NFCU-Newsletter-3Q17

GET A LOAN. GET A YETI COOLER. PAGE 1 THIRD QUARTER 2017

CGEOTOALYEETRI. AND A CHANCE TO WIN A CANOE! SEE NECHESFCU.ORG FOR MORE DETAILSSome restrictions may apply. With approved credit. Members must be in goodstanding and receive a loan from Neches FCU in order to qualify. Limitedtime only. May not be used in conjunction with any other offers or giveaways.Members must receive a loan of $25,000 or more to qualify for this offer. Notincluding CU Alliance mortgage loans, credit cards, share secured loans, andline of credit loans. Valid June 19, 2017 through July 15, 2017. Members mustreceive a loan of $25,000 or more to automatically enter into the drawing.

BACK-TO-SCHOOL LOANSSCHNOEOCLHLEOSANS SIGLNOAANTUSRENeches is your resource for everything Iyou need for the fall semester.• Credit Card with Rewards Neches signature loans are perfect for debt• 0% computer loans consolidation, taxes or other expenses. If• First-Time Borrower’s discount you need quick easy cash with no collateral• Signature Loans required, a signature loan could be right for you.• Student Loans Signature loans provide many benefits, including:Use your loan for…• Tuition and books • 24-hour online application• Laptops and PCs • Quick and easy application process• School supplies and clothes • Fixed interest rates and fixed monthly• And anything else you need for school paymentsSee a Neches Representative for details. Or • Signature loans can be used for almostvisit custudenthelp.com/nechesfcu. any of your financial needs *Some restrictions may apply. See Neches FCU for full terms and disclosures. NFCU NECHES SHRED DAY Neches Federal Credit Union and Armor Shred have teamed up to provide our members and the community with a safe way to dispose of confidential documents at no-cost. Armor Shred will be at the following locations: 1955 Dowlen Rd. location in Beaumont Friday, August 4th from 11:00am to 1:00pm 776 Magnolia location in Port Neches Friday, August 11th from 11:00am to 1:00pm 2623 Nederland Ave location in Nederland Friday, August 18th from 11:00am to 1:00pm Please join us and take advantage of this no-cost event by bringing your confidential documents that you would like to be disposed. There will be a limit of 5 banker boxes (10”x12”x15”) per person. You may call 409-722-1174 with any questions regarding Shred Day. 2

NFCU GET PRE-APPROVED!RERGEINSCETAWRRAATLISON l 1 How to get pre-approved for your next car loan: At Neches we believe shopping for a new car should be fast and If you have received a renewal easy. Some of the best advice that we can give is to get your pre- notice and your registration approval certificate from Neches. This can help your car buying has not already expired, you experience because it will save you time and money. may purchase your license renewal at one of the Neches Being pre-approved by Neches means that you know your locations, except our 1254 specific predetermined loan amount before you even set foot Pearl Street location. Proof of in a dealership. This can be done easily by completing a loan insurance and inspection is application on nechesfcu.org, over the phone, or in person at any of required on the vehicle you our branches. are renewing. Your customized pre-approval certificate can be emailed directly to you and this will greatly simplify your dealership experience by focusing specifically on the price of the car rather than your monthly note. NFCU ANLHIDCUEFNNITSSIHNEIGSNG 2 Hunting & Fishing Licenses may be purchased at Neches. Did you know that Neches is a licensed retailer for hunting and fishing licenses? Stop by any of our locations to purchase yours today.

NFCU Visit nechesfcu.org for a full listing of thousands of ATMs within our network. To view the ATM search engine click ‘ATMs and Locations’ at nechesfcu.org.SPOWTELIBGHT PREPAREDNESS . PREPARED FOR A HURRICANE?Traveling this summer? No matter where you are you can access a surcharge-free ATM near you. In the event of a mandatory evacuation, Neches will operate at full capacity at our disaster recovery site. In addition, we’ve purchased a state-of-the-art natural gas generator that will allow us to run locally once officials allow us to return even if electricity is still out. The natural gas generator is 100 KW and is reliable, durable, safe, efficient, and environmentally friendly. Neches will still receive direct deposit/payroll via ACH. Neches will have disaster recovery teams in place in the event that a disaster is declared. Be prepared for a disaster with Neches products: • Debit Card w/ Rewards – Have access to your Neches accounts anywhere Visa is accepted including ATMs. Check nechesfcu.org for access to thousands of nationwide surcharge-free ATMs. • Credit Card – Our Neches Credit Card offers low APRs and reward points. • CU Shared Branching – Access your Neches account from over 4,000 other credit unions throughout the country. You can perform transactions just as if you were at a Neches branch. • Neches App – Access your account, transfer money, and search for ATMs anytime anywhere. • Mobile Banking – Access your account, pay bills, transfer money, and search for ATMs anytime anywhere. • SMS Text Banking – Get account information as easily as texting a friend. • Mobile Deposit – Deposit checks straight from your smartphone. NFCU Neches offers discounts to Schlitterbahn Waterpark and Moody Gardens through our website. VisitTHEME PARK nechesfcu.org and click Resources then Theme Park TICKETS Tickets to find the link to order your tickets today. 4NECHES FEDERAL CREDIT UNION · THIRD QUARTER 2017

Where are you on the road to retirement? SCHOLARSCall today to schedule an appointment. CONGRATSMarioreen Gibson TO OUR 2017Financial Advisor SCHOLARSHIP Located at: Neches Federal Credit Union WINNERS 2239 Nall Street • P.O. Box 1118 • Port Neches, TX • 77651 (409) 749.6315 • 800.839.2436 • Fax 409.722.0246 Matthew Haffner [email protected] Ciara Sanchez Sarah Tomb Securities sold, advisory services offered through CUNA Brokerage Services, Inc., MEMBER Jody Griffin FINRA/SIPC. Securities sold through CBSI under contract with the financial instituition. NOT Sterling Wilke FNUA/NCUSIF/FDIC INSURED- NO FINANCIAL INSTITUTION GUARANTEE- MAY LOSE VALUE. Erin Higgins Erin Stilley NFCU Makenzie Sattler LOVE MY CU REWARDS Emma Roccaforte . Haley Coker Sarah Hubert Neches Members Get Exclusive Discounts from Jenna Smith Love My Credit Union Rewards. Leira Nei Justo Delos Reyes Damian Viet Nguyen Everyone loves to save, especially on products and services you use Vivian Hoang-Vi Nguyen every day. That’s what Love My Credit Union Rewards is all about. William Phuti Ntsoane Members have saved nearly $2 billion in discounts from valued Derrick Papa partners through Love My Credit Union Rewards. You can save too with valuable discounts from these partners: Ty Riddell $100 cash reward with every new line activated with Sprint! Current customers will receive $50 cash reward for every line transferred. Plus, a $50 loyalty cash reward every year for every line.* Save up to $15 on TurboTax Federal online and downloadable tax products. Get trusted protection at true savings with TruStage Auto & Home Insurance Program. Get an exclusive smoke communicator and a $100 gift card with a new ADT monitored home security system. Earn cash back with Love to Shop at over 1,500 online retailers. The more offers you take advantage of, the more you save. In fact, members have saved nearly $2 billion with Love My Credit Union Rewards discounts! Start saving today at LoveMyCreditUnion.org.

NECHES AT RIVERFEST Employees posing for a pictureNECHES AT RIVERFEST Neches employees at Riverfest CCOOMRNMEURNITY NECHES AT RIVERFEST Plinko fun Neches Federal Credit Union having fun and giving back to the community every month!YOUTH WINNERNintendo Switchwinner for Youth MonthEASTER EGG HUNT FLORIDA WINNER Neches’ Annual Congrats Russell, on winning Easter Egg Hunt our Florida vacation! CHAMBER EVENT Neches hosts Lumberton Chamber Breakfast SHOE DRIVE Neches collected over 230 pairs of shoes for Buckner’s. 6NECHES FEDERAL CREDIT UNION · THIRD QUARTER 2017

P.O. Box 1118 | Port Neches, Texas 77651-1118nechesfcu.orgYour savings federally insured to at least $250,000 and backed by the full faith and credit of the United StatesGovernment. This newsletter is informational in nature and does not purport to give legal, tax or financial advice.LOCATIONS MANAGEMENT BOARD OF DIRECTORSPORT NECHES – Magnolia Jason Landry������������������������������� President/CEO Buddy Spivey, Chairman776 Magnolia | 409-722-1174 Vickie Conkle ��������������������Senior VP of Operations Dave BennettLobby: M-Th 9am-5pm | Fri 9am-6pm Paula Cappadonna�������������� Senior VP of Finance George Bryant, IIIDrive-Thru: M-Th 7am-5pm | Fri 7am-6pm Ken Dollinger HUMAN RESOURCES Bobby GibsonPORT NECHES – Nall John Hammond2239 Nall | 409-727-1639 Kristen Stewart.��������������� VP of Human Resources Ronn HarmonLobby: M-Th 9am-5pm | Fri 9am-6pm | Sat 9am-12pm Jay HillinDrive-Thru: M-Th 7am-5pm | Fri 7am-6pm | Sat 9am-12noon INFORMATION SYSTEMS Andrea Johnson Mark MajorsPORT NECHES – PNG High School John Heard������������������������������������������������ VP of IS Charles Sanford409-722-1174 Mario WatkinsM-Fri 7:30am-3:30pm LOANS ADVISORY BOARD MEMBERSNEDERLAND Lisa Rowland ������������������������������������ VP of Loans2623 Nederland Avenue | 409-729-2831 Kristin Butler������������������������������������ AVP of Loans CJ IsomLobby: M-Th 9am-5pm | Fri 9am-6pm Jenifer Holtzclaw������ Indirect Lending Supervisor Linda ThomasDrive-Thru: M-Th 7am-5pm | Fri 7am-6pm | Sat 9am-12noon Wayne Stokely�������� Commercial Lending Manager James Smith Lyndi Ingwersen������������������� Mortgage SupervisorNEDERLAND – Nederland High School Marsha Dougharty������������ Collections Supervisor SUPERVISORY COMMITTEE409-722-1174M-Fri 7:45am-3:30pm MARKETING & BUSINESS DEVELOPMENT John DeVillier Darnell HansonBEAUMONT – Dowlen Jason Duplant ������������� VP of Marketing & Business Pattilea Wilson1955 Dowlen Road | 409-860-0800Lobby: M-Th 9am-5pm | Fri 9am-6pm | Sat 9am-12pm DevelopmentDrive-Thru: M-Th 7am-5pm | Fri 7am-6pm | Sat 9am-12pm Dawn Fournier����������AVP of Business DevelopmentBEAUMONT – Pearl1254 Pearl Street | 409-832-4936 ACCOUNTINGLobby: M-Th 9am-5pm | Fri 9am-6pmDrive-Thru: M-Th 7am-5pm | Fri 7am-6pm Jill Sandberg���������������������������� AVP of AccountingLUMBERTON MEMBER FINANCIAL SERVICES299 Country Lane Drive | 409-299-5277Lobby: M-Th 9am-5:30pm | Fri 9am-6pm Marioreen Gibson����������������������Financial AdvisorDrive-Thru: M-Th 7:30am-5:30pm | Fri 7am-6pm | Sat 9am-12noon MEMBER SERVICESLUMBERTON – Lumberton High School Alta Frazier���������������������AVP of Research & Product409-299-5277M-Fri 7:30am-3:30pm NALL BRANCH Development/MSRBRIDGE CITY Kelly Chatelain �������������������������� Branch Manager410 Texas Avenue | 409-238-6400Lobby: M-Th 9am-5pm | Fri 9am-6pm DOWLEN-BMT BRANCHDrive-Thru: M-Th 7am-5pm | Fri 7am-6pm | Sat 9am-12noon Kelly Hellweg������������������������������ Branch Manager DOWNTOWN-BMT BRANCH Judy Corbin����������������������������������� Branch Manager NEDERLAND BRANCH Jessi Graham ����������������������������� Branch Manager LUMBERTON BRANCH Tina Warren ��������������������������������� Branch Manager COMPLIANCE Nancy Moseley ���������������������� Compliance Officer MAGNOLIA BRANCH Jacob Devillier����������������������� Frontline Supervisor BRIDGE CITY BRANCH Summer Plessala ����������������������� Branch Manager SERVICE CENTER Megan Woodard��������������� Service Center Manager GET A LOAN. GET A YETI COOLER. AND A CHANCE TO WIN A CANOE! SOME RESTRICTIONS MAY APPLY. SEE NECHES FCU FOR MORE DETAILS.