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The Essence of Life Skills Textbook Sufficiency Economy Course (WS11001) Primary Level (Revised Edition B.E. 2554) Non-Formal and Informal Basic Education Curriculum B.E. 2551 (A.D.2008) Office of the Non-Formal and Informal Education Office of the Permanent Secretary Ministry of Education Not For Sale This textbook is published under the expense of the Budget Bureau in support of lifelong learning ©ONIE, Office of the Permanent Secretary Academic Document: No. 4/2556

The Essence of Life Skills Textbook Sufficiency Economy Course (WS11001) Primary Level Revised Edition B.E. 2554 ©ONIE, Office of the Permanent Secretary Academic Document: No. 4/2556

Preface   The Ministry of Education announced the use of the Non-Formal Curriculum of Basic Education Level B.E. 2551 on 18 September B.E. 2551 in place of the criteria and methods of non-formal education management according to the Curriculum of Basic Education B.E.2544. The Non- Formal curriculum was developed according to the principles of philosophy and basic beliefs of the non-formal education whose target group are adults with continuous experience of learning and cumulative knowledge. In the fiscal year of B.E. 2554, the Ministry of Education established the strategic plan to propel the educational policy in order to increase people’s potentialities of career competition for the increasing and stable income; to enable people to be well-disciplined morally and ethically; and to create personal accountability in each individual’s mind. The Office of Non-Formal Education, thus, reconsidered its Curriculum of Basic Education Level B.E. 2551: its principles, objectives, standard, expected learning outcome, and all the substances in all 5 learning groups. In order to meet the requirements of the Ministry of Education’s policy, all the textbooks have to be improved by adding more substances on careers, morals, ethics, and preparation into an ASEAN Community in all the subjects that are correlative. But the new textbooks still focus on their traditional principles and methods of textbooks development. That is to say, the textbooks must enable learners to do the self- directed learning, to perform the activities, to do the exercises in order to examine their knowledge and their understanding. There are also some discussions among the learning group or studies more from learned people in the local areas, other learning sources and other media. The current improvement of the textbooks was undertaken in co-operation with academic experts of each subject field, and authorities involved in learning management who did some studies, and collected some data and body of knowledge from various media; and then rewrote the textbooks with complete matters that met the requirements, the standard, the expected learning outcome, the indicators and frames of the subject matters. The Office of Non-Formal Education wishes to express its sincere thanks to all the people involved and also hopes that this series of textbooks will benefit learners, teachers and others of all levels. If there might be any advice, I, on behalf of the Office of Non-Formal Education, would like to thank you ever so much for your help, I really appreciate it.     Mr.Peasert Boonrueng ONIE Secretary-General

November 2554 Contents Page Preface Textbook Instruction Learning Substance of Sufficiency Economy Course Chapter 1 Sufficiency Economy : Foundation of Thai Living 1 Chapter 2 Living Good, Living Sufficiently 7 Chapter 3 Use Well, Spend Well 13 Chapter 4 Brighten Life, Satisfaction in Sufficiency Economy 24 Chapter 5 Earn a Living in Regard of Sufficiency Economy 35 Philosophy for a Better, Wealthier, and More Sustainable Life Post Test Bibliography Organizers

Textbook Instruction A Textbook on Sufficiency Economy for Primary level is published for non- formal educational students. Studying this subject, the learners should 1. Study the subject’s major structure in order to understand its learning substance, expected learning outcomes, and course outline. 2. Study every detail of each chapter’s contents carefully, follow the instructions according to the ways of answering so that learners can recheck and restudy before moving on to the next chapter. 3. Take a post test of each chapter to be better in understanding and summarizing the contents again, also in doing an activity of each chapter. Learners can discuss their knowledge with teachers or the same-class fellows. 4. The textbook consists of 5 chapters : Chapter 1 Sufficiency Economy : Foundation of Thai Living Chapter 2 Living Good, Living Sufficiently Chapter 3 Use Well, Spend Well Chapter 4 Brighten Life, Satisfaction in Sufficiency Economy Chapter 5 Earn a Living in Regard of Sufficiency Economy Philosophy for a Better, Wealthier, and More Sustainable Life

Course Outline of Life Skills :Primary Level (WS11001) Learning Substance Sufficiency Economy is a philosophy His Majesty the King Bhumibol Adulyadej bestows on guiding Thai people the way of living in a middle path, especially a globalizing economic development. Sufficiency means moderation, reasonableness, and the need of having self-awareness for the good protection from impact occurred from internal and external changes. Knowledge, omniscience, and high carefulness of knowledge’s application in planning and managing are also important, as well as reinforcing nation’s people the moral fiber of virtue, honesty, and proficiency in order to become hardworking- patient-intelligent-and-omniscient ones, also to become the people of quality and prompt for the world’s instant change in artifact, society, environment, and culture. Expected Learning Outcomes 1. To be able to explain the concept, principle, definition, and significance of Sufficiency Economy philosophy. 2. To be able to explain the way of applying the philosophy of Sufficiency Economy in living. 3. To realize and behave in the way according to Sufficiency Economy principle. 4. To advice and support the family’s members to realize and perform in the way of Sufficiency Economy principle. 5. To be able to inform and start a career in a way regarded of Sufficiency Economy principle. Course Outline Chapter 1 Sufficiency Economy : Foundation of Thai Living Chapter 2 Living good, Living Sufficiently Chapter 3 Use Well, Spend Well Chapter 4 Brighten Life, Satisfaction in Sufficiency Economy Chapter 5 Earn a Living in Regard of Sufficiency Economy Philosophy for a Better, Wealthier, and More Sustainable Life

Chapter 1 Sufficiency Economy : Foundation of Thai Living Learning Substance Sufficiency Economy is a philosophy bestowed by His Majesty the King Bhumibol Adulyadej on guiding Thai people the way of living in a middle path for over 30 years, before Thailand has suffered from the effects of economic crisis in 1997, which has been an important lesson of development’s drawbacks. A philosophy of Sufficiency Economy has been used as the way of living in a middle path and being moderated, reasonable, and self-aware without carelessness. Furthermore, the state of being knowledgeable, moral, prudent, and patient would lead to the true happiness in life. Expected Learning Outcomes To be able to explain the concept, principle, definition, and significance of Sufficiency Economy philosophy. Course Outline Subject 1 Background Knowledge of Sufficiency Economy Philosophy Subject 2 Definition of Sufficiency Economy Philosophy Subject 3 Philosophy of Sufficiency Economy Subject 4 Importance of Sufficiency Economy

Subject 1 Background Knowledge of Sufficiency Economy Philosophy A philosophy of Sufficiency Economy is a way of living and a way of performance His Majesty the King has bestowed on Thai people for more than 30 years. It can be seen that the King has first mentioned about this philosophy in his speech and royal guidance in 1974 in order to emphasize a developing strategies regarded of self-reliant principle for mostly people’s moderate consumptions by using a moderation’s principle, realizing in reasonableness, and building self-awareness, also in order to remind Thai people of not being careless, realizing in rightfully step-by-step development, and having morality as a frame of life. As the time a 1997’s economic crisis has threatened Thailand, it is considered to be a crucial lesson for Thai people on impacts of developing without considering the proper level and country’s potential, instead relying mostly on foreign knowledge and investment. Not preparing the country to be self-aware of the risk occurred from both internal and external factors leads to a severe influence on Thailand itself. The Thai government, realizing in the need of solving this problem, has applied a Sufficiency Economy philosophy in educational policy- improving educational standards and its quality- and synchronized the cooperation between educational institution, family institution, community, and religious institution to participate in an educational development so that learners can apply their knowledge, skills, and attitudes for having the balanced and sustainable lives. Subject 2 Definition of Sufficiency Economy Philosophy What is Sufficiency Economy? Sufficiency Economy is a philosophy which emphasizes the way of people’s living and performing at every states : family,community ,and country, both in a country’s development and management in a middle path,especially a globalizing economical development which means moderation, reasonableness, and the need of being self-awareness for any changes occurred from internal and external factors. Moreover,it is important for Thai people to be knowledgeable, omniscient, and careful in planning and building mind’s

standard, especially in government officers, theorists, and businessmen so that they can realize in morality,honesty,and proper omniscience. Living patiently, cautiously and omnisciently can lead to a balancing prompt of rapidly well- known global changes in materialism, community, environment, and culture. Subject 3 Philosophy of Sufficiency Economy A philosophy of Sufficiency Economy is a guidance of living and performing in the way it should be which is based on a Thai’s traditional way of life and can be anytime applied. It is also a state of looking toward the changing world by focusing mainly on surviving from any crisis or danger for the sake of secure and sustainable development. Property Sufficiency Economy can be applied people from every state by emphasizing on performing according to a middle path and step-by-step development. The Middle Path Moderation Reasonableness Self-awareness Knowledge Condition Morality Condition (omniscience ,cautiousness,carefulness) (Honesty, hard working,patience, portion) Life Economy Community Balance Security Sustainability Figure : Sufficiency Economy Concept Sustainability must be comprised of 3 rings and 2 conditions :

Moderation is a not so much and not so less suitability, with no exploiting on oneself and other people, for example, a moderate-level manufacture and consumption. Reasonableness is to decide moderation’s level reasonably and carefully by considering the causes and results occurred from this action. Self-awareness is to be well-prepared for effects or changes by considering the possibility of various circumstances which is expected to happen in the near future. Condition In order to determine and perform according to a middle path, both knowledge and morality are need as basics; Knowledge Condition : consists of being widely knowledgeable in every related fields and carefully considering in using this knowledge for planning, also being cautious in the operating steps. Morality Condition: realizing in virtue, being honest, hardworking, patient, and conscious in living. Subject 4 Importance of Sufficiency Economy The Sufficiency Economy’s importance has affected upon Thai people in the following ways; 1. Gain a concept of being self-reliant and use that to improve the quality of life for their family, community, and their own highest advantages. 2. Have a strong mind by holding to independent principle so that they can be calmed and not worried. 3. Cause the community and country to become more cooperative and enthusiastic. 4. Cause people to cooperate and analyze problems with the others so that they can solve the problems. 5. Cause people to living with moderately use and moderately consumption in order to lessen the poverty.

When the Thai community has become a community of Sufficiency Economy and Thai people have lived based on the middle path with 3 crucial rings in life ; Moderation,Reasonableness,and Self-awareness. Also, have gained 2 conditions in living: Knowledge condition which comprises of omniscience ,cautiousness,and carefulness, and Morality condition which comprises of Honesty, hard working,patience,and portion , their lives would be full of happiness. Prosperous economy.Warm society. Plentiful environment. Sustainable culture.

Activity 1 Answer the following questions 1. Explain the correct meaning of ‘Sufficiency Economy’? …………………………………………………………………………………………………………… …………………………………………………………………………………………………………… …………………………………………………………………………………………………………… …………………………………………………………………………………………………………… …………………………………………………………………………………………………………… 2. The principle of Sufficiency Economy is …………………………………………………………………………………………………………… …………………………………………………………………………………………………………… …………………………………………………………………………………………………………… …………………………………………………………………………………………………………… …………………………………………………………………………………………………………… 3. How important the Sufficiency Economy is in the way of living at this moment? …………………………………………………………………………………………………………… …………………………………………………………………………………………………………… …………………………………………………………………………………………………………… …………………………………………………………………………………………………………… …………………………………………………………………………………………………………… 4. In which way the learners can apply the philosophy of Sufficiency Economy? How? …………………………………………………………………………………………………………… …………………………………………………………………………………………………………… …………………………………………………………………………………………………………… …………………………………………………………………………………………………………… ……………………………………………………………………………………………………………

Chapter 2 Living Good, Living Sufficiently Learning Substance The way of living based on the philosophy of Sufficiency Economy, bestowed by his Majesty the King, is to be economical, truthful and honest in working , also to stop competing for the trade’s benefit, never stop of finding the way to be free of suffering, and to behave in the rightful ways. Expected Learning Outcomes 1. To realize and perform in the way according to the Sufficiency Economy principle. 2. To be able to inform and start a career in a way regarded of Sufficiency Economy principle. Course Outline Subject 1 The Way of Thinking, the Way of Doing, and the Way of Giving Worth Based on the Sufficiency Economy Subject 2 Behaving in the Way Based on the Philosophy of Sufficiency Economy

Subject 1 The Way of Thinking, the Way of Doing, and the Way of Giving Worth Based on the Sufficiency Economy The way of thinking : In order to apply the Sufficiency Economy in living and earn the successful works, it is vital to start having the rightful knowledge, understanding of what Sufficiency Economy means and how many important principles it contains for behaving. Plus, it is important to consider the advantages of using this philosophy in living for the secure and sustainable life. The way of doing : After understanding correctly, it is need for learners to try on applying this in a daily life and with other people happily. Primarily, learners must be self-reliant, behaving in the middle path way, be reasonable in considering and deciding, and be self-aware of various changes. People should not do anything so risky that could affect themselves and other people in the last. Furthermore, they should always be careful in seeking for knowledge with honesty, with being economical, diligent, and learning to help each other without exploitation. However, in order to deeply and rightfully gain the knowledge about the Sufficiency Economy for an application, it is need to learn by themselves or with the others. The way of giving worth : Learning from practicing, exchanging opinions and experiences between people who are also interested in the same fields would lead to an ability of realizing in advantages happiness gained from a Sufficiency Economy application. As a result, the improvement and inducement of Sufficiency Economy in living would occur. The common sense of understanding the happiness in moderate and sufficient life would lead to a way of earning a living honestly and correctly without being so starved that can exploit oneself and the others, instead, be sufficient to support other people in the community, organization, or society. However,each person will have different moderation level,or one’s sufficiency at the different time can change due to the internal and external conditions ,and the environment that affects the sufficiency.

Subject 2 Behaving in the Way Based on the Philosophy of Sufficiency Economy* Being Thai people, learners should apply His Majesty the King’s philosophy of Sufficiency Economy to use in living; 1. Be economical, strongly decrease any of the expenses and luxuries, as bestowed by His Majesty the King’s royal words “…living with no luxury, be economical in the rightful way…” 2. Be honest in earning a living even in the time of starving and crisis, as bestowed by His Majesty the King’s royal words “…the people’s truth definitely comes from the rightful behavior and working…” 3. Stop competing for the so much trade’s benefit, also, stop severely competing for getting the career like what happened in the past, as bestowed by His Majesty the King’s royal words “…a last-long true happiness is the happiness people gain from moral minds and actions, not the one occurred accidentally or encroachingly…” 4. Do not stop in searching for the fleeing ways from this suffering by always seeking for knowledge in order to increase the incomes to the limit of sufficiency, which is the important target, as bestowed by His Majesty the King’s royal words “…the reason of wanting everyone to study and bring their life the security is for their own happiness, progressive, and moderate lives as the first step. The next step is to be proud of being able to live by their own…” 5. Behave in a rightful way without doing anything that is terrible. Because of the fact that there are still lots of bad people who are not shamed of guilty, Thailand is still facing the crisis, as bestowed by His Majesty the King’s royal words “…try not to behave anything bad for that it might threaten your and other people’s lives, also try to decrease your terrible behavior, instead, always behave in a rightful way and increase your goodness more…” * from the book of Sufficiency Economy,Office of the Royal Development Projects Board ,page 27,3rd edition, July 2005.

Principle of 5 Moderations(sufficiency and goodness) – according to Office of the National Economic and Social Development Board ; 1. Sufficient mind : to be strong with good common sense, be kind and compromising with a common interest. 2. Sufficient society : to help each other,be united,create the strong bonds of family and community. 3. Sufficient national resource and environment : to be cleverly good at using and managing,also have self-awareness which will lead to the highest sustainability. 4. Sufficient technology : to be good at using the proper,traditional,and common-interest technology. 5. Sufficient economy : to increase the incomes,decrease the expenses,and live moderately. Principle of reasonableness: 1. Be economical. Decrease the expenses and luxuries in life. 2. Be honest in career even in the time of starving. 3. Stop competing for the trade’s benefit, also stop severely competing for getting the career. 4. Do not stop in searching for the fleeing ways from this suffering by always seeking for knowledge. 5. Behave oneself in a rightful way without doing anything terrible. Principle of Self-awareness : 1. Be knowledgeable, careful, and self-aware. 2. Be moral, honest, hardworking, patient, and kind.

Behaving in the way based on the philosophy of Sufficiency Economy The philosophy of Sufficiency Economy should be applied in living by people, their family, and their community in these following ways: 1. Be economical and non-luxurious. Spend money only for necessary things, and save for the future. 2. Be honest, and rightful in working, also be generous in living. 3. Help each other, be united, and also stop using the severe methods in competing. 4. Be diligent, always seeking for knowledge, living with consciousness and moderation. 5. Do good things so that life, family, and community would be full of happiness. Activity 2 After learning about the principle of Sufficiency Economy and being knowledgeable, accepting, considering, and applying it in the common life, how does learner use and react to this principle on himself and the others? Content The methods of behaving 1. Moderation In living(i.e. consuming,spending) ................................................................................................. ................................................................................................. ................................................................................................. In working(i.e. investing, processing) 2.Reasonableness ................................................................................................. ................................................................................................. ................................................................................................. In living(i.e. decision in consuming and spending) ................................................................................................. ................................................................................................. ................................................................................................

Content The methods of behaving In working(i.e. decision in investment) 3.Self-awareness ................................................................................................. ................................................................................................. ................................................................................................ In living(i.e. utensils reservation, accidental prevention) ................................................................................................. ................................................................................................. ................................................................................................ In working(i.e. reserved money, safety stock) 4. Knowledge ................................................................................................. condition ................................................................................................. ................................................................................................ Be knowledgeable(i.e. professional in career) ................................................................................................ ............................................................................................. Be careful(i.e. in use) ................................................................................................. ................................................................................................. Be cautious(bookkeeping) ............................................................................................... 5. Moral Honesty(i.e. using only non-spoiled raw material) condition ................................................................................................. ................................................................................................. ................................................................................................ Patience(i.e. be patient in working) ................................................................................................ Generosity...............................................................................

Chapter 3 Use Well, Spend Well Learning Substance After working and earning the incomes, in every times of consuming it is important to list all of the expenses. Doing this can help one remind of any monthly inessential expenses which can be possibly cut-off. It is better to start listing incomes and expenses regularly in order to avoid being poverty. Expected Learning Outcomes 1. To be able in planning learners and their family’s expenses. 2. To be able in analyzing learners and their family’s expenses. 3. To be able to list learners and their family’s income-expense memos. 4. To understand and be able in explaining the methods of decreasing expenses and the ways of increasing incomes. 5. To understand and be able in explaining the methods of saving deposit. Course Outline Subject 1 Planning Learners and Their Family’s Expenses Subject 2 Listing Learners and Their Family’s Income-Expense Memos Subject 3 Decreasing Expense and Increasing Incomes Subject 4 Saving

Subject 1 Planning Learners and Their Family’s Expenses Before spending, it is better to manage the incomes according to learners’ requirement by planning the method of using money. Planning the method of using money is the way people manage their incomes and expenses, this method is comprised of: 1. Earn a living – everyone has to earn a living. They should work for an unearned income as well. 2. Paying – learners should spend money only for necessary ones, for example, four requisites: food, clothes, houses, and medicines, also consider the products’ quality and consistency. Being economical, learners should learn of how to save deposits for only necessary things, for example, sickness, by decreasing their expense and increasing their incomes. Moreover, they should always repair the out-of-order equipments, and save the energy. Having debt because of borrowing money for unnecessary payment can possibly cause the problems in learners’ and their family’s lives. However, borrowing money for worthwhile investment is considered to be acceptable. 3. Doing an income-expense memo – this is an important method in daily life for reminding of incomes and of what learners have paid for so that they can use it in planning for the payments. Doing the income-expense memo can help them decrease the unnecessary expenses, increase incomes, and save benefits. Subject 2 Listing Learners and Their Family’s Income-Expense Memos When having incomes and spending them for the necessaries, it is no need to pay for everything that is so expensive at once, instead learners can pay for them after having enough money. Because of that, it is better to plan for what and when to buy, and how much these things cost. Learners might have heard of the story that farmers who sell their lands for a lot of money, but in few years they have nothing left and have to loan the other’s lands for living. This story is an example of a person who does not plan for his payments, so it is better to do this before spending money to buy products, and one of the best planning methods is to do the income-expense memos.

“If people want to have wealthy and perfect lives, they should start doing the incomes-expenses memos right now” Reminding notes for payments and for doing an income-expense memos 1. Specify the expectation and target of noting. 2. Plan the incomes and expenses plan before using money. 3. Consider carefully the necessity of this thing before buying. 4. List every detail of incomes and expenses, every times and every day learners have used or earned money. 5. Usually check for any of improper payments, if occurred, solve them quickly. 6. Keep the bills in order to check with the memo. Doing the income-expense memos will be useful for checking of how much learners have earned and how much they have paid so that it can help them reduce some expenses and balance between the incomes and the expenses which will be suitable for their financial status. Doing the household accounts is to do the family’s income-expense memo which can be done in an easy way, even the beginners can do this by their own, by dividing the lists into incomes and expenses. For incomes, there are salaries, wages, selling’s pays, crops, or properties, etc. For expenses, there are payments for consuming, electricity bills, telephone bills, or other overheads, etc. Example Incomes and Expenses 1st March 2009 Selling Agriculture’s crops 2,500 baht 5th March 2009 Buying the equipments 500 baht 7th March 2009 Buying white rice 300 baht 10th March 2009 Paying for water supply’s bill 250 baht and electricity bill 1,250 baht 15th March 2009 Selling Agriculture’s crops 300 baht 20th March 2009 Buying fertilizer 200 baht 25th March 2009 Buying foods

Example Household Accounting Day Month List Incomes Expenses Balances Year 1st March Selling Agriculture’s 2,500 - 2,500 2009 crops 5th March Buying the equipments 500 - 2,000 2009 7th March Buying foods 300 - 1,700 2009 25th March Selling Agriculture’s 250 - 1,450 2009 crops 15th March Paying for water supply’s 1,200 - 2,650 2009 bill and electricity bill 20th March Buying fertilizer 300 - 2,350 2009 200 - 2,150 3,700 - 1,500 - 2,150 10th March Buying white rice 2009 Total Total Balances 2,150 Doing the incomes-expenses memo or listing learners and their family’s accounts is very important to Thai people. As the Royal Address bestowed by His Majesty the King on the occasion of His Birthday and National Day on 4th December 1997 at Sala Dusidalai, Chitralada Villa, Dusit Palace : “…forty years ago, there is a government officer who has come for borrowing money,in fact, he has already loaned some before but he said it was not enough,so he asked for more. This time of borrowing he was told to list all of his incomes and expenses, the incomes were comprised of his salaries and his incremental revenues, while the expenses consisted of his payments. After

doing this memo, he has never lost his money again and has enough money for living because he has known of his total incomes and of how much he has paid in each month…” A Model Person – Create New Life by Doing the Household Account Jane Shujai, a person from Moo 4, Phanom Thuan District, Kanchanaburi province , who has become successful by doing the household accounts said that he has graduated only from 4th grade and did not have enough money. His parents are farmers and later have given him their heritage: 10-Rai farms, so he continued to earn a living by being a farmer, however, his children do have the chance of learning because of his systematic payments and of himself being taught in using money. For example, Jane’s father used coals for cooking rice and listed the daily expenses on the house’s wall. Jane, then, began listing his monthly working hours so that he could check for his diligence and laziness. After that, he began doing the household account in the time of doing joint plantation in 1985. For more than 20 years that Jane has been doing the household accounts, he and his family are now happy and have owned the 50-Rai lands by collect buying and depositing money. He also said that he has relied on the principle ‘Of the water being full in a water jar, if it is lessened, filled it up. Allowing the water jar to be empty would bring that person the poverty at last.’ This is a great advantage of doing the household account, which not only restores the family’s status, but also strengthens the community bond and the country’s economy as well.(Jatuporn Sukin and Punya Mangarothai,2009 : 30) Subject 3 Decreasing Expense and Increasing Incomes The state of lessening household’s expenses, family’s debt, or the unbalance between incomes and expenses has causes people troubles. Preventing and solving these require only 2 principles: decrease expenses, and increases incomes. Decreasing the expenses can be done by listing all of the family’s expenses and cutting off the unnecessary ones. All of the family’s members have to participate, because it will be useless if one is economical but another is still luxurious. It is important for all of them to understand and after being able to decrease the expenses, everyone should do the balance between the incomes and expenses. If there are more incomes than expenses, they should

pay some in order to release from the debt and keep the rest for the emergency, such as sickness, or accident, etc. If their money is still low, it is better to increase. In conclusion, there are 3 ways of using money: 1. Use it as people want, spending while having, and stop buying when lacking. 2. Use it according to the lists, for example, - Foods and clothes - Treatment - Charity - Keeping for a future or for emergency - Children’s tuition fee etc. 3. Use it according to the plan, which is considered to be the rightful way and can be used in planning of family’s expenses. Things to be done for family’s expenses can be divided into 3 parts which are - Doing income-expense memo - Being economical - Saving It is a must that family has to plan for earning and spending so that they can have enough money for truly necessary things and for its happiness.

Subject 4 Saving Saving is to collect money gradually for that it will increase as the time goes by, mostly appears in the form of saving money in the banks. The main purpose of saving is for using it in the crisis or emergency, saving, then, is considered to be an investment for a secure life in the future. Principle of saving – the Government Saving Banks has defined it as ‘save 1 part and use the other three: saving is crucial for life, the low-income people or the others who cannot save money will have their expenses higher than their incomes. It is better to manage our incomes after earning them, and to assume saving to be like another expenses would help in listing it as the first one in each month’s memos. By always deciding the portion of saving in incomes then plan for using the rest would be a lot helpful. Decrease the expense can be done by 1. Cultivating plants and feeding herds. Using the native and easy-to-grow plants ,for example, morning glory(Pak-Boong) , cabbage(pak Ka-narr) , spinash(pak Khom) , Acacia pennata(Cha-om) , pumpkin , cucumber , brinal(Ma-Kuea) , Cow-pea , leek(Ton-Hom) , garlic , Coccinia grandis(Tum- Lueng) , for feeding , catfish , frog , and chicken ,etc. By doing these, it is unnecessary to buy for foods and also can possibly sell the rests to increase incomes. 2. Being economical by carefully using money, time, and resource, living consciously, and by decreasing any unnecessary expenses, also saving energy such as by using the solar cells,etc. 3. Doing the rightful things, for example, stop drinking alcohols, and changing any of learners’ bad habits which can lead to sicknesses and wastes. 4. Doing a household account – list all of the expenses and use money only for necessary things. 5. Saving energy, for instance, use energy only in necessity. Increase the Incomes : There have been many ways, more than only working, to increase incomes : 1. Cultivating plants,mainly for consuming and sharing,the rests can be sold for more incomes ,for example, cultivate chilli , brinal(Ma-Kuea) , Wild Betel Leafbush(Cha-plue) , leek(Ton-Hom) , Acacia pennata(Cha-om) , Coccinia grandis(Tum-Lueng) , and star gooseberry(Pak-Whan) , etc. 2. Doing a part-time job by using the resources or raw materials traditionally found which could help learners reduce the produced assets, for example,

preserving processed food , handicraft , garden tree , feeding traditional chicken , cultivating bean sprouts , feeding mushrooms , producing organic fertilizer , feeding catfish in the cement well, building furniture from using bamboo ,etc. 3. Developing the old career by seeking for knowledge, for example, joining the community, observation , or training in order to breed the lemons, learners can study more about lemons’ breeding and selling from the internet sources so that they can increase the sales volume. Activity 4 1. What does learner has gained from studying the case study ‘create new life by doing the household account’? ……………………………………………………………………………………………………………. …………………………………………………………………………………………………………….. ……………………………………………………………………………………………………………. …………………………………………………………………………………………………………….. ……………………………………………………………………………………………………………. 2. Does learner do the household account? How? ……………………………………………………………………………………………………………. …………………………………………………………………………………………………………….. ……………………………………………………………………………………………………………. …………………………………………………………………………………………………………….. ……………………………………………………………………………………………………………. 3. In learner’s community, are there any people who do the household account? Give one example with how he/she does, also the result. ……………………………………………………………………………………………………………. …………………………………………………………………………………………………………….. ……………………………………………………………………………………………………………. …………………………………………………………………………………………………………….. ……………………………………………………………………………………………………………. ……………………………………………………………………………………………………………..

Activity 5 Answer the following question 1. Doing the household accounts, how does learner and his family plan for their payments? ……………………………………………………………………………………………………………. …………………………………………………………………………………………………………….. ……………………………………………………………………………………………………………. …………………………………………………………………………………………………………….. ……………………………………………………………………………………………………………. 2. Give the definition and examples of incomes. ……………………………………………………………………………………………………………. …………………………………………………………………………………………………………….. ……………………………………………………………………………………………………………. 3. Give the definition and examples of expenses. ……………………………………………………………………………………………………………. …………………………………………………………………………………………………………….. ……………………………………………………………………………………………………………. 4. What are the methods that learner uses in decreasing expenses and increasing incomes? ……………………………………………………………………………………………………………. …………………………………………………………………………………………………………….. ……………………………………………………………………………………………………………. 5. What are the methods that learner uses in saving? ……………………………………………………………………………………………………………. …………………………………………………………………………………………………………….. ……………………………………………………………………………………………………………. …………………………………………………………………………………………………………….. …………………………………………………………………………………………………………….

6. Insert the household account according to these lists into the family’s monthly income-expense memos. 1st March 2009 Selling fruits 1,900 baht 3rd March 2009 Selling fruits 1,500 baht 5th March 2009 Buying house’s equipments 500 baht 7th March 2009 Paying for water-supply bill 10th March 2009 and electricity bill 400 baht 15th March 2009 Buying fertilizers 600 baht 20th March 2009 Buying foods 500 baht 25th March 2009 Selling fruits 1,800 baht Paying for car’s repairing 300 baht 27th March 2009 Buying house’s equipments 700 baht Income-Expense Memos Day/Month/ Lists Incomes Expenses Balances Year (baht) (baht) (baht) Total incomes Total expenses Total balances Conclusion of Family Income-Expense Memo 1. My family’s incomes is more less than expenses for ...............baht. 2. In one month, The amount of my family’s savings is.................baht. My family has no savings.

3. Expenses that should be reduced: 1) ......................... Total amount .......................baht. Why? ............................ 2) ......................... Total amount .......................baht. Why? ............................ 3) ......................... Total amount .......................baht. Why? ............................ Total amount of expenses I can reduce ................................ baht.

Chapter 4 Brighten Life, Satisfaction in Sufficiency Economy Learning Substance Sufficiency Economy and New Theory Agricultural are the step-by-step leading principles which help people be self-dependent by lowering the natural change’s risks, by using moderation, reasonableness, knowledge, diligence, savings, prudence, collaboration, and harmony. After studying and understanding the Sufficiency Economy principle clearly and applying it for the use and for living, it is better to introduce and support family members to understand and apply it as well. Expected Learning Outcomes To introduce and support family’s members to understand and apply it, which will lead to the sustainable lives. Course Outline Subject 1 The New Theory Agricultural Subject 2 Life Plan

Subject 1 The New Theory Agricultural Sufficiency Economy and the New Theory Agricultural are the step-by- step leading principles which help people be self-dependent by lowering the natural change’s risks, by using moderation, reasonableness, knowledge, diligence, savings, prudence, collaboration, and harmony. 1. Background of the New Theory Agricultural Along the time of his reign, His Majesty the King has gone to visit lots of places in the country. His true purpose is to listen to Thai people’s difficulty in lives, so he has the royal thought of new principles in managing farmers’ lands for the highest advantage in using. One of these is called ‘New Theory Agricultural’. 2. Principles and Steps of the New Theory Agricultural The new principle of managing and dividing the farmers’ lands into each zone and of using them with highest advantage has its principles and steps which are : 1. First Step of New Theory Agricultural : the principle of the First Step New Theory Agricultural consists of ; 1) Lands To divide lands into each zone and use them with highest advantage, His Majesty the King has calculated from using an average of each family’s owning lands: 15 Rai. However, if farmers have owned lands less than 15 Rai, they can use a ratio of 30:30:30:10 as following : The first zone : 30% is used as a reservoir for storing water in rainy season, for cultivating in dry season, and for feeding aquatic animals and aquatic plants. The second zones : 30% is for cultivating rice in the rainy season in order to have enough food in each day, also for reducing the expenses and for being self-dependent. The third zones : 30% is for cultivating vegetables,farm crops, herbs , fruits , perennial plants ,etc for daily foods and for selling. The forth zones : 10% is for habitats,feeding animals, and other buildings. 2) Harmony Because the first step of New Theory Agricultural principle is a moderate producing process which farmers are able to live self-reliantly and economically, their communities have to collaborate with each other as can be seen in the traditional gathering for growing rice,so called “long kak” , which could help they reduce their expenses.

3) Crops Because of the fact that rice is major factor every household consumes for living, so learners’ family cultivating on 5-Rai land would let them have enough rice for consuming in one year which could help they reduce their expenses. 4) Water Sources Doing the New Principle Agricultural requires water for cultivating plants in a dry season. As a result, it is need to prepare one zone of lands for using as a reservoir as can be seen in the principle that there must be enough water for using in one year. 2. Second Step of New Theory Agricultural(or A Progressive New Theory Agricultural) : this is a step that farmers develop themselves to the state of living moderately in order to be successful completely by collaborating each other in their community or cooperative in many ways : 1) Producing The farmers should cooperate with each other in production, for example, the cultivation, and the searching for plant seeds and other resources for cultivating. 2) Marketing After producing, it is important to look for the markets and sell farmers’ products for the highest advantages, for example, gathering their products for selling so that they can get the higher price and also reduce the expenses. 3) Living Farmers must have a well-being, for example, own the four requisites of living such as food, habitat, etc. 4) Welfare Each community should has its own welfare and service, for instance, hospital for treatment, or money funds for borrowing. 5) Education Community should participate in supporting education, for instance, having educational funds for students. 6) Society and Religions Community should be the center of mind and social development by having religion as a spiritual anchor. 3. Third Step of New Theory Agricultural This is a step of developing farmers by contacting and collaborating for sources of investment funds,for example, a bank, or a private individual, in order to search for an investment and for the development of the quality of life. Doing this, both will gain : 1) Farmers are able to sell their products in high prices without being lowered them. 2) The bank and the private individual are able to buy rice in a low price because they buy it directly from the farmers and grind it by their own.

3) Farmers are able to buy products at a low price, because of the fact that they buy them in a large amount which means that the buying price will be a wholesale price. 4) The bank and the private individual are able to use the human sources for working more efficiently. The New Theory Agricultural’s advantages. 1) Self-awareness The New Theory Agricultural has hold to the principle “God helps those who help themselves” by emphasizing mainly on cultivating crops in the enough amount for household’s consumption. The secondary purpose is to sell the rest of products in order to gain more incomes and benefits. 2) Community Empowerment The New Theory Agricultural has paid more intention in the gathering of villagers. Building a community, the villagers will have their responsibilities as various economical operators which include Integrated Farming, handicraft, food processing, business, community’s traveling, etc. After being empowered and well-known, the people in community would have gained better quality of lives and earn more incomes, also receive the remedy in every trouble. As a result, a country’s economy development would grow more efficiently. 3) Harmony The New Theory Agricultural has relied on the state of peoples’ being gentle, generous, and harmony. A cooperation in working for the highest profits does not refer only to an income, but also to other advantages : strengthening a family’s, social, and community’s bond, and the ability of conserving natural resources and environment. An example of applying the principle of Sufficiency Economy in living which is a step-by-step agricultural development in an appropriate land is then divided into 3 steps *:

Case study Grow everything you eat, eat everything you grow, live sufficiently in life. * Leads to Success 3. Build an occupational network and Processed Sufficiency 3rdstep expand the economical activities to be more Economy various. Aim at moderation in country’s level. 2. Collaboration in a group,for example, cooperatives of production,marketing, management, 2ndstep also welfare,education, and society’s development. Aim at moderation in community and society’s level 1. Be moderated and able to live self- Basic Sufficiency Economy 1st step reliantly on behalf of being economical. Aim at moderation in one’s and family’s level Case Study Grow everything you eat, eat everything you grow , live happily and sufficiently. Boonpeng Jantaphar, a farmer from Huai-Tang-Pu-Tan village, Maiya District, Amphoe Phaya Mengrai, Chiang Rai province, is famous for his application of Sufficiency Economy’s principle in living. At first, Boonpeng is poor and has been a beggar for a while. After that, he has studied in the temple and begun using virtues “Four Rddhippada (Itthibaht 4)” and “four principles virtuous existence(Phrommavihan 4)” in living. He, then, has gone to earn a living in Brunai in 1986 with the hope of raising his family’s position, but did not succeed. Having only 2,000 baht,

Boonpeng came back to Thailand and began to think that be hardworking likes as in Brunei may help him earn the sufficiently incomes by working in Thailand. In 2009, a government has released of the obligation, however, Boonpeng cannot, because his dept is more than a hundred thousand baht. He, then, held a picture of His Majesty the King and prayed that he and his family are going to be more hardworking, also stop doing anything unnecessary, growing everything they eat, eating everything they grow, and hoping to release him from the obligation within 4 years. A self-reliant Boonpeng has used the New Theory Agricultural in farming and applied folk wisdom with a modern knowledge gained from observing activities. Using the resources efficiently has resulted in reducing assets which leads to an annually more incomes from selling agricultural crops, also resulted in learning how to be economical, not being in debt, not exploiting himself and the others, succeeding in his career, and being able to pass on knowledge. Upon his farm-10 Rai 1 Ngan 35 Tarangwa - which has been appropriately divided according the New Theory Agricultural : 5 Rai for cultivating rice and for once in a year cultivating sticky rice alters with corns,watermelon,and musk melon. Another 5 Rai is for planting vegetables, herbs, and fruits such as longan, mango, and banana. The rest is used as a family’s habitat and as animals’ menagerie such as buffalo, pig, native chicken, and cricket. The success in Boonpeng’s life is considered to be a good proof that “Sufficiency Economy” can be applied for the highest advantages of family and community. If knowing of how to think, consume, and live sufficiently, life would become more secured. * from a Dailynews newspaper, Thursday 12nd February 2009, page 10. Suggesting and Supporting Family’s Members of the Worthy Philosophy of Sufficiency Economy in Order to Apply It in Living After learning and understanding about the philosophy of Sufficiency Economy clearly that leads to apply it in working and living, learners will realize in the philosophy’s usefulness and value. It is very appropriate to introduce family’s members the worthy philosophy of Sufficiency Economy in order to apply it in living. The way of introducing is members’ being able to

live self-reliantly and sufficiently by not exploiting the others, which results in happiness and satisfaction in life. Trying to improve themselves continually will result in the ability of living sufficiently in every condition. Moreover, the family’s members may help each other in doing life plans. Subject 2 Life Plan Living, every people want to reach their targets. Achieving the target, however, requires well planning in life, also concentrating in doing. Planning help we remind of what have to be done and what have not done yet. Even a housekeeper requires making a plan in cooking, for example, she has to make a list of raw materials so that she does not forget before going to buy them, which occurred frequently in a daily life. Same as cooking, life has to be planned before learners start doing something. For a person who still does not know, it is better to start with listing something they like or want rather than living without aim. Life plan is something we wish or want to occur in our future. Doing this, we have to plan and aim the direction of our lives so that we can reach the target with happiness and satisfaction. There are many parts of life plan, for example, life plan of career, life plan of family, etc, each person and family has their life plans which are different from the others according to which parts of life plan that they give importance on. Life plan of developing career ; It is important to consider improvable potential, skill, and talent ,also to consider of what the community needs by managing learners’ knowledge and seeking for the new one. Life plan of household ; Morality in life should be considered,as well as self-awareness. Moreover, using the incomes-expenses memo for analyzing the unnecessary expenses in order to reduce them and increase the incomes is also important. After this, there should be an assessment of the success. The life plans of household are, for example, 1) Making a household account : make a plan in payments, for instance, spend three parts and save one so that learners can use their money more

orderly, stop doing all vices, study so that they can see through the consumerism, and plan of the household’s payments. 2) Reducing household expenses : for example, cultivating home-grown vegetables, making an organic fertilizer for using instead of a chemical one, producing household’s equipments. 3) Increasing household incomes : product processing , doing Integrated Farming , cultivating herbs ,etc , or start making the household plan by 1. Manage a household’s data 2. Search for learners’ potentials, working skills, funds, and work conditions 3. Search for household’s problems 4. Specify a household’s aim so that they can be free from poverty 5. Plan for solving household’s problems 6. List the action according to the plan 7. List the assessment Case Study Surachai Morakotvichitrakarn, Sufficient Agriculture of Bann Phaphai A farmer Surachai Morakotvichitrakarn’s house according to Sufficiency Economy is located in Bann Phaphai, Mae-Pong district, Amphoe Doi Saket, Chiang Mai province. Surachai has told that his life would never be like today unless he is very loyal to His Majesty the King. He started from nothing : selling clothes in 1997, facing the economy crisis and owing an eight-hundred- thousand dept, he want to attempt suicide. His mother, however, reminded him of facing trouble, and he began consciously going to Huay Sai Royal Development Study Center with a loyal heart to His Majesty the King. At this place, he truly learnt and understood the meaning of Sufficiency Economy. He and his family started with feeding animals, for example fish, chicken, cow, and frog, according to their skills . They, then, cultivated home-grown

vegetables, build a mushroom house and these became a joint plantation which was completed in managing systematically and efficiently. Few years passed, Surachai has become a specialist in what he has done : making muck and organic fertilizers, pig farming in holes, feeding chicken, cow, fish, frog, producing natural gas from using animals’ dung, using plants’ waste in feeding animals. “His Majesty the King has taught Thai people for more than 20 years of binding nature itself, but Thais do not consider and analyze,also do not try to do, instead,we used money impetuously. These can be solved by using principle of 5 Rs – combine(ruam palung), collaborate(ruam kid), collaborate(ruam thum), conclude the lesson together(ruam kun saroop bot rean), and co-accept the results(ruam kun rup phol) ,also by always understanding learners themselves first. Having low incomes, learners should list the household account, remove unnecessary things from life, think carefully, be hardworking, be self-aware, do not be materialism, and importantly, do not challenge themselves with the richer, they must decide which aim suits them best and it all depends on their own. At this moment, Surachai is still on his way of doing as his life plan told so that he could be released of his obligation – borrowing 2 million baht in buying lands behind his house for using as production site- within 5 years. He wants to prove that the poor who wants to fight with understanding his potential well can live honorably and sufficiently. ----------------------------------------------------------------- *Jintana Gidme , Matichon newspaper, page 10, Saturday 28th March 2009

Activity 7 Make a learner’s life plan of career and of family by considering the principle of Sufficiency Economy. Life’s plan Details of Life’s plan 1. Career 1. Want to earn a career : 2. Family …………………………………………………………………… 2. Considered factors for earning this career ....................................................................................................... - Investment fund....................baht - Related knowledge ………………………………………………………………….. - Related experience ....................................................................................................... - Targeted groups ………………………………….……………………………….. - Working place ……………………………………………………………… ….. - Skills and talents ....................................................................................................... - Equipments ...................................................................................................... - Public relations / advertisements ...................................................................................................... - Labor(s) ................................................................................... - Office hours ...................................................................................................... - A career’s condition/ situation in this area ....................................................................................................... - Competition policy ………………………………………………………………… - Marketing strategies ……………………………………………………..………… Residence - improve …………………….…………………………………..…………. - develop ………………………………………………………..………… - Health - oneself……………………………………………………..

Life’s plan Details of Life’s plan - family members ……………………………………………….……..………….. Practice the dhamma - Use the principle of...............................in living - Participate the activities at temple ……………………………………….…………………………. - Family’s Meditation ……………………………………………….…………………. Economy - Decrease expenses by ...................................................................................................... - Increase incomes by ....................................................................................................... (Details/methods) - Who and How to save money with? ....................................................................................................... - How to invest? …………………………………………………………………..

Chapter 5 Earn a Living in Regard of Sufficiency Economy Philosophy for a Better,Wealthier, and More Sustainable Life Learning Substance Earn a living by holding to Sufficiency Economy principle in order to increase an income securely and wealthily, consider all-round, be cautious and careful in every steps of working to avoid failures, seems to be the one which let one considers in security, step-by-step growth, and in the capability of improving learners’ quality of life in both physical and spiritual ways. Earn a living by holding to Sufficiency Economy principle, so, is not against a globalization. Instead, it encourages the globalization to be more acceptable by choosing to accept every change which results in good effect for a country. Also, it is the way of being self-awareness against any bad and unavoidable ones in order to limit those effects from threatening the country. Expected Learning Outcomes To consider the importance of the Sufficiency Economy principle in order to increase the incomes securely, wealthily, and sufficiently, to develop the country under the theme of globalization, and to apply it in living with balance and readiness for any of a country’s globalizing change. Course Outline Subject 1 Definition, Importance, Categories of Occupation, Occupational Class and a State of Selecting an Occupation 1.1 Definition and Importance 1.2 Categories of Occupation

1.3 Occupational Class 1.4 Selecting an Occupation Subject 2 Make a Job According to the Principle of Sufficiency Economy : 5 New Thai Traditionally Job’s Categories 2.1 Agriculture 2.2 Industry 2.3 Commerce 2.4 Creativity 2.5 Administer and Specific Career Subject 3 Morality Which Results in Success in Working 3.1 Be Knowledgeable: Be Omniscient, Conscious, and Careful 3.2 Moralities Which Play an Important Role in Working Successfully are Success, Honesty, Diligence, Patience, and Kindness 3.3 Good Points of Freelance Career 3.4 Idea’s Frameworks of Earning a Living in Order to Securely, Wealthily, and Sufficiently Increase the Incomes According to the Principle of Sufficiency Economy

Subject 1 Definition, Importance, Categories of Occupation, Occupational Class and a State of Selecting an Occupation 1.1 Definition and Importance. 1.2 Categories of Occupation 1.3 Occupational Class. 1.4 A State of Selecting an Occupation 1.1 Definition and Importance Occupation means a type of work or activity a person has done which he will gain the reward in a form of money or product. According to the principle of Sufficiency Economy, occupation is a work a person has done which he will gain the reward in a form of money or product, by using 5 principles : 1. A Middle path 2. A balance between a person, society, and environment 3. Moderation and sufficiency in manufacturing, consuming, and service 4. Self-awareness in living and working 5. Being up-to-date in a society’s or community’s situation Occupation is very important for our lives because it is considered to be our stability and anyone who has an occupation will be worshiped and esteemed. We have to earn a living in order to gain the incomes or products for using in lives, such as for buying the four requisites, as a result, occupation is vital for our lives. 1.2 Categories of Occupation Occupation can be divided into 2 categories: 1. Freelance – an occupation which a person, oneself, is an owner ; invests,plans, decides,and sells by his own. 2. Employee – a person is employed by an organization or owner and earns the salaries and welfare as a reward.

1.3 Occupational Class In this text,according to the principle of Sufficiency Economy, there are 5 occupation’s classes : 1. Agriculture 2. Industry(in household) 3. Commerce 4. Creativity 5. Administer and specific career 1.4 A State of Selecting an Occupation Selecting an occupation, it is need to be knowledgeable in many fields, also have owned information, knowledge, fund, labor, place, selling strategies and marketing strategies, and morality, in working. Things to be considered in selecting the occupation : 1. Select the Occupation by Properly Considering Its Information To earn a living, learners should consider the related information,an important information,for example, learners need to know themselves well of what they like, does a family’s or community’s environment suit the occupation,also, an important data is an academic knowledge. 2. Own the Related Knowledge about This Occupation To earn a living, learners must be well knowledgeable in this occupation’s field because it will help them improve their occupations easier. 3. Fund, Labor, and Place Fund, labor, and place are important components which help learners earn their living more confidently. 4. Working Methods and Occupational Management Appropriate and efficient steps, processes, and management would result in success, lower incomes, and in gaining lots of products as learners have aimed. 5. Selling Strategies and Marketing Strategies Selling strategies and marketing strategies which could satisfy the customers’ needs will leads to a high circulation as aiming. 6. Liquidity in Working would keep the production runs fluently 7. Make the Incomes-Expenses Memo for checking an operating result

8. Service Mind and Human Relations Have a good service-mind when contacting with customers, especially speak wisely in order to satisfy and be sincere in serving them, so that the they will be happy in consuming our products. 9. Morality A producer and a seller should be honest to their customers, for example,use only a quality raw material, and do not add the poisonous chemical substances which could threaten the customers’ health, environment, and lifestyle, into the product. Subject 2 Make a Job According to the Principle of Sufficiency Economy : 5 New Thai Traditionally Job’s Categories In this text, there are 5 job’s categories : 1. Agriculture 2. Industry 3. Commerce 4. Creativity 5. Administer and specific career by considering between a production part and a service part. Job’s categories Production part Service part 1. Agriculture 1. Product processing * Plant, tree,for - Main courses example, trimming , - Snack - Confectionary flower arrangement in - Drinks (lemon grass auspicious ceremony or in funeral ceremony , water,roselle juice, pandanus garden arrangement. leaf juice ,ginger ale, pineapple juice,passion * Animals : raise a juice,etc.) dog, shearing 2. Mushroom house (processed) 3. Plant’s cultivating 4. Raise some poultry for eggs 5. Plant’s breeding 6. Cultivate herbs

Job’s categories Production part Service part 2. Household industry 1. Foot massage stick * Product’s packing 3. Commerce 2. Products from coconut * Delivery by using 4. Creativity shell motorcycle * Product 5. Administer and specific career 3. Hand-made accessories combinations,for 4. Recycled product example, flower 5. Sandals,equipment, arrangement. ornament 6. Basket made of Betel palms 7. Chair made of coconut leaf 1. Soybean milk with a deep- * Direct sale fried doughstick * Retailer 2. Drinks : Soybean milk , * Wholesale coffee 3. Produce an organic fertilizer , EM(effective microorganisms) 1. Packaging creativity * Textiles’s interior (textile,paper,plastic,etc.) decoration in ceremony 2. Equipment * Thai-style antiphon, creativity(using recycled northeastern-style materials) singer 3. Furniture creativity * Singing folk song 4. Folk music (Bonglarng, * Play a flute Ankalung) 5. Accessories designs Complementary therapies * Foreman (Thai Massage, relaxation , * Organizer therapies , treatment) * Place decoration Subject 3 Morality Which Results in Success in Working The way of being success in working, according to the principle of Sufficiency Economy, is comprised of knowledge condition and moral condition: 3.1 Knowledge condition is to be knowledgeable, conscious, and careful.

Knowledgeable means both being a specialist in a field of occupation and being widespread omniscient of the environmental and situational fact related to an occupation. Conscious means working consciously and considering all factors and possibilities before doing which will be helpful in working more efficiently and perfectly with the lower incomes. Careful means not being careless, paying more attention in working until it is done without any accident or danger. 3.2 The Moralities which support life are honesty, diligence, patience, and generousness Earn a living means we have to communicate with the others and concern with environment and society unavoidably so that working can succeed the target and gain support from coworker, consumer, and another related person. People who earn a living have to be honest, diligent, patient, and kind. Diligence and patience are an intention of working continually and regularly. Diligence must be used with intelligence in order to solve problems. A diligent person is someone who intends on working continually and regularly in the rightful ways, also being a determined one who does not afraid of obstacles and loves an occupation he works. Honesty is to be sincere, not being bias, working directly without exploitation and without using any dangerous substances, also, concerning about the effect on an environment. Patience is the ability of maintaining people’s common state no matter problems or obstacles he has to face against. A person who works patiently, more than using only intelligence, has to be patient in order to solve a problem and become successful. Sharing/Giving is to share what we have, that might be useful for other people, with the others. A person who gives without thinking of gaining back will be truly happy. Person who earns a living and gives something to customers or community will receive the respect from customers.

Activity 9 1. How does earning a living be important to learner’s life? 1…………………………………………………………………………………………… 2…………………………………………………………………………………………… 3………………………………………………………………………………………….. 4…………………………………………………………………………………………… 5…………………………………………………………………………………………… 2. Give example of the occupation according to the principle of Sufficiency Economy. Agriculture :...................................................................................................................... ............................................................................................................................................ Industry : .......................................................................................................................... ............................................................................................................................................ Commerce :........................................................................................................................ ............................................................................................................................................. Creativity : ......................................................................................................................... .............................................................................................................................................. Administer and specific career : .............................................................................................................................................. .............................................................................................................................................. 3. After earning a living, learner will apply the Moralities : .........................in working.How? ....................................................................................................................................................... ........................................................................................................................................................ ........................................................................................................................................................ ........................................................................................................................................................ ........................................................................................................................................................

Activity 10 Plan the way of learner’s working, both in starting new one and in developing one, by following these steps : Step 1 Form a group of approximately 5-7 persons each, then vote for leader and secretary, and brainstorm exchanging knowledge according to these topics : 1. Earn a living by holding to the philosophy of Sufficiency Economy 2. The occupation that the group believes to be available in our family and community 3. List the details, required things, and things to do in doing this occupation(1-2 occupations) by having the leader manage and receptionist note the important conclusion for presentation Step 2 Every group collaborates in selecting only one occupation from the 1st step,also the occupation that can be done by oneself and can be done by a group,then write them as an occupation project which can be truly done. Step 3 Each learner from each group uses the presenting occupation project (check for the completeness) to earn a living by searching for money funds, collaborating with the others, voting, deciding, and make and report a result’s conclusion to an advisor. Using the appropriate time period.

Post Test Instruction Choose a best correct answer 1. Sufficiency Economy is a subject of… a. agriculture. b. trade. c. living. d. industry. 2. The philosophy of Sufficiency Economy is the way of life for which group of people? a. merchant and businessman. b. student and college student. c. government officer and politician. d. everyone. 3. What is the main purpose of the Sufficiency Economy principle? a. to be self-dependent. b. to collaborate with the others. c. to every family to earn a living by having the agricultural occupation. d. to use money for only the life’s vital things. 4. The phrase “use a middle path” according to the principle of Sufficiency Economy means living in which way? a. moderation and sufficiency. b. decrease the expenses and increase the incomes to a balance level. c. be economical as much as possible. d. live freely, only be happy.


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