INVESTMENTS101 LITERACY TRAINING

INVESTMENTS 101 LITERACY TRAININGCopyright of Wealthy Mindsets 2014 – INVESTMENTS101 LITERACY TRAINING – Kampala - Uganda

INTRODUCTIONDo you really believe, with utmost conviction, that knowledge truly is power?If your answer to that is a solid yes then I want to congratulate you for taking the first step toFinancial Freedom and Generational Poverty Eradication, which is the acquisition of the rightknowledge and skills regarding Investments.We at Wealthy Mindsets are passionate and dedicated to helping you to attain Financial Freedomthrough making you Investment Literate.Our job is to make you Investment Literate through teaching you how to invest in Uganda’s StockMarket, Treasury Bills, Bonds etc and to help you grow or invest your savings intelligently by givingyou access to safe and regulated investment solutions.Are you worried about running out of money during your long retirement?We will help you annihilate that fear and anxiety by showing you how you can create an incomegenerating machine for yourself that will provide you with an income for life without you having towork during your 50 or more retirement years.The content in this training is categorized into 3 (three) different Modules which are then bundledinto 5 (five) different Knowledge Packages that you can select from.We acknowledge that each individual or group of individuals is special. That is why we have createdtailored Knowledge Packages to suit the needs of every special individual or groups of individuals.This gives you the ability to select a Knowledge Package that best suits your needs.Happy Learning.Gobba Godfrey “Your Trusted Investment Advisor and Coach” KennethC.E.O, Wealthy Mindsets+256 701 75 33 78Copyright of Wealthy Mindsets 2014 – INVESTMENTS101 LITERACY TRAINING – Kampala - Uganda

OBJECTIVES OF THIS TRAINING 1) To give you an understanding of what it professionally means to make Investments and how you too can do it for yourself and your family. 2) To equip you with the right knowledge and practical skills that will give you the power to grow your own money or to invest your savings intelligently. 3) To make you knowledgeable about the functioning of the Stock Market, Treasury bills, Government Bonds, Mutual Funds, Offshore Investments etc and how you too can access, participate and benefit from these vehicles. 4) To help you to create a practical retirement plan that you can immediately start implementing so that you never have to worry about running out of money during your retirement. 5) To show you how even a low income earner can make Investments and build a sizeable Asset Base over time by applying a simple and practical Investment Strategy that has worked for centuries. 6) To show you how to create an income generating machine for yourself that will generate for you an income for life without you having to work. 7) To make you investment literate and grow your investment IQ. 8) To answer all your investment related questions.PRAISE: “Time spent at Wealthy Mindsets is worth more than the small money I paid for the training. Theknowledge / information shared is worth more. I have achieved my key objectives in this training and willrecommend to my friends.” By Richard, a Telecommunications Professional in Tanzania.PRAISE: “This has been a very good session and I believe it has put a positive impact on my views aboutinvestment and a month from now am starting vigorous investment and constant checks. By Benon, a Telecommunications Professional in Kampala.Copyright of Wealthy Mindsets 2014 – INVESTMENTS101 LITERACY TRAINING – Kampala - Uganda

MODULESModule 1: INVESTMENT BASICSSaving versus •What is the difference? Investing •Why won`t saving do the job? •Understanding the Bretton Woods System. •Understanding the Rule of 72. •Understanding Inflation Adjusted Returns. •Understanding the Money IllussionAsset Classes •What kinds of investments can you make? •What are their characteristics and risk profiles? •How do you benefit from each Asset Class? •What are the pros and cons of each Asset Class. •Understanding Alternative Asset Classes •Understanding Treasury Bills and Bonds.The Investment •Understanding Earned income and its limitations. Process •Understanding Passive Income •Understanding Portfolio income •Understanding the Income Conversion principle.Risk •Understanding the Risk / Return Trade Off. •What are the risks involved when making investments? •What strategies can you use to manage those risks?Asset Allocation •How do you create the right mix of assets to achieve a given investment objective? •Types of Asset Allocations. •What are the risks and benefits involved with each type of Asset Allocation? •Understanding Diversification. •Understanding Efficient and Inefficient Diversification.Compound Interest •Understanding the relationship between Time, Compound Interest and Investment Returns. •How can you use Compound Interest to exponentially grow your Asset Base? •What investments make benefiting from Compound Interest easy and practical?PRAISE: “The course has introduced me to the Basics of investing especially in Treasury Bills, Bonds and theStock Market. Thanks.” By Herbert, an HR Professional in Kampala.PRAISE: “Training has been an eye opener for me especially on the side of the Art of Investing, Asset Classesand Diversification.” By Edward, a Business Owner in Kampala.Copyright of Wealthy Mindsets 2014 – INVESTMENTS101 LITERACY TRAINING – Kampala - Uganda

Module 2: THE STOCK MARKET AND MUTUAL FUNDSIntroduction to the •What is a Stock Market? Stock Market • Introducing Global Stock Markets. •Introducing African Stock MarketsHow does it work? •Introducing Uganda's Stock Market •Introducing USE and CMA •What makes prices move in the stock market? •How does investor sentiment affect market behaviour and how do you respond and benefit from that? •Understanding IPO's •What are the pros and cons of investing in IPO`s? •Understanding the Primary Market, Secondary market and Stock Brokers. •Understanding the SCD SystemHow do you benefit? •Understanding Capital Gains and Capital Loss. Risk •Understanding Capital Growth / Appreciation •Understanding Dividends. Stock Valuation •Understanding the Inflation Protection Mechanism. Mutual FundsOffshore Investments •What are the risks involved in the Stock Market? •What causes those risks? •How can you manage the risks? •Understanding market volatility •Understanding a Cost Averaging Investment Strategy. •How do you find viable investment opportunities in the Stock Market? •How do you weed out the bad investments? •Understanding the Price versus Value Principle. •Understanding the Mr. Market concept. •Understanding the Margin of Safety concept. •Understanding Stock Valuation Metrics and Stock Selection •Understanding types of Mutual Funds •Understanding Mutual Funds as a risk management strategy. •Understanding Unit Trust Funds in Uganda •Fees associated with Mutual Funds •Risks associated with Mutual Funds •How do you benefit from Mutual Funds •Understanding Global Markets. •Understanding Market Indices : NASDAQ, DJIA, S&P 500, FTSE, NIKKEI •Understanding Commodities: Gold, Oil, Silver •Understanding Index Funds •Understanding Offshore Advisors and the Investment Process.Approaches to •Income investing versus Growth investing. Investing •Direct investing versus Indirect investing •Active investing versus Passive investing •Understanding how each method works. •Benefits and Risks associated with each method. •Fees and Taxes associated with each method. PRAISE: “The training opened my eyes about Stock Markets.” By Solomon, an Engineering Professional in Kampala. PRAISE: “Broadened my mind on the Stock Markets. I need to decide when to start investment.” By Prossy, a Finance Professional in KampalaCopyright of Wealthy Mindsets 2014 – INVESTMENTS101 LITERACY TRAINING – Kampala - Uganda

Module 3: RETIREMENT PLANNING Introduction •What is retirement planning?Getting Started •What risks will you face if you retire without a sound Retirement Plan? •Why you need a Retirement Plan. •Retirement Stress Diagnostics to determine if you will be ready or not. •Current and Future Risk Exposure Analysis. •Introducing Wills, Insurance, Social Security and Wealth Protection strategies. •How can you create your Income Generating machine that will mint for you an income for life without you having to work during retirement? •Investment Tips for success Step • Determining your retirement 1 goals and when you want to achieve them. Step • The mechanics of determining 2 how much income you will need for your 50 or more retirement years without working. THE RETIREMENT Step • The mechanics of constructing PLANNING PROCESS 3 your capital base and determining your contributions frequency. Step • The mechanics of determining 4 your asset allocation, constructing your investment portfolio and investment strategy. Step • The mechanics of implementing, 5 monitoring, and re-balancing your retirement plan.PRAISE: “Training was very insightful. I learnt a lot about Stocks, T-Bills, Bonds etc. I hope to take actionsoonest.” By Edgar, an Engineering Professional in Kampala.PRAISE: “It has been very helpful, opened my eyes in the field of Portfolio Investments. Thanks so much.” By Peter, a Telecommunications Professional in KampalaCopyright of Wealthy Mindsets 2014 – INVESTMENTS101 LITERACY TRAINING – Kampala - Uganda

KNOWLEDGE PACKAGESPACKAGE #001 INVESTMENT BASICS (Module 1) Ugx: 50,000/= (Fifty Thousand Shillings Only) CONTENT One Session – 2 Hrs 30 Mins. FEE DURATION 1) Your own Dedicated Personal Investment Advisor. THIS INCLUDES 2) Unlimited access to local investment opportunities and direct access to a licensed Fund Manager and Stock Broker in Kampala to cater for all your domestic investment needs. 3) Unlimited access to Offshore investment opportunities and a licensed Offshore Wealth Manager from the UK to cater for all your Offshore investment needs. 4) Unlimited ongoing support and freedom to consult at any time. 5) You will become Investment Literate.PRAISE: “I have got starting point information of venturing into the field that I have always wanted to get intobut didn’t know how things worked.” By Samuel, an IT Professional in Kampala.PACKAGE #002 THE STOCK MARKET & MUTUAL FUNDS (Module 2) Ugx: 50,000/= (Fifty Thousand Shillings Only) CONTENT One Session – 2 Hrs 30 Mins. FEE DURATION 1) Your own Dedicated Personal Investment Advisor. THIS INCLUDES 2) Unlimited access to local investment opportunities and direct access to a licensed Fund Manager and Stock Broker in Kampala to cater for all your domestic investment needs. 3) Unlimited access to Offshore investment opportunities and a licensed Offshore Wealth Manager from the UK to cater for all your Offshore investment needs. 4) Unlimited ongoing support and freedom to consult at any time. 5) You will become Investment Literate.Copyright of Wealthy Mindsets 2014 – INVESTMENTS101 LITERACY TRAINING – Kampala - Uganda

PACKAGE #003 INVESTMENT BASICS & RETIREMENT PLANNING (Module 1 and 3) CONTENT Ugx: 100,000/= (One Hundred Thousand Shillings Only) FEE Two Sessions – 2 Hrs 30 Mins each. DURATION 1) Your own Dedicated Personal Investment Advisor. 2) Unlimited access to local investment opportunities and direct THIS INCLUDES access to a licensed Fund Manager and Stock Broker in Kampala to cater for all your domestic investment needs. 3) Unlimited access to Offshore investment opportunities and a licensed Offshore Wealth Manager from the UK to cater for all your Offshore investment needs. 4) Unlimited ongoing support and freedom to consult at any time. 5) You will become Investment Literate.PRAISE: “Very good. A good step towards changing the mindset of Ugandans.” By Isaac, an Accounting Professional in Kampala.PRASIE: “I have learnt a lot. YES.” By Anne, a PR Professional in Nairobi, Kenya.PACKAGE #004 COMPLETE INVESTMENTS 101 LITERACY TRAINING – INDIVIDUALS CONTENT Ugx: 150,000/= (One Hundred and Fifty Thousand Shillings Only) FEE Three Sessions – 2 Hrs 30 Mins each. DURATION 1) Your own Dedicated Personal Investment Advisor. 2) Unlimited access to local investment opportunities and direct THIS INCLUDES access to a licensed Fund Manager and Stock Broker in Kampala to cater for all your domestic investment needs. 3) Unlimited access to Offshore investment opportunities and a licensed Offshore Wealth Manager from the UK to cater for all your Offshore investment needs. 4) Unlimited ongoing support and freedom to consult at any time. 5) You will become Investment Literate.Copyright of Wealthy Mindsets 2014 – INVESTMENTS101 LITERACY TRAINING – Kampala - Uganda

PACKAGE #005 CUSTOMIZED INVESTMENTS 101 LITERACY TRAINING - GROUPS CONTENT Ugx: 200,000/= (Two Hundred Thousand Shillings Only) GROUP FEE One Session – 3 Hrs 30 Mins DURATION 1) Each participant gets a Dedicated Personal Investment Advisor. 2) Unlimited access to local investment opportunities and direct THIS INCLUDES access to a licensed Fund Manager and Stock Broker in Kampala to cater for all their domestic investment needs. 3) Unlimited access to Offshore investment opportunities and a licensed Offshore Wealth Manager from the UK to cater for all their Offshore investment needs. 4) Unlimited ongoing support and freedom to consult at any time. 5) Participants will become Investment Literate.PRAISE: “It has enabled and opened my eyes to what more I can do for me and my money.” By Rachel, a Community Specialist in Toronto, Canada.PRAISE: “YES. It has clarified a lot for me.” By Paul, a Medical Professional in Kampala.ALTERNATIVE PACKAGE# INVESTMENTS 101 MOBILE CLASSWe have a knowledge package for everyone.If you find yourself unable to participate in the standard packages that require your physical presence, you can stillbecome Investment Literate directly from your mobile phone.How does this work? - To join this class, simply go to your phone. - Type INVESTING and send it to 8008. - We will then take you through #Package 001 – INVESTMENT BASICS one day at a time. - You will receive your investment lessons by SMS, directly on your mobile phone, one day at a time at a fee of only UGX: 220/= per day. - You can also exit the class at any time by sending UNSUB INVESTING to 8008.Copyright of Wealthy Mindsets 2014 – INVESTMENTS101 LITERACY TRAINING – Kampala - Uganda

Thank you for participating in the Investments101 Literacy Training.At the end of your training, regardless of what package you select, you will be entitled to your own Dedicated PersonalInvestment Advisor.This will be at no extra cost to you and you have the unlimited liberty to call or email your Investment Advisor wheneveryou have investment related issues.Your Investment Advisor is also responsible for guiding you and giving you access to investment solutions that suit yourneeds still at no extra cost to you.So if you are interested in knowing what investment options are available to you or if you have some savings and you arelooking for professional guidance about Investments, we are here to help you.If you need that kind of help, please get in touch with us. Simply: CALL: +256 701 75 33 78 EMAIL: [email protected] OR Simply go to your phone, sms ADVISE to 8008 and we will gladly call you back ASAP.Lastly, please help us to spread the word. Someone out there could find this very valuable to them. Please share thiswith someone else. You could forward them an email or encourage them to get in touch with us.They will be extremely grateful that you thought about them.You can also join our vibrant online community. Like us on Facebook: /wealthymindsets Follow us on Twitter: @wealthymindsets Subscribe on YOUTUBE Join our LinkedIn group: The Investment Guru – UgandaSubscribe to our blog here: www.wealthymindsetsuganda.blogspot.comCopyright of Wealthy Mindsets 2014 – INVESTMENTS101 LITERACY TRAINING – Kampala - Uganda