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Introduction A. Brief overview of the company Curo Health has established a strong This new service seamlessly merges presence in the health and wellness the expertise of our professional health industry over the years, gaining a coaches with the convenience of reputation for delivering exceptional cutting-edge technology, delivering a services and solutions. truly personalized and comprehensive experience for each client. Today, we are thrilled to announce the launch of our latest offering, We are excited to embark on this an innovative service aimed at transformative journey with our clients, empowering individuals to achieve supporting them every step of the way their health and wellness aspirations. towards a healthier and happier life. With a deep understanding of the unique challenges individuals face on their wellness journey, we have created Curo Health Coaching.
B. Mission statement and core values Our mission is simple yet powerful: to empower individuals to take control of their health and transform their lives. Through our tailored coaching programs, we provide unwavering support, guidance, and motivation, helping our clients overcome obstacles and unlock their full potential. Expose self Conscious Practice the thoughts defeating thoughts that result in health promoting decisions Emotional Self- Rational Rational Decisions Defeating Choices Replace with rational, Subconscious Proactively use empowering triggers through thoughts coaching exercises
To Help Patients Realize Healthy Outcomes, Companies Must Focus on the Individual This is where many health programs don’t successfully attract, retain, and engage patients. By failing to address people on an individual level, company’s lose the opportunity to drive patient involvement and success. Incorporating personalized content along with one- on-one care can effectively address unique individual choices and preferences, driving habit changes and creating long- lasting healthy outcomes.
In fact, a recent study found that engaging people in digital health coaching led to a 112% increase in completion rates of treatment plans designed to help them better manage chronic health conditions. Leveraging technology to address a patient’s unique needs is key. Patients want convenience, personalization, security, and accessibility in the same way they receive it from their grocery stores, banks, and online shopping experiences. Companies can utilize advanced digital health technologies to scale virtual health programs and automate on boarding, education, reminders, and additional functions to meet patients where they are with the relevant, personalized content and care they need, when they need it, to realize lasting change. At Curo Health, our goal is to provide customizable care path technology that keeps patients engaged and focused on their health goals, enabling Medical Directors and practitioners to manage current initiatives while working on strategies to reduce health care spending, focus on disease prevention in healthy populations, and early intervention of chronic illnesses.
The Challenges Businesses Face The healthcare industry is plagued by For instance, in the United States, it chronic disease. In fact, according to constitutes 90% of the total healthcare the Center for Disease Control (CDC). expenditure, while only 4% of the Lifestyle habits such as poor nutrition, nation’s healthcare bill is allocated to lack of exercise, and smoking are promoting healthy behaviors. responsible for over 80% of chronic diseases like heart disease, stroke, and This glaring disparity between diabetes. disease management and lifestyle interventions calls for immediate Chronic diseases pose a significant attention and action to address this burden in South Africa, with non- global issue. communicable diseases accounting for the majority of deaths. Diabetes Curo is focused on the personalization affects an estimated 4.6 million people, and application of behaviour-based hypertension is prevalent among science to address hard-to-break 46% of adults, and obesity rates are habits. This approach combined with concerning. lifestyle medicine is making a real difference. These statistics underscore the urgent need for proactive measures, such as promoting healthy lifestyles and ensuring access to quality healthcare, to address the growing impact of chronic diseases on the population. These alarming statistics not only impact individuals worldwide but also put a strain on healthcare systems globally. Chronic diseases have far-reaching consequences, including reduced insurance reimbursements, staff shortages, staff burnout, and strained budgets, among other challenges. According to the World Health Organization (WHO), the treatment of chronic diseases accounts for a significant portion of healthcare costs worldwide.
Lifestyle Medicine is an emerging field that seeks to prevent, treat, and manage chronic diseases through lifestyle interventions, such as nutrition, physical activity, stress management, avoidance of risky substances, sleep, and social support. Lifestyle Medicine should be a primary modality in any practice to manage chronic conditions, including cardiovascular diseases, type 2 diabetes, and obesity.
Barriers to Practicing Lifestyle Medicine While Lifestyle Medicine offers promising benefits for patients, practitioners in this field face several challenges and barriers to practicing lifestyle medicine effectively. Engagement in health and wellness programs is vital to patients achieving positive outcomes. Some of the barriers are: 3) Reimbursement: 1) Limited Time: Healthcare reimbursement models often prioritize procedures and treatments over Healthcare practitioners often have lifestyle interventions. This can make it limited time to spend with patients during challenging for practitioners to dedicate time appointments. It can be challenging to and resources to lifestyle counselling. provide lifestyle counselling within the constraints of a brief visit. 2) Lack of Training: 4) Patient Compliance: Chronic diseases contribute to significant Patients may struggle to make lasting suffering in the form of premature morbidity lifestyle changes, which can make it and mortality and are among the most challenging for practitioners to see the common conditions physicians encounter impact of their interventions. in clinical practice; yet physicians do not consistently address lifestyle during clinical visits despite believing that it is their responsibility to do so.
5) Social Determinants of Health: 6) Patient Engagement: Lifestyle interventions are often Healthcare practitioners are more challenging to implement for struggling to deliver 360-degree care patients living in poverty or facing for every patient that comes into the other social determinants of health, office. such as lack of access to healthy foods, safe neighbourhoods, or appropriate Extending Lifestyle Medicine best community support. company’s using better patient engagement technology historically was thought to be a nice-to- have. Intervention is key and communicating healthy living options at the patient’s convenience 24/7 is making a difference. 7) Lack of Integration: Lifestyle Medicine is still a relatively new field, and it can be challenging to integrate lifestyle interventions into existing healthcare systems and workflows. 8) Personal Lifestyle: Practitioners may face challenges in their personal lives, such as stress or burnout, that can impact their ability to provide effective lifestyle counselling to patients.
One Innovative Solution: Automated Care Paths Advancements in health and wellness technology have enabled practitioners to gain insights into the unique needs and goals of patients. However, there is one innovative solution that is driving their ability to simultaneously build strong patient connections that fuel engagement and grow their practice: it’s automated care paths. According to a recent presentation at the 2022 ACLM conference, State of Health & Wellness Coaching a variety of modalities Today, practitioners can deliver personalized care at scale with the integration of digital automation tools that engage patients with sincere, automated conversations and custom selected content. Creating a personalized experience is time consuming and nearly impossible to scale without the right tools.
Breaking Down Barriers to Practicing Lifestyle Medicine One thing is for certain, technologies are being used to increase engagement, however one question remains; how well are these technologies being used together to keep patients on track? Our Curo care path technology can deploy workflows and automation, solving many of the problems health systems face. 1) Limited Time: Our platform enables digital patient management to occur by giving the practitioner additional tools that engage patients through Curo’s care path technology. This is accomplished through a variety of modalities such as health trackers, email, SMS, Whatsapp and telephone communications. 2) Lack of Training: Traditionally trained practitioners can automate and deploy specialized, evidence-based content and courses offered in our platform that support Lifestyle Medicine methodologies and produce results. 3) Reimbursement: Curo provides affordable solutions using a turnkey model, with proven patient outcomes that save health organizations money and time. 4) Patient Compliance: Our care path technology keeps patients fully engaged in their health journey using a variety of automated interventions.
5) Social Determinants of Health: 7) Lack of Integration: This is where having a powerful virtual Our platform has full and secure tool allows practitioners to reach more integration capabilities including patients more effectively no matter the ability to embed a solution with where they are at in their health Single Sign On (i.e. a session and journey. We can reach patients in their user authentication service that community and provide information permits a user to use one set of login about resources available to them. credentials), deep link capabilities to specific content and features, 6) Patient Engagement: real-time data integrations via a A recent study revealed that with client’s API or webhooks, multiple a significant increase in coaching authentication types including SSO last year, our platform has proven or a user eligibility file, and WCAG 2.0 invaluable in creating employee Level AA for accessibility. awareness and interest in their health through engaging wellness programs, 8) Personal Lifestyle: coaching, and technology solutions Our platform extends a practitioner’s that work towards behaviour change. capabilities to be in more places at once using our automated care path technology thus reducing stress by interacting more effectively with patients.
Data is Delivered Directly to Health Systems Today, companies can measure patient engagement using qualitative and quantitative inputs such as the frequency of interactions, length of time engaged, and data from connected third- party health devices. But data is available at every step of the patients’ journey. Patients are passively and actively providing data that can be used to scale healthcare systems. In the onboarding experience, for example, you can start to identify where patients may encounter challenges, hesitation, or drop out of a program. This data can be used to improve individual program offerings to eliminate hurdles to care and increase patient engagement. By gaining insight into how often patients are engaging, what content they are consuming, for what length of time, and where they’re accessing this care, practitioners can adjust their care plan to fit a patient’s individual needs and preferences to keep them engaged. This collection and analysis of patient data is essential to realize behavior change at scale. Personalized care path technology offers valuable insights and motivating tools that improve health outcomes, patient satisfaction, and helps you tailor behavior- based content, courses, and resources to meet the unique needs of your population. By leveraging advanced technology to scale personalized care through the automation of onboarding, educational programming, patient reminders, and program feedback, company’s will finally have the time to do what they do best: meet their patients’ needs – including diagnosing, treating, and preventing illness and injuries, all in a holistic, effective and integrated way. Delivering a personalized experience, one that meets patients exactly where they are and with the support and content they need, will successfully attract, and hold patient engagement, see patients achieve more successful outcomes, and strengthen the performance of practices. To learn more about our care path technology solution visit www.curohealth.co.za
Customized Solutions for Insurance Companies CASE STUDY: Insurance Services Company Health Coaching Expenses Cut by 30% While Participation Increased by 67% The Challenge An insurance services company offered tailored solutions and full- service wellness programs, including health coaching, to their clients. They needed to maintain a high- quality personalized coaching experience for participants while reducing the administrative burden and expenses of the coaching program. They wanted a solution that is: Scalable: The company wanted to reduce cost but maintain or grow coaching program participation levels. Engaging: The company serves a diverse group of individuals with unique health and wellness needs. The company needed to streamline processes while improving participant engagement and satisfaction. To learn more about what our platform can do for your wellness program, let’s talk.
The Solution 99.5%While using Engagement Rx, of members stated they would recommend their health coach to a friend or family member. The insurance services company switched to a wellness coaching program managed by Curo Health and powered by our digital coaching platform, to improve engagement and program adherence.
How it Works With Engagement Rx, coaches can automate many time-consuming processes including onboarding, communications and appointment booking. They can also leverage an extensive library of wellness content to send to participants and create individualized experiences that help disrupt chronic conditions and break unhealthy habits. “We switched to Curo for the health coaching component of our client wellness programming at the beginning of 2021 and the impact has been significant. Costs for the coaching went down by almost 30% while the number of coaching sessions delivered increased more than 60%. Curo are easy to work with, and coaching participant satisfaction is excellent: more than 99% of anonymous survey respondents said they would recommend their health coach to a friend or family member.” – Danielle, Sr. Wellness Consultant, Insurance Company Outcomes The Engagement Rx-powered coaching program helped drive Nearly 90% of the company’s positive health outcomes with benefit participants stated that the eight in 10 program participants health coaching was very much saying that coaching increased central to achieving at least one of their confidence in achieving their health goals. their health and wellness goals. All while saving the benefit “ My coach helped me identify and achieve organization tens of thousands health goals I would not have been able of rands in administration and to define or reach on my own. She taught operational costs. me how to define larger goals, break them down into doable pieces, identify potential obstacles, and stay motivated even when I slip.” – Coaching participant
Key features include: • Cognitive-based digital learning • POPIA & ISO 27001 compliant: We take platform: Available via desktop, mobile privacy very seriously and adhere to well- web, or mobile app, our system provides regarded security and privacy standards, the functionality needed to deliver our with proper protection protocols in place cognitive behavior training courses for end-user participants. including content repositories, progress tracking, automated scheduling and • 300+ wearable device and fitness app check-ins, and assessments. integrations: Participants can link health data from top 3rd-party devices and apps • Comprehensive reporting capabilities: including Fitbit, Garmin, Withings, and Access aggregate platform usage and Apple Health, just to name a few. health outcomes data anytime through an intuitive admin dashboard. • End-user participants can view their personal progress and outcomes data 24/7. • Omnichannel communication: Enables seamless interactions through different channels like email, in-app chat, WhatsApp, text, smart speaker, phone calls, and in-person conversations so participants can start in one place and finish somewhere else. • Flexible authentication options: Our platform offers several authentication options including Single Sign-On (SAML 2.0) configuration, participant validation with eligibility files, self-registration, and more.
Blended learning courses for a diverse population Our courses are grounded in The topics focus on the unhealthy principles of Cognitive Behavioral habits at the root of most chronic Therapy (CBT) and health coaching diseases, including stress, poor sleep, best practices to truly move poor diet, and tobacco use. Modular participants forward toward healthy video and textbased sessions, accessible and lasting outcomes. Courses are on any device, are created by expert designed to break down harmful instructors with learnings reinforced beliefs, thoughts, and emotions, and through interactive quizzes, practical replace them with empowering assignments, and periodic check-ins. cognitive responses. Video-based Courses included: • LivingClear Overcoming substance use disorder • LivingEasy Creating calm and building resiliency • LivingFit Learning to love exercise • LivingFree Breaking tobacco addiction • LivingLean Gaining power over food • LivingSmart Managing alcohol use • LivingWell Controlling diabetes • LivingWellRested Solving sleep problems
Text-Based Microlearning Courses included: • Healthy Weight • Nutrition • Stress 101 • Advanced Stress Management • Stress Management for Healthcare Workers • Building Confidence, Commitment, and Motivation • Carrying New Healthier Lifestyles into the Future • Finding Clarity in Vision • Habit Creation and the Brain • Retraining the Brain and Redefining Discomfort • Retraining the Brain and Taking Control • Self-Talk, Conscious Choice, and Mindfulness • The Realities of Choice
On-demand microlearning content library To offer greater flexibility for participants, we provide a library of relevant and actionable information in the form of short videos, articles, quick cards and more to help participants take small, incremental steps towards achieving long-term goals. Best of all, each participant interaction can be customized to the individual with our Flow technology. Health modules include: • Sleep • Stress management • Physical activity • Nutrition • Hydration • Weight Management • Chronic condition mgmt. • Behavior change • Substance use management (tobacco, alcohol, and drugs) • Common core health topics and more • Custom client content Meet each individual where they are with personalized learning designed to change hard-to-break habits.
A Framework for Health Systems A recent study reveals the impact of enhanced health coaching to help improve patient engagement, compliance, and overall health Doubling Patient Compliance Through Enhanced Engagement to Better Health. Lower Costs. It’s an age-old story. The challenge to get patients to engage with treatment plans that help them better manage chronic health conditions. The time and costs involved when they drop out. The good news is that a recent study examines a strategy that’s proven to increase compliance by as much as 112%. Enhanced health coaching takes a comprehensive approach to address this challenge. The strategy that Curo created includes many touchpoints that combine the human touch with advanced technology to provide 1-to-1 support. Steeped in research that explores what really motivates patients, enhanced health coaching: 1. Drives compliance 2. Improves health outcomes 3. Lowers overall healthcare costs 4. Filling the Gaps While past studies have shown how traditional health coaching provides a scalable model to improve adherence, 1 less is known about how this can be applied to health-related course completion. There is a gap in the review of literature regarding its impact to improve the completion rate of evidence-based health programs. 2 This study focuses on that gap, and the role enhanced health coaching can play in improving results for everyone involved.
The Effectiveness of Enhanced Health Coaching The goal of the study was to explore how an innovative engagement process would impact the completion rate of health-related programs. In a prospective, cohort-nested, case-control study, 300 participants were categorized into three engagement groups: Only 17% participants No health coaching (n = 100) who chose “No Health Some health coaching (n = 100) Coaching” completed Enhanced health coaching (n = 100) the program Total Number of No Health Coaching Some Health Coaching Enhanced Health Coaching Sessions Coaching (n = 100) (n = 100) (n = 100) 1 82 0 76 2 42 0 39 3 17 02 4 12 0 76 Participants who completed the 17 28 36 health porgram
112% increase in completion rate through A series of follow-up coaching sessions were enhanced health coaching. Only 17 scheduled to enhance guidance. participants who chose “No Health Coaching” completed the program. The participants in the “Enhanced Health Whereas participants who received “Some Coaching” group also scheduled an initial Health Coaching” saw an increase of 65%. coaching session. They received the same email and text tips post the initial coaching And participants who obtained Curo’s session. “Enhanced Health Coaching” experienced a completion rate that was 112% higher. 4 A Additionally, they were registered for: Closer Look at the Study The participants Health program completion rates were in the “No Health Coaching” group had then analyzed for the selected participants three touchpoints. First, a call was made from each group for the next 60 days. While to schedule a complimentary telephonic the “No Health Coaching” group was self- health coaching session. selected (by not booking a coaching session), the other two were separated at random Second and third touches were follow- once they booked their initial session. up calls 30- and 60- days later with voicemails left if no contact was made. The The foundational difference between “some” participants in the “Some Health Coaching” and “enhanced” health coaching groups group scheduled an initial coaching session was an emphasis on an innovative health to discuss best company’s and education behavior-change model delivered through a for completing the health program. combination of live health coaching sessions, texts, and emails. After the initial coaching session, an email with education resources was sent and As a result, there was a spike in compliance participants were registered for 7-days of rates based on not only the frequency text tips. of interactions, but the quality of the communication. 10-Weeks Weekly Follow-up messages coaching of scheduled emails and of scheduled sessions to enhance guidance emails and texts support, and motivation for texts the participants’ healthy behaviour changes
10-weeks of scheduled emails and texts. They include but are not limited to Weekly messages that incorporated further motivational interviewing, appreciative education, such as pod casts and article links inquiry, participant autonomy, positive and encouragement from their health coach psychology, self-discovery, and emotional and texts Follow-up coaching sessions to intelligence—within a holistic approach. enhance guidance, support, and motivation Regulation encompasses goal-setting, for the participants’ healthy behavior self-rewarding, enlisting social support, changes 5 A Better Science-based Approach and self-reflection that keeps people on to Wellness For any health coaching to be track. Facilitation is the utilization of tools, effective, it needs to be paired with a health resources, or environmental changes that behavioral framework. makes new healthy behaviors easier to perform and repeat. Curo deploys a methodology, a proprietary combination of technology, process, and content that delivers behavior change management based on constructs from Leventhal’s Common Sense Model,3 Theory of Planned Behavior,4 and Social Cognitive Theory.5 Our platform focuses on three key ingredients needed to foster, develop, and sustain long-lasting healthy behavior change—Regulation, Facilitation, and Self- Efficacy. Numerous coaching techniques are used to yield positive and long-lasting healthy lifestyle change management.
These actions can also motivate patients to Our platform engages and motivates, with expand their routine, including investing an emphasis on accountability, resulting in in proven health protocols. Self-efficacy better completion rates of health activities consists of the mastery of experiences, social that enhance their health and wellness. modeling, improved physical, emotional, and mental health states as well as verbal Enhanced health coaching also serves to persuasion. It is the confidence level in one’s lower costs. Patients who improve their abilities; health coaching helps participants general health, complete their treatment to improve self-efficacy. protocols, and make healthier choices are less likely to require expensive interventions later As healthcare professionals, your biggest goal on, saving future strain on limited resources is to help patients address the challenges needed to address population health needs. brought on by their chronic health conditions. Enhanced health coaching could Also, non-engaged patients often require be a game-changer for motivating them to more of your resources and staff to help take action. Curo provides a cost-effective address recurring issues than those who solution to deepen engagement and drive take proactive steps to manage chronic compliance. The fusion of psychology, conditions. technology and the personal touch is a formula that resonates with patients today. As healthcare delivery continues to evolve, along with insurance reimbursement models, systems must also continue to innovate on traditional methods to create new revenue. 96% 4 Million 85% 1 Million+ Would Current lives Practiced better Course users recommend covered chronic care our program management to others
Our programs: Living Lean & Fit Transformation Package: The Living Lean & Fit Transformation package is designed to help individuals transform their fitness and nutrition habits, while learning to love exercise and making healthy foods delicious. Through an initial consultation, a personalized plan will be developed, incorporating exercise routines, meal plans, and habit transformation strategies. Monthly coaching sessions will provide guidance, accountability, and support, with regular progress tracking and feedback. Access to relevant resources, unlimited support, and quarterly progress evaluations ensure a comprehensive and sustainable approach to achieving fitness and nutrition goals. With this package, clients will learn the basics of healthy eating, eliminate limiting beliefs about nutrition and exercise, and create new, healthy habits that promote a lean and fit lifestyle.
Resilience Package: The Resilience package is designed to help individuals enhance their well-being by focusing on sleep and stress management. Through an initial consultation session, we will discuss your goals, current sleep patterns, and stress levels to create a personalized plan. Monthly coaching sessions will provide guidance, support, and accountability as you learn effective techniques to optimize your sleep quality and manage stress. Regular tracking of your progress will ensure that we can provide feedback and make necessary adjustments along the way. You will also have access to relevant resources, such as articles and tools, to assist you in building resilience. Unlimited support will be available throughout the 90 days to address any questions or concerns you may have. At the end of the quarter, we will conduct a progress evaluation to review your achievements, celebrate your successes, and develop a plan for sustaining the newly acquired sleep and stress management habits.
Chronic Condition Self- Management Package: The Chronic Condition Self-Management Burnout Package: package aims to empower individuals living with chronic health conditions to take control of their well-being. In an initial consultation session, we will assess your condition, medical history, and treatment plan to create a personalized roadmap. This comprehensive plan will include education, goal setting, and action planning to effectively manage your condition. Monthly coaching sessions will provide ongoing support, guidance, and accountability as you make lifestyle modifications and navigate any challenges. Regular progress tracking will ensure that we The Burnout package is designed to support can monitor your condition’s management individuals experiencing burnout in their and make adjustments as needed. Access recovery and restoration journey. In an initial to relevant resources, such as educational consultation session, we will assess your materials and community support, will symptoms, stressors, and overall well-being further assist you on your self-management to develop a personalized plan. This plan journey. Unlimited support will be available will focus on identifying burnout triggers, throughout to address any questions or managing stress effectively, and promoting concerns you may have. At the end of work-life balance. the quarter, we will conduct a progress evaluation to review your progress, celebrate Monthly coaching sessions will provide achievements, and develop a plan for ongoing guidance, support, and sustaining your self-management practices. accountability as you implement stress reduction strategies, set boundaries, and prioritize self-care. Regular tracking of your progress will allow us to provide feedback and make necessary adjustments to your plan. Access to relevant resources, such as articles and tools, will assist you in your burnout recovery and personal growth. Unlimited support will be available throughout to address any questions or concerns you may have. At the end of the quarter, we will conduct a progress evaluation to review your achievements, celebrate your successes, and develop a plan for maintaining a healthy work-life balance.
90-day Habit formation Package: The 90-Day Habit Formation package is designed to support individuals in their journey of establishing new habits and creating positive, lasting change. Through personalized coaching, habit tracking, and access to valuable resources, you will embark on a transformative 90-day journey. With our support and guidance, you will develop the necessary skills and strategies to integrate new habits into your daily life. Substance This package is ideal for individuals looking Management Package: to make positive changes, whether it’s adopting healthy lifestyle habits, enhancing The Substance Management package is productivity, cultivating mindfulness, or any designed to support individuals in their other area of personal growth. By the end journey towards healthier habits and of the program, you will have laid a strong substance use management. Through an foundation for sustained habit formation, initial consultation session, we will assess empowering you to live your best life. your substance use habits, motivations, and overall well-being to develop a personalized plan. This plan will include goal setting, harm reduction strategies, and behavioral techniques to help you achieve your substance-related goals. Monthly coaching sessions will provide ongoing support, guidance, and accountability as you navigate challenges, develop healthier coping mechanisms, and build resilience. Regular progress tracking will ensure that we can monitor your progress and adjust the plan as needed. Access to relevant resources, such as articles and support networks, will further support you on your substance management journey. Unlimited support will be available throughout to address any questions or concerns you may have. At the end of the quarter, we will conduct a progress evaluation to review your achievements, celebrate your successes, and develop a plan for maintaining your new substance free lifestyle.
Integrating Health Coaching and Advance 365: Where Coaching Meets Risk Management: A Path to Optimal Financial Planning Health and Financial Freedom Enter Advance 365, the revolutionary In today’s dynamic landscape, where coaching and financial planning service personal finance and well-being are introduced by Hollard. In a world where interconnected, the significance of risk various aspects of life were once managed management cannot be overstated. separately – life insurance, financial products, Managing risks goes beyond safeguarding healthcare, and investments – Advance 365 assets and financial stability – it extends to steps in to integrate them seamlessly. The ensuring your health and longevity. As we year 2024 saw the launch of this innovative delve into the realms of risk management, it’s service, designed to offer information, evident that an intriguing correlation exists recommendations, and coaching, all woven between health coaching and mitigating into the fabric of your daily existence. financial uncertainties. The Power of Integration: Embracing Risk Management in Ava, Your Virtual Assistant Personal Finance Advance 365 engages customers through Financial security stands as a cornerstone of the virtual assistant, Ava, accessible via any risk management. Protecting assets, efficient connected device. This integration extends debt management, safeguarding income, to data sharing from insurance, banking, and crafting long-term plans are essential retail, and health sectors, allowing for tailored components. These not only provide peace health and financial recommendations. of mind but also pave the way for financial By sharing data, customers open doors to independence and the ability to make personalized solutions that not only cater informed investment decisions. It’s about to their unique needs but also save them avoiding costly mistakes, preparing for money. emergencies, and attaining a state of fiscal well-being. A Personalized Journey: Melissa’s Story Consider Melissa and James, embarking on a hiking trip. Ava, their trusty virtual assistant, springs to action. It notifies them that their current insurance doesn’t cover hiking and offers exercise routines, meal plans, and supplement suggestions for trip preparation. Weeks later, the Advance 365 dashboard provides Melissa an overview of her financial and health status, along with projected monthly expenses. Ava suggests an insurance coverage increase, showing its impact on her cash flow. Melissa balances her expenses, and her life plan remains on track.
Empowering Life Transitions: Mapping the Route to the Future William’s Tale By embracing Advance 365, families like William, approaching retirement, finds Melissa’s are empowered to shape their guidance from Ava invaluable. With future. The fusion of health coaching and risk impartial guidance and health-focused management provides a holistic approach, discussions, Ava helps him bridge the gap paving the way to optimal health and between his life expectancy and financial financial freedom. It’s a journey where data- life expectancy. They curate a blend of driven insights, tailored recommendations, products to meet his goals, and Ava and expert coaching converge to create a forwards recommendations to his Financial robust foundation for a secure and fulfilling Advisor. William’s chronic condition is now life. more manageable, granting him peace of mind and financial flexibility. In a world where uncertainties abound, Advance 365 stands as a beacon of innovation, illuminating the path toward a harmonious interplay between health and finance. As the future unfolds, the integrated power of holistic well-being and risk management takes center stage, leading us toward a brighter, more secure tomorrow.
Proof of Clinical Programming, Methodologies and Outcomes
We provide innovative coaching solutions to personalize engagement and create behavior change at scale.
A combination of evidence-based methodologies and principles to impact personal change to reach participants where they are at in their health journey. Cognitive Behavioral Training Self Determination Theory Theory of Planned Behavior Mindfulness Positive Psychology Social Cognitive Theory Fogg Behavior Model Model of Managing Complex Change Goal Theory Motivational Interviewing Health Belief Model Diffusion of Innovation Theory Transtheoretical Model/Stages of Change Acceptance and Commitment Therapy
93% would recommend this course tofriends &family Weight Management Study The numbers tell a story of healthier outcomes We wanted to know: How does this program impact participants? We surveyed over 2,000 participants over 6 months, and the results show real, measurable change. 43% give the highest possible rating 45% believe the course had a when asked how much the positive impact on their course made them feel in future health control of their eating habits 91% of participants said they 33% continue to successfully met their food and eliminate unhealthy eating objectives eating behaviors COURSE RATINGS 39% 17% 19% 1 2 3 4 5 6 7 8 9 10
81% would recommend this course to friends & family Sleep Management Study The numbers tell a story of healthier outcomes We wanted to know: How does this program impact participants? We surveyed over 1,200 participants over 6 months, and the results show real, measurable change. 48% reported getting between When asked how their life improved: 7and 9 hours of sleep after the course 21% said they feel better 18% said they have more energy said the course helped them 13% said their mood improved 11% said they were exercising more 55% to become sound sleepers 31% said they felt insomnia was no longer a huge issue in their life COURSE RATINGS 26% 21% 25% 1 2 3 4 5 6 7 8 9 10
91% would recommend this course to friends & family Alcohol Management Study The numbers tell a story of healthier outcomes We wanted to know: How does this program impact participants? We surveyed over 2,000 participants over 6 months, and the results show real, measurable change. 93% met their objectives related to 50% gave the highest rating when their alcohol consumption asked how much the course made them feel in control of alcohol 93% felt the course improved 56% believe the course made their overall health them feel more positive about the future COURSE RATINGS 26% 21% 25% 1 2 3 4 5 6 7 8 9 10
92% would recommend this course to friends & family Tobacco Management Study The numbers tell a story of healthier outcomes We wanted to know: How does this program impact participants? We surveyed over 2,000 participants over 6 months, and the results show real, measurable change. 88% of participants said the course 46% gave the course the highest helped them meet their possible rating when asked how smoking-related objectives much the course made them feel in control of smoking 52% believe the course had a 93% felt motivated to positive impact on their improve their health future health COURSE RATINGS 39% 17% 19% 1 2 3 4 5 6 7 8 9 10
77% increased exercise to an acceptable level by the next annual HRA Exercise Management Study When exercise feels like a burden, the brain will search for reasons to avoid it. Our evidence-based training provides the The result knowledge, cognitive skills, and tools needed to: is a life-long love of exercise that RETRAIN THE BRAIN to ENCOURAGE PARTICIPANTS helps participants to include it as an develop a state of mind everyday part of life. feel healthier, where exercise is no longer more fit, and more seen as a burden or chore. energized. LivingFit: These study results speak for themselves. A study compared the annual health risk assessments of 12,000+ LivingFit participants who were members of a large national wellness program. Those who didn’t meet minimum physical activity requirements prior to taking LivingFit and completed at least one intervention were given another HRA.
95% would recommend this course to friends & family Stress Management Study The numbers tell a story of healthier outcomes We wanted to know: How does this program impact participants? We surveyed over 7,500 participants over 6 months, and the results show real, measurable change. 93% feel more positive about 94% felt more confident and in control themselves and their future 94% had a sense of clarity around 45% rate their stress as lower sources of stress compared to people they know who haven’t taken the course 96% said the course helped them 43% believe they are very good deal with stressful situations at dealing with stress more effectively after taking the course COURSE RATINGS 30% 26% 12% 18% 1 2 3 4 5 6 7 8 9 10
92% would recommend this course to friends & family Diabetes Management Study The numbers tell a story of healthier outcomes We wanted to know: How does this program impact participants? We surveyed over 1,100 participants over 6months, and the results show real, measurable change. 37% said that after the course, they 86% said the course improved never felt troubled by their their motivation to diabetes manage their condition 91% felt the course made then 10 felt more positive about the more confident and in future after taking the control 92% course COURSE RATINGS 39% 17% 19% 1 2 34 56789
Efficacy Review A 12 Month Study on Weight Management
Weight Management Outcomes Outcome Process 1 year post course completion Outcome Before & after outcome metrics tracking Engagement Coaching touchpoints, response rate, & course conversions Our portal tracks each interaction of the participant journey so you can measure sustainable behavioral change. How do you feel about your future health compared to how you felt back before you started the program? (5 = most positive, 1 = least positive) Responses: = 1 =2 =3 =4 =5 1 Month 16% 31% 47% 12 Months5%6% 21% 37% 31% After 1 month, course participants felt 96% more in control of their future health and 89% more in control after 12-months. This demonstrates that sustained behavioral change remains high even after the course has been completed.
Weight Management Outcomes Outcome Process 1 year post course completion Outcome Before & after outcome metrics tracking Engagement Coaching touchpoints, response rate, & course conversions How successful have you been at elimination of your two critical foods and/or eating patterns? Very successful at eliminating these from my Somewhat successful, I’ve slipped several times Not successful at all life Fairly successful, I’ve slipped a couple of 21% 24% 9% 21% 23% 11% 22% times 30% 17% 4% 28% 23% 7% 14% 3% Course 1 Month 3 Months 6 Months 12 Months Completed Post Post Post Post Course Course Course Course 53% 51% 49% 46% 44% Upon course completion, 97% of respondents reported a level of success in removing two critical foods and/or eating patterns. 12-months after course completion, 89% of respondents reported sustained success.
Weight Management Outcomes Outcome Process 1 year post course completion Outcome Before & after outcome metrics tracking Engagement Coaching touchpoints, response rate, & course conversions What way do you think the course has helped your overall health improved? This program: Helped me lose weight and regain control over food Was somewhat helpful, but I didn’t lose Helped me lose a little weight and taught me to be much weight and see little hope of more in control over food continuing to live lean in the future Was not helpful to me at all Was somewhat helpful –I didn’t lose much weight but I think I have the tools to be successful in the future 21% 6% 4% 45% 24% 8% 4% 39% 21% 5% 4% 41% 23% 4% 3% 44% 22% 7% 5% 42% Course 1 Month 3 Months 6 Months 12 Months Completed Post Post Post Post Course Course Course Course 29% 26% 23% 23% 25% Post course completion, 96% of participants felt the course somewhat or helped them in improving their overall health and in losing weight.
14 Methodologies, Principles, & Effects Cognitive Behavioral Training Theory of Planned Behavior Social Cognitive Theory Model of Managing Complex Change Motivational Interviewing Transtheoretical Model/Stages of Change Acceptance and Commitment Therapy Self Determination Theory Mindfulness Positive Psychology Fogg Behavior Model Goal Theory Health Believe Model Diffusion of Innovation Theory
Conclusion In conclusion, Curo Health Coaching is your trusted partner in empowering individuals to take control of their health and transform their lives. Our tailored personal health management programs provide unwavering support, guidance, and motivation, helping clients overcome obstacles and unlock their full potential. If you’re looking to invest in the health and wellness of your patients, we invite you to experience the power of Curo Health Coaching firsthand. Contact us today to schedule a demo and discover how our innovative services can benefit your organization. Let us guide your patients towards a healthier, happier, and more productive workforce. With Curo Health Coaching, you’ll witness positive transformations and reap the rewards of a thriving corporate culture. Together, we can make a profound impact on the well-being of countless lives.
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