Leader_Playbook_V1

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Preface This playbook is the outcome of Playbook Initiative Program by the content team Tattava in consultation with senior management of Tata AIA Life Insurance Company Ltd. The objective of the playbook is to create a comprehensive resource for agency leaders with the implementation of knowledge and skills required to deliver their key result area. The major problem that was highlighted was that there are various resources available to get insight about products and process. All these resources need to be accessed by stakeholders separately to acquire the required knowledge and skills. Hence, the initiation of the playbook ensures all such resources in one place. This playbook is not free of limitations. It is always advisable to contact your branch manager or training manager to get in-depth knowledge or skill on a particular topic. We believe that the playbook can help any person in providing information about products, process and digital tools.

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From the MD’s Desk To all of you let me start by saying a very warm welcome to Tata AIA Life Insurance. You have made a good choice on multiple counts. First, Life Insurance is and will always be a noble profession particularly in India. Second, Tata AIA Life Insurance is a joint venture between Tata Group Ltd, standing for last 150 years and AIA Group Ltd., standing for 100 years, a leader in life insurance across the world, a pioneer of life insurance in Asia and clearly an expert in life insurance. Today, we are the largest non-banking group life insurer, the largest retail protection provider and best-in-class quality matrix and high claim settlement ratio. Our focus has always been customer centricity and doing good to consumers. As you have joined our agency business, let me share with you that the opportunity in agency is limitless. You have chosen the right industry, the right company and the right vertical which is agency to grow to your full potential. We are geared to invest a lot in our agency channel and grow significantly. As a company we always live up to our values. Our 3 major values are (1) Consumer Obsession (2) Passion for Excellence and (3) People Our Core. Out of all the 3 values let me have the opportunity to share one of the values Passion For Excellence. For us this means, High Quality: We want our agency team to have the highest quality when it comes to understanding our products, understanding customer needs and use our precious products to fulfill those needs. Sustainability: Our agents and advisors must take this business full-time or earn enough to maintain a healthy lifestyle. Discipline: We strongly believe that the first step for success to be disciplined in life. Hence, we want our agency teams to follow choreography diligently. This is essential to live our value of excellence for agents, leaders and employees. With this, I wish you a very successful, fulfilling, long-lasting and happy career with Tata AIA Life Insurance. And in this environment please stay safe and take care of yourself, your families, and your loved ones. Warm regards Naveen Tahilyani CEO and MD

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From the desk of Amit Dave Chief Agency Officer Dear Team, Welcome to the Tata AIA Life family. You have shown immense grit and determination in these uncertain times, to reach where you stand today. A plethora of learnings and opportunities will be presented to you, and I urge you to maximize it to the fullest. Together we will make our journey at Tata AIA Life a memorable and eventful one. May you achieve all that you aimed for and more. All the best!

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From the desk of Chaitanya Celly SVP & Head, Distribution Training and Strategy Dear Team, Many dream, some try and only a few achieve. You did it! It is a matter of pride to have you as part of the Tata AIA Life family. This accomplishment, of being amongst the top in the industry should be celebrated and cherished. I promise you it’s going to be an incredible journey from here on, and I look forward to see you rise through the ranks. Remember arriving at one goal is the starting point to another. So, continue to maintain heightened level of performance and keep scaling newer heights and setting newer standards. All the best!

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Table of Content About Group & Well Crafted Roles & Company Career Path Responsibilities (Choreography) Progression and NexGen NexGen Zen Payout Products Process State of Art Digital Tools Click or tap on the content boxes to view the section

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About Us Page 13 Know about Tata AIA Life Insurance and the joint venture between Tata Group and AIA group. Strictly for internal circulation only

About Tata AIA Life Tata AIA Life Insurance Company Limited (Tata AIA Life) is a joint venture company, formed by Tata Sons Pvt. Ltd. and AIA Group Ltd. (AIA). Tata AIA Life combines Tata’s pre-eminent leadership position in India and AIA’s presence as the largest, independent listed pan-Asian life insurance group in the world spanning 18 markets in the Asia Pacific region. Strictly for internal circulation only Page 14

About Tata Group & AIA Group Founded by Jamsetji Tata in 1868, the Tata group is a global enterprise, headquartered in India, comprising 30 companies across ten verticals. The group operates in more than 100 countries across six continents, with a mission 'To improve the quality of life of the communities we serve globally, through long-term stakeholder value creation based on Leadership with Trust’. AIA Group Limited and its subsidiaries (collectively “AIA” or the “Group”) comprise the largest independent publicly listed pan-Asian life insurance group. It has a presence in 18 markets – wholly-owned branches and subsidiaries in Mainland China, Hong Kong SAR(1), Thailand, Singapore, Malaysia, Australia, Cambodia, Indonesia, Myanmar, New Zealand, the Philippines, South Korea, Sri Lanka, Taiwan (China), Vietnam, Brunei and Macau SAR(2), and a 49 per cent joint venture in India. Tata & AIA at a Glance Strictly for internal circulation only Page 15

Awards & Achievements 2020 Tata AIA Life Wins Extraordinaire Award 2019 Aon Best Employer Award India Insurance Summit & Awards – InsureTech Company of the Year Annual Masters of Modern Marketing Awards & Conference – Best Influencer Marketing Campaign UBS Forum Out of Box Compliance Program Award - Compliance Team of the Year IDEAFEST Most Trusted CEO of the Year – Rishi Srivastava 2018 Aon Best Employer Award Great Manager Award TAVF Awards – Best Digital Campaign (Best use of Video) Legasis Compliance Team of the Year Award Serving The Society Strictly for internal circulation only Page 16

Well Crafted Page 17 Career Path Learn about the unique BA model and career path for leaders. Strictly for internal circulation only

The Business Associate (BA) Model Distribution in Tata AIA Life is managed by Agency Managers, whose role is to manage a team of Agency Leaders called Business Associate (BA). The Business Associate manages a team of advisors either through a direct team or an indirect team. AGENCY MANAGER PARTNER OFFICE CBA CBA BA BA BA BA Agents Agents Agents Agents Objective of BA Model“ “ Build True Leader Led Model by creating Professional Agency Workforce through Selecting & Grooming New Leaders to become highly effective and influential Entrepreneurs Strictly for internal circulation only Page 18

Time Tested and Unique Model No. of Leaders No. of Active Leaders Total Earning by Active associated with us 2,500* Leaders 4,311* ~ 200 Cr. (FY21) We are only in the industry to offer Dual Career Path OR Recruit a Direct Recruit Advisors Team of and Leaders and work with a wider advisors and work with them team Tata AIA Life Leader Career Path Strictly for internal circulation only Page 19

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Roles & Page 21 Responsibilities Learn about Choreography for advisors and leaders Strictly for internal circulation only

‘‘Roles & Responsibilities of Leader Leaders don’t build a business – Leaders build people – and then people build the business Leaders’ Key Roles in Tata AIA Life Zig Zagler Author and Motivational Speaker Mentor/Coach Choreography Premier Agent Conduct On-Field Religiously manage Use our digital activities by Choreography tools to prospect regularly for premier demonstrating and activities for your agents. observing skills. team. Conduct weekly COP to recruit Conduct Branch Plan 3 Hours premier agents. activities by training everyday in branch Page 22 on products and activities like morning huddle, role plays, process. call-a-thon etc. Strictly for internal circulation only

Roles & Responsibilities of Leader Leaders’ Key Responsibilities Strictly for internal circulation only Page 23

Choreography of Leader Daily | 3000 Weekly | 2000 Monthly | 1000 Attend Morning Huddle Conduct Income Conduct Goal Setting [conducted by Branch Review with DT Team Income Planning [Self + Manager] & Self with Manager | DT] | VYMO VYMO 75 points per Day 500 points per activity 250 points per activity Threshold – 70% of DT Joint Field Work Conduct COP in Attend Monthly with team* Branch [VYMO] Step Up Programs 75 points per Day 250 points per activity 500 points per activity *Minimum 5 JFWs in a 2 COPs per week month. 500 Points [Max] Per Activity 1000 Points [Max] Per Activity Income Planning to be completed by 5th of 1500 Points [Max] Per Activity 4 Meeting [1 Meeting/week] x 250 = 1000 every month. It is a gating criteria for 20 Working Days x 75 = 1500 Points earning points Points + Leaders can earn maximum 6000 points in a month. + Choreography points can be redeemed for Gift Vouchers.x Choreography of Advisors Daily | 3000 Weekly | 1000 Monthly | 1000 Attend Morning Huddle Attend Income Attend Unit Meeting [conducted by Branch Review Discussion Income & Goal Manager] | VYMO Planning with Leader | VYMO 75 points per day 250 points per activity 500 points per activity Verified Sales Call* Attend Monthly 75 points per day Step UP Programs 500 points per activity 1500 Points [Max] Per Activity 1000 Points [Max] Per Activity 500 Points [Max] Per Activity 20 Working Days x 75 = 1500 4 Meeting [1 Meeting/week] x 250 = 1000 Income Planning to be completed by 5th of Points Points every month. It is a gating criteria for earning points [except for M0 NLAs] + Advisors can earn maximum 5000 points in a month. Page 24 + Choreography points can be redeemed for Gift Vouchers. Strictly for internal circulation only

Progression Page 25 And Zen 2.0 Learn about Zen payout and earning potential as a leader Strictly for internal circulation only

Zen 2.0 Payout ModelTo be eligible for any payout of ZEN minimum Net DT FYC required 10,000 (BA), 15,000 (SBA & CBA), 20,000 (Partner & Sr. Partner) L Extra Credit Premier Agency Creation (NLA to LP) Leader Category DT L1 L2 Category DT L1 L2 creates Distribution NLA 15% extra credit NA NA 0-6 Months 5,000 1,500 1,000 (M0-M3) 15% extra credit NA NA 7-12 Months 4,000 1,000 750 LP (M0-M3) If NLA becomes LP in M0-M3 period of NLA, FYC credit will be extended up to Payout on creation and achievement of INR 18,000 EC M0 + M6 month from the NLA coded date. NLA to LP INR 60,000 EC by M1, creation month will be M0 Direct Team – DT L1 Team L2 Team E Slabs Monthly SBA Slabs BA SBA CBA Partner Sr Slabs SBA CBA Partner Sr. Partner Pay out Partner Engages & Activates 2 to 3 750 PBA & BA Only 4 to 10 500 250 NA NA NA 11 to 15 250 NA NA NA 4 to 10 1,000 NA NA 16 to 30 500 250 NA NA • Minimum 9,000 EC or 15,000 11 to 20 500 500 250 NA WNBP of Fresh single policy 250 11 to 20 1,500 All 21 to 30 500 500 500 250 NA 31 to 40 500 500 250 500 • To get LP activation booster 21 to 30 2,000 Leaders minimum DT/L1/L2 slab wise 31 to 50 500 500 500 500 250 41 to 60 500 500 500 activation criteria as per designation needs to be met. 31 and 2,500 51 and 500 500 500 500 500 61 and 500 500 500 above above above LP Activation Booster DT LP Activation Booster L1 LP Activation Booster L2 LP Active (<36,000 EC) 500 LP Active (<36,000 EC) 250 LP Active (< 36,000 EC) 250 LP Active (>=36,000 EC) 1,000 LP Active (>=36,000 EC) 500 LP Active (>= 36,000 EC) 500 A MPB – FYC Weightages Performance Slab Goalsheet for PBA and BA Achieves Desg DT L1 L2 Slabs (WFYC) MPB (% of Designation Monthly Monthly Monthly GS Higher Total WFYC) FYC Active Payout Productivity advisor PBA 170% NA NA 5,001-15,000 (PBA only) 10% MPB and Goalsheet BA 170% 30% NA 15,001-50,000 15% PBA (DT) 20,000 2 5,000 (PBA & BA) (M0 - M6) 50,001-1,50,000 20% SBA 170% 50% 25% 25% CBA 170% 50% 1,50,001 - 2,50,000 25% New BA (DT) (M1 - M6) 2,50,001 - 7,50,000 30% 20,000 2 5,000 Partner 170% 50% 30% 7,50,001 – 20,00,000 35% Sr Partner 170% 50% 30% 20,00,001 to 1 Cr 40% 6 (Including Min 2 Slab is calculated basis Portfolio of entire tree 1 Cr & above 60% BA 1,25,000 10,000 (DT+L1+L2), FYC to be considered on (DT + L1) Active LP) Net business WFYC: Weighted First Year Commission D Leader Designation Leader Progression L2 DT L1 Deliver PBA to BA (M0-M6) 10,000 NA NA results to Progress BA to SBA 50,000 NA NA SBA to CBA 50,000 NA NA • On promotion, leader (promoted leader) will be eligible for the bonus ( bonus is payable to Self i.e. promoted leader and not to any of their up line leader) • PBA will be paid Promotion bonus of Rs. 10,000 for becoming BA in 6 months For Internal Reference Only Page 26 Strictly for internal circulation only

ZEN 2.0 Promotion Criteria PBA to SBA: CMC to be executed semi annually i.e., Sept & Feb CBA & above: CMC to be executed annually in September Model L Promotion Criteria PBA to BA(L) BA (L) to SBA (L) SBA (L) to CBA (L) CBA to Partner / Sr. Partner Parameter Parameter Target Timeframe Target Parameter Target Parameter Partner Sr. Partner (Preceding Month) 12 Timeframe 12 Timeframe Direct Team 1 BA (Preceding Month) (Preceding Month) 12 FYC (DT + IDT) NA FYC NA Premier Agency (DT) 8 Direct Team 2 SBA/ 5 BA Direct Team 2 CBA / 3 SBA+7 BA 77 % WNBP (DT+IDT) lacs INR 500 lacs INR 1000 lacs Persistency (DT+L1) LP-DT # 2 FYC (DT + IDT) NA AA-DT (cumulative) # DT-25 & IDT-225 Premier Agency (DT) 8 Premier Agency (DT) 8 Team size # 5 Persistency (DT+L1+L2) 77% Persistency/ Retention 77% / 90% (DT) Persistency (DT+L1+L2) 77 % Note : 2 CBA or 3 SBA + 7 BAs will have to be created in Note : 2 SBA / 5 BA and 8 DT. 8 LP will have to be in DT LP will have to be in DT Note : 1 BA and 8 LP will have to be in DT CMC Criteria PBA - CMC Criteria BA (L) CMC Criteria SBA (L) - CMC Criteria CBA (L) - CMC Criteria Parameter Partner Sr. Partner Parameter M6 Parameter Target Parameter Target Parameter Target Direct Team 13x BA 13x BA FYC NA FYC NA Direct team 1x BA Direct Team 5x BA WNBP (DT+IDT) INR 500 lacs INR 1000 lacs Team Size 5 Team Size 5 Premier Agency (DT) 8x LP Premier Agency (DT) 8x LP AA-DT (cumulative) # DT-25 & IDT-225 DT-25 & IDT-225 LP-DT # 2x LP Premier Agency (DT) 2x LP Persistency 77% Persistency Premier Agency (DT) 8x LP 8x LP Retention Ratio 90% Persistency (DT) 77% (DT+L1+L2) (DT+L1+L2) 77% 77% 77% Persistency (DT+L1+L2) BA (Leader-DT) equivalent : 1 Sr. Partner = 16 BAs, 1 Partner = 8 BAs, 1 CBA = 4 BAs , 1 SBA = 2 BAs | LP/ IWM Equiavalent : 1 SLP/SIWM = 2 LPs, 1 ELP/EIWM = 3 LPs, 1 CLP/CIWM = 4 LPs for PBAs if persistency collectible is >0, the 77% persistency is applicable | Sections highlighted are Main(Must) criterias Model A Promotion Criteria BA (A) to SBA (A) SBA (A) to CBA (A) Parameter Target Parameter Target Timeframe (Preceding Month) 12 Timeframe (Preceding Month) 12 FYC FYC AA-DT (cumulative) # INR 10 lacs AA-DT (cumulative) # INR 25 lacs LP-DT # 50 LP-DT # 100 Persistency (DT) 8 Persistency (DT) 20 77% 77% CMC Criteria BA (A) - CMC Criteria SBA (A) - CMC Criteria CBA (A) - CMC Criteria Parameter Target Parameter Target Parameter Target FYC INR 1.5 lacs FYC INR 10 lacs FYC INR 25 lacs AA-DT (cumulative) # AA-DT (cumulative) # 16 40 AA-DT (cumulative) # 80 Persistency (DT) 77% Persistency (DT) 77% Persistency (DT) 77% Strictly for internal circulation only Page 27 For Internal Reference Only

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NextGen Page 29 Products Learn about our precious products and how we fulfill customer need Strictly for internal circulation only

Protection Plans

Have you experienced Express* Insurance? Presenting Key features Comprehensive Express* Affordable Protection Issuance premiums Simplified onboarding Return of Premiums1 Tax benefits2 with no Medicals (optional) *Conditions apply

Tata AIA Life Insurance InstaProtect : Smart Solution that provides comprehensive coverage under one roof ICU Cancer Heart Conditions Critical Illness Hospitalization Terminal illness Disability Death This solution comprises of the following bene ts: Bene t Description Package Sum Assured^ Criticare Plus Bene t (Lumpsum) Covers 40 Critical Illness (including Cancer & Heart ailments) 25 Lakhs^ 50 Lakhs^ 70 Lakhs^ 3 Lakhs 5 Lakhs 10 Lakhs Hospicare Bene t (Lumpsum) Covers hospitalization/ICU admission costs etc 5 Lakhs 10 Lakhs 10 Lakhs 5 Lakhs 10 Lakhs 15 Lakhs Accidental Total & Permanent Disability (Lumpsum) Covers Total & Permanent Disability due to accident 5 Lakhs 10 Lakhs 15 Lakhs 7 Lakhs 15 Lakhs 20 Lakhs Accidental Death Bene t (Lumpsum) Covers Death due to accident Sampoorna Raksha Supreme Bene t payable on death or accelerated Terminal Illness** **Payout accelerator bene t provides Inbuilt Terminal illness at 50% of base plan sum assured. ^The package Sum Assured is the maximum total coverage under the respective packages and is the sum addition of the individual risks Sum Assureds payable on occurrence of various insured events. Payouts will be restricted to applicable bene t mentioned against the corresponding risk as per the product or rider terms and conditions. Other Sum Assureds also available under the base product with or without rider. Sample Premiums Age PT PPT Non ROP Premium for Package Sum Assured^ ROP Premium for Package Sum Assured^ 25 Lakhs^ 50 Lakhs^ 70 Lakhs^ 25 Lakhs^ 50 Lakhs^ 70 Lakhs^ 35 20 5 13,416 25,237 35,813 34,058 64,344 88,629 35 20 10 7,238 13,608 19,342 18,789 35,498 48,921 35 20 12 6,486 12,208 17,289 16,867 31,879 43,819 35 20 20 4,572 8,609 12,167 13,725 25,981 35,398 35 30 5 20,486 38,656 55,808 32,978 62,108 88,306 35 30 10 11,345 21,413 30,894 17,777 33,465 47,665 35 30 12 9,921 18,737 26,984 15,476 29,143 41,459 35 30 30 5,777 10,930 15,660 10,888 20,611 28,770 The premium shown in the above are annualized premium for male, non-smokers and standard lives, exclusive of applicable taxes, cesses & levies. All taxes, duties, cesses or levies, (including but not limited to TDS, Surcharge or Cess) are applicable as per governing laws. Eligibility Criteria: Parameter Minimum Maximum Package Sum Assured^ Return of Premium (ROP) option 25 Lakhs, 50 Lakhs, 70 Lakhs Entry Age Maturity age ROP, non-ROP Policy Term (PT) 18 years 45 years Premium Payment Term 23 years 75 years Premium Frequency non ROP 5 years 50 years ROP 10 years 40 years Single Pay Limited Pay5 1 year Regular Pay 5 years Policy term minus 1 Equal to Policy Term Annual, Half-yearly, Quarterly, Monthly 4All reference to age is as on last birthday. 5Limited Pay option of 5 Pay, 10Pay and 12 Pay only are available in ROP option. Disclaimer: Tata AIA Life Insurance InstaProtect comprises of Tata AIA Life Insurance Sampoorna Raksha Supreme (Non Linked, Non Participating, Individual Life Insurance Plan) (UIN: 110N160V02). Tata AIA Life Insurance Non-Linked Comprehensive Protection Rider (NLCPR) (UIN: 110B033V02) Life Option (in case Return of Premium is No) or Life Plus Option (in case of Return of Premium is Yes) - A Non-linked, Non-participating, Individual Health Rider; Tata AIA Life Insurance Non-Linked Comprehensive Health Rider (NLCPR) (UIN: 110B031V02) - A Non-linked, Non-participating, Individual Health Rider. *Express Issuance for standard lives. The solution will be underwritten by Tata AIA Life Insurance Company Limited. Additional Requirements may be called at underwriters discretion. 1At the time of purchase, if the policyholder chooses to opt for a Return of Balance Premium option -For Sampoorna Raksha Supreme (Life Plus Option), an amount equal to the 105% of the Total Premiums Paid towards the product (excluding loading for modal premiums) shall be payable at the end of the Policy Term, provided the life assured survives till maturity and the policy is not terminated earlier. 2Income Tax bene ts would be available as per the prevailing income tax laws, subject to ful llment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax bene ts available to you. 3The premium shown in the illustration above are for male, non-smokers and standard lives, exclusive of applicable taxes, cesses & levies. All taxes, duties, cesses or levies, (including but not limited to TDS, Surcharge or Cess) are applicable as per governing laws. Tata AIA Life Insurance Company Limited reserves the right to recover/ deduct from the policyholder, any levies and duties (including applicable taxes, Surcharge or Cess and TDS), as imposed by the Government or any statutory authority from time to time. Kindly refer the sales illustration for the exact premium. **Inbuilt payor Accelerator bene t that advances 50% of Basic Sum Assured in event of a Terminal illness diagnosis. For Tata AIA Life Insurance Non-Linked Comprehensive Protection Rider and Tata AIA Life Insurance Non-Linked Comprehensive Health Rider, an amount equal to the Total Premiums Paid towards the respective bene t option (excluding loading for modal premiums), less any claim amount already paid out under the respective bene t option, shall be payable at the end of the bene t option term, provided the bene t option is not terminated. Life cover is available in this solution. The solutions are not guaranteed issuance solutions and will be subject to Company’s underwriting and acceptance. In case of sub-standard lives extra premiums will be charged as per our underwriting guidelines.The solutions are underwritten by Tata AIA Life Insurance Company Limited. For more details on the bene ts, premiums and exclusions under the Base product and rider, please refer both Product and Rider brochure or contact our Insurance Advisor /Intermediary or visit our nearest branch of ce. Buying a life Insurance policy/rider is a long term commitment. An early termination of the policy/ bene t option under a rider usually involves high costs and the surrender value payable may be less than all the premiums paid. • L&C/Advt/2021/Oct/1744. Tata AIA Life Insurance Company Limited (IRDAI Regn. No.110) CIN: U66010MH2000PLC128403. Registered & Corporate Of ce: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai - 400013. Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life Insurance Company Ltd under a license. For any information including cancellation, claims and complaints, please contact our Insurance Advisor / Intermediary or visit Tata AIA Life’s nearest branch office or call 1-860-266-9966 (local charges apply) or write to us at [email protected]. Visit us at: www.tataaia.com. L&C/Advt/2021/Oct/1744 BEWARE OF SPURIOUS/ IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls FRAUD PHONE CALLS! are requested to lodge a police complaint.

UIN: 110N157V01 Zindagi Ka Sidha Sadha Plan NO MEDICALS. NO JHANJHAT. AB ISSUANCE PHATAPHAT. Reasons to Buy Saral Jeevan Bima Simple & Flexible Additional No Medical Tax Lower Affordable Policy Term protection Issuance Benefits1 premiums & Premium with Riders for female Pure Paying Term lives & non- Protection smokers Plan Tata AIA Life Insurance Advantage Trusted Families Claim Express Brand Protected Settlement Claim Ratio* FY20-21 Service2 *Individual death claim ratio as per audited financial statement. Refer Brochure for all terms & conditions. For internal circulation and not to be used for business solicitation.

How the plan works? Life cover of `25.00 Lacs for 20 years without Riders Death due to accident@ in 7th year: Death Benefit `25.00 Lacs Years 1 10 20 54 Age^ 35 44 Pay Premium# of `17,975 p.a. for 10 years. You Pay You Get Total Premium# of Total Benefit of `1,25,825 `25,00,000 @The life cover shown above is without riders. Additional Protection with Riders °Refer Brochure for details of scenarios where Double Benefit is payable. ^^Accidental Death Benefit and Accidental Total Permanent Disability Benefit are Benefit options under Tata AIA Life Insurance Non-Linked Comprehensive Protection Rider (UIN: 110B033V02). For more details on benefits, premiums and exclusions under the riders, please refer to our Rider Brochure or contact our insurance advisor/intermediary or visit our nearest branch office. Disclaimer: Tata AIA Life Insurance Saral Jeevan Bima, A Non-Linked, Non-Participating Individual Pure Risk Premium Life Insurance Plan (UIN: 110N157V01) #All premiums, charges, and interest payable under the policy are exclusive of applicable taxes, duties, surcharge, cesses, or levies which will be entirely borne / paid by the policyholder, in addition to the payment of such premium, charges or interest. Tata AIA Life shall have the right to claim, deduct, adjust, and recover the amount of any applicable tax or imposition, lived by any statutory or administrative body, from the benefits payable under the policy. ^All reference to age is as on last birthday. Buying a life insurance policy is a long- term commitment. An early termination of the policy usually involves high costs, and the surrender value payable may be less than the all the premiums paid. This product is underwritten by Tata AIA Life Insurance Company Ltd. This plan is not a guaranteed issuance plan, and it will be subject to company’s underwriting acceptance. In case of substandard lives, extra premiums will be charged as per our underwriting guidelines. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. The customer is advised to refer the detailed sales brochure of respective individual product and riders mentioned herein before concluding sale. 2Claims beyond three years from the date of issuance of the policy or the date of commencement of risk or the date of revival of the policy or the date of the rider to the policy, whichever is later. Subject to all the relevant terms and conditions of the policy contract. All the relevant terms and conditions of the policy contract, including provisions in respect of claim procedure shall apply. Unit linked products; policies with unclaimed amounts or last premium payment not cleared are excluded. Applicable for TATA AIA Life Insurance working days (Monday to Friday) up to 2 pm and bank working days subject to submission of completed documents. Guarantee implies to claims where all required documents are submitted by the nominee and no case of misrepresentation and fraud has been determined by Tata AIA Life Insurance. The rider is not mandatory and is available for a nominal extra cost. For more details on benefits, premiums, and exclusions under the rider, please contact Tata AIA Life Insurance advisor / branch. 1Income tax benefits would be available as per the prevailing income tax laws, subject to fulfilment of conditions stipulated therein. Income tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefits available to you. Tata AIA Life Insurance Company Limited (IRDAI Regn. No.110) CIN: U66010MH2000PLC128403. Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai - 400013. Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life Insurance Company Ltd under a license. For any information including cancellation, claims and complaints, please contact our Insurance Advisor / Intermediary or visit Tata AIA Life’s nearest branch of ce or call 1-860-266-9966 (local charges apply) or write to us at [email protected]. Visit us at: www.tataaia.com. BEWARE OF SPURIOUS/ IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested FRAUD PHONE CALLS! to lodge a police complaint.

IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER.THE LINKED INSURANCE PRODUCT DO NOT OFFER ANY LIQUIDITY DURING THE FIRST FIVE YEARS OF THE CONTRACT. THE POLICY HOLDER WILL NOT BE ABLE TO SURRENDER/WITHDRAW THE MONIES INVESTED IN LINKED INSURANCE PRODUCTS COMPLETELY OR PARTIALLY TILL THE END OF THE FIFTH YEAR. Believe it or not The Power of 3* Now in one Covers the 3 Ds- +Tax benefits as Disability, Disease & Death* per applicable Best of both worlds: income tax Laws Protection & Savings Fchleoxoibsielitfyrotmo Enhanced Limited or Pcoromtepcretihoennwsiivteh life RPreegmuliaurm and Health Cover Payment Term #Returns through Market Linked Savings Param Rakshak solution comprises of Tata AIA Life Insurance Smart Sampoorna Raksha, A Unit-linked, Non-participating, Individual Life Insurance Plan for Savings and Protection (UIN:110L156V01) and Tata AIA Life Insurance Linked Comprehensive Protection Rider, A Non-linked, Non- participating, Individual Health Rider (UIN: 110A032V02) and Param Rakshak Plus solution comprises of Tata AIA Life Insurance Smart Sampoorna Raksha, A Unit-linked, Non-participating, Individual Life Insurance Plan for Savings and Protection (UIN:110L156V01), Tata AIA Life Insurance Linked Comprehensive Protection Rider, A Non-linked, Non-participating, Individual Health Rider (UIN: 110A032V02) and Tata AIA Life Insurance Linked Comprehensive Health Rider, A Non-linked, Non-participating, Individual Health Rider (UIN: 110A031V02). For internal circulation and not to be used for Business solicitation

Our Fund Performance& vs Benchmark Data as of October 2021 22.78% 21.06% 19.09% 14.82% 15.50% 14.12% 14.12% 16.41% 12.90% 12.88% Fund Fund Name Multi Cap India Consumption Top 200 Super Select Whole Life Mid Cap Benchmark S&P BSE 200 S&P BSE 200 S&P BSE 200 NIFTY 500 Shariah NIFTY Midcap 100 FuInncdepstionADvatae ilabl0e5-OWct-i1t5h Curr0e5n-Otct-P15roduct O12-fJfane-0r9ings 21-Oct-09 10-Jan-07 - A Snapshot (as on 29th October 2021) This illustration is THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER. for Male, 35 Equity Funds years, standard life. Large Cap Equity Fund (ULIF 017 07/01/08 TLC 110) Fund Details Fund Performance Asset Allocation Investment Objective : The primary investment objective PERIOD DATE NAV Nifty NAV INDEX 50 Change Change of the Fund is to generate long term capital appreciation from a 30-Sep-21 45.3615 30-Jul-21 42.0887 17618.15 1.00% 0.30% portfolio that is invested predominantly in equity and equity linked Last 1 Month 15763.05 8.86% 12.11% securities. Last 3 Months 7.55% MMI & Others NAV as on 29 October, 21 : `45.8167 Last 6 Months 30-Apr-21 37.4035 14631.10 22.49% 20.78% TBehnechminarvk estment is : Nifty 50 -100% Last 1 Year 30-Oct-20 28.7725 11642.40 59.24% 51.79% aCosrpsuus mas oendOcttoobehr,a21ve a:n ` 1,849.62 Crs. Last 2 Years 31-Oct-19 27.2463 11877.45 29.68% 21.98% Last 3 Years 31-Oct-18 23.3404 10386.60 25.21% 19.38% 92.45% Equity asset allocation in Last 4 Years 31-Oct-17 22.7731 10335.30 19.10% 14.35% Last 5 Years 28-Oct-16 19.2323 8638.00 18.96% 15.39% Whole Life Fund Since Inception 11-Jan-08 10.0000 6200.10 11.65% 7.88% Note : The investment income and prices may go down as well as up. “Since Inception” and returns above “1 Year” are calculated as per CAGR. Whole Life Mid-Cap Equity Fund (ULIF 009 04/01/07 WLE 110) Fund Details Fund Performance Asset Allocation Investment Objective : The primary investment objective PERIOD DATE NAV Nifty NAV INDEX of the Fund is to generate long term capital appreciation from a Midcap 100 Change Change portfolio that is invested predominantly in Mid Cap Equity and Last 1 Month 30-Sep-21 83.5801 30384.00 1.05% 0.28% Mid Cap Equity linked securities. Investments in large cap equity shares will be restricted to not more than 20%. Last 3 Months 30-Jul-21 80.2184 27815.25 5.28% 9.54% Last 6 Months 30-Apr-21 69.5314 24195.90 21.47% 25.93% 5.80% MMI & Others NAV as on 29 October, 21 : `84.4574 Last 1 Year 30-Oct-20 51.9600 17066.50 62.54% 78.53% Benchmark : Nifty Midcap 100 -100% Corpus as on October, 21 : ` 8,811.30 Crs. Last 2 Years 31-Oct-19 48.0070 16818.90 32.64% 34.60% Last 3 Years 31-Oct-18 42.4990 17189.15 25.72% 21.02% Last 4 Years 31-Oct-17 47.6958 19578.40 15.36% 11.69% 94.20% Equity Last 5 Years 28-Oct-16 38.3865 15841.35 17.08% 13.98% Since Inception 10-Jan-07 10.0000 5066.30 15.50% 12.88% Note : The investment income and prices may go down as well as up. “Since Inception” and returns above “1 Year” are calculated as per CAGR. Super Select Equity Fund (ULIF 035 16/10/09 TSS For internal circulation and not to be used for Business solicitation 110)

ThIenNvfeAusnVtdmawseinolltnnOo2b9t jreOecpctlitivoceabteer,t2h1e:inTdheex:Tobpu`t54a05ifm.u8n1td6o7waitltlaininvepsetrpforirmmaarnilycein LLLLaaaassttssPtt13E61MMRYMooIeOonnanDttrhhthss 3300-D-SJA33eu00Tpl---E-2AO21pc1rt--22550194N..05A3201V8799..3247703255 11N1175i1467ft6616y4383215..10..0415500 252299C...242608hN0948..a24.A%%%5n38V7g%%%e 252011C...I77921Nh089802Da.%%%3..n71E018gX%%%e Asset Allocat7i.o55%n baeri5sstet0BienlerIegncntdtohcesuahxttnomowctfakhitmrsehkaapanrekdfreofetcouqcrmosuniatoydnnilctiigneoeknoensfde, rttiahhnteesint:srIguncmdlhoeeNenxmngif.tteystAem5swrm0haaiy-cc1dha0epl0asfie%rotaenilsnaaivvppeepasrrstetticrnoaifadtNeteiogibfnytty. LLaastst62MYoenatrhss 30-A3p1r--O21ct-1499.02571.02463 1141683717.1.405 6.49% anTdhCmeoorfupnnuedsy awmsiallornkneoOt ircnetsoptlbriuceamrt,e2n1thtse. inde:x b`ut1a,8im49t.o62aCttarsin. performance LLLaaasststt113YMYeeoaanrrths 3300--SO3ec1pt---O220c1t-135889..010269303.03404 11710663148826..14.6500 25.5024.12.%39%8% 19.3058.13%.07%9% 92.45% better than the performance of the Index. As a defensive strategy LLLaaasststt234YMYeeoaanrsrthss 3310--OJ3uc1lt---O2119ct-135794..531209202.07731 115110783673375..04.3550 19.2812.04.%86%7% 14.132251.%1.918%% 93.51E%quity the: sch`e5m9.e14m2a2y also invest in debt LLLaaasststt365YMYeeoaanrsrthss 3310--OA2pc8tr---O1281ct-134649..045161920.62323 11408636383168...160000 182.19096..5%772%% 15.231099.%7.388%% 6.49% : Nifty 50 -100% SLLLLLNaSaaiaaannssoisssncdttttttece45r132ee:ItYYTnYYYuInheecreeeenceaaaaaesprrirrrnsspsstavitboeioonsnvtme 123e“3331n281110t-Y-----JOOiOOOen1aaccc1cccnrottttt-”------mJ110211aae67r9098nea-cn0321333ad8380849lcp......u413910rli6601820acte020490es060.100d0m0aas0y0pgeor11118211C00d667863Ao3237748wG3083726n5R0.....0.1.44.6a3100s50000well a1s1u25.11p624.465..“..69%S8087i53n%%%%ce In7c.852e11p81154t%..i79..o3389n59%%”%% MMI & Others : : ``15195..184922Crs. 1194.7.829%% 1195.3.586%% NAaaVrnisdainmsgooonnuet2yo9mf Omacraktreoktbeitencrs,otr2nu1dmiteionntss., Equity MMI & Others Benchmark 93.51% Quick Glance | Funds PerformanceCoNrApVusasasonon29OOctcotboebre,r2, 121 NLoatset:4ThYeeianrvsestmen3t1i-nOcocmt-1e7and33pr.9ic8e9s0may go1d0o3w3n5.a3s0well as up1.4“.S8i5n%ce Ince1p4t.io3n5”%and Benchmark : Nifty 50 -100% rLetausrtns5 aYbeoavres“1 Yea2r8”-aOrectc-1al6cul2at8e.d12a4s1per CAG8R6.38.00 16.03% 15.39% 14.89% 15.56% Corpus as on October, 21 : ` 115.89 Crs. Since Inception 12-Jan-09 10.0000 2773.10 Equity MMI & Others Multi Cap Fund (ULIF 060 15/07/14 MCF 110)Note : The investment income and prices may go down as well as up. “Since Inception” and returns above “1 Year” are calculated as per CAGR. Whole Life Mid-Cap Equity Fund (ULIF 009 04/01/07 WLE 110) Multi CapFuFndunDdetails Fund Performance Asset AllocationInvestment Objective : The pr(imUaLryIFin0ve6s0tm1e5nt/0o7bj/e1c4tiveMCF 110) FFuunndd DDeettaaiillss FFuunnddPPeerfroformrmaannccee AAsssseettAAllllooccaattiioonnocbcLooayfMposIIbcommrnnthofoyfgihinvvdappmretettevehirhaafnpeeCosCseennvFasstltaaiiiemmueeoFntFpwipsnnssiueueetit.dgiEnclnhnnnslwodq.adgbttTiiimnustelhOilOTsiiipntseiratbhbysbeoateejojatsnleedoaiintgniccirllegdavalvkeitgotcesieleierinvlevctvgnorsedeaeaneseeectdrsreteiaslrsafiyaiodrteatietoafiteniocgdeaetpunenadcrrolbpfieoinauctteobpd:nispnae:mtreoogtwictpsttrfTmoMatw.iotTetitfhroelaliIoeeheiinnednrollaneemaivtopanChpneoopppartLsafcofilrprnmytLaaipfemtmLrarhpe2acLagcieraeniic0rtagoreanyarig%reamytrtlMgiesietonC.iaepioilnnCvdiaCpaannveCtapnpaiiesCvnlpraiiapseteneamprtasctgmpaahn.itveeaahnneedantnEeddnilctoudqltaoMonlaMuoMpnoMbtiiniftidbgjiodryeeidgjdoneqctmCCasceuttCCientviraaitromaavdeayppmfppe NAV PERIOD DATE NAV S&P BSE INDEX PERIOD DATE NAV N20if0ty NACVhange INDCEhXange LastP1EMRoIOnDth LLaasstt 31 MMoonntthhs 30-DSAeTpE-21 34N.7A6V09 MS7i&d6Pc1a7Bp.S011E00 Chan0Ng.0Ae2V% ChaInN0gD.2eE9X% 5.88% LLLaaasssttt631MMMooonnnttthhhss 30-3J0u-lS-2e1p-2312.88130.54801 360823708804.7.040 1.0C55h%.a9n6g%e 0.2C81h%1a.0n5g%e 55..8808%% 3300--SA3ep0pr--J-22u11l-212384..74865004.297184 2767628191785..08.2145 5.22082.%0.21%8% 9.5402%.12.92%7% MMI & Others Funds Available With Current Product OfferingsNANLcVoaAmrVgapesaasConniaoepns2c92wo9OimllOcpbtcaoetnboileebasrer,gra2,es12lya1gaafinusn:tc:Mtio`idn`384Co4.af7.4p6t5h6c7e5o4mreplaatniviees.valuations of MMI & Others LLLaaasssttt163YMMeooannrtthhss 3300--O3J0uc-ltA--22p10r-232120..84612901.541314 2644891719805..70.9440 21.47570.9%.62%5%25.915315%.0.558%% MMI & Others LLLaaasssttt216YYMeeoaanrrsths 3310--O3A0pc-trO--12c91t-212088..40559140.977600 1647290986836..85.5470 62.253248.%1.683%%78.522313%.2.871%% 94.12% INrLSLLSLLLLNaLLLLSLNeaaaointaaaaaaaaaoniiutsssnndsssstsssssecrIetttcctttttttttnrNe:e345ee:543214523sTtTIVIuYYYIhnaYYYYYYYYYnhnreeeebceeeeEeeeeeecncoeaaaieaaaaseaaaaanivSnprrrprrrrprrrrrvasssessssvsssstttbeTieiio“osoos1MntnvntmmYeEeee“0332an2333031nNr1185t011185tY”i----i------neTnOOOO1a2333OOOOOOcacr08111ccccroeccccccoP”-----ttttmttttttmJOOOOc----------aO1111a112111aeerccccl8567n096785ecattttaR-----uncn11110alddT1111112167897a99l1c1t54845p0pFe..u..9...r9...rd55023324iliO134449c9ac77589582aete0872899e99082s281Lss.....66d2103640678286pmIm08990aOeaas06597ryy05800CpIggeASoorG1111C3434444433dd5BR5976494975Aoo54470.8518142458wwGO524464781163400n1046nR61898......R......510423aa24133....ss3419564647N465605050wwEeellll Baa11123ssY57552uu.....pp223237503762223T..410428086241424““H......%%%%%SS672575....5775i342958iEnn9482%%%%%%cc%%%%eeP1123I1InnO12314cc.....ee68906L511121pp111198820459353Itt9345i%%%%%C......io882185o....n8128n126828Y”2286”%%%%%%H%%%%anOd L9944D..122E0%%R. - A Snapshot (as on 29 October 2021)CoCNroAprVupsuasassaosonno2nO9OcOtcocttbooebbree,rr2,,12211 Benchmark BeBnecnhcmhmarakrk : : SN&iPftyBMSiEdc2a0p01–0010-10t0%h0% : :: ```83804,18.7.196116.35C0rsC.rs. Equity : S&P BSE 200 – 100% Equity Corpus as on October, 21 : ` 801.91 Crs. Equity THE INVESTMENT RISK Note : The investment income and prices may go down as well as up. “Since Inception” and India Consumption Fund Equity Fundsreturns above “1 Year” are calculated as per CAGR. (ULIF 061 15/07/14 ICF 110) SILnuadpriegareCSCoeanlepscuEtmqEpuqtiutioyitnyFFuFnuudnnddobInfyIvntiehnvsevetesmFstumteinnnedgtnOitisnObtajobejcdgetiecvivtneFieervFFsreuiaFfuiuteneudnncdnp:addop:dTrDittDThafDoelhDeleieaeoptpetrpatopiarmtafriimeaaicliclarosliiysarsmlystiinpoinvanvenesiinestmstmtheweenhntlitocoohnb(bUgjwejecLt(oec(tUuiItrUviFmlvLdeeLI0IFF1700F603P1u75E/nR101I5dO16//D/001P780/e/1T0r4L9fCIoDTCArS1FTm1SFFFE10a1u1uu)10nnnn0)cddd)NeAPPPV eeerrrfffoooSrrr&mmm2P0aBa0aSnnnEccceee NAV INDEX Asset Allocation beIonnIfventefvhisteetsmfrFtomeumnetdnIOtnisbdOijtbaeo’jcsegtcievDtnievoeemraetesticca::pCiTtoaThnlheseauppmprpirmrpiemtacioariyanrytiinogivnnreovsiewntsmtthtmheenestntlootrnbyogj.bejcTteethcirvtemieve Change Change AsAsAsesstseAettllAAolclllooacctiaaottniioonn InodbfioyafthiCntehvoeenfsusFtnuiundmngdpisitnisotanotoFdpiugvroenevndrisedcirfeoaieutedilndcplopoonrmrogtfevotieldidoremisoatrfncibaciunoptvimitoeapnsl atamnopiveepensrretwcoaihaptippciooehnrritwoufrdnoouimtoyldf a inmbtpehonedreiuttffhiomteliomftrooetlhmoaontfgIinsrtidesiirnianmv’gsewscDthoeoilndemspauertmseatdiplclottimioCmnioneanpsnsoeutwlmymepiprnhtiiaenosqniIuzniigdntyrigoaawthnftoedhriemlsoqtpnouogrityryt.taeliTnnrmchkeed LastPP1EEPMRREoRIIOOnIODDthD 30-DDSAAeTTDpEE-A2T1E 31NN.7AA7VVN92AV SNS76&ih68fN2Pta175y0ir78fB050it..ay0S07h014E ChNaCCAnh05hNVNga..aA35AennV85Vgg%%eeCINhDaCCInIEN1Nhh0g1XDaDa.e.2n0nEE9g5gXX%e%e 7.90% reoItnufsdrecnicasup.Criitotaienl ssa.upmppreticoinatFiounn.dTchoeulfdunpdrovwidilel iannveinsvtessitgmneifinctaonptpaomrtuonuintyt Last 3 Months 30-Jul-21 30.2249 7.90% LLLLaaaasssstttt6111MMMMoooonnnntttthhhhs 3300--SSA30eep-pprS---22e21p11-25231361..874375795.3328615 15767362641917788...308.14145 1.0-0102%9..30.814%4%% 0.3-0022%..127.932%%7% 92.10% 7.55% 5.23% LLLLaaaasssttt133YMMeooannr tthhss 333000---OJJ3uuc0llt---J22u110l-2153090..42445202848.7091887 1464598972164803...470.05445 8.8465.%4.55.153%%7%12.115151.%56.0.255%8%% 92.10% NiAinnVtehaqesuiotthynem2a9nedOofcetqroiusbinteygr,lci2no1knesduminpst:itorunm`p3eo1nw.t9se0r1sin5peIcnidfiicaalfloyr eloxncglutdeinrmg LLLLaaaasssttt266YMMeooannrstthhss 333100--OAA30ppc-trrA--122p911r-2412576..37830767158.8483035 14644329649830831...785.12470 22.1413693.%.41.6142%%%20.7128291%3..82.8271%%% CBTCcoeBNroenVroCBNeApmtcnuoeAneVuhtprnrVcetsnpcmaachss)unaashtm.asHsissmero,aoksaooAnartsnnenkr2kliosmpO29n,r9caeOBOtlOdaocPcocntbrtmotkooeobsidbrnbe,ueaaer2crnn,r,1e,dt22l,2y1F1L1iinqdauenoacr::,liia::T:nlog`SIbnS`&a3`N`s3&ci45Ptni11ifc5Pt0t,.uoBy8.9.8t6B,4S0i5Go18ES910E6nan.5EC67sm-t21e.2r20sb0r0Ct0.l0ai0n%ri–sng–.m,110e00Ln0%ot%t(tFeirlmiess/, LLLLaaaasssttt311YYYeeeaaarrrs 333100--OO30cc-ttO--122c800t-2310449..74722098183.8714725 31441494611447002...60.145460 59.5262149.%.83.2870%%%51.7559125%9..15.8882%%% rNLSLLLLLSLSLLLeNLLLLSaaoitaaaaaaaanaaaaiioiutssnnnssssessssctssrttccecttttttttnett:54eee:5342s532445TITYYIIhnIaYYYYYYYYYYnnnheeebceeeeeeeeceececoeaaieaaaaeaaaaeaanivprrnprrrrprrrrprrvssesssssssssstvttetiiieio“sooos1ntnnntmYmeee032an3323023233nr851t1811111581t”i---------inOOOnaOOOOOO32331crc11181cccoecccccco-----tttmttttttmJOOOOc---------111a101111aeeccccl675n8979679586catttta-----unn01111ldd32321111189876a991110249t4474ppe..........9r9rd7508587686ii212219c9c09047006911aee79320999280029583s5ss.....66456073272304344pmm44370eaa62300ryy33410CggAooG1132121344343d343d86R1000248059474oo54762.83324003w82445w425307835318134610n164n80765...............5251a153142a.243..014s1363665s6647565400500wweellll aa21211ss15998uu.....p2111261269p2232222.046365.810621319“121“.....%%%%%.....S96587S62250...520i0522662050inn560%%%%%%%%%%cc%%%ee211I1In7n1945c.c....8e3933e1213112111p8p58891114226034359t%it%%%%435.....o.....i4966788281o...n1825803n21286”682%%%%%”%%%%%%%%and 94.77% Equity MMI & Others NAV as on 29 October, 21 : `52.7365 92.45% BCeonrpchums aasrkon October, 21 : : ` 3N5if0ty.65800CSrsh.ariah - 100% Equity MMI & Others EquEitqyuity MMI & OtheMrsM(IN&onOItnheterrsest Bearing) Corpus as on October, 21 : ` 972.10 Crs. NNanoodtteer::eTTtuhhreensiinnavvbeeossvttmme ee“nn1ttYiinneaccroo”mmaeereaancnaddlcppurriilccaeetessdmmaaasyypggeoor CddooAwwGnnRa.ass wweellll aass uupp.. ““SSiinnccee IInncceeppttiioonn”” aanndd rreettuurrnnss aabboovvee ““11 YYeeaarr”” aarree ccaallccuullaatteedd aass ppeerr CCAAGGRR.. Balanced Funds Whole Life Aggressive Growth FundBa(UlLaIFn01c0e04d/01F/07uWnLAd1s10) TWWohphoo2lel0e0LLFiFfiFufeFFuuenuunnAdnnMddddgDDiDeDgdeteerat-tateCiaalissliisallssspivEeqGuritoywFthunFdund FFFFuuuunnnnddddPPPPeeeerrrfrofffooorrmrrmmmaaaannnncccceeee AAAssssAsesseetstAteAAtlllAollolclolcoacactaitaoitotinioonnnCBNoInfoeACBoNIvCadpcaBNatnnrVhfeaCBsIpoMNretloeApeoAsnvtichetfosppmfanoreAnoVhuireVavehdapritaiptnrctfVecnsstansmhraimupurfaaunhcehCtsorstelfnausasopmisevhssmuitlalmaaviydsossmeennoFmnarooepewpafarasktodsauioienfnpns2sanrtirstoEsBnlOnnnhkrtkol9iritr2tsoe2dnqrSkasbtomoObnOa29Oc9OnuetteEndOjit9oiabmOcsielebaOcOteeOirnObyjstcgOtmjectae2bctoicecccojotoycstctx0ltecetiabictitonbntnvtoiot0acaotsrxmtgoeib.vokeeibibntbrvtbicevrbemioeTiebrieIdes,evtezenn,eescedrhetire2irer,entd2tmzkrd,,er,ee1,sr2gees,12t22radot2ehf1x2o11ou1ttna1cteeh1hunpeunnweartdryrdol:eeoiinotrttT:wmhdt:niefeeumtoThgtimqhasrulaTmleohn:::.uer(rta:::nhkresneUi:::iIpetr:fne`NFC`noep:::sryokrwpma5tv`NCF`LteutieiRc6`N`rwmhpfneT5l7iirruntiutRii8tn60ImIfaerfniy8tsh7i.hcnfFSdoatcsi4S``lts088Itnpmykyt,h.aeySdoar5r9mt8.Im88.8&elI4mr4yLp8io5n2ra0n301Imu.8cM2idITP9ey5L8nie7nd0n0r1d.iatCma252onn63-y7ae7dii%di.enCitdB5tnCp-3vot1.n4lMde6e7igies1cxicuoCvoeS0n.m46sni5raexe4aui2ntmesmstvd-6i5rEtp%h1nCnrppm3ss0s.st-eC%uopeemp3..2o,5t0rt2sC1lmfmrosrro5atts%tie0ea/s0hon.amtsfr%ie0ehc0.htntu0gedpiienhniteeni1tneaeeg--stitngdoBgtsE1x/h1cIicoBt0nobh0oqh0abbwwlroodnj0on9ue0eirpujsbneih%einidml%cstftkljdxicgryeIetcka.oe.iTitqcvh.niimvAatmutemvTeienvasietradeayrtms1eaoyt1SLLLLNaLLLLSLLLLNLLLLSLLLLLLLLNLLLLLSLLLnaaaaaaaaoi0aaaaaaaaoniaaadaaaaaaaaaaaaaosiissstssssnnnsssstsssse)csssssssstssssssssttttttttePcrtectttttttcPetttttttttttttttte1:5432163e1eEe:5432316t5432163113461253EPTIuMTYYYYYIMMRnMIIYYYYYMMhREnrYYYYYMMMYYYYYMMnMhneeeeecnoeIeeeeecooeeeeeoReceeeeeIcOooeaaaaasoooooonOeaaaaannneaaaaaeaaaaaiinnIprrrrri(nnnnnnntnDaprrrrrOntprrrttrrDsssshprrrrrUttsssshtttthhvssssbtttvssssthhvthhhihhthDieoeissoieossossLossssnvsnnnttetImmmF“eee131(333332nn3n0U03Y2118100t1t32333331t023333333D-0ie0-------20811100i2-3811100ni01S2333330LnJOOOOOAn3DaJDA---------9c-0-------0811100ac-SercSJ0OOOOOAupJOOOOOAJIcccccoDATJ”A-o-------nopaF-alerSetttttumJpOOOOOAup-0cccccETmJcccccATma--------nn2paplr112211el0rtttttuttttt2pre-Eccccc-E4T------e-------e-10-en-2701986p29l1r1111220111122ttttt02a2-E-----/--1-a1ac216789106778910n711112201012nna1d6789019345478417011dldc327685290pN/uppr.........00680654060ilArr134445688caii41634828107ce087281903cVtNe681284140ese/.........d0364095252133345550s12333455534071020AsWm089906318602270407062270407aV1NmNma065970180.........s.........L090568806y090568086/AaA058000441a0p309460335Sy039460533ygVEVe010245356M1002455367o&ggr07841270270841220711111223o734664441dPoi1C5dW59767470o6785294900Ad1NdB851801c83w1948145796oGo047816a918i74108308n1LSw6fwR18986p554t.........).EanAy078150423n3.........s3419592011444766570a2a50500050w0sC10s1112241C01112241e500501w6251315hNlw6251315h..Nl.........45ae0.......54a5581986Aae5581986Al36Cn1112362sll369496754n)V51l9496754%%V575522g1ha%%Nu%%%%%%%g..a%%%%%%%s.......20eapCs5037654Ae332622185.05nu08624470811079VhuN“%%..gp%%%%%%%S03.......pa5681050A.ei02.nn“1388819V%%“Sgc%%%%%%%SeieninCI1123721cCnI11113190cICNe19082314851111h31cNI226754h..e908N..........52e226754DhaI65......31890659D...aCnp2215111160I000348.5....13.nIDan0E9449882033n600003cNt1E3519536h610414%%449ginc.%%%%%%%%e%%EX610414og.2.......%%%%%%DaX%%%ep0e2588284gn%%%%%%Xe9pntE58816271”ei%tgo%%%%%%%%iXaonenn”d” 20.47% 20.47% 10.62% 63.37% 10.62% 90.93% 5.55% 63.E37q%uity 5.55% 9.07% 5.80% 94E.M2q0uM%itIy& Others Equity Government Securities GoCvoerrpnomraetnet BSoencdusrities MMI & Others Equity MMI & Others Corporate Bonds MMI & Others WWhhooleleLLifiefeSSttaabbleleGGrroowwtthh FFuunnddFund Details aNrneotduteren:tsTuharnebsoinvavebeo“sv1temY“ee1nartY”ienaacrroe”mcaaerelcacunaldalctpeurdilcaaetessdpmaeasryCpgeAorGCdRoA.wGnRa. s well as up. “Since Inception” Asset Allocation and ret(uUrnLs aIFbov0e1“11Ye0a4r”/a0re1c/0alc7ulaWtedLaSs p1er1C0A)GR. (ULIF 011 04F/0u1n/0d7 WPeLSrf1o1r0m) ance Super Select Equity FundFund Details Fund PerformanceIonfvIotnhfevetshetfesmutnfmeudnneidtsnOittsoObtopjberpjocervtociivvdtieievdeereraesaosnoan:ba:lTbelTherehereteputprurinrmrinsmaswarwyrityihitnhilnvolveoweswsttmottmoememnentedtodioubiubmjemjecr(ctirUistiviskvekL.e. IFLa0sPt3P1EE5RMR1IoIOO6nDDt/h10/0930TDD-SSAAeSTTpEE-12110) Asset Allocation NAV NAV INDEX 39.10% 8.95% NAV CNhAanVge ICNhDaEnXge 42.5227 C0h.a1n7g%e Ch0.a0n3g%e 39.10% 8.95% : `42.5966 : : N`if4ty2.55096-640% NAV as on 29 October, 21 LLaasstt31MMoonntthhs Fund3300--SJeupl--2211 P4443e2080....r9539f2228o52657998rmanc10440...e100.97887%%%% 05.0.733%% Asset Alloca7t.8i7o4.8%4n% LLaasstt63MMoonntthhss 59.7.734%% Fund DetailsBeNnAcVhmasarokn 29 October, 21 3300--AJpurl--2211 CoBroomIepnffnuevcctdsehahisueapmtmsmitfaauoterlonnnkdaltoOpOnipcsgbrteojtteeocbcriametptirirv,owoe2nvh1.iidleTehaeitnacflou:l :tmniTm:deheewF`CsdFCNpuiRi1elslruniR6mtIifmnrSdti7InyipSdbI.avILh2u5nIreILa5ty0ndCsisodeCtiC-oinnezxom4svrixsnmi-0eogp.g-s%6vpnot6e0toimshf0r%isiceet%ieaatniemntBptBopoebooanrjnrmiedotdacodntuicvnoeetf LLaasstt1P6EYMReoaIOnr tDhs 330D0--AOATpcEtr--2201 NAV3383..37866781Nifty500 1206..9175%% NAV 92.37I.N40%D3%EX Cionrpeuqsuiatys oanndOcetqoubietyr, l2in1ked ins:trum`e1n6ts7.2s5peCcrisfi.cally excluding LLaasstt21YYeeaarrs 3310--OOcctt--1290 3330..72677611Shariah 2168..1651%%Change 2133C.0.h53a1%n%ge companies predominantly dealing in Gambling, Lotteries/ LLaLasastst3t21YYeMeaaorrnssth LLaLasastst4t33YYeMeaaorrnssths 33301-S-Oepct--21189 53.83732306.247367195347.34 1187..6213%%-2.04% 1133.-5.251.97%%3% 44.11% LLaLasastst5t46YYeMeaaorrnssths 33301--JOucl-t2-1178 50.4582765.483974904924.45 1173..2235%%4.51% 1130.55.39.64%2%% 323081--AOpcr-t2-1167 45.3012853.809342024340.72 1133..2059%%16.41% 1100.13.974.1%8%2% Government Securities Equity 44.11% 5.23% Contests, Animal Produce, Liquor, Tobacco, Entertainment (Films, SLiLanascstet51InYYceeeaaprrstion 312088--O-JOcactn-t2-01076 34.72121830.03020203417.65 1130..0390%%51.88% 108.578215.%1%8% GMovMeIrn&mOetnhteSrsecurities EqCuoitryporate Bonds TV etc) Hotels, Banks and Financial Institutions. rNNrSeeoLLLtoitutnaaauterecsssrn:nettt:sTsT423IhahnaeYYYbebcoeeeioeinvnaaavpvevrrreetsssei“so“s11tntmmYYeeeenana333rtrt1””111iin8na---acOOOc-rrJoeoecccammcctttn---aeae111-ll0acac789nunu7dldlaa332tptp912eerrdd...ii858ccaaee490ssss8221pm576pm0eeaa.rry0yCC0ggAA0ooGG0dd233RRoo080.w.w243nn311a...a151ss156ww1eel0lll.a3ass0u%upp221..306““S...S697ini562nc%%%ceeInInc8ce.ep8312pt5240ito%...io647nn253””%%%aanndd MMI 9&4O.7t7h%ers Corporate Bonds NAV as on 29 October, 21 : `52.7365 Last 5 Years 28-Oct-16 24.5703 2405.23 16.50% 16.68% Benchmark : Nifty500 Shariah - 100% Since Inception 21-Oct-09 10.0000 1208.56 14.82% 12.90% Equity MMI & Others (Non Interest Bearing) Corpus as on October, 21 : ` 972.10 Crs. Note : The investment income and prices may go down as well as up. “Since Inception” and returns above “1 Year” are calculated as per CAGR. Top 200 Fund (ULIF 027 12/01/09 ITT 110) Fund Details FundFoPr einrtfeorrnmalacnircceulation and not to be useAdsfosreBt uAslilnoecsastisoonlicitation Investment Objective : The Top 200 fund will invest

Disclaimers Param Rakshak solution comprises of Tata AIA Life Insurance Smart Sampoorna Raksha, A Unit-linked, Non-participating, Individual Life Insurance Plan for Savings and Protection (UIN:110L156V01) and Tata AIA Life Insurance Linked Comprehensive Protection Rider, A Non-linked, Non-participating, Individual Health Rider (UIN: 110A032V02) and Param Rakshak Plus solution comprises of Tata AIA Life Insurance Smart Sampoorna Raksha, A Unit-linked, Non-participating, Individual Life Insurance Plan for Savings and Protection (UIN:110L156V01), Tata AIA Life Insurance Linked Comprehensive Protection Rider, A Non-linked, Non-participating, Individual Health Rider (UIN: 110A032V02) and Tata AIA Life Insurance Linked Comprehensive Health Rider, A Non-linked, Non-participating, Individual Health Rider (UIN: 110A031V02). *The power of 3 refers to Accidental Death, Disease and Accidental Disability. ^On survival to the end of the policy term, the Total Fund Value including Top-Up Premium Fund Value valued at applicable NAV on the date of Maturity will be paid. +Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefits available to you. &The fund is managed by Tata AIA Life Insurance Company Ltd. (hereinafter the “Company”). Tata AIA Life Insurance Company Limited is only the name of the Insurance Company & Tata AIA Life Insurance Smart Sampoorna Raksha is only the name of the Unit Linked Life Insurance contract and does not in any way indicate the quality of the contract, its prospects or returns. Various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their prospects and returns. Premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. Past performance is not indicative of future performance. Returns are calculated on an absolute basis for a period of less than (or equal to) a year, with reinvestment of dividends (if any). All investments made by the Company are subject to market risks. The Company does not guarantee any assured returns. The investment income and price may go down as well as up depending on several factors influencing the market. Please know the associated risks and the applicable charges, from your Insurance Agent or the Intermediary or Policy Document issued by the Insurance Company. Please make your own independent decision after consulting your financial or other professional advisor. The performance of the managed portfolios and funds is not guaranteed, and the value may increase or decrease in accordance with the future experience of the managed portfolios and funds. The solutions are is underwritten by Tata AIA Life Insurance Company Limited. All Reference to age as on last birthday. #All Premiums, Charges, and interest payable under the policy are exclusive of applicable taxes, duties, surcharge, cesses or levies which will be entirely borne/ paid by the Policyholder, in addition to the payment of such Premium, charges or interest. Tata AIA Life shall have the right to claim, deduct, adjust and recover the amount of any applicable tax or imposition, levied by any statutory or administrative body, from the benefits payable under the Policy. For more details on benefits, premiums and exclusions under the Rider(s), please refer to the Rider Brochures or contact Tata AIA Life's Insurance Advisor/Intermediary/ Branch. Riders are available for a nominal extra cost. Health and Life insurance cover is available under the solution. For details on products, associated risk factors, terms and conditions please read Respective Sales Brochure carefully before concluding a sale. The precise terms and condition of this plan are specified in the Policy Contract. 1CPB- CritiCare Plus, ADB- Accidental Death Benefit, ATPD- Accidental Total & Permanent Disability are benefit options under Tata AIA Life Insurance Linked Comprehensive Protection Rider, A Non-linked, Non-participating, Individual Health Rider (UIN: 110A032V02). 2HCB- HospiCare Benefit is a benefit option under Tata AIA Life Insurance Linked Comprehensive Health Rider, A Non-linked, Non- participating, Individual Health Rider (UIN: 110A031V02). Unit Linked Life Insurance products are different from traditional insurance products and are subject to risk factors. This solution is underwritten by Tata AIA Life Insurance Company Limited. This solution is not a guaranteed Issuance plan and it will be subject to Company’s underwriting and acceptance.

Tata AIA Life Insurance Sampoorna Raksha Supreme UIN: 110N160V02 Supreme Supreme Supreme Supreme Features Value Advantage Flexibility Plan Options Life Option Life Plus Option Life Income Option (Whole-life & Non-Whole life) (Only Non-Whole life) (Whole-life & Non-Whole life) Pure Term Cover Return of Premium SA as Regular Income Life Stage Option: Life Stage Option: Income Start Age Marriage – 50% of SA Marriage – 50% of SA There are 3 options - 55, 60 and 65 Birth of 1st Child – 25% of SA Birth of 1st Child – 25% of SA years and must be selected at Birth of 2nd Child – 25% of SA Birth of 2nd Child – 25% of SA policy inception. Availing Home Loan – *100% of SA Availing Home Loan – *100% of SA subject to disbursal amount subject to disbursal amount Income Rate Inbuilt Payor Inbuilt Payor Fixed rate between 0.01% to Accelerator Benefit: Accelerator Benefit: 0.15% to be selected. Advances 50% of Basic Sum Advances 50% of Basic Sum Inbuilt Payor Assured in the event of a Terminal Assured in the event of a Terminal Accelerator Benefit: Illness diagnosis Illness diagnosis Advances 50% of Effective Sum Assured in the event of a Terminal Illness diagnosis Customer must choose plan options during inception of the policy. Benefits under each plan option differs. Whole Life coverage is available till age 100 years. For internal circulation only

Sales pitch for products in Tata AIA Life is created through A-IDEA model. Attention: Action: Start with a End the call with Power statement Trial or or punchline Assumptive Interest: Explain: Closing technique. Tell a story which Desire: Pitch the solution is related to the using How the solution or plan. Create a strong plan work. desire by showcasing the Features & Benefits. Raghavendra Murthy, aged 40 years is working with a manufacturing company at Chennai earning 12 Lacs p.a. He is married to Geetha who is a home- maker and both have a son 7 years old. Raghav’s mother stays with them for the last 3 years after his father passed away. He drives to office everyday which is almost 23 kms from his home. He has made some random investments in child education plan and mutual funds. The only life cover Raghav has is from his company worth 50 Lacs. As a Tata AIA Associate let’s learn how to pitch Raghav SRS as #LowCoverIsNoCover using the AIDEA model. For internal circulation only

ATTENTION Mr. Raghavendra, do you know that as per the recent survey by Swiss Re on Protection Gap – “Out of ₹100 required to meet an eventuality Indians have only ₹17.3”. So, why Indians have 82.7% Protection Gap? Let me explain you. INTEREST Mr. Raghav, the only reason why Indians are not well protected financially is because many of us do not buy a protection plan basis our Human Life Value. Now, let me explain you what is Human Life Value. To put it in simple terms, HLV is the amount of money our family will require to meet future expenses, liabilities and investments. Now, if we are there, we will be working hard to meet those future expenses and investments like day-to-day expenses, children education, medical expenses, loans etc. The big question is – What if we are not around or incase of an eventuality? In such a case, my insurance proceeds should provide for all those expenses, liabilities and investments. Hence, the thumb rule approach as per HLV is to have minimum 20 times of your Annual Income as protection cover. DESIRE Mr. Raghav, let’s calculate what is your Human Life Value and are you protected enough considering you are the sole-breadwinner for your family. Thumb-Rule Method: Annual Income X 20 = ₹12.00 Lacs X 20 = ₹2.40 Cr. So, Mr. Raghav as per the HLV calculation you must have minimum ₹2.40 cr. as your protection cover. In case of any eventuality your family will get the insurance proceeds of ₹2.40 cr. and will still be able to manage all the future expenses, liabilities and investments. For internal circulation only

DESIRE (contd..) Now, the good news is that you already have ₹50 lacs coverage from your company, so you need an additional ₹2.00 cr. to have complete peace of mind. Let me share with you the benefits of the proposition that I suggest: Mr. Raghav, usually, my existing customers look for 5 benefits before buying a protection solution but here I am going to share with you the 6 Benefits why you must choose this solution: EXPLAIN | Life Option Life Insured Age 40 years PT 60 years PPT [Pay till 60] 20 years Base Premium ₹1,16,400* ADB Premium ₹6,500* ATPD Premium ₹3,900* CPB Premium ₹21,100* HCB Premium ₹1,670* Total Premium ₹1,49,570* For internal circulation only

Tata AIA Life Insurance InstaProtect : Smart Solution that provides comprehensive coverage under one roof ACTION ICU MrC. aRncaerghavH, etahrtiCsosndoitilounstionCrwiticialll IellnnesssureHtohspaittaliyzaotiuonareTerfmuinllayl illpnersostecteDdisaabsilityper youDr eHathLV. ThSisoso,lultoionockominpgriseas toftthheefolbloewinngebfeintestsw: ho would you like to select the nominee? BUense ut ally, my existing customeDresscrciphtioon ose their spouse as the nominee.Package Sum Assured^ 25 Lakhs^ 50 Lakhs^ 70 Lakhs^ Criticare Plus Bene t (Lumpsum) Covers 40 Critical Illness (including Cancer & Heart ailments) 3 Lakhs 5 Lakhs 10 Lakhs Hospicare Bene t (Lumpsum) Covers hospitalization/ICU admission costs etc 5 Lakhs 10 Lakhs 10 Lakhs Accidental Total & Permanent Disability (Lumpsum) Covers Total & Permanent Disability due to accident 5 Lakhs 10 Lakhs 15 Lakhs Accidental Death Bene t (Lumpsum) Covers Death due to accident 5 Lakhs 10 Lakhs 15 Lakhs Sampoorna Raksha Supreme Bene t payable on death or accelerated Terminal Illness** 7 Lakhs 15 Lakhs 20 Lakhs **Payout accelerator bene t provides Inbuilt Terminal illness at 50% of base plan sum assured. ^The package Sum Assured is the maximum total coverage under the respective GETpackages and is the sum addition of the individual risks Sum Assureds payable on occurrence of various insured events. Payouts will be restricted to applicable bene t mentioned against the corresponding risk as per the product or rider terms and conditions. Other Sum Assureds also available under the base product with or without rider. Sample Premiums Life Cover ₹ 2.00 Crore Age PT PPT Non ROP Premium fAorDPBackCaogevSeurm ₹Assured^ 1R.0O0P PCrreomriuem for Package Sum Assured^ 25 Lakhs^ 50 Lakhs^ 70 Lakhs^ 25 Lakhs^ 50 Lakhs^ 70 Lakhs^ 35 A2T5,P23D7 Cover 35,813 ₹ 1.0034C,0r5o8 re 64,344 35 20 5 13,416 88,629 35 35 20 10 7,238 C1132P,,26B0088Cover 19,342 ₹ 20.011860,,87L86a79 cs 35,498 48,921 35 6,486 17,289 31,879 43,819 35 GIVE20 12 35 4,572 H388C,,66B0596Cover 12,167 ₹ 10.013230,,79L72a85 cs 25,981 35,398 35 20 20 20,486 55,808 62,108 88,306 30 ~ ₹ 30a1c50 s 11,345 21,413 30,894 17,777 33,465 47,665 30 30 12 9,921 18,737 26,984 15,476 29,143 41,459 30 30 5,777 10,930 15,660 10,888 20,611 28,770 The premium shown in the above are annualized premium for male, non-smokers and standard lives, exclusive of applicable taxes, cesses & levies. All taxes, duties, cesses or levies, (including but not limited to TDS, Surcharge or Cess) are applicable as per governing laws. Eligibility Criteria: Parameter Minimum Maximum Package Sum Assured^ 25 Lakhs, 50 Lakhs, 70 Lakhs DisclaimersReturn of Premium (ROP) option ROP, non-ROP Entry Age 18 years 45 years 4ThMeatusrittiypaugleated death benefit (based on Effective Sum Assured as a23ppyeliacrsable on the date of dea7t5hy)elaersss any pay-out BAesnseufriet dw”ilal pbSpenilniopcgRnlaaOeRbiPPdOlaePoyfuotrtcootmhepuntoamtioinneoef (Daes15a0pytyheeeararBrstsheenepfiatyw-oouu1tldypealbaren BchaoseseSn54A00) yyaleeenaasrrdsssthtoetaploRliecgyuwlailrl unPdoelircyPTaerymo(rPAT)ccelerated terminate. “Effective Sum IncPoremmeiumpPaayy-moeuntsTedrmue up to that time. LTimhietedriPdaey5r is not mandatory an5dyiesaras vailable for a nomiPnoaliclyetexrtmramcinousst1. For more details on benefits, premiums, and eRxecgluulasrioPanys under the rider, please contaEcqutalTtoaPtaolicAyITAermLife Insurance advisor / braPnrecmhiu. mMFureltqiupelencyplan options are available under this plan. **IncomeAntanuxal,bHeanlfe-yfeitasrly,wQouualrdterlby,eMoanvthalyilable as per the pre4Avllareifleirnengceitnocagoemiseas otan xlastlbairwthdsa,y. s5LuimbitejedcPtaytooptiofnuolffi5lmPaey,n1t0Poayfancdo1n2dPiatyioonnlysaresativpaiulablaletineRdOPthopetiroen.in. Income tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication me(DUinsINct:lia1oi1mn0eNer1:d6T0aVata0nA2)IyA. wTLaifhteaeIAnIrsAeurLaifinenceIntsInhusritasanPcrdeootNeoccntu-cLomimnkpeerdinseCts.omoPfpTlreeathaaeAnssIAeiveLcifPeorIonntsesucrtuaionlncteRyiSdoaemru(prNoLooCrnPwaRn)R(aUtkIasNh:xa1S1c0uoBpr0ne3ms3Veu0(l2Nt)aoLnnifLetinOtkopetdio,knNn(oinon cwPaasrettichRipeeatutintrnag,oxIfnPdbirveeidmuniuaeml LfiiifstesNInosa)uovraranLciifeleaPPblalunlse) to cyooC(OUsuopIt.Nmtsio:Bp,n1a1u(nai0nyynBcLi0adinm3s1geittVeho0daf2e.R)Ale-distfduAeuirtniNorinoronaefnslP-nlRiruneedkmrqeeauiduir,rnmeNmcvioseeannY-ltpepussa)moert-ialcAiyipcpbNaayetoiynncigas-al,ilnlbeIankdledeidalvo,tidmuNunnoadganle-H-yprtweaearrbitltrtiehcemripsRaldidteciiensosrcg.r,sme*IEtnioxdtmpnhivr.ieaid1tsAumnsat ltIhseHtsehenuataeitmlnt.hceaeARolfifdnloperturseh;rtcTaaehanatrdaslpayeArr,dIAeitfleimtvLheirfeesmi.upInToimshnliuceayrsashtnooicploludetaeniNorinocdonhw.-ofLilolTitnsbhekheeseidutsonCpdoopeopmrrtwlpoifrcoriedtrytheauenunRcbsestyivtuueTirsnaaHtaoelulfayABlntIhAaidlnRaLeniivdfcereoewrInlP(vNsrrueiLetrmCatsePniucRmnhe) igbhy Tcoasothmhtpeaatiloppl nrbeaAe-vFnapIoiAalyirny’SgasbaiLnlmecuipfoaenomtotdehrneIetaanexrRsnwladauwkrorsisfhat,tiahsnnueSgcbuPjpeeorcaleitcmctyCoecTfoeeu(Lrlmmipflelm,tpPpaerlaunonstvncoiOdyfeepcdt.oiotLnhnIden)ti,dtilasoif.nenusaarTmssasthoiupnuruienscladteteespqudurcltvaahiolventervoeseitnthiil.rlesImn1icas0not5umo%raiettyvoTafaaantxhidlleaatwghTbseoutlaapaerloePrlicsraueyumnnbisjiteudnecmoetesttrotdPecarthmihdaiisinntsogasweteuapfdrraodremsonartdclhtiiemeuer.epc2rItnotpo.cdltouiamImcntnee(.,eTTcxaacaxatlaubsndAeiendInAgeLolotiisfatefdwIisnwnosguuuilfdrlboalrbnsmecbteaoaeCvdnaaoildmlaspbapruleaermbndayijsueLmpltciedsvr).tetso, exdptroreeamsiunpmotrsaehsmosuwminueinmrethssepoilnlwussiibtrliallittyiobnoenabtaocxvheimaaprreligcfaoetriodmnamlaee,snntoionpn-esemdroaknoeyrwushraenreduisnntatdhniedsardrwdocliruvimetsien,negtx.cPlulgesaiuvseeidocfeoanlpsinpullietcaysob.uler tFoawxoensrt,acxmecsoosenrsseu&ltalednvteietosta.kAinlllostwaxtoehsen, tdaurxtiiebssek,nceefstassecasvtaooirlarlbselve,ietsot,ey(iornmuc.lu3sdTinhgeand cobnutdnitoitolinmsitedptoleTaDsS,eSurrechaardge soraCleesss) abreroapcphlicuarbele acsaperregfuovlelyrninbg elafwos.reTatacoAInA cLilfue dInisnurgancae Csomaplean.y TLimhieted creusesrvtoesmthee rrigihst toardecvoivseer/ ddedtuoct rfreomfetrhethe depthtoealicsiylaehleodsldiellurs,saatrnalyetiolesnviefobsrarthnoedcedhxuatuiecrtsep(irnecmoluifduimnrg.e*a*spInppblieucailctbptleaivytaoexreAsic,ncSedulericrvhaiatodrrguebaeonrleCpet strhsoaatdnadudTvcDatnSc)ae, sans5di0m%prooisdfeBdeabrsysicthSmeumGeoAvnestsrinuomrenedneitndoervaehnnyetsortfaetauintToerrymbaienuatfhlooillrnriteeysfsrocdmioagtninmcoesliutso.dFtimionreTg. aKtainsdAalIyAlreeLf.iefer*All pcerbItenhsesemsnurereeaisuntspcom,eepctoNtisiovorne,nt-bleLecerinmnhvke,iaeepdtrrsooCgpvoetiwidmosenphd,r(eietchhxaeechnnlubsdedwivinnegeilPillntorooabttpdeeeitncirotgeinoefnsoisnrRtnmtidoiropetedrtaeaalrlyynmpdarinebTbmaaottleiauerdmAn. IsLAeu)i,feLnle/ifcsedospIvenaaesnrruiydirsactnlahabcviemeayilNaaboptmlhneoo-eLiunlinnitctkphaeyisoldreslCaoiacdolurymyteipophanreoi.dehTleoxdhnuecsetislvurouen,ludsHteiiienorvanthlestaheadRrreoeiddsnfepiorte,itacaogtnipvuneaapmrbatleooincnuteneatethdtbeoeqilspuestauipolantatno,acystehxhmesaeolTleslboute,tnaiolptnPdasroyueaamfbtniilduseemwuasstilc,ltPhbhaeesidesupnutrrdbocejweohacmf trtahdtioesrugme,, chCAaIoArmgLpifeaensIyn’ssuournarndceiernwCtrieotimnrgepaasnntyd.LaicTmciaeteptdtaa. nFcoAer.mIIAnorceaLsdeeiftoaefilssusobnh-stahtaelnlbdeahnrdealitvvsee,speretxmhtraieumprsermiagniuhdmtesxcwtlouillsbiocenlscahuainmrdgee,rdthadesepBdearsueocuprtr,oudnuadcedtrwajurnitdsinrgtid,geura,idpneleldianseesr.TreehfceerosbovolutehtiorPnrsothdaureectuanandmderRwoirdiuteternnbtrboycohTufarteaany apopr cliocnatabctloeurtIansxuroanrceimAdpvisoosr /iItnitoernm,edliiavryeodr vbisyit oaurnnyeasretsat bturatnochryof ocer. aBudymingianliifsetIrnasutriavnece bpoolicdyy/ri,defrrios ma lonthg etermbeconmemfiittmsenpt.aAynaeabrllyeteurmnindateionr othf tehe ppoolicliyc/ y. bene t option under a rider usually involves high costs and the surrender value payable may be less than all the premiums paid. • L&C/Advt/2021/Oct/1744. Tata AIA Life Insurance Company Limited (IRDAI Regn. No.110) CIN: U66010MH2000PLC128403. Registered & Corporate Of ce: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai - 400013. Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life Insurance Company Ltd under a license. For any information including cancellation, claims and complaints, please contact our Insurance Advisor / Intermediary or visit Tata AIA Life’s nearest branch office or call 1-860-266-9966 (local charges apply) or write to us at [email protected]. Visit us at: www.tataaia.com. L&C/Advt/2021/Oct/1744 BEWARE OF SPURIOUS/ IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls FRAUD PHONE CALLS! are requested to lodge a police complaint.

Savings Plans







UIN:110N126V04 GChiviledW’s DINreGaSmsto Your Customers are worried for Key Features of the Plan Flexible Plan Guaranteed^ Flexible Premium Comprehensive Advantage for Tax Options Payouts Paying Term Protection* Women Benefits+ Pay for 7/10/12 Choose Regular or 120% to 160% of AP' years Enhance protection Higher benefit for as per applicable Endowment depending on PPT' with optional Riders female lives tax laws For internal circulation only

Tata AIA Life Insurance InstaProtect : Smart Solution that provides comprehensive coverage under one roof HowICU the plan works Cancer Heart Conditions Critical Illness Hospitalization Terminal illness Disability Death The Illustration is for Male, 35 Years, Standard Life paying premium for 10 years and a Policy Term of 21 Years. This solution comprises of the following bene ts: Bene t You Pay Description Package Sum Assured^ Criticare Plus Bene t (LumpsumT)otal Premium# of Covers 40 Critical Illness (including Cancer & Heart ailments) Y25oLuakGhs^et5(0ALa+khBs^) 70 Lakhs^ Hospicare Bene t (Lumpsum) ₹ 20,00,000 Covers hospitalization/ICU admission costs etc Tot3alLBakehnsefit o5f Lakhs 10 Lakhs Accidental Total & Permanent Disability (Lumpsum) Covers Total & Permanent Disability due to accident ₹ 355La,k6h9s ,61000Lakhs 10 Lakhs 5 Lakhs 10 Lakhs 15 Lakhs Accidental Death Bene t (Lumpsum) Covers Death due to accident 5 Lakhs 10 Lakhs 15 Lakhs Sampoorna Raksha Supreme Bene t payable on death or accelerated Terminal Illness** 7 Lakhs 15 Lakhs 20 Lakhs **Payout accelerator bene t provides Inbuilt Terminal illness at 50% of base plan sum assured. ^The package Sum Assured is the maximum total coverage under the respective mpaecnktaiogneesdaangdaiinsstththeescuomrreasdpdoitniodYninogoufritshPkeaaisnydpievirdtuhael risks Sum Assureds payable on occurrence of various insured eavveanilatsb.lePuanydoeurtsYthwoeilubl absGeeerpetrsotrdicutcetdwtiothaoprpwlicitahboluet bene t product or rider terms and conditions. Other Sum Assureds also rider. SamPapyleAnPnuraelmPrieummiums# of ₹ 2,00,000 p.a. for 10 years (A) Guaranteed Payout^ of ₹ 2,80,000 p.a. for 10 years (B) Guaranteed Maturity Payout^ of ₹ 7,69,600 on maturity Age PT PPT Non ROP Premium for Package Sum Assured^ ROP Premium for Package Sum Assured^ 25 Lakhs^ 50 Lakhs^ 70 Lakhs^ 25 Lakhs^ 50 Lakhs^ 70 Lakhs^ Age¹ 35 44 25,237 46 35,813 55 35 20 5 13,416 34,058 64,344 88,629 35 Prem20ium Paym1e0nt Term 7,238 13,608 19,342 G18u,7a8r9anteed3P5,a49y8outs^ 48,921 35 20 12 6,486 12,208 17,289 16,867 31,879 43,819 21 Years 1 325 3 420 5 6 20 7 8 4,5729 10 8,60191 12 12,11637 14 131,7525 16 2157,981 18 1395,39820 35 30 5 20,486 38,656 55,808 32,978 62,108 88,306 35 30 10 11,345 21,413 30,894 17,777 33,465 47,665 ¹All refere3n5ce to age as 3o0n last birthday1.2#Premium is 9e,x9c2l1uding Go1o8d,s73a7nd Servic2e6s,9T8a4x and app15lic,4a7b6le Surcha2r9g,1e4/3Cesses. T41h,e45a9bove example Pi3sa5yfooruitlluresfterar ttioon3th0peutrepromses &onclyo.3n0Adbitioovnes.numbe5r,s77a7re indicat1iv0e,9a30nd may ch1a5n,6g6e0 in future.1^0F,8o8r8Guarante2e0,d61P1ayout and28G,7u7a0ranteed Maturity The premium shown in the above are annualized premium for male, non-smokers and standard lives, exclusive of applicable taxes, cesses & levies. All taxes, duties, cesses or levies, (including but not limited to TDS, Surcharge or Cess) are applicable as per governing laws. Eligibility Criteria: Regular Income RMeinicmukmoner Maximum Parameter 25 Lakhs, 50 Lakhs, 70 Lakhs Package Sum Assured^ Return of Premium (ROP) option ROP, non-ROP Entry Age PPT' – 10 Years | PT' - 21 Years 18 years 45 years AgeM1aturiAtynangueal Premium# AnynouualgGeut aforran1t0eeynedoanPrsRayO(AoPu) t^ TotyaoluGgueatra(Bn)te=ed(APXa2y513o0yyue)etaa^rrss GuaranteedyoMuagtuertit(yCP) ayo75u50t^yyeeaarrss Total Benefit (yearPso)licy Term (yPoTu) pay ROP 10 years 40 years you get (B+C) 30 100,000 140,000 Single Pay 1,400,000 1 ye3a6r 6,000 1,766,000 35Premium Pa1y0m0e,0n0t T0erm 140,000 Limited Pay5 1,400,000 5 years 355,200Policy term minus11,755,200 40 100,000 140,000 Regular Pay 1,400,000 Equal to Po3li3c4y,T8e0rm0 1,734,800 45Premium F1re0q0u,0e0n0cy Annual, Half-yearly, 2Q9u5a,r2te0r0ly, Monthly 1,695,200 140,000 1,400,000 1,613,600 504All reference1to00ag,0e0is0as on last birthday. 5L1i4m0ite,0d0P0ay option of 5 Pay, 10Pay and 121P,a4y0o0n,ly0a0r0e available in ROP option. 213,600 Disclaimer: Tata AIA Life Insurance InstaProtect comprises of Tata AIA Life Insurance Sampoorna Raksha Supreme (Non Linked, Non Participating, Individual Life Insurance Plan) (OUpINtio: n11(i0nNc1a6s0eVo0f2R)P.eTtPuarTtna'Ao–fIAP1rL2eifmeYiIuenmsaurirssanY|ceePs)NT- o'An--NL2oin5nk-YelindekCaedors,mNporenh-peanrstiivceipPatriontge,cItniodnivRidiudaelrH(NeaLClthPRR)id(eUrI;NT:a1ta10ABIA03L3ifVe0I2n)suLrifaencOepNtioonn-(LininckaesdeCRoemtuprnreohfenPsreivmeiHumeailsthNRoi)deorr Life Plus (NLCPR) (yAegaC(oUerposI1tNmi)o:pn1a-1nFA0yoBnrL0nSim3au1imtVaey0pdl 2oo.P)oAurr-dnepdAamiatiRNoyianuokanmsl-hlRi#naekqSeuudip,rerANemmonenynen-otpu(sLuaaimrfetlgiacGPeyiplutubaseftaionOrcgraap,1ltnlieIon2tdned)iaye,vteiaddunaunPaardlsmaeHroy(weuAoarnilut)ttehter^sqRudidaieslrct.orTe*Eotthioxtyeapnor.1leu10GsA5sgt%utIehsasoetrufa(tatiBmhnne)cteeeT=oeoffotd(aprAlusPPrtXcraaehnmya1dosia2ueurm),dtis^flitvPheaesid.pGTotouhliwceayasrhraoodllnsudttetiehorenechpdwyoriooloMldsubueaecsgttuute(onretdixot(ecypCrlutwPd)froiiantrtgeyanoloRuabedytt^iunTrgnatfaoofrATBmIoAaotladaLngailfceleBeptIrnePe(srnmBueermi+uafmniCiutcms)e)you 3tsh0healpl rbeevapialinygabin1lec0oa0mt ,te0he0ta0exnladwosf,thsuebPjeoclitctyoTfeurlmll1m, 6per0no,tv0oid0fec0dotnhdeitiloifensassstiuprueladtesudrtvhiveeresintil.l Imncaotumr1iety,T9aa2nx0dla,tw0hse0a0proelicsyubisjencot ttotecrhmainngaetefdroemarltiiemr.e2Itnoc4toi6mm5ee,.6TTa0axt0abAeInAeLtisfewInosuuldrabneceaCv2aoi,mla3bp8lae5na,y6sL0pte0dr. 3d5oes not assu1m0e0r,e0s0po0nsibility on tax implica1ti6o0n ,m0e0n0tioned anywhere in this document1. ,P9le2a0se,0c0o0nsult your own tax consultant to k4n5o7w,2th0e0tax bene ts available2t,o3y7o7u,.23T0h0e premium shown in the illustration above are for male, non-smokers and standard lives, exclusive of applicable taxes, cesses & levies. All taxes, duties, cesses or levies, (including 4b0ut not limited10to0T,0D0S0, Surcharge or Cess)1a6re0,a0p0pl0icable as per governing laws. Tat1a,A9I2A0L,i0fe0I0nsurance Company Limited reser4v4es0,t4he00right to recover/ ded2u,c3t 6fr0om,40th0e 4tph5oelicsyahleosldiellur,satr1nay0tiol0env,i0efos0r0athned duties (including *a*1pInp6bli0ucai,l0tbp0lea0ytaoxreAsc, cSeulercrhaatorrgebeonr eCet sthsaatnaddTvDanS1c)e,,9sas25i00m%,p0o0osf0eBdabsyicthSeumGoAvessrnumreednitnoervaennyt sotfatau3tTo9er3rym,a6inu0athl0oillrniteysfsrodmiagtinmoesitso. Ftimore2T.,aK3tai1nd3AlIy,A6re0Lfi0efer exact premium. 5Itnh0seurreasnpceecNtivoen1-bL0einn0ke,e0dt0oC0potimonpr(eehxecnlusdivinegPloroatdeinc1tgio6fno0rR,m0id0oed0raalnpdreTmatiaumAIsA),LleifsesInasnuyracnlacime Naomno-Lu1inn,tk9ae2ldre0Ca,do0ym0pp0areidheonustivuendHeerathlthe Rreidsepre,catniveambeonune2tt8eoq5pu,ta6iol0nto0, sthhealTl botealpParyeambiluemast tP2hae,2ide0nt5dow,o6af0rthd0es bene t option term, provided the bene t option is not terminated. Life cover is available in this solution. The solutions are not guaranteed issuance solutions and will be subject to Company’s underwriting and acceptance. In case of sub-standard lives extra premiums will be charged as per our underwriting guidelines.The solutions are underwritten by Tata AIA Life Insurance Company Limited. For more details on the bene ts, premiums and exclusions under the Base product and rider, please refer both Product and Rider brochure or contact our Insurance Advisor /Intermediary or visit our nearest branch of ce. Buying a life Insurance policy/rider is a long term commitment. An early termination of the policy/ bene t option under a rider usually involves high costs and the surrender value payable may be less than all the premiums paid. • L&C/Advt/2021/Oct/1744. Tata AIA Life Insurance Company Limited (IRDAI Regn. No.110) CIN: U66010MH2000PLC128403. Registered & Corporate Of ce: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai - 400013. Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life Insurance Company Ltd under a license. For any information including cancellation, claims and complaints, please contact our Insurance Advisor / Intermediary or visit Tata AIA Life’s nearest branch office or call 1-860-266-9966 (local charges apply) or write to us at [email protected]. Visit us at: www.tataaia.com. L&C/Advt/2021/Oct/1744 BEWARE OF SPURIOUS/ IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls FRAUD PHONE CALLS! are requested to lodge a police complaint.

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