Garfield County 2016 benefit overview

The summary provided is informationalonly. Complete information on insur-ance benefits is available through theplan documents. Complete informationon other benefits is available in per-sonnel policies and procedures manu-al. The plan documents, policies andprocedures manual are the source ofinformation used to answer questionsor settle disputes.

 20% Coinsurance; $40 office visit co-pays*Garfield County benefits include medical, dental, vision  CEBT HEALTH &and prescription drug coverage for employees and de- WELLNESS CENTERSpendents. These are available to employees working 30 or 20% coinsurance; $35 office visit co-pays Offering high quality care andmore hours per week. wellness services at no cost  in convenient locations.Premiums for the base plan (PPO4) for the employee anddependents are paid 100% by the County. Buy-up options 20% coinsurance; $30 office visit co-pays IDENTIFY RISKare available. Coverage begins the first of the month fol- The clinics diagnose, treat,lowing date of hire. * PPO4 is considered the base plan. Buy-up options are and prescribe for a wide available pre-tax for the PPO3 and PPO2. variety of common illness andDENTAL CARE VISION INSURANCE minor injuries for GarfieldCoverage of preventative services including routine Annual exams are covered with a copay. Lenses every county employees and theirexams and cleaning for twice a year up to the reason- two years. Frames every two years. If prescription family members who are onable, necessary and customary charges. Additional changes, lenses are available every year. Copays ap-services available with coinsurance and deductible. ply. insurance.PRESCRIPTION DRUG COVERAGE RETIREMENT MITIGATE RISKRetail for 30 day supply: Generic $20, Preferred: $40, 401a - Employees with less than 10 years of services The clinics also provide healthNon-Preferred: $60. Mail Order—for 90 day supply: contribute 5% of their gross earnings pre-tax and the$40 / $80 / $120 County matches this amount. assessments, coaching and disease management at noFLEX SPENDING 457b - Individuals can make additional after tax volun-Medical FSA allows employees to put away up to tary retirement or pre-tax deferred compensation contri- cost and in a completely$2,550 pre-tax for medical-related expenses. butions; these are not matched. confidential setting.Dependent Care FSA allows employees to pay for PAID TIME OFF CAPTURE SAVINGSchildcare expenses up to $5,000 per year pre-tax. Full time employees accrue 8.66 hours of PDO per Staying on top of your health month (13 days per year) during the first two years ofLIFE INSURANCE AND VOLUNTARY LIFE employment. Part time employees working 20 or more and wellness leads to costThis plan provides a $30,000 term life insurance and hours per week accrue PDO on a pro-rated basis. savings down the road for youAD&D benefit for employees.. Additional life insur- Leave amounts increase at the third, sixth and eleventh and your family. Better healthance may be purchased for employees and their de- years of employment. Roll over year to year.pendents. is better for everyone. MAJOR SICK LEAVE Full time employees accrue 8 hours of MSL per month (12 days per year). Part time employees working 20 or more hours per week accrue MSL on a pro-rated basis. MSL rolls over annually with no limit.