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Comprehensive Solutions For Every Season of Life Wealth Planning Wealth Protection Wealth Management Wealth Transfer Www.clearstonewealthmanagement.com

Who You AreOver time, you’ve acquired a number of assets. You have retirement ac-counts and possibly a pension. You have investments, real estate, rentalproperties, life insurance, and planned inheritances. If you own a business,or are a partner in a professional firm or medical practice, your most valua-ble “asset” could also be your primary source of income. If you are an exec-utive you may have received stock options, deferred compensation or otherforms of equity pay.For you, wealth planning is both complex and ongoing. Built upon theuniqueness of your situation, your plan must consider each new opportuni-ty for your life and family. And then, when necessary, adjust to your new sit-uation without losing sight of your near-term, long-term and legacy goals. Who We AreClearstone was built for the sole purpose of helping you reach your ideal fu-ture. Our services are built on the foundation of your life; who you are,where you are in life and what you hope for. And on this foundation, webuild and implement strategies to help you complete your financial journey.We bring clarify, focus, simplicity, and discipline that brings your entirewealth into a single, evolving, unified plan.

How We Help LIFE PLANNING RISK MANAGEMENT INVESTMENTS TAX PLANNINGHelping you reach your Protecting your assets Investment plans built Pro-active and regularlife goals, both for to- and limiting your risk around your total planning to minimizeday and tomorrow. exposure. wealth to support your income, capital gains, lifelong plans estate and other taxes. RETIREMENT STOCK OPTIONS & BUSINESS PLANNING ESTATE PLANNING INCOME EQUITY Strategies for each part Legacy planning, gifting,Investment and distri- Advising and managing of the business life cy- special needs planning,bution plans to pre- stock options, deferred cle including business and other estate con-serve your wealth compensation and oth- succession and family siderations are outlined er executive equity pro- business transition prior to meeting your grams. planning. estate planning attor- ney

Work With UsWe understand that each person has their own unique goals and needs. For this reason,we have a flexible service model; one that allows us to adapt to your situation. PLANNING INVESTING ADVISINGOur planning is holistic and Investment plans are profes- In addition to tax and estateindividually customized to sionally created, implement- planning, we advise on busi-meet your unique needs, ed, monitored and adjusted ness operations includinggoals and changing circum- so as to support your entire growth, turnaround andstances. Planning is usually wealth, including your real transition strategies. We alsoperformed on a single fee and implied assets and in- advise on acquisition oppor-basis with optional annual come. Investment fees are tunities for both sides of therenewals performed at re- determined by the size and event. Advising fees are gen-duced rates. complexity of the assets erally based on a retention managed and/or advised on. or project fee.Fee-only FiduciariesAs fee-only fiduciaries, we act and serve and advise according to our client’s best interests and re-ceive no payment or commissions from third-party funds or brokerage services that might create aconflict of interest. We fully embrace this highest legal standard in the financial industry. SPOKANE • LIBERTY LAKE, WA “… we have to be committed to helping our P: 877-926-6922 clients prepare for when their investments, in- F: 855-926-6922 come, business, real estate, insurance—all of their wealth and assets—converge to [email protected] new opportunitities for their lives, their fami- clearstonewealthmanagement.com lies, their futures … “ Paul Brown, Founder/CEOInvestment advice offered through IPI Wealth Management, Inc., 226 W Eldorado St. Decatur, IL 65222. Phone: 217-425-6340. Clearstone Wealth Management LLC is not affiliated with Investment Planners, Inc. or IPI Wealth Management, Inc.