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Defining Point of Service (POS) Health Insurance
A POS or Point of Service plan is kind of like an HMO and PPO combined type health care
plan. You have more flexibility than a regular HMO, but pay a smaller fee and deducible than a
PPO. It is perfect for those people who need more flexibility but want to pay less. You will be
asked to select a general provider that is off the list of acceptable doctors.

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Defining Point of Service (POS) Health Insurance