Kemper Auto Brochure 4

KEMPER PRIME AUTOSM INSURANCEAuto Insurance that’sjust right for you?Simply, yes.

Kemper Prime AutoWhether your car is big or small, youuse it for pleasure or to commute,you’ll find that Kemper Prime AutoSMis right for you.It’s flexible, with protections thatrange from basic to broad. So youcan choose the best fit for your autoinsurance needs—today and downthe road.Kemper Prime Advantage? Simply yes.

Protection, choiceand valueKemper Prime Auto offers a variety of standardprotections, including a range of Physical Damageand Liability limits, and Comprehensive andCollision deductibles, as well as six- or 12-monthpolicies.Kemper Prime Advantage? Simply yes.

Kemper PrimeAuto EnhancedWe also offer many important add-oncoverages. Kemper Prime Auto Enhancedassembles many popular coverages for agreat value:• Forgiveness of first accident or minor violation• Diminishing deductible credit for safe driving• Waiver of deductible when parked car is damaged• Personal property protection• Trip interruption expenses• Key or entry transmitter device replacementKemper Prime Advantage? Simply yes.

Kemper Prime Advantage Jack and FrankJack is proud of his clean driving record, so he was upset when hisparked car was hit while he was in the store.Frank worried that his recent fender-bender would affect hisinsurance rates.Different driving scenarios, but each benefits from Kemper’ssolution aimed at easing the financial burden of the unexpected—Kemper Prime Auto Enhanced.

Customize yourcoveragesThese standalone options provide greaterprotection if you have a breakdown orcovered accident:• Umbrella liability pays above the limits of your auto and home policy• 24/7 roadside assistance• Replacement Cost coverage, which is ideal for a new car• Coverage for the difference between what you owe on your car’s loan/lease and its Actual Cash Value• Protection for drivers in a rideshare service¹Kemper Prime Advantage? Simply yes.

Package forsimplicity andsavingsConsider adding a Kemper Prime HomeSMpolicy to your Kemper Prime Auto policyfor convenience and savings.By packaging your insurance, if you haveclaim that impacts both your home andauto, you pay only one deductible².You also get a discount on both policies.Kemper Prime Advantage? Simply yes.

More for the road,less out of pocketWith Kemper Prime Auto, you may qualifyfor these and other discounts to make yourinsurance even more affordable: AdvancedQuote, Multi-Policy, New Car andHomeownership.You’ll also see savings if you have ananti-theft device, take a driver educationcourse or if the young driver in yourhousehold is a good student.Kemper Prime Advantage? Simply yes.

Kemper Prime Advantage Happy 18th BirthdayOn May 1, Margie gave her son a car for his 18th birthday.On May 2, he ran a stop sign and hit another car.The driver was hurt and filed a lawsuit against her,demanding $1 million.Margie worried that her son’s college fund was now atrisk. But then her agent reminded her she has Kemper’sPersonal Umbrella Liability Coverage.

Smooth andhassle-free claimserviceWhen you need to file a claim, we’recommitted to making the process assmooth as possible. You can reportclaims 24/7 at 888.252.2799, and we cantake information in multiple languages.For most types of auto damage, you canuse our Kemper Inspection mobile appto further speed the claim process.Kemper Prime Advantage? Simply yes.

Flexible pay, do ityour wayWith our multiple options, you canpay your premium in a way that bestfits your lifestyle. You can pay allyour premium upfront for a discount,in two installments, monthly orquarterly.You can also choose to pay by check,or automatically by electronic fundstransfer for savings or with creditcard payments.Kemper Prime Advantage? Simply yes.

Your insuranceonlineIf you register your policy onkemper.com, you can easily manageyour payments online. You can alsosign up for paperless policy forconvenient round-the-clock accessto all your documents from a safeand secure site.Want to knowmore?To learn more about our manycoverage options or for questionson our products, contact yourIndependent Agent.Kemper Prime Advantage? Simply yes.

A history of strengthKemper’s roots as an insurance carriergo back more than a century. We’re oneof the leading insurers in the U.S. andour standard/preferred underwritingcompanies share an A- (Excellent) ratingby A.M. Best Company.We sell our auto and home insuranceproducts through a select group ofIndependent Agents and brokers,as they are best able to offer consumersvaluable expertise and guidance.kemper.com¹No passenger²Highest deductible applies©2017 Kemper Corporation. All Rights Reserved.This material is for general informational purposes only. All statements are subject to the terms, exclusions andconditions of the applicable policy. In all instances, current policy contract language prevails. Products, services anddiscounts referenced herein are not available in all states or in all underwriting companies. Coverage is subject toindividual policyholders meeting our underwriting qualifications and state availability.Kemper Prime underwriting companies include: Kemper Independence Insurance Company, Trinity Universal Insur-ance Company and Unitrin Safeguard Insurance Company. Trinity Universal Insurance Company also reinsures businessunderwritten by Home State County Mutual Insurance Company, an unaffiliated company and managed by Kemper Gen-eral Agency, Inc. In California, the Kemper Prime underwriting company includes Trinity Universal Insurance Companyand Unitrin Auto and Home Insurance Company.