June21 East Algarve Magazine

MAGAZINE © OLHÃO · SÃO BRÁS · TAVIRA · ALCOUTIM · CASTRO MARIM · VILA REAL DE SANTO ANTÓNIO ISSUE NO. 144 JUNE 2021

Móveis e Décor, Tavira, Algarve New Spring /Summer Contemporary Collection In Store Now Oliveira. Inspire your home. UNIQUE VINTAGE FURNITURE • LUXURIOUS CONTEMPORARY FURNITURE • OBJET D’ART • LIGHTING LUXURY SEATING • CUSHIONS, CURTAINS, RUGS AND THROWS • MIRRORS • ORIGINAL ARTWORKS FURNITURE SALES, RENOVATION, SOURCING AND COMMERCIAL OPPORTUNITIES www.byoliveira.com OLIVEIRA, TAVIRA RuA 4 dE OuTubRO, 24, TAVIRA 8800-362 (OppOsITE HOTEL VILA GALé) CALL: 962 379 584 EmAIL: [email protected] @OLIVEIRAdECORTAVIRA @OLIVEIRAfuRnITuRE

Largo Dr. José Pires Padinha, 8800-354 Tavira. Tel; 927 437 297 or see Facebook ‘Marazul Tavira’ You can also follow Mar Azul on instagram.

EastAlgarveM A G A Z I N E Welcome... PUBLISHER & ... to your June issue. Summer is upon us, therefore DESIGNER we've decided to focus on our favourite sea-front bars here in the East Algarve, each offer something Richard Bassett a little different, but all of them well worth a visit, we can promise you that! We meet Anna EDITOR Maria, owner of the regions newest Italian Ice- Richard Bassett cream shop/Gelateria; Dedè in Vila Real de Santo António, who tells us all about the difference CO-FOUNDER between regular Ice-cream and Gelato... it's Richard Bassett Snr. mouthwateringly good! Importantly for residents, we introduce Tavira's ADVERTISING presidential candidate Dinis Faísca who answers Call 961 700 200 or email our questions on what his party's plans are for the [email protected] municipality, should they win their campaign. As always, we hope you enjoy this issue and your DISTRIBUTION comments and suggestions are welcome, email 3,500 copies printed. [email protected] All advertisers are issued copies for distribution, Richard Bassett, Editor along with retail outlets. COVER PHOTO Richard Bassett All rights reserved. Except for normal review purposes, no part of this magazine may be reproduced without the written permission of the publisher. Every care has been taken in the preparation of this magazine, but the contents are only meant as a guide to readers. The proprietors of this magazine are publishers not agents or sub agents of those who advertise therein. The publisher cannot be held liable for any loss suffered as a result of information gained from this publication Unipessoal Lda A reliable real estate agent simplifies your life! FASTIGHETSBYRÅN TAVIRA +351 281 322 762 Rua Jacques Pessoa, nº 26, 8800-350 Tavira FASTIGHETSBYRAN.COM 4 www.eastalgarvemag.com

Contents 10 6 NEWS 12 Local news. 40 GARDENS 8 PLACES Birds in your Garden. Gelateria Dedè. 44 FINANCE 10 PLACES Finance news from Xiri Beach Bar. Ricardo Chaves. 12 PLACES 46 FINANCE Quasi Bar. Financial advice from PCC. 14 PLACES 48 BAD ADVICE Grand Beach Club. Ask the Expat. 16 TAVIRA 50 GOLF Presidential candidate Denis Faísca. Meet the Benamor member. 22 PROPERTY 54 CLASSIFIEDS Interest Rates. Grab a local bargain. 24 PROPERTY 8 Property of the Month. 5 28 PHOTOGRAPHY Photo of the Month. 32 TAVIRA Find our advertisers on the map of Tavira. 34 ART June at Artesis Galleria. 38 HEALTH Sara from Ser Igual. www.eastalgarvemag.com

News Castro Marim increases support New croquet club at for VRSA volunteer Centre Algarve firefighters Based at the Central Algarve Holiday Centre for children with special needs, in Moncarapacho, is a new club, the AWL Croquet This year, the council attributed a support Club. Formed with the intention to allow anyone to enjoy of 180,000 Euros to the Humanitarian and play a game of croquet, in pleasant surroundings. The centre is Association of the Voluntary Firefighters of a fantastic facility for special needs children, with numerous friendly Vila Real de Santo António and Castro Marim, a animals and birds in surrounding paddocks. massive 4 times the amount given 4 years ago. We wondered what we had started! The club has kindly been allowed 'This is a more realistic support amount and to use an unused strip of land, and create a brand new croquet lawn, responds to the needs and expenses inherent to using muscle power and hard work by the AWL members. In exchange the permanent relief service that the Volunteer for the use of the land, the club have initially raised in excess of 5000 Firefighters provide in the Municipality of euros, to enable the Central Algarve Holiday Centre to create a brand Castro Marim and the maintenance of the new gym facility for the visitors. Emergency Medical Post in Azinhal (PEM)\", The AWL Croquet Club will formally ‘raise the flag’ on 6th June at explains the municipality in a statement . 0:930, with a donation presentation to the centre at 12:30, followed by The guarantee of the necessary support from a BBQ, with all funds given to the centre. the municipality means PEM is now a reality The AWL CC is seeking new members, and anyone wishing to have a for Castro Marim, especially useful where the go on the day is welcome. serious lack of accessibility to provide assistance Further information from Amanda on 910 985 520 or Ian on 912 629 in the event of accidents, or sudden illness was 543, or email at [email protected]. most evident. According to the council, \"Castro Marim will, this year, move forward with the construction of a local training unit in the village of Azinhal, with the capacity to train civil protection agents and firefighters in the region and outside, in the most varied matters\". This unit will also be \"a centre for pre-positioning resources for possible disasters and may become an accommodation unit to support intervention units in the Algarve-Andalucía territory. Co- financed by the Iberian Center for Investigation and Fighting Forest Fires (CILIFO), this unit will reinforce the BVRSA's strategic position in the Algarve and place the Lower Guadiana as a centre for media prepositioning\", concludes the Câmara de Castro Marim. Tavira citizens request a pedestrian bridge to Cabanas island The group “For the construction of a pedestrian bridge to the island between the two banks of the river Ria Formosa Natural Park. Source: algarvedailynews.com of Cabanas” launched an online are loaded with people, especially for “Unfortunately, we have not had any petition almost a year ago, that proposes the return journey to the village at the response from those who decide these the creation of a wooden crossing that end of the day, with “a high number of matters. We sent 'emails', made a long, connects Cabanas, in Tavira, and the circulating boats causing damage to the detailed and documented exposure, barrier island of Ria Formosa located environment and to maritime safety. but there is no desire. The president in front of the village, with an aim to The project could also guarantee “access [of the Tavira Chamber] has publicly \"avoid long lines\" for maritime-tourist to the beach throughout the year without said that she is against it, ”said project vessels that connect the two points, a depending on the vessels” and “reduce spokesman. spokesman told Lusa. the number of vessels”, providing “The summer ends, and people will The lack of security, the huge number “advantages to the environment” and not pay two euros per person to go for of passengers in the summer and the “maritime safety”, justified José António a walk or exercise on the beach for an improved access surely justify the Pinto, one of the members of the group, hour. The bridge would allow this for construction of a pedestrian bridge created by local citizens. free”, José maintained, pointing out that between Cabanas de Tavira and the Despite the advantages pointed out by the 'lobby' of maritime-tourist vessels beach on the island of Cabanas. In the authors of the petition, which has could be a possible reason for the lack the main summer months, the vessels more than 2,000 signatures, the project of support from the authorities. responsible for transporting passengers has not had a response from the official entities, namely from the autarchy of the 6 www.eastalgarvemag.com

At Fine & Country we value all aspects of your investment in the Algarve. Whether you are a buyer or a vendor, we pride ourselves on offering you the highest levels of our service with a multi-lingual team covering the whole Algarve from our offices in Praia do Carvoeiro, Almancil and Tavira. Tavira / €649,000 / TVR7281 / EPC: B Modern 5-bedroom villa with pool. Santa Catarina - Tavira / €625,000 / TVR6619 / EPC: C Beautiful 3-bedroom villa on a huge plot of land. Tavira / €595,000 / TVR7278 / EPC: B- Charming 4-Bedroom villa on the outskirts of the city. Award winning international estate agents in over 300 locations worldwide Central & West Algarve (Praia do Carvoeiro) +351 282 354 140 | Central Algarve & Golden Triangle (Almancil) +351 289 396 096 | East Algarve (Tavira) +351 281 023 263 AMI 9767 algarve.fineandcountry.com | International head office Park Lane London | UK telephone 0207 3180631 | 121 Park Lane, Mayfair, London W1K 7AG, United Kingdom www.eastalgarvemag.com 7

Places Anna Maria, second from the right with her team of friendly assistants Last month we met Anna Maria, Whether it is a hot summer day or the holiday there are specific distinctions between ice owner and creator of the season, ice cream and gelato are well-loved cream and gelato. Algarve's newest Gelateria frozen desserts enjoyed by people of any The Ingredients Dedè. Originally from Neptune, age (although some consider gelato to be the Two of the main ingredients in both ice a small town near Rome, Anna \"grown-up\" version of ice cream). The two look cream and gelato are milk and cream, but it Maria along with her partner Ernesto opened and taste similar, but are they actually the same? is the amount of each that results in differing their Italian restaurant (featured in last month's Taking into account gelato is the Italian word for desserts. As the name implies, \"ice cream\" issue) two years ago. When the unit next door ice cream, you would think so, but there are contains more cream than milk, whereas to the restaurant became available, she took actually a few differences between the two. gelato is made with a greater proportion the opportunity to fulfil her dream of having From the ratio of milk to cream, to how the of whole milk to cream. Another ingredient her own Italian ice-cream shop. mixture is churned, to the flavors and textures, that distinguishes the two is eggs; ice cream 8 www.eastalgarvemag.com

includes egg yolks while gelato is (most often) cream and gelato must be churned to create are stored at certain temperatures to maintain completely void of eggs. that creamy, scoopable goodness, but it is the right consistency. Ice cream is typically These differing measurements and ingredients the speed at which they are churned—and served frozen, around 0 F, whereas gelato affect the amount of fat in each dessert, as the resulting amount of air incorporated— is typically stored and served at a slightly well as the mouthfeel (the texture of the food that is different. Gelato is churned at a slower warmer temperature, around 15 F. This means in your mouth as you eat it). Legally, ice cream speed than ice cream, which creates a denser gelato is not quite completely frozen, making has to have a minimum of 10 percent fat; consistency since less air is whipped into the texture softer and silkier than ice cream. gelato contains only 5 to 7 percent fat. the mixture. Gelato contains about 25 to 30 Visit Dedè at Rua Jose' Jacinto de Andrade The Process percent air, while ice cream can contain as lote 6 8900-313 Vila Real de Santo António, It is not just the ingredients that separate the much as 50 percent air. see Facebook 'Dedè - Gelato Italiano' two, it is also the way that each is made. Ice Once the ice cream and gelato are made, they Tel 964 247 529 www.eastalgarvemag.com 9

Places XIRI BEACH BAR, TAVIRA ISLAND PERFECT FOR COCKTAILS, SANDWICHES OR A SIMPLE TOASTIE. HIRE THE BEST SUN BEDS AND SHADES ON THE ISLAND, RELAX AND COOL DOWN WITH AN ICE-CREAM. LOY AND LUIS ARE THE PERFECT HOSTS... ENJOY! FACEBOOK: 'Xiri Beach Bar' 10 www.eastalgarvemag.com

Places www.eastalgarvemag.com 11

Places QUASI BAR, CABANAS IF YOU'VE YET TO VISIT THE BRAND NEW QUASI BAR, YOU ARE IN FOR A REAL TREAT. THE MOST POPULAR BAR IN CABANAS IS IDEAL FOR COCKTAILS OR LUNCH ON THE TERRACE, ENJOYING THE SPECTACULAR VIEW OVER THE RIA FORMOSA, WATCHING YOUR FAVOURITE SPORT OR DANCING THE NIGHT AWAY. FACEBOOK: 'Quasibar' Avenida 28 de Maio Cabanas de Tavira, 8800 Cabanas 12 www.eastalgarvemag.com

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People 14 www.eastalgarvemag.com

Places THE GRAND BEACH BAR, V.R.S.A. LOOKING TO IMPRESS? HERE'S THE PLACE TO VISIT! STUNNING OCEAN VIEWS, PRIVATE BEACH, INFINITY POOL AND TO TOP IT OFF, GOURMET FOOD AND SPECTACULAR COCKTAILS. FACEBOOK: 'Grand Beach Club' TEL: 00351 281 543 025 EMAIL: [email protected] ADDRESS: Estrada da Ponta de Santo António, Ponta da Areia 8900, Vila Real de Santo António www.eastalgarvemag.com 15

TPaevoiprale CaMnedet itdheate We introduce Dinis Faìsca, who is running for president of Tavira, to find out a bit more about him, his political group and what they hope to be able to offer the Municipality in the near future Can you tell us a little bit about yourself? in Psychology from the Pontifical University Faísca candidacy? Sure! I am Dinis Faísca, 47 years old, graduated of Salamanca, with a specialisation in Family I presented myself as an independent in Theology from the Higher Institute of Therapy and Brief Systemic Intervention. For candidate, support followed and a team Theology of Évora and became a priest for the past 8 years I have served as Chief of Staff was created. All choices were based on the 14 years, 3 of which in Tavira. After 14 years for the municipality of Castro Marim. Tavira is values each individual possesses and on how of service, I voluntarily left the Church, got the city that has adopted me since moving each person could contribute to this project. married and started my own family. However, there in 2008. I consider myself a ´´Tavirense´´ However, my candidacy will have the acronym the life of serving has always been a great from the heart. of the Social Democratic Party (PSD), which calling to me, this led me to get my degree Which political groups support the Dinis embraces and recognises the dynamics of 16 www.eastalgarvemag.com

this group. I am grateful to the PSD for the cultural policy, however, its location should - Tavira 2021 - for this purpose. We want confidence and support shown from the very have been different. Unfortunately, that was to make a difference from the beginning. beginning. not the decision. Everyone's opinion is essential to establish The charm of Tavira, its picturesqueness and realistic priorities and responses in the final How does your party differ from the current its unique characteristics must be defended, collaboration of our electoral programme. administration? this is why we are proposing a promotion and In a nutshell, I will say that I want our actions education programme for Heritage. Is there anything else you would like our to be recognised by the people of Tavira. readers to know? Each individual is unique and will be treated The current administration has done a Yes. I would like to appeal to everyone to as an equal, regardless of their background. good job in the past in providing a cultural participate in this municipal election, since it There will be no room for preferential and entertainment agenda for everyone, is their civic right and duty. Democracy can treatment. I also believe that individuals are especially in the summer months. What are only be expressed with the involvement of all, very capable of discerning and distinguishing your thoughts and ideas? irrespective of the options at hand. You must between mere words used during times of Cultural policy should not focus solely on address the issue of voter registration in your electoral campaigns and declarations of the summer months. There must also be a Parish Council. sincere, and genuine promises. I value shared focus on local productions, their quality and The foreign-language resident community management and teamwork to address and our identity. There is a difference between that fell in love with Tavira has the right and action the real demands of Tavira which will entertainment and cultural politics: the first the duty to participate actively in this electoral promote the quality of life of those who live is immediate and generates selfies with full act. To contribute to safeguarding the charm here. squares; the second takes time to develop, and to promote the sustainable development to collect results and requires vision and of our municipality. A recurring story among foreigners is persistence. But this is the path that also Finally, compare the electoral programmes, the difficulty of dealing with the many deserves our efforts. the different styles of campaigning and being administrative processes due to the in public life, and decide according to your language barrier that generates a Do you want to create work and activities own conscience. certain lack of harmony between the for the younger population of Tavira? administration of the city council and Currently, there is very little for young How can I Register my Vote? residents. Is this subject something you people to do. Simply go to the Voting Commission (CR), will address? There is a first problem that lies in the ability at the parish council (juntas de freguesia), No doubt. The approach of the public to help young people in the municipality. this corresponds to the address indicated to administration to its citizens is a crucial point Secondly, Tavira must also be an attractive where you are registered or at the Foreigners of our programme. It is essential to facilitate place for young people, especially through and Border Services (SEF). Make sure to this relationship, as well as to rely on quick a programme that meets their needs. The bring your ID and a bill (utility, internet etc) responses. However, I want to go further: it training of young people, too, should be a with your name and address on it, as proof of is our intention to create a specific support concern, as well as creating conditions of address may be required by the parish. office for our foreign language residents, it support by providing affordable housing. Until When? must be broad to cover diverse matters and Finally, it will be necessary to work in Your registration must be done 90 days to meet this real concern. partnership with the business community, before the elections in October 2021 in order to provide the youths of Tavira with More information: The new theater in Tavira, in the opinion of opportunities, evening events and quality [email protected] some, seems out of place. Do you have any activities. preventive plans or measures to safeguard the character and charm of Tavira? Are you open to suggestions that our The work of the new theater is an example of readers may have on how to improve what should not be done; calling into question Tavira. What is the communication channel the city's cultural landscape, its heritage and between readers and your campaign? the harmony of the surrounding architecture. We definitely want to hear opinions, concerns The existence of this cultural infrastructure is and suggestions of the entire population. fundamental in the development of the city's We recently launched our Facebook page www.eastalgarvemag.com 17

'If you talk to a man in a language he understands, that goes to his head. If you talk to him in his own language, that goes to his heart'. Nelson Mandela Would you like to be part of a community where the language barrier no longer exists? For those who have retired to a sunny and amazing country such as Portugal, leaving behind family, friends and a 'normal life', will soon realise that language is one of the first big barriers. The Portuguese language barrier is no reason to worry anymore! Our team aims to provide you with a quality lifestyle. For this to happen, good communication between all is essential. Integration into a community and socialising with different cultures are two key elements for self-fulfilment, and both depend on good communication. We are ready to give you, through formal or informal classes, the tools for you to really feel at home, just like a “fish in water”. Join MyButler and enjoy amazing moments, where fun leads to knowledge. For further information, please contact MyButler: ☎ +351 968 150 740 ✉ [email protected] www.mybutler.pt 18 www.eastalgarvemag.com

New Artists and new Artwork... Come and visit. Follow us: w w w. t av i r a d a r t e s . c o mwwwwww. .ttaavviirraad a r t eess..ccoomm Visit us: Travessa Jacques Pessoa 8,TVavisViitrisauit,su:8s8T: 0rTa0rv-a3ev7ses4sasaJaJaccqquueess PPeessoa 88,,TTaavviriraa,,8888000-3-73474 Call us: 962 012111 Email us: taviradaCrtaeCllasul@ls:ugs9:m6926a20il1.0c21o21m111 EEmmaaililuuss::taviraddaarrtteess@@ggmmaail.icl.ocmom www.facebook.com/tavFiorllaoFdwoalluorswt:euss: wwwwwww.wfaw.cf.aeincbesotboaogkor.kca.ocmom.mc/to/atmavvi/ritraaadvdaiarrratt.eedssartes wwwwww.i.ninsstataggrarmam.c.ocmom/ta/tvairvai.rdaa.drtaer E-mail: [email protected] Tel.: +351 281 32 37 30 Facebook: www.facebook.com/pontodeencontro.tavira Instagram: https://www.instagram.com/pontodeencontro.tavira Address: Praça Dr. António Padinha 39, 8800-637 Tavira (Bishop’s Square) www.eastalgarvemag.com 19

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Property rRaeteasl How inflation and interest rates are impacting real rates and its effect on mortgages and savings, from Robert Bijker, Director Land & Houses Algarve.PROPERTY MANAGEMENT IALGARVEAN COTTAGES VILLAS A PA RTM E N T S TOWNHOUSES f you are in the process of buying a HAPPY HOMES ALGARVE property with a mortgage, you’ll find that the interest on 5 and 10 year QU INTAS fixed mortgages has gradually been moving up since the beginning of Happy Homes Algarve is currently looking for additional good quality Q4 2020. Recent fear of inflation rental Villas and Apartments to offer to our customers for next season. has accelerated this upward bias. Central If you have a property to let, please contact us for more details' banks are downplaying inflation risk as price rises are mainly due to supply constraints. The pandemic led to disruption of the global supply chain, which is likely to be a temporary issue. There is no sign of wage inflation yet, but this may change. The ECB has an inflation target of 2%. As inflation has been lower than this for several years, they do not mind if inflation overshoots their target in order to make up for the low Confused about the new rental law? inflation in the past. Regardless if you are in the situation of saving or debt (mortgage), Contact us for specialist advice. what matters is the real interest rate. The real interest rate is the nominal interest rate, less h a p p y h o m e s l da. Contact us today: 281 320 283 inflation. If you have savings you want to w ww.p o r t u g a l - a c c o m m o d a t i o n . c om have a positive rate, if you have a mortgage R ua Dr. Parreira 1 37 you benefit from a negative rate. Interest on a next to Barclays Bank small savings account is likely to be zero and 880 0 - 3 46 T av i r a banks have started to charge interest (0,5%) on amounts above €100.000 to €150.000, the REAL ESTATE LAND & HOUSES ALGARVE threshold varies from bank to bank. It is costing you money to keep your savings in the bank, this is the result of the ultra-low interest rate GOLF PROPERTIES VILLAS A PA RTMEN T S T O W N H OU SE S PLOTS policy of the ECB which is keeping short term rates (3 – 12 months Euribor) artificially low. In addition the central bank has been buying bonds as part of their quantitative easing (QE) programme, putting downward pressure on medium (3 – 5 year) to long term (10 – 20 year) interest rates. On the other hand if you have debts such as a mortgage a negative real rate is positive for LHV - 1062 you, as it erodes the value of the loan. E.g. if your interest on a fixed 10 year mortgage is Covering the whole of the Algarve as independant real estate agents, we can provide you with unbiased advice when you lower than the rate of inflation, the value of decide to purchase a property and can introduce you to a wide choice of reputable mortgage banks, architects, lawyers, builders, your loan erodes overtime. Assuming the ECB charteredsurveyors andinterior designers. We have been in business for over 16 years, finding the right property for countless satisfied succeeds in keeping inflation at an average of clients. We currently have over 900 properties available online and would be very pleased to help you find your ideal home. If you are the owner of a good quality Contact us today: 281 320 281 2% over the next 10 years, a fixed interest rate property and wish to sell, please contact www.l an d an d h ouses a lga r ve. com on a 10 year mortgage of less than 2% leads us to arr ange an appoin tment to a negative real rate and erodes the value of TAVI RA VI L A MOURA your loan. The fear of inflation in addition to the anticipated Rua J osé Pi r es Padi nha 1 78 N1 25, B enf ar r as, B ol i quei me unwinding of QE at some time in the future 8800 - 354 Tav i ra 810 0 - 068 B ol i quei me lead to an increase in bond yields with longer 22 www.eastalgarvemag.com

Property dated maturities as investors start to price this a higher spread for 2nd homes and if you are a for instance the difference in penalty for early in. Where 10 year government bond yields were non-resident the spread goes up again. Some redemptions (respectively 2% and 0.5% of minus 0.5% last year, they have moved to zero banks offer more favourable terms & conditions the amount that is repaid). In case you are and above. than others, you need to shop around, bargain expecting an inheritance to pay off (part of) your If you have a mortgage or need a mortgage to and be persistent. In order to get what you need mortgage, this may have an impact on your be able to purchase a property or are simply part (a low rate), you need to understand what they preference for a floating rate, a 5 year or 10 year financing your purchase with a mortgage for need. In principle you can have your house fixed mortgage. financial flexibility, it is a good time to carefully insurance and/or life insurance with anyone Moderate inflation is not something to worry consider whether a floating rate or a fixed rate you want. When negotiating you may consider about and is unlikely to have an impact on mortgage is the best option for you. Holders of a to have the insurance(s) with the bank in return property prices as interest rates are still floating rate mortgage have enjoyed the benefit for a better rate. As life insurance carries a high relatively low and other factors such as supply of a negative interest rate of 0.5% for a number profit margin, they will be keen to sign you up. and demand also play a role. When inflation of years and still do. The ECB has indicated that With 10 year fixed rate mortgages still at continues to go up over a prolonged period they will continue to keep short term rates low historically very low levels, it is an obvious of time it can eventually become an issue as for the foreseeable future, but one day this will choice as you do not need to worry about interest rates will have to follow. change. As markets are anticipating this, long adverse interest rate movements for the next term rates are moving up. Without central bank 10 years whereas with a floating rate mortgage Robert Bijker, intervention short term rates can easily move you are fully exposed. In the past, short term Director back up to 1 to 1.5%. If inflation becomes an rates were around 1 to 1.5%, which is a 2% issue they can go higher. difference from the current negative rate. On a Land & Houses Algarve – Yellow Homes The interest rate of a mortgage consists of two mortgage value of Euro 150.000 this makes a www.landandhousesalgarve.com parts: the bank spread and the interest rate. difference of Euro 3000 per annum or approx. www.landandhousesalgarve.de The first is negotiable. The latter is the market Euro 250 per month. Currently the difference rate either based on 6 – 12 month Euribor or 5 in interest between a floating rate and 10 year Tavira Office Rua Dr. José Pires Padinha 178 to 10 year swap rates, currently at respectively fixed is 0.63%, or Euro 945 per year or Euro 8800 - 354 Tavira Tel: 281 320 281 Fax: 281 -0.50 / -0.48 / -0.25 / 0.13 (a 10 year fixed rate 78.75 per month using the above example. As 321 901 (AMI – 6232) mortgage is now costing 0.6% more than a year the ECB does not mind for inflation to overshoot ago). Banks can offer their best clients a spread their 2% target for some time, short term rates Vilamoura Office EN 125, Benfarras of 0.9%. It also means a low loan-to-value rate can go up further than you can imagine. There Boliqueime 8100 - 068 Boliqueime Tel: 289 (LTV) of 20%. If your LTV is higher, are more factors to consider when deciding expect the spread to be higher. Banks charge between a fixed or floating rate mortgage, 301294 Fax: 289 301439 www.eastalgarvemag.com 23

In a com bed fan Tav Ro eve 24 www.eastalgarvemag.com

oALiumvALtoALeaiimuomvOviztreneialandokipzizngrenia&inneklprpugpgeaMaaxedllriruuoutpaiasrxdxaddyeiuuetlii.lsrvsrrayfyeineloll..lvvarAifislloypllaoarafoussyrrtroffmsoorueerrrelnsfrrn.eteeitlnnf.ttgiinngg oPoPPoPoffrrffoorrttoohhtptphhppeeeeeeeerrmmrtrtmmytytyyoooonnnntthththh cbIfilAnainoeclnsmeadoiAtliAnotnihnruclalbposisctetptsseolhoheenotoapmiitpcssprcsaureesoooknptllpaioystisebdarfrepscsouoelrncieapiaetbtlpbdteerrtnoetlloticeiocepoomdltjtdtervnetbetaoaoeaocdbdulijrnlttneubiebe.afaltciduaoudtlrrwthdierie,.al-leiidadaayntanohcgapoa-p-ue,atnpaanrrhneproposeottteptpetrvhhylrrrefeoevo.2doirvrvlfleevvaddiillllaa RTewbaAavouipeovtlaAwmsaAbwihorpciruiyniproappatoetssttheohp,oopnnhtuiysrn1prrpcisgstlbnstteoeetuoutu.mrgyysrrgeignBaal.tlsdteueisuuiunne.gteeennyaBddauebssiinqnetotteoqpeaeyydudflurbnqdiqoowaqnaoqdu.ujfftuallueliidiaciaantalncafk.lyettlotdlliai.aifftsteftforyyeieevddomreffeemtttooyilieovvmomorreetputyylheloeeoooooedpupthutrooeeaoofddvhhorreaarffvvooeerr BuBsuisniensesss| |HHabaibtaittaiotinon BusiAnpeasrstm|eHnat -bTiatavitriaon business. Be bold. ReRfeªf:ª: HOHMOME2E021061C6C LRoeLRcofeªacf:taªi:otino:n: HOHMOMEF2EuF02su40es31teaA6taC PLorPLiccoraiecct:aeiot:ino:n: 2.27.5705.00TF.0au0vsi0er€at€a PrPicriec:e: 23.9785.0.00000€ € www.wru.rsusseslel-dll-edceoczo.czo.cmom [email protected]@.ursurssussesselsell-led-ldl-eled-dcceeoocczzoo..cczzo.o.cmmom scaasclleal:sl+el@:[email protected] caclla: l+l+:33+553115129812991819177697526951270817050805 +3+53151919111767565101000 DoDyooyuohuahvaevae haohuosuesfeofrosraslea?le? DoCoyCDnoootunaytchoataucuvthseuaasavneahdnaoldeuhalsoereuansrfaneobrafoosburaotslueoat?uloeru?r CosnasCtleaaoslcnetstsaturscsattrtaauentgsediaegnsilee.dsa.lrenaranbaobuotuotuorur salessasletsrastteragtiegs.ies. LicLeinceçançAaMAIM:8I7:8070 @ru@ssruesllsdeelcldoezLcioczeLinceçnaçaAAMMI:I8:78070 @ru@ssruesllsdeelcldoezcoz www.eastalgarvemag.com 25

Property Casa Anibal R/C loja B, Estrada da Manta Company AMI 7673 Rota 8900-038 Vila Nova de Cacela Office: Tel/Fax 281 952 820 Mobile: 00351 911 041 862 SALES: www.algarvemantaproperties.com RENTALS: www.algarvemanta.pt EMAIL: [email protected] NEW REDUCED PRICES! VILA REAL DE SANTO VILA NOVA DE CACELA ANTÓNIO WAS 265.000€ NOW 248.000€ WAS 190.000€ NOW 175.000€ Ref: 2654 Ref: 2685 • Equipped kitchen with island • 4 Bedroom duplex • Fireplace in living room • Equipped kitchen • Patio with bbq • Garage parking • High ceilings • Building with lift • Semi-detached villa • 2 Large verandas • Easy reach to manta rota beach • Generous sized rooms • Quiet neighbourhood • Quiet neighbourhood Algarve MAIN OFFICE – (Waterfront) roof & Ava Ria Formosa, Centro Comercial property Loja 2, 8800-591 Cabanas de Tavira renovations TEL: 281-370277 Mobile: 91 7212498 From leaks to roofs and OFFICE – E.N.125, Cevadeiras, balconies, to complete 8900-024 Vila Nova de Cacela TEL: 281-951165 Mobile: 91 2177055 renewals. Guttering supplied and fitted, flat EMAIL [email protected] LICENÇA No 504-AMI WEBSITE www.estealgarve.net roofs specialists and complete property 2 BED. AND 2 BATH APARTMENT IN renovations insode or out; CLOSED CONDOMINIUM - CABANAS All maintenance work, - Situated in the center of Cabanas within painting, jetwash service walking distance to all amenities.On first / top floor, with an area of 89.80m2 , terrace etc. with 15.90m2 overlooking swimming pool and roof terrace with 19.70m2. Air cond. Call Jason in the bedrooms and sitting room, sold Tel: 960 136 445 furnished and equipped. Lift and private or 281 324 602 under ground parking. [email protected] ENERGY CLASS B- €229.000 26 www.eastalgarvemag.com

QUINTA RESIDENCY futureproof your life in the algarve Have you ever thought about the options available to you here in the Algarve should you ever need care, or even just a safe place to live, with help at hand. Will you be returning to your Country of origin, hiring private nursing care, or enrol yourself onto a waiting list for a private nursing home? At Quinta Residency we are completing a 5-star luxury, three tier system for internationals. Each tier guarantees your care at whichever level you require; from independent living, to assisted living, to full-time living with skilled nursing care. All this, in a safe, beautiful location, where everyone, including friends and family are welcome, and the staff speak your language. The estate is unique, as it is set in 40,000m², surrounded by nature, yet only 15km from Tavira. Facilities at the Quinta include a Medical centre, Indoor and Outdoor pools, Sauna, Turkish bath and a Gym. Also on-site; Restaurant, Bar, Hairdresser, Chiropodist and most importantly, a Doctor. A wide range of therapies will be offered, including Hydrotherapy and Physiotherapy Activities on the grounds will promote an active community lifestyle, where autonomy is paramount, such as Croquet and Paddle Tennis clubs, Pétanque and Golf lessons. Tier 1: Monthly rental of a generously sized suite with private bathroom (wet-room) to be used as you would a country residence, for weekends and short breaks. This would include use of the Quinta's facilities and utility bills. Tier 2: As Tier 1, but with full-time residency at the Quinta in your rented suite, with 24- hour assistance available. Ideal for independent, yet assisted living. Tier 3: As Tier 2, with full professional care. This level includes all meals and 24-hour assistance to ensure your safety and well-being at all times. For more information, or to arrange a site visit, contact us on 961 700 200, or email [email protected] AMI 6902 ATTENTION VENDORS! Contact us at our Tavira Office: WE HAVE BUYERS READY TO VISIT THE ALGARVE +351 281 027 570 Our registered clients are seeking the following properties [email protected] Country Homes Detached Villas www.togofor-homes.com Peaceful, Private Location With Pool, Garden or Garage Rental Potential Sea Views Sea or Countryside Views Less than 15km from the Coast From €350,000 From €500,000 WE CAN SELL YOUR PROPERTIES - PLEASE CONTACT US! wwEawst A.legaarvset(a18l0gmamrx v85emmm) JaUgN2.0c2o1.mindd 1 2719/05/2021 08:25

PHOTO OF THE MONTH We always find it difficult to resist a photograph of the sunset, however, Laurence Liebau has managed to bring out the colour and detail in what would usually be darkened by shade, adding an extra dimension. As usual submitted to the Facebook page: ‘Algarve Amateur Photography group’ 28 www.eastalgarvemag.com

Photographer: Laurence Liebau 2 Beds cottage renovated plus cottage to renovate. From: Santo Estevão 245sqm urban area, 10.000sqm Land, Pereiro – Camera used: iPhone 11 Comment: Moncarapacho. Easy access to A22, Moncarapacho, Santa Luzia is such an inspiring place, Santa Catarina & S. Brás. 339.000€ an authentic fishing village. I love fishing boats, they make my mind wander beyond 2 bedrooms apartment & 2 Baths the horizon.This photo is a tribute to my Sold Furnished mom, who dreamed of the ocean. Condominium with pool, Terrace faced south www.eastalgarvemag.com Walking distance to all facilities 195000€ ALGAR VILA, Lda Since 1986 (AMI 431) Travessa das Cunhas, nº 29, 8800-372 Tavira, Faro (+351) 281 324 115 Tlm. 00351 963 660 971 Email: [email protected] www.algarvila.com 29

Car insurance Solicitor Looking for quality car insurance? specialising in: • Multi-policy discounts Real Estate • Legal and breakdown assistance Property Conveyancing • Protected no claims bonus option available Family law 281 325 842 Power of Attorney [email protected] English, French and Spanish speaking Rua 1 de Maio 26B r/c, 8800-360, Tavira Telephone: +351 281 321 794 www.ibexinsure.com/tavira Mobile: +351 963 096 407 Car Home Motorbike Travel Health Boat Business Pet Community Email: [email protected] Tr. Das cunhas n.º 35 Carly Richards Free 30 mins 8800-372 Tavira massage when Personal Trainer & Fitness Instructor booking first block BFORROYWOUSR of 10 sessions Sports/Deep Tissue Massage available ONLY.COM Tailored training programs. Training in your home or workplace. • Natural hair Strokes All equipment provided • Henna brows • Brow design and tinting: Free Consultation. Discounts on block bookings www.carlarichards.pt sobrancelhas • Microblading Diet Plans, Nutrition advice, Cardio, Boxing, Weights, Core building, • Permanent make -up/ Rehabilitation, Stretching and Flexibility Micropigmentação Call Carly to book your free consultation 00351 926 671 132 • Lash liner • Lip blush email [email protected] Over 10 years experience • Lash extensions • Manicure, Gel nails,pedicure Book for a free consultation, Holistic Health Support 18 Rua Guilherme Gomes Fernandes ReCODE Protocol Consultancy for treatment & 800-669 Tavira prevention of Dementia 910 944 437 www.ellenmccallum.pt [email protected] / 963 928 034 For your brows only.com www.eastalgarvemag.com 30

Places WHAT DO OUR CLIENTS SAY? Cindy Andries, owner of Seeds of Silence of 3 years and when I saw the photos of my “There’s a lot that influences us in life, that stop Algarve in Moncarapacho said: property I was instantly in love. I knew I’d found us doing what we want to do for ourselves. But “I was able to take the plunge due to the one, before I'd even been there”, says Cindy. it’s still possible through silence and reflection. a fire at my home in Belgium, in which I lost “Last year was mainly spent renovating with I believe in inner strength and the impact it everything. However it was actually a place in the help of friends from Belgium. Eventually, has on a person’s life. I know that my own faith India initially that triggered this dream, but I I was able to organise a wonderful retreat. and strength has brought me here and given wanted to do it my own way”. From the age of Everyone was delighted and I still get messages me what I have. Without it, I wouldn't be here. 20, Cindy Andries knew that she didn’t want to from guests about the impact the retreat has Follow your feelings and don’t listen to those stay in Belgium forever. had on their lives. There are good plans for around you. Look deep inside yourself, because After years of travelling through Asia and 2021 of course depending on applicable travel everyone has a dream. Take the time to listen to visiting a variety of yoga retreats, she became restrictions.” With more and more countries do that, in whatever form.\" sure of it. “After orienting myself within opening up for holidays to Portugal, Cindy Europe, Portugal came closest to what I was has planned various new retreats in between Are you looking for your dream home in the looking for - the people and the peace. I had June and October. They can be booked on her Algarve, just like Cindy? underestimated the search for a property, but I website www.seedsofsilence.com Or do you also have a special property to found Divine Home Estate Agents in Portugal. We asked her if she has any tips for dream sell in the Eastern Algarve? +351 289 247 824 We viewed a lot of properties over a period hunters in the Algarve? www.divine-home.eu |️ [email protected] www.eastalgarvemag.com 31

32 R. de Sant’Anna RESTAURANTS R.Borda d 1 Abstracto R.Joao Vaz Beco de SantanacorteReal 1 3 R. Alm. Candido dos Reis 6 R. Alm. Candido dos Reis 2 DAWAT Indian Restaurant R. Dr Antonio cabriana1 25 3 Ponto de Encontro 4 4 Kohinoor Indian Tandoori R. PRo.eJtoaseEmJoilaiaqnuoimdaJaCraosta e Agua da Asseca 4 Restaurant 5 Mar Azul Bus R. Jacques Pessoa 3 R. Silva Domingues 6 Restaurant Franganario Station 7 Restaurant Bruncheria R. dos Pelames 4 REAL ESTATE 1 Land and Houses R. Gonçalo Velho Roman Pingo 2 LWL Bridge Doce 3 Fastighetsbyrån 4 Proluna Calçada de Donna Anna Traves 5 Algar Vila Calçada da Galeria sa da Fonte Praça da Republicac R. dos Cais R. Eduarda Lapa HEALTH & BEAUTY lia Rodrigues 1 Elle t R. 2 Rui Barros 3 Thai Massage Expert 7 Dr. Jose Pires Padinha MaOrkldet 4 Buaka O Tavira 5 For your Brows only R. Ama 2 6 Serenidade Estética e Saúde 7 Ayurvedic massage Tavira R. da Liberdade R. Dom Travessa Dr. Parreira 2 R. Dr. Jose Beach Castle R. Ferry SERVICES R. Dom Paio Peres Correia M5arcelino Franco 7 R. Palmeira DPirr.ePsarPr5aedirianha 1 1 A.F.M. Accountants 2 Ibex Insurance Carlos Palma R. Monialvao 5 3 Rui Horta Lawyer 4 Maria Luisa Cabeçudo 4 3 Solicitor 5 Casa Serviço R. Dr. Augusto 2 R. Primeiro RR..4dasdeSaliOnuatsubroR. Silva Av. Dom Manual 1 PLACES TO VISIT 6 R. Dr Silvestre Falcão 4 2 de Maio R. Primeiro de Maio 1 Kozii store Vila Gale 2 Kozii store To Tavira train 1 3 Artesis Galeria station and Lidl Hotel 4 Tavira d'artes www.eastalgarvemag.com 1 Elle Salon R. João 5 5 Oliveira 2 Ruy Barros R. das Freiras 3 Thai Massage Arias BARS & CAFES 1 La Baguette 1 La Baguette 3 Artesis Galleria 2 Somewhere Else (Daves Bar) c Tavira Câmara t Tourist Information TAVIRA

AbstractoRestaurante Tel: Chuttcha +351 924 289 594 • Foot Massage (Reflexology) Traditional Portuguese Cuisine Vorakorn +351 925 431 636 • Oil Massage • Traditional Thai Massage Facebook: Thai Massage Expert • Therapeutic Massage for Pain Relief • Sport Massage (Deep Tissue) Av Dr. Mateus Teixeira de Azevado TAVIRA, 8800-379 Loja No 24 From the station walk down to center Rua Dr. Antonio Cabrera, 34 Thai Massage, Olhão 8800-344, tavira Tel 937 037 712 A typical Thai space, where you can find peace to enjoy different types of [email protected] massages and personal care. Gardens Square Roman Rio Bridge Avenida da Republica, 105, loja 12, 8700-308 Olhão Gilao Tel: 915 509 781 Restaurante See Dok Mai on Facebook Abstracto Specialized in Property Management and Bishops Holiday Lettings in the Eastern Algarve. Square Our office is in Tavira, where we have been Restaurant.Abstracto.Tavira based since 1989. Rua Almirante Cândido dos Reis, 142 8800-318 Tavira www.casaservico.com Office hours: Monday to Friday – 09:00 until 13:00 Land line: 00 351 281 321 764 Mobile: 00 351 96 26 19 022 SSSooommmDDD AAAeeeVVVwwwEEEhhh’’’ eeeSSSrrreeeBBB AAAEEERRRlllssseee La Baguette FRENCH BAKERY IN TAVIRA Fresh bread, croissants & pastries made daily using French flours on site! Teas, coffee, chocolate and fresh orange. See Facebook for details: 'La Baguette Française De Tavira' Located close to the castle, 20 rua Dos Mouros Tavira T: 281 403 070 E: [email protected] www.eastalgarvemag.com 33

ARTESIS www.eastalgarvemag.com IN JUNE T his month, Artesis is exhibiting a series of oil paintings by Fiona Gray, who lives and works in Olhao. Her inspiration originates from the bright light of the Algarve, which inspires her daily painting. She says \"If my work can bring joy then it has found its place, and I have made a successful painting. I couldn’t ask for anything more” Galeria Contemporary Art Gallery 'A Painted Diary’ Oil Paintings by Fiona Gray Until June 20th Open Wed, Thur and Fri afternoons (4pm to 7pm) and Fri, Sat and Sun mornings (10am to 1pm) Contact +351 918 973 438 Email: [email protected] Facebook: Artesis Galeria 15 Travessa Zacharias Guerreiro, Tavira (Near the French Bakery) 34

Beautiful T3 Available for long term let located on the River Gilão in Tavira View from the roof terrace View from the balcony ● Huge living room/dining room with fireplace ● Separate guest suite with own living room ● Fully equipped kitchen ● Balcony and roof terrace with stunning river views CONTACT: [email protected] www.eastalgarvemag.com FINE ITALIAN & PORTUGUESE SEAFOOD Rua Jose’ Jacinto de Andrade lote 5 8900-313 Vila Real de Santo António, Portugal. TEL: 925 860 321 FACEBOOK: Restaurante Ernesto 35

The SMARTA-GROUP… Taking New Steps Rachel Robinson, Founder and Owner of the popular rentals company SMARTAVILLAS.COM is delighted to announce a new addition to the sister real estate company SMARTAMOVES.PT S martamoves.pt real estate we are seeing an uplift in holiday enquiries and going from strength to strength. During the company is in its 3rd year of simultaneously, a definite increase in requests particularly challenging lockdown period, not trading, alongside sister company to view properties - with the Eastern Algarve only are we welcoming Lorraine, we have also Smartavillas.com, now in its 12th seemingly becoming more popular each week! taken advantage of the quieter time to adapt year of property management. To meet these anticipated demands, we are and develop new approaches. These include During this time, the SMARTA family has been delighted to be growing our real estate team with virtual tours, walk-round videos, face to face proud of its success, creating a business that the appointment of Lorraine Hodges. Lorraine virtual meetings and an injection of energy into is responsive, dynamic, and passionate about joins us from a global real estate company social media campaigns. Lorraine says “I am current and future property owners. The team is and brings with her a wealth of experience in proud to become part of an already established confident that their experience has taught them property sales and relocation, where she had a team that is local, knowledgeable and 100% well, enabling the 2 business divisions to offer fabulous track record in the Algarve. Lorraine’s focused on helping clients. Living locally and a clear understanding of the property market in arrival strengthens the existing team of Mónica knowing the area, the move to Smartamoves the Eastern Algarve. and Lydia, who together, will offer a combined enables me to focus on the local market, It’s no secret that the last 12 months has been determination to be completely focussed on passing on this knowledge to both vendors and a huge challenge for East Algarve property customer needs. Her extensive experience buyers alike. Post-lockdown we are seeing an sales and villa rentals. During this time, our also brings a new dimension to our marketing increasing number of potential buyers looking team has remained strong, and upheld regular strategy with her knowledge of the US market, for their dream home in the sun, and I am proud communications with clients to maintain a as well as evolving market trends in the current to be able to help that dream become a reality.” confidence that the property market will bounce economic climate. back. With travel restrictions now being eased, Our property division Smartamoves is 36 www.eastalgarvemag.com

Smartamoves.pt – Your local and friendly real estate agency offering a reliable service, unparalleled levels of customer care and an in-depth experience and knowledge of the market. Lorraine Hodges (Centre) joins Lydia Corredeira (Left) and Mónica Barradas (Right) We are ambitious, and in turn, believe we are the right company to fulfil your own ambitions! We have 1 simple goal – and that is to satisfy 100% of our customers. Make a Smart Move and call us for an informal chat ☎+351 281 027 082 ✉ [email protected] www.smartamoves.pt v NO OBLIGATION FREE PROPERTY EVALUATION v COMPETITIVE FEES v PROFESSIONAL PHOTOGRAPHY INCLUDING DRONE VIEWS v VIRTUAL TOURS v PROACTIVE MARKETING v ACCESS TO EXISTING POTENTIAL BUYERS v AFTER SALES SUPPORT AND PROPERTY SERVICES CONSIDERING RENTING YOUR PROPERTY? Together with our rentals division Smartavillas, we can offer our clients an all- encompassing package with our ‘’one-stop property shop’’ approach. Visit our new website for more information www.smartavillas.com www.eastalgarvemag.com 37

Health Habits Sara de Melo Castanheira is an Why is it so easy to repeat expert in Occupational Therapy bad habits but so difficult to and Quality of Life. She is also the acquire good habits? Few Technical Director of SER Igual, an things can have a more Association of special rehabilitation powerful impact in our life services in Tavira than improving our daily habits. Despite this, this time next year you will probably still have and identity your bad habits. To keep good habits for more than a few days positive one, can change the way we interpret part of our identity. Most of these were created seems very difficult, even if we genuinely try. the message and how our brain assimilates the because in childhood someone convinced us of Habits, like working out, meditation, writing a information and becomes more predisposed to this. Over time, we start resisting certain things, diary or cooking, are ok for a day or two, but change: because “I´m not good at that”. There is an soon become boring. Imagine two people, one offers a cigarette internal pressure to stick to an image that we However, once created, it seems that habits to the other, who resists by saying “No thank have about ourselves. stay with us forever – specially the unwanted you, I´m trying to stop smoking”. It seems Think about how we can modify the sentences/ ones. Despite our best intentions, it can seem reasonable, but this person still sees themself ideas above for a more positive feeling and impossible to let go of our unhealthy habits as a smoker that's trying to become something emotion? Because as more deeply a thought like eating junk food, watching too much TV, or else. She expects her behaviour to change, but or action is linked to our identity, the more smoking. still believes in the same thing. difficult it is to change it. The identity conflict Changing our habits can be a challenge for us If they'd replied “No, thank you. I´m not a is the greatest barrier to positive change at any because of these two reasons: smoker”. It´s a small difference, but would show level, individual, team, as society. The good - We try to change the wrong thing, or… we try an identity change. Smoking was part of their habits can make sense rationally, but we will not to change a habit in the wrong manner. previous life, not of her current life. This person put them into practice if they conflict with our Today I´ll write about the first, and the impact ceased to identify themself as someone who identity. it has on our children when we label them with smokes. The process of creating habits, is in truth, the “bad” definitions about their behaviour and how Behind each system of actions there is a system process by which we become ourselves. It is a it becomes a definition in their identity. of beliefs. A behaviour that is not in harmony gradual evolution. We change little by little, day There are three layers of behaviour changing. with that identity will not last. To have more by day, habit by habit. We are continually going The first layer is to change our results. This level money may be your goal, but if your identity is through micro-evolutions of who we are. has to do with changing goals: losing weight, of someone that spends more than you earn, Each habit is like a suggestion. If I work better publishing a book, or winning a championship. you will never achieve your goal. after midday, I´m probably a person more Most of the goals we set are associated to this It is difficult to change habits without changing productive in the afternoon. If sometimes I don´t changing level. The second layer is to change basic convictions that led to the bad habit. You remember someone´s name, I´m probably a our process. This level has to do with changing may have a new goal, but you haven't changed person that remembers people by their faces. If habits and methods: to create a new routine who you are. I have difficulty meeting schedules, I´m probably in the gym, organise your desk, or to develop Our behaviours are a reflex of our identity. So a person that has a creative mind and need extra a meditative practice. Most of the habits that read the following and see if they make sense focus to get on time. If I like to learn languages, we create are associated with this level. The to you: I´m probably going to become a great and third layer, the deepest one, is to change our ● The goal is not to read a book; it is to become enthusiastic reader. This way we've turned the identity. This level is about changing what we a reader; negative ideas above into positive ones and this believe: the vision of the world, the image that ● The goal is not to run a marathon; it is to positively influences habit creation and in the we have of ourselves, the judgments we make become a runner; end our identity. about ourselves and others. Most of our beliefs, ● The goal is not to learn to play an instrument, Think about this… how can you transform the assumptions and prejudices are associated to is to become a musician. way you see yourself (what you understand this level. Habit formation is a double-edged sword. When about your negative habits) and what do Many people start their habit changing process it works in our favour, the identity change can be you want to change into positive habits? Do focusing in what they want to achieve. This leads a powerful force of self-development. But, when the same with your kids when you speak to to habits based on the result. The alternative is it works against us, can be a curse. And this is them about their behavior. You will notice an to create habits based on the identity: who do where I want to alert you, dear reader, to the interesting change in your family environment we want to become? way we are educating our children. Focusing and relationship. Just an example of how changing a verbal on the manner we transmit our ideas about their Whether you or someone close to you need sentence from a negative perspective to a behaviour to them. When we repeat the same support in matters of physical, mental, emotional message to ourselves, it is easy to slip into or relational health, please contact SER these ideas and accept them as facts. And with Igual – Associação de Serviços Especiais de children it's the same. By the way, we were all Reabilitação (@SerIgualPT; 918180020; geral@ kids once! So thinking: seronline.pt) and schedule an appointment with I don´t work well in the morning; I´m horrible our Psychologist. We would be glad to meet remembering names; I´m always late, or even you. I´m not good at math… are convictions that Thanks for sharing your time reading my words. become habits and in many of us they become Stay safe and stay tuned for next month article. 38 www.eastalgarvemag.com

Breathe M any of us walk around fired up by stress all day through long. The difficulties start when you can’t turn off Stress that switch and relax when it comes to bed time, or indeed at other times when required. Often our Nicky Winch advises us on the sleep then suffers, which leads to more stress and benefits of Yin Yoga and Pilates to we end up exhausted. And the more exhausted and stressed we feel, the worse it all gets. Some may turn to alcohol or drugs, while others help relieve stress and anxiety may exercise more. But the problem is very often in our heads. naturally by breathing easy We spend a huge amount of time caring about our physical appearance and pay little attention to what is happening inside AleAgrmiaaBzinegauMtyaSraalon our bodies and our minds. I paid the price of this personally and eventually “burnt out”. In my case, this meant I could not sleep at Plasma Jet Treatment · Medical Pedicures · Toe nail all, had panic attacks, and felt so frightened. I did not know what bracket · lash/eyebrows lifting · Eyelashes · tooth was happening or who to talk to. Ultimately, I realised that meditation diamond · Massages · Nails · Microblading · Facial and breathwork could both help enormously, alongside the physical benefits of Pilates and Yin Yoga Waxing · Eyebrow Colouring · Eyeliner Tattoos As a Pilates and Yin Yoga teacher I now focus on teaching people · Lip Liner · Manicure · Face Treatments how to breathe properly and stretch at the same time. “Mind & Body work” What can be more wonderful than having a beautiful Rua 5 Outubro 41, Vila Real de Santo António. physical form and the ability to turn off the stress response and turn Tel.; 961 818 625 on the relaxation response. Changing how you breathe and where you focus the mind can re-programme the brain via the vagus nerve, Email: [email protected] which connects the brain and the body. Just as a tense body and Alegria Beauty Salon shortness of breath can signal to the brain that you are in trouble, whilst a calm body and deep breaths does the opposite. www.eastalgarvemag.com Taking the time to breathe properly tells the brain we are safe and releases something called GABA, an anti-anxiety neurotransmitter that promotes a sense of serenity and ease. It is also important to give your brain a rest to prevent age-related atrophying that can lead to dementia. The benefits of learning new breathwork techniques, alongside a programme of Pilates or Yin yoga can be summarised as follows: • Lowering blood pressure (which usually rises with stress or lack of sleep) • Managing stress and anxiety more effectively • Improving sleep and concentration levels • Balancing your central nervous system (‘flight’ rather than ‘fight’ ) • Maintaining better flexibility and posture through core strength • Improving a sense of wellbeing and relaxation Nicky is a trained Pilates and Yin Yoga instructor living in Tavira who wants to help support people manage their stress and anxiety. She offers bespoke sessions to suit individual needs or group classes. Her phone number is +351 93 335 7022 or email n.winch@ churchlodgebirdham.co.uk 39

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Gardens BinToeyhfneBoeiurdfritss Garden It can be a hard work but rewarding to attract birds to your garden, but doing so can offer many benefits beyond just enjoying garden visitors. Benefits of Garden Birds...Your garden garden. Attracting birds encourages them to take birds are part of the local ecosystem, advantage of this natural food source, eliminating and attracting them to your garden the need for harsh chemical insecticides. means planning bird-friendly Flower Pollination: Orioles and other birds that landscaping, adding fresh, clean water sip nectar are efficient pollinators of garden to the garden and choosing the best bird feeders flowers. This can give flowerbeds an added and birdhouses. If you do these things, you will colour boost from extra blooms, which will, in discover benefits such as: turn, attract even more birds. Pest Control: Many birds eat a variety of Weed Control: Finches and sparrows consume insects, including aphids, mosquitoes, spiders great quantities of weed seeds, making them and other bugs that may not be welcome in a effective landscapers to help control unwanted www.eastalgarvemag.com 41

Gardens plants. Planting seed-bearing flowers for birds can also give them a Stress Relief: Watching birds, interacting with them, listening to their natural food source to enjoy without needing frequent feeder refills. songs and taking the time to work outdoors improving their habitat can Food Sharing: Many fruit trees for birds include apples, peaches, help relieve stress and promote well-being. Time outdoors can also plums and pears. Planting these trees and berry-producing shrubs to ensure garden enthusiasts have an adequate supply of vitamin D and attract birds, this will give your garden fresh, delicious fruit to enjoy detoxify the body through the fresh air. after every harvest. For many garden people, the best benefit of attracting birds is simply Environmental Conservation: Bird-friendly landscaping makes use being able to enjoy them, but attracting them with proper landscaping of native plants and available resources in environmentally conscious and attentive care can lead to a range of other benefits that make ways. Native plants use less water and are more resistant to diseases, enjoying the birds even more exciting and productive. making them better for the local ecosystem and requiring less work Designing a bird friendly area: Attracting a variety of birds to your to maintain. garden takes more than adding a few bird feeders or filling a bird bath Education: Observing garden birds is a unique opportunity to study – a bird-friendly landscape should fulfil all of a wild bird’s basic needs, local wildlife and attracting birds all year round gives people who including food, shelter, and water and nesting sites. With these keys love birds the chance to see seasonal plumage changes, migration, to the right habitat, your backyard can attract a wide range of popular courtship behaviour and nesting. This is also a great way to introduce birds. children to wildlife enjoyment and appreciation, spreading bird Native Plants: The best types of plants to use to attract local birds are appreciation across generations. Wildlife Conservation: As more the plants they are most familiar with. Native landscaping uses local habitats become threatened through development, attracting garden and regional trees, shrubs, flowers and grasses, and those are the birds provides a critical oasis for bird and wildlife conservation, both same plants that birds recognize as rich food sources and appropriate for local species and migrating birds. This helps preserve birds both in shelter. Exotic plants may be beautiful, but if the birds do not the like the garden and in the larger local environment. plants they will not be attracted to them. Landscaping with native 42 www.eastalgarvemag.com

LANDSCAPING & GARDEN CENTER BEM-VINDO • WELCOME QUINTA DAS PALMEIRAS CENTRO DE JARDINAGEM EN 125, c.p. 126-E 8800-118 To To Moncarapacho Luz de Luz de Tavira Olhão EN125 Tavira e-mail: [email protected] Fuseta To Tavira www.geojardim.com Tel: 281 961 189 Look out for the flags Find us on facebook at: Geojardim Landscaping & Garden Center plants is also beneficial because those plants are adapted to the local Keeping your pets moving climate. They will require less water, less fertilizer, and lower maintenance to stay beautiful and healthy.  Post operative and neurological rehabilitation Dense Plants: Birds will feel more secure and safe when there is  Improved quality of life adequate shelter in your backyard. To provide that shelter, create dense  Arthritis, hip dysplasia and other joint diseases areas of vegetation that will shield smaller birds from hawks, cats or other  Wound repair and skin issues predators. Dense vegetation is also more suitable for roosting and nesting,  Pain relief which can make your garden birds permanent residents instead of transient guests. To add density to your landscaping, create clumps of vegetation and A range of non invasive therapies helping your pet to return corridors of security that birds can use. A long, narrow bed filled with rich to full health and mobility. For more information or to book a plants is more suitable than small, widely scattered beds. The corners of consultation please get in touch. your yard and borders around buildings are perfect for dense vegetation, or you can create independent beds that are thickly layered. +351 910 719 526 Plant Diversity: Different birds prefer different types of plants, and if you [email protected] choose to landscape with a wider range of plant species you will also be Www.caninecavalophysio.com able to attract more types of birds. You can choose specific plants that are favoured by certain birds you wish to attract or opt for plants that 43 are favourable to the birds already visiting your garden. When choosing a range of plants, consider the seasons during which each plant is most useful. Early flowering shrubs will attract insects and provide nectar during the spring, while trees and bushes that produce nuts and fruit are essential sources of food in late summer and fall. Evergreen trees and shrubs will not only produce cones and seeds, but are also superb sources of shelter in the cold winter months. Mess is Best: A bird-friendly landscape is never perfectly manicured and neatly trimmed. Leaf litter, longer grass, and discarded brush piles are highly attractive to birds because they are rich sources of insects, nesting material and shelter. By mimicking the appearance of birds’ natural habitats, you can instantly make your yard more appealing. This does not mean that your garden has to be a jungle. However, leaving some areas of your landscape in their natural state, particularly in a large plot, can attract a wide range of birds while you can still enjoy manicured landscaping elsewhere. One highly effective way to attract birds to a natural landscape is to let flowers and shrubs go to seed without removing the plants. Birds will eat the seed, which is also a great way for backyard birders to enjoy a healthy landscape and save money on birdseed. www.eastalgarvemag.com

Expert financial advice Keep up to date with our Finance expert, chartered accountant Ricardo Chaves from All Finance Matters. Readers Q&A Each month we receive different questions from our readers, Do I lose my NHR status, or my residency, needs to appoint a fiscal representative. although some of these if I spend more than 183 days out of the Although you are an EU citizen, you live in a questions are related to specific country? non-EU country, therefore you must appoint a situations, sometimes the The right of residence provided by the fiscal representative in Portugal. answer may help you to better understand Withdrawal Agreement is not affected by Despite you having no assets in Portugal, the tax system in Portugal and answer the temporary absences which do not exceed the fact is that you have a fiscal number and queries from other readers. six months in a year, nor longer absences it’s not possible to cancel your NIF. Please for the compliance of military obligations, note that the tax authorities may apply fines Q I am British citizen and live in Tavira or an absence of twelve consecutive to all those that do not appoint a fiscal for nearly ten years. I have a residency months maximum for important reasons representative. card and all my taxes are paid here. Does such as pregnancy or childbirth, serious Brexit have any impact on my life or taxes illness, studying or professional training, or Q We moved from Sweden to Altura in in Portugal? deployment to another Member State or 2017 and we have the NHR status. The Double Tax Agreement between Portugal third-country for professional reasons. Once As Sweden may cancel the Double Tax and the UK has not changed with Brexit. This obtained, the right of permanent residence Agreement with Portugal at the end of means that tax wise everything remains the shall be lost by the absence for a period 2021, should I do anything different with same. exceeding five consecutive years only. my taxes this year? However, if you are a resident of Portugal, Tax wise, you have declared to the tax As you became a tax resident before 31-03- you may notice that on the back of your authorities that you were tax resident in 2020 and have the NHR status, this means residency card, it states that you are a EU Portugal, based on your residency permit, that your pensions are declared in Portugal, citizen. Therefore, you need to exchange your issued by SEF. Providing your centre of vital but not taxed. residency document on SEF’s Brexit Portal. interest remains in Portugal, and your main Although you have the NHR status, it was This applies to all residents, including the residency at the end of the tax year is in always possible to choose to pay tax in ones that already had a residency card. Portugal, you will be deemed as Portuguese Portugal and not be exempt. Since the tax So, if you were a resident of Portugal before resident and continue to use your NHR year of 2020 each taxpayer has now the the end of the transition period (31-12- status. However, please be aware that staying option of paying in Portugal 10% tax on their 2020) you must exchange your residency in another country for more than 183 days, pension. document (either the Residency Certificate may lead to the payment of taxes in that Please note that for all those that became tax or the Residency card) for a new one that jurisdiction. resident in Portugal after the 31-03-2020, this confirms your status as a resident under the 10% tax on pension income is not an option, Withdrawal Agreement. Q I am a Dutch citizen who has lived but mandatory. in Portugal until last summer when I However, the payment of tax in Portugal Q I became resident in Portugal in March sold my property in Albufeira and moved to would have no impact in the taxes you already 2020. I have a house near Loulé, but the UK. I am now being asked to appoint pay in Sweden. my partner has a business near Valencia a fiscal representative, but I have no other Please feel free to send us the questions you in Spain and we often spend time there. assets or tax affairs in Portugal. may have to [email protected]. We will Any citizen that is resident outside the EU, select some of these to be published. ALGSAIMPLRY VE Advertise property with us, in a brand PROPERTY ISSUE NO. 1 APRIL 21 new independent property magazine for the Algarve at only €150 per month • 6 issues per year • 8,000 copies per issue • Distributed across the whole of the Algarve, directly to Villas, Rental cars and more • Give potential buyers a walk-through of your property over a two page spread. Call Jake on 966 044 143 or email [email protected] 44 www.eastalgarvemag.com

Relax, we look after your tax a airs, while you enjoy your life. www.eastalgarvemag.com 45

Expert financial advice By Andy Oliver, CEO of Private Client Consultancy Human or AI? People tend to conceptualise financial advisors as people products on you. And then there’s the subject yourself when deciding between human or who only help super-wealthy of rebalancing. Rebalancing is a strategy to AI regarding your finances are, do I want individuals and their families, keep your percentage invested in stocks, someone to just manage my money, or do I but this isn't accurate. Financial bonds, and other funds constant and in line want to be able to talk about my money also? advisors, more commonly assist families who with your preferences. You can do this on Do I want an investment management tool, need help with planning for retirement, saving your own or have your investment advisor or do I want an investment management tool for their children's college fees, buying a perform this task, but a robo advisor does in along with a financial planning relationship? home, and taking care of other major financial fact, do a great job of automating this tedious Whatever you decide upon, you should first goals. investment task. know who you are as an investor, and what A financial advisor can assist you with your Most robo adviser platforms do not provide you want to achieve in the long-term. A investment decisions and help you to keep access to Certified Financial Planner sophisticated algorithm or not, your robo an emotional distance from your money so professionals. If that is something that is advisor probably won’t be able to beat the that you can make the best long-term plan for important to you, then it’s also something you stock market. But then again, neither will your money. Your financial advisor will help should enquire about beforehand. Despite your human advisor. For information on how you allocate funds into a portfolio that best robo advisors’ many advantages, there are to start financially planning for your future, matches your personal risk comfort level. some tasks best left to a human, especially if contact us at: [email protected] or call our If you are suddenly facing a new, or even you’re very wealthy and/or have complicated office on +351 281 023 851 drastic change to your finances, such as financial needs. For receiving a large inheritance that you aren't example - the process of sure how to invest. A financial advisor will determining an investor's help you to decide what to do with your tolerance for risk is based money and how to handle any tax issues this on scientific principles may bring. and research, and most You may be a person who is comfortable automated investment with their financial situation, but there’s no platforms use an online harm in having a fresh set of eyes to look over questionnaire to assess your financials for you, if only to ensure they risk tolerance and goals. are performing well, and you are invested Then there is the matter correctly. If, however, you hate dealing with of trust. And it’s nothing finances, don't understand the first thing to be sniffed at either. about implementing an effective investment Trust is the main reason a strategy, then a financial advisor is right person will come to you for for you. And if you feel stressed over your advice. And trust is likely money or feel like you're not making the best to be the main reason they decisions about your money, then a financial stay with you as a client. advisor would be a wise move to consider. When you trust someone, Robo advisers can be extremely helpful, you tend to be much more but often-times they won't be as beneficial open, forthcoming, and as an actual person who has a face-to-face reflective with the things conversation with you can be. That’s because you may not be with most situations are just too personal for an others. Trust comes from algorithm to deal with. You could argue that a ‘communicating’ with a robo adviser is an unbiased way to ensure the human, and money is a company isn’t pushing their own investment sensitive topic. The questions to ask 46 www.eastalgarvemag.com

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EAxpskatBAD ADVICE... the Not all advice is good and not all people are as genuine as you may think. Enjoy our 'bad advice' column from the expert we've all met, know and love... the Expat. This month we've met with the tab. She comes up, right, and says me to leave your presence. I may not some passionately alternative \"Steve, I saw what just happened there, be clairvoyant, but I sense a Caipirinha people... how would you like to join me and be part needs drinking at the next table... On my chair, armed with my of my meditation work camp, we need a Namaste. Peace and universal love, always. white wine truth serum, I am Shaman and you'll do. On Ashanti on and on! joined with a most lovely floaty couple. Oh dearie me, that is quite a story... So, For more information visit their website Selling their dream of breaking away from what's this work camp then? www.spirtuallyconfusedAlgarve.org or email the system, living off-grid and establishing Nah mate, it's not a work camp it's a [email protected] to change a colony free of indoctrination they join \"meditation\" work camp. The harder and your life NOW! me. Let the Q&A with Beanie Kundalini and more silent you work, the more we are Steve the Shaman begin! rewarded financially in this lifetime. You A mix of cafeteria, bakery and Beanie how would you describe yourself? benefit in your next lifetime. pastelaria, where the concept I'm very complex and yet simple, I have no \"Gary, sorry Steve, let me explain this part is to join different styles and form, yet you can see me. To put it simply, darlin\" says Beanie holding her glass in the eating habits in the same space. I am a gender fluid clairvoyant and as a air, looking me square in my third eye. descendant of a High Atlantis Priestess, I As your spirit breaks and you transfer your Specialsing in Paleo foods can guide you back through time until you will, assets and freedom to us, you avoid discover a past self you like and identify suffering in your next karmic rebirth. Address: Rua da Liberdade n26, Tavira most with today. Pharaohs, Cleopatra, You will rediscover your purpose in Facebook: 'À da Marta' Hercules, angels or some other cliche will rebuilding our sanctuary, farming our land, be revealed through trance, drumming and engineering machinery, building the fence Telephone: 00351 962 480 768 hypnosis. around our compound and improving the Email: [email protected] Oh, very impressive, a High Priestess of bare exposed living huts. Atlantis, I'll refrain from inquiring who left You will come to a state of liberation where Open: Everyday 8am till 7pm the tap on... you will want to freely give the mandatory Saturday 9am till 3pm, Closed Sunday Now Steve, what about you. How did and compulsory donations. you become Steve the Shaman? Has this Well, this all sounds intriguing, I can always been your name? imagine it might make for an interesting Nah, I'm 47, from Essex, my name was Gary weekend or week! until I moved to the Algarve 2.5 months ago. A weekend or week?! Once you have How fascinating! How did you become a entered the Mystical Algarvian Angelic Shaman? Retreat University of the Ecstatic Path, I was sat here in this pub, right. On me first you will not want to leave. We will always night in Portugal, right and was chatting to lovingly find you and your signed karmic this bloke, right. 12 pints in, he turns around contract with our lawyers will prevent you looks straight at my third eye and says from any and all departures. \"Steve, you're a good guy\" as he leaves. I And tell me Beanie, what makes you ask for the bill, and as I am paying for the 24 think people will want to do all this work pints it hits me... I am good and accepted for you? my new name of Steve. First, it is not work for me, it is working Ah... I see and how did the Shaman part for your enlightenment and working to come in? exhaustion releases the karmic sins of your Well, you're not going to believe this, but past. I'll tell you anyway. That same night, just And secondly, if you have to ask that after paying up, this vision of a bird called question, then clearly you are not ready for Beanie came up to me. She told me she'd this yet. been watching me all night and witnessed Thank you Beanie and thank you Steve my transformation as she saw me collect the Shaman for your time. It is time for 48 www.eastalgarvemag.com

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Golf Mmtheeemebt er This month we introduce a new feature. Each month we will introduce a member of Benamor Golf, to hear a little about them and what they love about the course. Our first candidate is Viv Thomas from Tavira, owner of Chilli Boy We met Viv on a sunny, but listened to your parents. tricky bits about them. They may look easy, breezy Friday afternoon at It's a lovely day today, however, it's a little but you have to play conservatively, especially the clubhouse at Benamor windy, how do you think the wind affects if it's the first time you are playing here. I have Golf to film a quick this course in particular. a freind from Wales who is a 4 handicap and interview for their social It can be very tricky! You've got the wind from he can't score on this course. media and website. the East, and sometimes huge winds from off What is it about the club that makes it Viv, how long have been a member here? the coast. It can easily turn a normal golf shot successful? About 17 years now, I've watched it establish into an extra 2 club shot. Well, there has basically been a nucleus of itself and also seen a few staff members and Do you have a favourite hole here? staff that have been here all the time. They players come and go. Probably the 14th. know what you like and what you don't like; So how long have you been playing golf? Wow... I know from experience there are drinks, snacks or whatever. They are a really I started when I was 11, I was very lucky, I not a lot of people who enjoy that hole! friendly bunch of people. It's like a family went to a school in Rhodesia that has its own Well, let's put it this way, when you hit a decent type of a golf course. And the course itself... 9 hole course. drive, it goes down the middle and you're not I've heard people say it's a 'Mickey Mouse' What is your current handicap? out of bounds, it's such a good feeling! course... it's not! How many golf courses A struggling 16, unfortunately. OK, there must be one that's your nemisis? are there where all of the par 3's are in the What is your lowest ever handicap? Ugh... I'm not sure if I hate it, or it hates me, 180's, where 16, 17 handicaps have to use a When I was 13, I was a 7 handicap, and when but it's the 12th. A silly little par 3. Every driver. The condition of the course too; they I was in my early 20's I got down to a 5. time I get on the tee with you guys you start look after the course, it's not immaculate, but So you know your way around a golf laughing. it's well cared for. The traffic they get on this course? Ha, ha... it's all in the gamesmanship, you course and the way that it's cared for, I think I think so! I had an ambition when I was a know that, we learnt from you Viv. they do a great job. kid to become a golf professional in the days What advice would you give to someone of Gary Player's era, but my father, in his who has never played here before? Well Viv, thanks for your time this afternoon, wisdom, decided that there was no money in It's not a long course, or a big course, but I it's been a pleasure and I sincerely look golf and he said no... and in those days you would say 12 of the 18 holes have got little forward to our next game. 50 www.eastalgarvemag.com