled with a low cost of living. of foreign-source income and capital gains income, as well as the double tax conventions Finally, the Portuguese are highly educated (except if sourced from a blacklisted tax haven applicable to the foreign-source income and and almost half of them can speak at least which has not signed a double tax convention advantages to receive as a NHR. one foreign language, mainly English. Portugal with Portugal) will be generally exempt from This scheme can be also very attractive to can be the gateway to 250 million Portuguese- income tax in Portugal since they may generally all those British citizens that have become speaking people. be taxed in the source country, even though Portuguese Residents, in order to prevent If you are planning to move to Portugal and the they will not often be taxed in the hands of non- Brexit and allow travelling in EU after the 1st above was not enough, then you probably need residents in the latter country either: of January 2021. Portugal have stated those to find out more about the non-habitual resident • Profits derived from eligible occupations British that arrive prior to 1 January 2021 may (“NHR”) taxation regime. The NHR is a scheme • Royalties and associated income register for residency under EU citizenship for new residents that can provide substantial • Dividends, interest and real estate income rules, until 30 June 2021. Those who arrive after tax benefits, so much that you may discover • Capital gains from the alienation of real estate the 31 December 2020 will have to apply for that Portugal is a tax haven for you. (including shares deriving more than 50% of residency under the more stringent third country Although the name makes you feel that you NHR their value from real estate) and of ships or national rules. Applying means it can be refused are non-residents, that is not correct. The name aircraft operated in international traffic whereas if all requirements are in place for EU can be confusing, but in fact the Non-Habitual Capital gains from the alienation of movable residency it is automatically given. Resident (“NHR”) taxation regime is only available property (other than shares deriving more than Once you obtain your EU residency certificate, to those that become resident in Portugal. 50% of their value from real estate or ships/aircraft it is mandatory that you also change your tax The NHR scheme is proving very successful at operated in international traffic) will be tax exempt residency, which means that you will be liable attracting individuals of independent means, if the relevant double tax convention states that for tax in Portugal and should declare here your pensioners and certain skilled professionals to they may be taxed in the source country, but this worldwide income. The NHR scheme can be establish residency in Portugal for tax purposes, is not the case with the OECD model or with the the solution you need to avoid or reduce your while not being subject to any minimum or generality of the conventions, and therefore if you current tax bill. maximum stay requirements. buy or sell shares or other financial assets, some Please feel free to contact us to discuss your In addition to the non-existence in Portugal of basic tax planning may be required. personal situation and see whether you meet wealth tax, or of inheritance/gift tax for close It should be noted that several countries often the criteria to qualify as a non-habitual resident relatives, the NHR regime essentially grants deemed “offshore tax havens” do have double (NHR). Although the granting of NHR status is qualifying individuals the possibility of becoming tax conventions with Portugal and are therefore not automatic, it will not be refused if all the tax residents of a white-listed jurisdiction whilst white-listed for the purposes of the NHR regime. legally applicable criteria are met. legally avoiding or minimising income tax on In addition, all EU member states are white- DISCLAIMER: this text contains description of certain categories of income and capital gains listed, even though several such states may in a generic nature and cannot preclude specialist many ways be used as “offshore tax havens”, advice in connection with specific situations. 46 www.eastalgarvemag.com

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Expert financial advice By Andy Oliver, deVere, Portugal. The ‘Great Economic Reset’ is Coming Never letting a crisis go to waste, I believe is the caption below They can’t take it into the new system anyway. they lost. Now that the economies are beginning the photo used on the World It will be interesting to see, as the digital dollar to open, a lot of the same people don’t want to Economic Forum’s website which could be based upon transactions. The entire go back to work because they will bring in less features the article “Now is the world has been pushing for a consumer-based money. Fractional share buying on the stock Time for a Great Reset.” A post written by economy after all. The US started that back in market is booming also. Seemingly due to the founder and Executive Chairman to the WEF, the 20’s, and China around a decade ago. So, same sector of people, helped on by this ‘found Klaus Schwab. what if the future of money will be created on money.’ The ‘helicopter’ payments are due to Schwab writes - consumption? end in July, but I have a sneaky suspicion that “The Great Reset agenda would have three The ultimate economic reset would be against they won’t - with utters of a possible extension. main components. The first would steer the gold. And gold would become a portion of the Sounds a lot like UBI to me. market toward fairer outcomes. Depending new currency - a central bank digital currency. What people don’t typically realise, but on the country, these may include changes to The global currency therefore could simply be everybody needs to think about is, when wealth taxes, new rules governing intellectual the fact that it moves tangible over to digital. something is cheap and easy, it has less value property, trade, and competition. The second The only thing that wouldn’t change, are the than something you’ve had to work for. We component would ensure that investments people behind it all. This means the future plan can go to the supermarket, pick up a box of advance shared goals, such as equality and for money will be purely digital. However, the strawberries, take them home, and consume sustainability. Rather than using (US, EU and ‘tangible’ component of gold added to this new them. But when you grow your own – they take Asia) funds as well as investments from private currency will be important in order to produce time, effort, and care. You check on them every entities and pension funds to fill cracks in an confidence in it from the people – and for the day, prune the dead leaves, water them, and old system, we should use them to create a people to be willing to use it. make sure they get plenty of sun. If you want new one which is more resilient, equitable and Which brings us swiftly on to the wealth gap to make a smoothie, you dump the entire box sustainable in the long run. The third and final and the universal basic income. The possibility of shop bought in a blender because it’s easy. priority is to harness the innovations of the of the ‘universal basic income’ becoming global But when you go to your garden to pluck one Fourth Industrial Revolution.” by the end of this year is becoming more likely. of your home-grown strawberries – you’ll savor An economic reset on all levels is coming, In the US at least, due to such high numbers and enjoy it, like it was the last one on earth. and the FED is no longer able to kick the can of unemployment there. After all, how can Fiat money is no different! If you are given further down the road. Instead, it’s been met consumers spend if they can’t take on more free money, you’ll spend it without too much with a wall. The introduction of the ‘one world debt or they don’t have an income -The two thinking involved. But if you’ve worked for every currency’ is closer than we think. In fact, it’s ways that people can consume. This means yet cent – it will be of value to you, and you’ll think looking like it could be right around the corner. more printing of ‘helicopter’ money. very differently about what you do with it. And according to Peter Schiff “It is the end of The US is doing things a little bit differently We are now in the eye of the storm – and we the dollar standard.” to Europe. Europe has been subsidising need to look at where the holes were, and what But that doesn’t rule out a ‘local’ currency such employees through the companies they created the challenge for you. Toilet paper? Or as the digital dollar or digital euro that would worked for. Are these same companies going was it saving, investing and prudent planning? run alongside the global digital currency of the to want to take these employees back on their We need to become our own central banker IMF. To collapse local currencies would bring payroll? That’s going to be pretty hard for the now. So, while we are in this period of calm, take about massive upheaval. This paralleling of Government/central bank to back out of. Once advantage of it – fill in those holes. Whatever it a local and global possibility, leaves room for you put things in, they tend to stay there. In is… get it done! both to switch comfortably to digital. Part of the US however, the Government gave out the reset is to hyper inflate or hyper deflate all ‘helicopter cheques’ of the debts away – it doesn’t matter which. and a survey showed that 70% collected more as unemployed than they were paid in the job INVESTORS WANTED We are looking for serious investors interested in a 20% ROI. The project in the East Algarve is 90% complete! Invest anything from 10,000 euros upwards. Contact [email protected] for more information 48 www.eastalgarvemag.com

CIoIancInfcoIdmoneaIotnfclshrIhfeobsoatsaeIsneomlogcinssftIespaoscoetIcopganmotseocnioIemfotnhsranoIncrsegshfalfnsotcrrIsotaetwttseffunuoaisvtIsiohhoseurifnntccesItaasIsfradeifehoctrIchttncstnestesnahnotahotchcasiseflamaanhmfIemnhoteeesneltelfaaofanhrhtsosinwetnmhssetfaRrohtusnmtasoiaatsetcawahiggy’ysIwlvvsIsottahtscsyevsInetthAitwahitwfshmtannoghaaaehatheeyIhtdvreasrnlsashasyMayettidwttnavscdtIsaaaca’teduoatnhIlhfnymIttorIhtmiwrsoIphrnaeigbamivwaaaieosvdnnheyaebeoldittntheetsllsnnenwod,coVsuyidnI’anmybuoeremsety’lybelnrhacvafesteuelidleanoedstvpsptxiyvcmeoeearfsecePeepidryienthvsoenafceishaehrpctwafmIhlnienateoimarrancoygirurmtyrodhgonenegfpiemeeumddaoavfrieforillrnenoeiluauh,myafxtttnitcoe’cncayadtekwwdsacnenxshrielcaitoawlebtsahleohridiEnTuameMsimantaStnioBdaedvAxbnAbniilvein,i:tmeel(osaeaHisdrhot:nloAst+yedisatnral3eymevsstnOe.5la)ore,e1drllMlAtisinvn9lvPahe1.tFiennr5piS@artfo9osg&dIh5eteesM7rovsf3ehBubt6riAoaeg0ehbr-vphceloeaermtIuuensg,oael.pwt as deVere Portugal is a permanent establishment of deVere Spain S.L, which is authorised to trade in Portugal and registered with DGS nº J2807, PI insurance with AIG Europe Limited Sucursal in Spain, appropriately qualified according to the law. • 7NPP5X • V1.1/260718

Golf Golf Rules Quiz Our sport is a self policing one so it always makes sense to brush up on your knowledge of the rules. How well do you know the rules? any undue delay bunker when making a practice swing, Some are easy but some are more what is the ruling? complex, take the quiz to check your 4 Golf balls, if you were to run out of golf a) There is no penalty understanding. balls during a round, b) S/he gets a General Penalty Questions: a) You can borrow balls from a fellow c) S/he gets a one stroke penalty competitor 1Distance Measuring Devices – Using a b) You can buy new golf balls from the 8 A competitor arrives four minutes device that measures the “slope” are clubhouse as long as you do not cause any late for the tee time in a stroke play legal in competitions? undue delay competition. Yes or No? c) Tough luck, you are disqualified The ruling is: A General Penalty is defined as: Stroke Play, a) No penalty 2 Clubs: The maximum number of clubs 2 shots, Match Play, Loss of Hole. Original b) Disqualification you can carry in a round of golf is 14. If Spot is defined as: as close to the spot that c) The General Penalty applied to his score you get to the fifth hole and discover that someone can reasonably estimate you have 15 clubs, what is the penalty? 9 In a stroke play competition, Bill is a) 2 strokes per hole for which a breach 5 A competitor finds his or her ball in waiting on the sixth tee for the group occurred in a medal round the rough and lifts the ball to identify it in front to clear the fairway. He decides b) No penalty as long as you declare the club without telling anyone and not marking the to practice his chipping around the teeing not in use on the fifth green ball, what is the ruling? area. His partner says this is against the c) 4 Strokes in a medal round. a) No penalty rules, but he continues to chip. What is the d) In match play a hole for each hole at which b) A one stroke penalty ruling? a breach occurred c) A General Penalty a) Bill gets a General Penalty e) In match play the match score is adjusted b) Bill is disqualified from the competition by 2 holes 6 In a stroke play competition you are in c) There is no penalty f) In a Stableford round 2 points deducted a Penalty Area and you move a loose at the end of the round for each hole that a impediment. This causes the ball to move. 10 In a stroke play competition Alex breach occurred What is the ruling? is just outside a Penalty Area but a g) In a Stableford round 4 points deducted at a) You get the General Penalty play the ball yellow stake interferes with his swing. In the end of the round as it lies moving the yellow stake it causes his ball h) In a Stableford round no points are b) You get a General Penalty and the ball must to move. What is the ruling? deducted where you fail to score any points be replaced on its original spot a) No penalty - and the ball must be replaced c) There is no penalty play the ball as it lies on its original spot 3 If your club is damaged accidentally d) You get a one stroke penalty, play the ball b) A General Penalty - and the ball must be during a round of golf, it is possible to: as it lies replaced on its original spot a) Repair the club as long as you do not cause e) You get a one stroke penalty and the ball c) A One Stroke Penalty - and the ball must be any undue delay must be replaced on its original spot replaced on its original spot b) Carry on using the damaged club c) Obtain a replacement as you do not cause 7 In a stroke play competition a How do you think you did? Answers below competitor touches the sand in a Answer c (There is no penalty, ruleQ9 Answer b Answers- 5.5b) Between 2 holes a player may It is illegal to use a device that practice chipping or putting on or near the You are not required to advise anyoneQ5 putting green of the hole just completed or measures slope during competitiveQ1 the teeing area of the next hole, (but not from that you intend to lift the ball to identify the a bunker) as long as they do not unreasonably ball, but you must first mark the spot, so there golf. Any device that includes this must delay play. is a penalty of one stroke (Rule 7.3) have the facility switched off. The penalty for failure to do so is disqualification from the Answer a, (rule 15.2a) Non boundaryQ10 Answer e competition. (Rule 4.3a) stakes that can be removed with reasonable effort are moveable obstructions You may remove loose impedimentsQ6 Answers c, e and gQ2 and if a player’s ball moves while removing a moveable obstruction, there is no penalty and in Penalty Areas but are still penalized one Answers a, b and c (all three options the ball must be replaced on its original spot stroke if the ball moves, Rule 9.4b are possible)Q3 Answer b (They get a two stroke Answers a and bQ4 penalty Rule 12.2b)Q7 Answer c (Penalized two strokes applied to the first hole, Rule 5.3a)Q8 50 www.eastalgarvemag.com