Sept21 East Algarve Magazine

MAGAZINE © OLHÃO · SÃO BRÁS · TAVIRA · ALCOUTIM · CASTRO MARIM · VILA REAL DE SANTO ANTÓNIO ISSUE NO. 147 SEPTEMBER 2021

At Fine & Country we value all aspects of your investment in the Algarve. Whether you are a buyer or a vendor, we pride ourselves on offering you the highest levels of our service with a multi-lingual team covering the whole Algarve from our offices in Praia do Carvoeiro, Almancil and Tavira. Tavira-Santa Catarina / TVR6621 / €770,000 / EPC:C Beautiful countryside home, 3-bedrooms, pool and annex Pechão-Olhão / TVR6013 / €625,000 / EPC:E Beautiful quinta with 3-bedroom, annex and pool Fuseta / TVR4861 / €449,000 / EPC:D 3-Bedroom villa with pool and sea views Award winning international estate agents in over 300 locations worldwide Central & West Algarve (Praia do Carvoeiro) +351 282 354 140 | Central Algarve & Golden Triangle (Almancil) +351 289 396 096 | East Algarve (Tavira) +351 281 023 263 AMI 9767 algarve.fineandcountry.com | International head office Park Lane London | UK telephone 0207 3180631 | 121 Park Lane, Mayfair, London W1K 7AG, United Kingdom



EastAlgarveM A G A Z I N E Welcome... PUBLISHER & ... to your September issue. This month we visit DESIGNER the beautiful Barril Beach and discover exactly why the ‘grave of anchors’ came to be there. We also Richard Bassett bring you our selection of bars and restaurants in Santa Luzia you should try before or after your EDITOR visit to Barril beach. Candidate for the next Mayor Richard Bassett of Tavira Dinis Faĺsca explains why you should cast your vote for him and his team, and we also CO-FOUNDER introduce Maria’s tuk tuk’s, a great way to see Richard Bassett Snr. the City of Tavira along with the many places of interest nearby. For food lover’s we visit Restaurant ADVERTISING Ai Mãe and find out about their concept, and also Call 925 208 833 or email where the unusual name came from. [email protected] All this plus our usual news, finance, health and sports news. We hope you enjoy this issue, and as DISTRIBUTION ever, we welcome your comments or suggestions, 3,500 copies printed. please email us on [email protected] All advertisers are issued copies for distribution, Richard Bassett, Editor along with retail outlets. COVER PHOTO Richard Bassett All rights reserved. Except for normal review purposes, no part of this magazine may be reproduced without the written permission of the publisher. Every care has been taken in the preparation of this magazine, but the contents are only meant as a guide to readers. The proprietors of this magazine are publishers not agents or sub agents of those who advertise therein. The publisher cannot be held liable for any loss suffered as a result of information gained from this publication Unipessoal Lda A reliable real estate agent simplifies your life! FASTIGHETSBYRÅN TAVIRA +351 281 322 762 Rua Jacques Pessoa, nº 26, 8800-350 Tavira FASTIGHETSBYRAN.COM 4 www.eastalgarvemag.com

Contents 42 6 NEWS 18 Local news. 10 42 TOURS 8 HEALTH tuk Tuk around Tavira. Inspiration for the body and soul. 44 PEOPLE 10 PLACES Tavira elections. Barril Beach. 45 GARDENS 12 PLACES The Carob. Santa Luzia. 48 FINANCE 14 PLACES Finance news from The Grand House Hotel. Ricardo Chaves. 18PLACES 50 FINANCE Restaurant Ai Mãe. News from PCC. 24 PROPERTY 52 BAD ADVICE To build or not to build. Ask the Expat. 26 PROPERTY 54 GOLF Property of the Month. Meet the member at Benamor. 30 PHOTOGRAPHY 58SPORT Photo of the Month. Algarve Croquet Club. 32 TAVIRA 5 Find our advertisers on the map of Tavira. 35 MOTORING Readers Cars. 36 MOTORING Porsche: the Taycan Croos Turismo. www.eastalgarvemag.com

News Castro Marim fire result “very positive” Firefighters and personnel involved in combatting the fire that raged Patrícia Gaspar also highlighted the this is constituted as a crime. Source: www.theportugalnews.com through the eastern Algarve last work that has been done by the Civil “This inquiry is important to try to learn month have been praised for the “very Protection and the Government in from this case that others that exist will positive” outcome of the fire. the implementation of “a completely be discovered and properly inspected. The Secretary of State for Civil integrated system, increasingly robust”, It is important to understand what Protection, Patrícia Gaspar, said: “We which is “guaranteeing good results”. happened, to understand how, hidden had an occurrence here with huge “We all have to be somewhat satisfied from national entities, there can be a potential for destruction, with a potential - not with the fire, which we obviously completely clandestine shelter. It is area that could have reached 20,000 wish had not happened - but because, unacceptable for this to happen”, he hectares, and the numbers we have are considering the consequences that it stressed. instead quite positive and are due to could have had, the balance is somewhat The minister also appealed to entities the effectiveness and operability of all positive”, she concluded. that have animals in their care and are those who fought this fire, either on the The fire affected an “estimated area of​​ not licensed to ask for help. ground, in the operating rooms, or in 6,700 hectares, already [calculated] using “The appeal is that all entities - because the regional command, but also at the the Copernicus system, of the European no one knows where the fires are going headquarters of the National Emergency Union”, a figure that represents “the to happen - that have animals in their and Civil Protection Authority, where hard work” of the operatives who care, even if they are not licensed, to this entire operation was monitored fought the fire, against the burning of ask ICNF, the local authorities for help. from the outset.” a “potential 20,000 hectares” that the We will then deal with licensing but for The fire initially began during the flames were predicted to reach. now these lives must be protected”, he early hours of Monday, 16 August in Animals die in illegal shelter stressed. the municipality of Castro Marim and While there was no loss of human life Golf course affected was thought to be under control on the due to the fire, many animals perished In total, 81 people were evacuated same day at 10.30am However, adverse in the flames including animals that had during the fire but thanks to the work of weather conditions saw the flames spark been housed in an illegal shelter in the the firefighters and teams, few buildings up again and the fire was only declared area. were destroyed. as ‘under control’ again on 17 August at The minister of Environment and One place that was destroyed was the 4.02pm. Climate Action stated that the death of café at the Monte Rei Country Club “We are delighted that there are no animals in the illegal shelter in Vila Real however the director of the club told victims of this fire, either at the level de Santo António was “unacceptable”, Lusa that despite the fire being “a big of the civilian population or at the stressing that the opening of an scare”, luckily only one building was operational level. There have been some administrative inquiry will make burnt down and the club expects to minor injuries and we hope that those it possible to determine concrete reopen at the weekend. who suffered them can recover quickly”, responsibilities. “We thought the fire was going to pass by she said. Speaking to Lusa, minister João Matos us, but there was a front that developed The Secretary of State highlighted Fernandes lamented the death of more towards us in the late afternoon [on the work that has been done with “a than a dozen animals. Monday] and, with strong winds, it constant appeal” for there to be “an “First of all, I deeply regret what quickly entered the property, affecting adaptation of the behaviour of the entire happened and condemn those who, even some areas of the golf course and population in forest areas” and stressed having added responsibilities for having continuing south. Basically, it crossed that the fire happened “on what, to date, animals in their care, do not [know] how from north to south,” said Salvador was the worst day in terms of weather to be diligent and allow these things to Lucena. severity this year”. happen,” he said. At the time the resort had 70 guests: “We have warned that any small The minister also highlighted “The authorities present advised them ignition, in these weather conditions, the importance of opening the to leave. There were people who left, can degenerate into a large occurrence administrative inquiry by the Institute others chose to stay”, said Salvador and this is proof that these appeals are for the Conservation of Nature and Lucena, underlining that firefighters never too much,” she warned. Forests (ICNF) so that concrete were present on site throughout the responsibilities are investigated, since night. 6 www.eastalgarvemag.com

www.eastalgarvemag.com Reservations: 00351 281 027 113 7

Health INSPIRATION FOR THE BODY AND SOUL The wonderful world of Super Greens! Summer is the perfect time to enjoy fresh leafy greens like spinach, chard, cabbage, collard greens, and kale. Greens are high in Photo: Pete Lanman fiber, vitamins, and other phytonutrients, making them important for your overall health. They include cognitive effects such as increased memory, and a boost in neurotransmitters. Leafy greens contain a variety of beneficial chemical compounds, they work together to support a healthy inflammatory response to protect you from chronic illness. Nettles are a wonderful weed that grow abundantly here in Portugal. They are rich in vitamins A, C, K1, and minerals like magnesium, potassium, calcium, and iron. Nettles are known for their nourishing effects on the glandular system, as well as cleaning, purifying, and oxygenating the blood. By taking a daily nettle supplement you can really build up your nutrient stores while you enjoy your daily dose of fresh greens! If you are looking for a reputable source for stinging nettles tincture, Polycultured is a great local source for tinctures and ALOE-HA SMOOTHIE other artisanal goods. Order a stinging nettles tincture by mail at TOP TIP... ● 150 ml of water www.polycultured.com/portugal. ● ½ lime juice Press on the roof ● 2 ripe bananas Tense people have tense jaw ● 100-150 g cucumber washed but not peeled muscles. To release this tension, ● 50g baby spinach leaves washed simply press on the roof of the mouth ● 100 g green frozen grapes behind the front teeth, with ● ¼ avocado ● 70 g fresh aloe vera gel your tongue. ● Blender 3-4 minutes and add more water if required PURE VEGAN MASSAGE EXPERIENCE (You don´t have to be vegan to enjoy this amazing treatment) ✤ Spirulina face mask ✤ Avocado cream facial ✤ Vegan aromatherapy body massage ✤ Cucumber & mint foot mask ✤ Coconut sugar & lavender foot scrub ✤ Vegan refreshment ✤ 90 minutes of luxury for your body TOP TIP... Mushrooms are beauty’s latest All-Star íngredient. Book your The back of your hands are the way to tap into Facial and body massage with our calm. The lightest possible upwards stroke with mushroom skin care treatments. the fingertips helps to induce a relaxed state. oceanoftrees.net 8 www.eastalgarvemag.com

Health Skin tag removal: Optional but effective AleAgrmiaaBzinegauMtyaSraalon Skin tags can be removed by using a quick and painless process, but what are these Plasma Jet Treatment · Medical Pedicures · Toe nail growths and why do we get them? bracket · lash/eyebrows lifting · Eyelashes · tooth Mara from the Alegria Beauty salon in Vila diamond · Massages · Nails · Microblading · Facial Real de Santo António explains. Waxing · Eyebrow Colouring · Eyeliner Tattoos Skin tags are common, benign skin growths that hang · Lip Liner · Manicure · Face Treatments from the surface of the skin on a thin piece of tissue called a stalk. They are made up of many components, Rua 5 Outubro 41, Vila Real de Santo António. including fat, collagen fibers, and sometimes nerve Tel.; 961 818 625 cells and small blood vessels. It’s possible that these collagen fibers and blood vessels become wrapped up inside a Email: [email protected] layer of skin, leading to the formation of a skin tag. The medical Alegria Beauty Salon term for a skin tag is acrochordon, and they can also be referred to as soft fibromas or fibroepithelial polyps. Skin tags are frequently found in areas of friction on the skin, such as the neck, underarms, under the breasts, eyelids, and other skin folds. They start as small, often flesh-colored bumps. They may stay that size and go largely unnoticed, enlarge and continue to be painless, or enlarge and become irritated due to friction or pressure. It is not entirely clear what causes skin tags, and there are no proven ways to prevent them. Some studies have shown that skin tags are more common in people who have diabetes or are overweight. Pregnancy may also lead to increased numbers of skin tags, most likely due to hormonal changes in the body. If you would like a skin tag removed, or would like more information, please call for a consultation. Tel.; 961 818 625 Email: [email protected] www.eastalgarvemag.com 9

Places Beautiful Barril Beach The tuna has gone, but the signs have remained (and there are many) Located in Santa Luzia, Tavira, THE ISLAND Along the beach you will not find many sand Praia do Barril is a marvellous Tavira Island lies south of the town of Tavira, part banks, being a big beach, it is long and wide, hidden gem. This Algarvian beach of the Ria Formosa. Just a few hundred meters stretching for many kilometres. The absence of is, even during the summer, the off the coast, peppered with sand banks, it is any large banks and cliffs makes this beach a bit perfect place for a relaxed family a beautiful place to go for a swim, absorb the susceptible to windy days, however these are beach day. Stretching for kilometres in both nature and do some birdwatching. The island luckily few and far between. If you do happen to directions, this beach, located in the vast Ria itself offers 11km of some of the best beaches visit on one of the are windier days, you can still Formosa Natural Reserve, provides enough in the Algarve, with Praia do Barril, Praia da Ilha explore the water sports at the nautical centre space for everyone that visits even during the de Tavira and Praia do Homem Nú being among located at the beach. summer. Usually, the entrance point can get the highlights. The water is generally calm and warm during a bit crowded but with a small walk, you can THE BEACH IN TAVIRA spring and summer months and on mild sunny find a spot where you will have the beach all to Praia do Barril is one of the calmest beaches on days, throughout the winter months, it is a place yourself. the south coast of the Algarve, escaping even at for outdoor sports or water birdwatching. The landscape is formed by the Serra do the height of the bathing season from the floods Besides all the natural marvels it has to offer, Caldeirão in the north and the Cerro de São that characterise other beaches in the region. this beach used to be a small fishing village until Miguel in the northwest. In addition the marshes, With very soft, white sand, Praia do Barril is the second half of the 20th century. channels and salt flats of the Ria Formosa, as known best for its quality. Not only for being TUNA FISHING well as the dune formations of the island of very clean but also for the deep blue, crystal Built during the 1840’s, the buildings found at Tavira and the Atlantic Ocean in the south make clear water, regularly bearing the blue flag, proof this beach were uses by fisherman during the up this impressive destination. of its environmental quality. tuna (Bluefin tuna) fishing season – April to 10 www.eastalgarvemag.com

Places September. Nearly 80 families lived in the small 11 village but in the 60’s and with the change of the migration routes of the Bluefin tuna, the village was eventually abandoned. The buildings were restored and turned into bars, restaurants, a small museum and other facilities. Also linked to this past as an old fisherman’s village, there is a unique trait to this beach, an anchor cemetery. ANCHOR CEMETERY IN TAVIRA For some this might be a rather dramatic landscape architecture design but it is a feature to celebrate the history of the beach and its former village. Originally used for the fishing, they were embedded into the sand dunes close to the beach, creating a maze of nets, which would ensnare the large and powerful Bluefin Tuna. These complex structures required hundreds of anchors to secure the nets against the ferocity of the Atlantic Ocean and the strength of the tuna. www.eastalgarvemag.com

Maré Alta Restaurant Cais de Santa Luzia Cafe Restaurant Xalavar Maré Alta has a varied menu, from Highly rated cafe serving typical The go-to restaurant for fresh, St tapas, cold salads, grilled meat, fish Portuguese food as well as seafood, grilled fish Rodizio. Large terrace and desserts. international snacks, tapas, cakes and overlooking gardens, this one gets They also serve take-away food doughnuts. busy, so book your table. Avenida Duarte Pacheco Avenida Duarte Pacheco Rua Jose Falcão 8800- 98A, Tavira, Portugal 108A, Tavira, Portugal 539 Tavira, Portugal Tel; 281 370 613 Tel; 281 370 469 Tel; 281 324 392 Before or after a visit to the beach, Santa Luzia has much to offer in the way of places to eat and drink. Here are a selection that SOanuttain Luziashouldbeonyour‘Don’tmiss’list 12 www.eastalgarvemag.com

Padaria Vila Doce ReM Restaurantes By Telma Àravessa THE bakery in Santa Luzia. Coffee, Very friendly restaurant owned and THE place tea, cakes, fresh bread, croissant, all run by mother (Telma) and son to go for the freshly baked on the premises. Great (Gonçalo). Typical Portuguese menu best cocktails! but specialising in Octopus. Extensive ta Luziaterraceclosetothemarket. drink selection and very Avenida Duarte Pacheco Avenida Duarte Pacheco reasonably 40A, Tavira, Portugal Tavira, Portugal priced food Tel; 281 027 286 Tel; 281 328 028 including the most amazing Tuna Prego. A brand new venue, not to be missed. Avenida Duarte Pacheco 18A, Tavira, Portugal Tel; 918 466 562 Cafe Santa Luzia (Bem Haja!) Polvo & Companhia A very typical Portuguese bar used Large outside terrace with a Fusion by locals. No frills, drinks and snacks. cuisine, specialising in octopus, Nice terrace. The place to go to seafood, steak, and fresh fish. experience a ‘Real’ Portuguese bar. Booking is advised. Avenida Duarte Pacheco Avenida Duarte Pacheco Tavira, Portugal 10, Tavira, Portugal Tel; 281 370 459 www.eastalgarvemag.com 13

Grand House Hotel V.R.S.A. This beautifully restored hotel is the perfect place to spend a long weekend, we guarantee that you will want to stay longer! V ila Real de Santo Antonio sits on the Rio Guadiana at the very edge of the Eastern Algarve with its 5 star boutique hotel, with incredible attention to detail and originality spectacular views across the Spanish border. An throughout. With a highly trained team of employees, it was a real up and coming, peaceful and unhurried town, it pleasure to have a tour of the hotel in its soft opening stage. resembles Lisbon with it’s layout, grand central plaza, From the entrance lobby you are astonished by the architecture and beauty of the interior, as almost all of the original features still decorative architecture and history. remain. Local interior designers have recreated the original look and On the waterfront is The Grand house Hotel, a magnificent building feel with magnificent pieces of art décor lighting and furniture and the which was formerly the Hotel Guadiana and has recently seen a full 28 rooms and suites blend the Art deco and colonial influences with restoration bringing back the building’s heart from the roaring 1920’s. contemporary flourishes throughout. Designed by a Swiss architect in 1926, it was originally built as a hotel Bedrooms, suites and bathrooms have exquisite touches such as for business travelers of the time who arrived to do business with Italian pieces of sanitary-ware and bathing products recreating the feel the many Tuna factories, and its style and design is a masterpiece of of the 1920’s. The Bar and Grand Salon Restaurant on the 1st floor is architecture and one of a kind in Portugal. a tranquil and sophisticated place to relax, with amazing Portuguese Closed and left in disrepair for many years, the incredible project to wines and signature Grand cocktails. restore its former glory has been completed and it is now a beautiful The Grand Salon restaurant mixes seasonal flavours and brings 14 www.eastalgarvemag.com

international food with regional roots from organic and locally-sourced Algarve, they strive to make your experience truly exceptional and ingredients. The Grand Rooftop cocktail bar (fully operational next fittingly Grand, combining their passion for architecture and regional year) has views over the city. The Grand Café Lounge (also fully gastronomy with the beauty and history of the local area. The prime operational next year) is located in the old customs house/Alfândega, position on the lesser-known part of the coast showcases an authentic offering Portuguese coffee specialities and fancy snacks during the Algarve, forgotten by many. At the Grand Hotel you will enjoy the finest day. In addition, the Grand Beach Club is located near the mouth of in Portuguese hospitality and cuisine in the most glamorous, romantic the Guadiana river 2km away from the Grand House with a picturesque settings and, as always, in Grand style, with the stunning colors of the waterside space, Infinity swimming pool and sundecks, as well as Algarvian sunsets and views of the marina. Non-residents are welcome Restaurant & Cocktail bar, hosting social events with live music and but booking is essential. DJ`s with international comfort food. The concept of these unique Thanks to the team; we wish them much continued success; a master venues was create spaces to celebrate Grand Moments. Special piece and real delight to see. arrangements can be made for groups, family, wedding, honeymoon Contacts and birthday celebrations. Telephone: +351 281 530 290 Start your journey through history within the warmth and luxurious E-mail: [email protected] comfort of a boutique hotel that feels like home. At The Grand House Website: www.grandhousealgarve.com www.eastalgarvemag.com 15

People Typical Tandoori Restaurant, Tavira Tel: 00351 281 326 197 or 00351 920 039 424 Rua Dr. Jose Padinha, No126A, 8800-354, Tavira Facebook: DAWAT INDIAN RESTAURANT EAT INSIDE, ON THE RIVERSIDE 125 Indian dishes, 36 Pizza, Pasta & Kebabs TERRACE OR TAKE-AWAY Find us opposite the bandstand in Tavira R. José Pires Padinha 18, 8800-354 Tavira E-mail: [email protected] Tel.: +351 281 32 37 30 Facebook: www.facebook.com/pontodeencontro.tavira Instagram: https://www.instagram.com/pontodeencontro.tavira Address: Praça Dr. António Padinha 39, 8800-637 Tavira (Bishop’s Square) 16 www.eastalgarvemag.com

Pizzeria Acqua e Sale Av. Dr. Mateus Texeira de TEL: +351 911 974 331 Facebook: acqua e sale Azevedo 8800 Tavira +351 281 321 711 Email: acquaesale.pt pausa Tchin-Cheese! tapas restaurant, Tavira French Cheeses and Fine Wine shop Tel: 281 023 477 Rua Liberdade, 24, Tavira Tel: 00351 915 474 033 Facebook: PAUSA TAVIRA Email: [email protected] Reservations: www.pausatavira.com Address: Rua Dr Marcelino Franco, 32 17 8800-347 Tavira, Portugal www.eastalgarvemag.com

Places AI MÃE Passionate about fresh produce from the Algarve and Portugal; we introduce the most recent restaurant in Tavira - Ai Mãe. This stylish and modern restaurant, is located right in the choice, trying very hard to show different wines, with good quality and centre of Tavira with a terrace overlooking the Gilão River. price, with a selection from the Douro to the Alentejo and of course, Ai Mãe came up with its concept by creating the phrase Algarve regions. There is also a wine that, although the vineyards are ‘From Algarve to table’ mimics the current trend in in the Douro, the producer is from Tavira. Ai Mãe’s team is made up gastronomy: ‘From farm-to-table’. Already considered of four people who have worked together before - so the know-how one of the pillars of modern cuisine, this concept brings to life an old and commitment with which they embarked on this new adventure was Portuguese tradition: ‘Free flavours’. total. Ai Mãe has adopted this concept, which promotes the use of locally The name Ai Mãe was the phrase used most when the project was in sourced ingredients in restaurants, directly purchased from the producer the early stages. Ai Mãe (Oh Mother) is an expression that is widely used whenever possible. The Algarve has access to the best fish and seafood in Portugal, especially in the south of the country, one which expresses in the world and a climate which produces the highest quality fruit and many feelings: joy, enthusiasm, euphoria, and in fact, it is just that: a vegetables, plus unique seasonings from samphire to flor de sal. mixture of feelings and sensations that the owners want to provoke with The Ai Mãe menu has been carefully developed to take advantage of this project... all of them good. these local products and Algarve tradition with a refinement of modern So there and then, the name Ai Mãe was born, and it’s mission defined: cuisine: from oysters, to tuna, cuttlefish, razor clams, octopus, through “To celebrate at the table, unique moments of happiness and sharing to a dish of fillet of sea bass accompanied by a carabineiro açorda. This between families and friends, with a service of excellence”. restaurant aims to balance it’s menu with several starters to share, four Restaurant Ai Mãe is open for dinner from Monday to Saturday. fish dishes and four meat dishes, subject to availability; duck magrê with Contacts: cherry sauce and a Black Angus Entrecôte. All desserts are prepared in Tel; 913 972 008 the restaurant. Email; [email protected] When choosing the wine list, Portuguese wines were the obvious Address; Rua João Vaz Corte Real n43 8800-413 Tavira, Portugal 18 www.eastalgarvemag.com

People www.eastalgarvemag.com 19

CASAS DO SOTAVENTO TAVLOIRJAATOAVFIFRIACE C asas do Sotavento real estate started in 2000, All the professionals that operate in the company from the passion of Artur Cardoso, a real estate guarantee a rigorous management of the mediation entrepreneur with extensive experience in various of contracts and in the processes of purchasing and international brands, to create a family run real estate selling and intend to deliver a personalized and above company specialising in the Eastern Algarve. all, familiar and safe service to their clients. Through an exponential growth, the company is Tavira team managed to develop the brand Casas Do currently spread all over Portugal, having offices in Sotavento since August 2015 fulfilling the mission of Vila Real de Santo, Monte Gordo, Castro Marim, Tavira, the company: “Treating clients as we would like to be Olhão and Lisbon. The objective is not only to find or treated” since then this is recognized by Portuguese sell a property but to offer a trustworthy service that and foreigners in Tavira and surroundings. promotes the client’s well-being. It consists of a commercial director Silvio da Silva Something that has created great prominence in the and a coordinator Alicia Lope and five commercials, company Casas do Sotavento was its strength against Susana santos, Rosa Fernandes; Marta Patterson, its competitors was in technological development, Vanda Ferreira; Ana Brito. being present in about 220 national and foreign It is thanks to all these elements that we are able to portals and personal web-pages, as well as in provide consultancy to all our clients, we also make digital marketing tools, legal support, multimedia, use of modern and computerised means to manage professional photographer and drone videos. the business. “We grow with our clients!” \"Crescemos com os nosso clientes!\" WWW.CASASDOSOTAVENTO.PT @_casasdosotavento_ @casadosotavento @casadosotavento 2108 www.eastalgarvemag.com

CHECK OUT OUR NEW LISTING! Tavira, Santa Maria e Santiago Santa Maria e Santiago, Tavira Apartamento T1 200 000 € Apartamento T3 A 420 000 € 111 33 1 Golf Castro Marim Santa Luzia, Tavira Moradia T3 C Apartamento T2 B- 3 395 000 € 170 000 € 41 210 Vila Real de Santo António Quelfes, Olhão Moradia T5 D Moradia T4 E 5 5 600 000 € 640 000 € 30 41 WWW.CASASDOSOTAVENTO.PT @_casasdosotavento_ @casadosotavento @casadosotavento www.eastalgarvemag.com 21

EXCLUSIVE LISTINGS WITH ALGARVE MANTA PROPERTIES! Spectacular detached New listing in Azinhal / villa only 6 minutes Castro Marim drive to Tavira 495.000€ Ref 2793 875.000€ Ref 2744 ∙ Three properties in one ∙ 18.400m2 land and ∙ Two 2 bed apartments ∙ Private pool 472.63m2 Build area ∙ Various seating and ∙ 4+2 Bedrooms (three patio areas suites) ∙ Central heating in ∙ Huge basement room ground floor apt. (for cinema or gym) ∙ Air conditioning in some ∙ Self contained annex ∙ Private pool and patio rooms ∙ Covered porch and ∙ Comercial space bbq 313.50M2 with huge area rooms, kitchen, and ∙ Roof terrace covered patio ∙ Parking for several ∙ Great sized separate garage vehicles ∙ Plot size 2210m2, ∙ Paddock and shelter gross area construction for 511.40m2 ∙ Various fruit trees, vines horses and pretty garden with ∙ Solar for hot water mature planting ∙ Central vacuum system ∙ Extremely close to ∙ Area great for horse village facilities/ great road access riding, walking and ∙ Only 20 minutes to cycling. beaches 22 Casa Anibal R/C loja B, Estrada da Manta Rota 8900-038 Vila Nova de Cacela Company AMI 7673 Office: Tel/Fax 281 952 820 Mobile: 00351 911 041 862 SALES: www.algarvemantaproperties.com RENTALS: www.algarvemanta.pt EMAIL: [email protected] www.eastalgarvemag.com

THERE’S NO PLACE LIKE HOME CHARMING 1+1 BED APARTMENTS - €182,500 STYLISH 2 BED APARTMENT - €250,000 We offer a selection of beautiful apartments for sale, New T2 apartment in the picturesque fishing village in the Golden Club Cabanas resort, located in the of Cabanas, one of the best-kept secrets in the heart of the Ria Formosa Natural Park. The comlpex Algarve. It offers spacious living space, parking in has great amenities and amazing rental potential the basement, 2 bedrooms and 2 bathrooms EXCELLENT 3 BED VILLA - €450,000 FRONTLINE 1 BED APARTMENT - €355,000 This spacious semi-detached villa overlooks the Located at the beach of Altura the apartment comes golf course in Castro Marim. The home offers a with private parking in the complex and communal spacious and comfortable layout and a private pool. pool. The large terrace offers you incredible sea Owners can access communal pool and facilities views. It’s all about the location and views TRY OUR SEARCH&MATCH SERVICE Rua 1º de Maio, 32, 8800-360 Tavira Tel: +351 96 25 66 421 · E-mail: [email protected] www.portugal-property-villas-sales.com

Property To build or not to build If you’ve ever thought about building your own property here in the Algarve, there is a lot to take into considertaion. Here are a few tips, from Robert Bijker, Happy Homes Algarve PROPERTY MANAGEMENT HAPPY HOMES ALGARVE There are many people who dream of building their own ALGARVEAN COTTAGES V I LLAS A PA RT M E N T S TOWNHOUSES QU INTAS perfect home. Last week a client who is interested in Happy Homes Algarve is currently looking for additional good quality purchasing a plot of land rental Villas and Apartments to offer to our customers for next season. asked us about the average If you have a property to let, please contact us for more details' cost of construction per square meter, a question that was asked frequently before the Confused about the new rental law? COVID-19 pandemic started. Few people are Contact us for specialist advice. brave enough to construct their own home. In Portugal this can officially only be done in h a p p y h o m e s l da. Contact us today: 281 320 283 cooperation with a licensed builder. w ww.p o r t u g a l - a c c o m m o d a t i o n . c om Purchasing an existing home can make more R ua Dr. Parreira 1 37 sense than starting from scratch. There are next to Barclays Bank various resale properties on the market ready 880 0 - 3 46 T av i r a to move into without delay and you have the benefit of what you see is what you get. Of REAL ESTATE LAND & HOUSES ALGARVE course there are other considerations too, such as your preference for location and GOLF PROPERTIES VILLAS A PA RTMEN T S T O W N H OU SE S PLOTS the design and layout of a property. Being the owner of a brand new property has the LHV - 1062 advantage of having a 5 year warranty on the construction and 2 year warranty on the Covering the whole of the Algarve as independant real estate agents, we can provide you with unbiased advice when you equipment. However, building a property decide to purchase a property and can introduce you to a wide choice of reputable mortgage banks, architects, lawyers, builders, is not for everyone and it can cause a lot of charteredsurveyors andinterior designers. We have been in business for over 16 years, finding the right property for countless satisfied stress. The travel restrictions imposed during clients. We currently have over 900 properties available online and would be very pleased to help you find your ideal home. the pandemic have added another layer of complexity to an already stressful adventure as If you are the owner of a good quality Contact us today: 281 320 281 people had fewer opportunities to come over property and wish to sell, please contact www.l an d an d h ouses a lga r ve. com to monitor the progress of the construction and us to arr ange an appoin tment have meetings with the builder. To build or not to build, that is the question. TAVI RA VI L A MOURA First, there is no such thing as an average price per square meter to build a house. It depends Rua J osé Pi r es Padi nha 1 78 N1 25, B enf ar r as, B ol i quei me on many variables, such as the quality of 8800 - 354 Tav i ra 810 0 - 068 B ol i quei me construction materials and specifications, the location and the soil. Imagine you want to build a house on a location with rocks or inclination of the land. The boulders need to be removed and maybe you need to make an excavation first before the foundation is put in place. This has an effect on costs. A quotation from a builder includes various budgets, e.g. a budget for a kitchen, floor and wall tiles. If you decide for more expensive items, you will need to settle the balance with the builder. Also, bathroom fittings and fixtures are often not included. You should plan/budget for an additional 5 to 8% of the construction costs for extras. As a guideline, be prepared to pay €950 – 1050 24 www.eastalgarvemag.com

per square meter excluding VAT for good quality stock or more expensive to buy. reversed in the future, but it is a risk. In case construction. This price indication easily moves There are other expenses such as the architect, you would like to make an investment now to up to 1500 – 2000 of tradition style homes and building license and the connection of the build a house in 5 or 10 years’ time, you are 2500 – 4000 for contemporary style villas in utilities. In there is no mains water connection probably better off buying a plot of land in an the Quinta do Lago and Vale de Lobo area in on your location, you may want to drill a urbanisation. the central Algarve. As the construction sector borehole. Depending on how deep you need If your dream to build a new property doesn’t is buoyant, it can be difficult to negotiate a to drill, this can easily add another €15.000 scare you, then go for it. better price with builders. Having said this, if to your expenses, including the water pump, you drive a hard bargain you may end up with equipment and electric cables. Note that this Robert Bijker a property of lower quality. For instance, not all is not a comprehensive cost overview as the Director double glazing is of the same quality. The same space on this page is limited. is true for electric under floor heating were a Lastly, when buying a project or a plot of land Land & Houses Algarve – Yellow Homes cheaper option has a shorter lifespan. When with a ruin in rural areas be aware that rules and www.landandhousesalgarve.com www. comparing quotes from builders, you should regulations can change. If you are considering never base your judgement on price alone. In buying a plot of land with a ruin with the idea landandhousesalgarve.de our experience builders with a quote below to start constructing your dream home in a Tavira Office average can be less well organised than others. few years’ time (or longer) you run the risk that Depending on your requirements, this may planning laws will have changed. One recent Rua Dr. José Pires Padinha 178 not necessarily be a problem. Also be aware example is that properties in areas prone to 8800 - 354 Tavira that the lockdowns during the pandemic have wildfires are no longer allowed to be extended Tel: 281 320 281 caused logistical problems due to supply chain and ruins do not get planning permission for disruption. This can lead to items being out of the construction of a new property. This may be Fax: 281 321 901 (AMI – 6232) Vilamoura Office EN 125, Benfarras Boliqueime 8100 - 068 Boliqueime Tel: 289 301294 Fax: 289 301439 EastAlgarveM A G A Z I N E Algarve Solicitor roof & specialising in: PROMOTE YOUR property BUSINESS WITH US renovations Real Estate FROM ONLY €65, Property Conveyancing UP TO €295 FOR From leaks to roofs and balconies, to complete Family law A FULL PAGE Power of Attorney renewals. Guttering If you would like to supplied and fitted, flat English, French and Spanish promote your speaking roofs specialists and business with the East complete property Telephone: +351 281 321 794 Algarve magazine renovations insode or out; Mobile: +351 963 096 407 contact us on All maintenance work, painting, jetwash service Email: [email protected] [email protected] Tr. Das cunhas n.º 35 or Tel 925 208 833 etc. 8800-372 Tavira As an advertiser you Call Jason automatically become a Tel: 960 136 445 or 281 324 602 distributor, and will be [email protected] provided with a number of copies to issue to your customers. www.eastalgarvemag.com 25

24 www.eastalgarvemag.com

Spacious and light 4 bedroom Property quality villa with huge basement of the month and infinity pool, sea and country views, landscaped gardens and on Villa near the city the outskirts of town. The finishes within this villa are of a very good standard and the house and gardens are perfectly presented. A fabulous nearly new villa that must be viewed! Refª: HOME1999V Location: Santa Bárbara de Nexe Price: 920.000 € www.russell-decoz.com [email protected] call: +351 289 792 785 +351 91 1 765 1 00 Do you have a house for sale? Contact us and learn about our sales strategies. Licença AMI:870 @russelldecoz www.eastalgarvemag.com 25

Property www.compasspropertysales.com [email protected] Compass Property Sales Rua de Santo Estevão 25A Call us +351 281 323 876 Tavira. AMI 17591 ¤430,000 BEAUTIFUL CHARACTER RICH PROPERTY ( X 2 HOUSES ) JUST 5 MINUTES FROM TAVIRA Location, character and charm! A rare opportunity to purchase an impeccably presented and unique East Algarve property ( 2 x houses ) comprising in the main house (236 m2) of an impressive open plan living space with double height ceiling and internal jacuzzi, 2 large bedrooms (+ office area) and 3 bathrooms. In addition the independent guest house offers an open plan kitchen, multiply living spaces, 2 bedrooms and 2 bathrooms in a sun-drenched beautifully decorated Mediterranean style house. Located in a sought-after countryside location, viewings are highly recommended. • Plot size: 349 m2 • Main house: 236m2 • Guest house 136m2 • 2 x separate houses (can be connected) • 2 x title deeds - properties can be sold independently • 4 bedrooms • 3 bathrooms • Huge rental potential • Double glazed windows • Full air-conditioning • Open plan living • Internal jacuzzi • Landscaped garden • Low maintenance property • Energy rating: D & C • Ref: V-PEK ADVERTISE YOUR BUSINESS WITH US! If you have a business and are reading this, then so are thousands of our readers. For 6 months advertising we offer a FREE editorial story about you and your business. Call 925 208 833 or email [email protected] for details. Rua Maria Helena Vieira da Silva Contact Smartamoves: 15-D, Mato Santo Espirito Office +351 281 027 082 8800-601 Tavira Email: [email protected] 4 BED COUNTRYSIDE VILLA WITH POOL STUNNING 3 BEDROOM TOWNHOUSE IMMACULATE 3 BED VILLA WITH POOL · Corte António MARTINS, Near to Monte Rei Golf · ON POPULAR COMPLEX · O Pomar · Castro Marim Golf · Drive Time to V.N de Cacela – · 5 mins drive to V.N de Cacela · Tranquil Location 5 minutes · Renowned Golf Course · Wonderful Views · Single Storey · Spacious Lounge, Dining and Kitchen · Drive Time to Cabanas – 2 minutes · Popular Zone · Sunny Balconies · Communal Swimming Pool · Spacious Interiors · Peaceful Location · A/C, log · Selection of Terraces · Panoramic Views · Private Garden · Spacious Rooms burner & double glazing · Excellent Rental Potential · Pool 8m x 4m · Close to Amenities €470.000 €315.000 €395.000 28 www.eastalgarvemag.com

Beautiful T3 Available for long term let located on the River Gilão in Tavira View from the roof terrace View from the balcony ● Huge living room/dining room with fireplace ● Separate guest suite with own living room ● Fully equipped kitchen ● Balcony and roof terrace with stunning river views CONTACT: [email protected] MAIN OFFICE – (Waterfront) Ava Ria Formosa, Centro Comercial Loja 2, 8800-591 Cabanas de Tavira TEL: 281-370277 Mobile: 91 7212498 OFFICE – E.N.125, Cevadeiras, 8900-024 Vila Nova de Cacela TEL: 281-951165 Mobile: 91 2177055 EMAIL [email protected] LICENÇA No 504-AMI WEBSITE www.estealgarve.net 3 BED SEMI DETACHED VILLA WITH GARDEN Charming and spacious , with air conditioning this house is located in a small hamlet 2 kms from Vila Nova de Cacela and Manta Rota beach Garden area with trees bbq and porch €248,000 ENERGY CLASS: D www.eastalgarvemag.com 29

PHOTO OF THE MONTH There is something very serene about this photograph taken by Gerard Hageman. We love the contrast of the neutral colours and the bright shirt worn. As usual submitted to the Facebook page: ‘Algarve Amateur Photography group’ 30 www.eastalgarvemag.com

Traditional townhouse renovated 2 bedrooms, living area, kitchen and Attic/storage (1st floor) Outside space, Tavira centre 330.000€ Photographer: Gerard Hageman Old Townhosuse with 91 m2. From: Tavira Needs renovation. Land with 515 m2. Total area of Camera used: Iphone 11 Comment:The salt production process is very interesting to 606 m2.Situated in a beautifull area Riverside me. Here, flour salt (which is the finest and most expensive) Walking distance of all facilities is being harvested. It is scooped up from the surface and Property ideal for investment! placed in crates.Then every fine crystal is checked by hand Price: 250.000€ before it is packaged for sale. ALGAR VILA, Lda www.eastalgarvemag.com Since 1986 (AMI 431) Travessa das Cunhas, nº 29, 8800-372 Tavira, Faro (+351) 281 324 115 Tlm. 00351 963 660 971 Email: [email protected] www.algarvila.com 31

32 R. de Sant’Anna 4 RESTAURANTS R.Borda d 1 Abstracto R.Joao Vaz corte RealBeco de Santana 1 3 R. Alm. Candido dos Reis 6 R. Alm. Candido dos Reis 2 DAWAT Indian Restaurant R. Dr Antonio cabriana1 15 3 Ponto de Encontro e Agua 9 4 Acqua e Sale Pizza restaurant R. PRo.eJtoaseEmJoilaiaqnuoimdaJaCraosta 5 Mar Azul da Asseca 4 6 Restaurant Franganario 7 Pausa tapas restaurant Bus R. Jacques Pessoa 3 R. Silva Domingues 8 Ttypical Tandoori restaurant Station 9 Ae Mãe R. dos Pelames 4 REAL ESTATE 1 Land and Houses R. Gonçalo Velho Roman Pingo 2 LWL Bridge Doce 3 Fastighetsbyrån 4 Proluna Calçada de Donna Anna Traves 5 Algar Vila Calçada da Galeria 6 Casas Sotavento sa da Fonte Praça da Republicac R. dos Cais R. Eduarda Lapa lia Rodrigues HEALTH & BEAUTY t R. 1 Elle 2 Rui Barros 7 R. Ama 6 Dr. Jose Pires2Padinha MaOrkldet 3 Thai Massage Expert 4 Buaka O Tavira 2 5 For your Brows only 6 Serenidade Estética e Saúde Tavira R. da Liberdade R. Dom Travessa Dr. Parreira 2 R. Dr. Jose Beach 7 Ayurvedic massage Castle R. Ferry R. Dom Paio Peres Correia M5arcelino67Franco 7 R. Palmeira DPirr.ePsarPr5aedirianha 1 SERVICES 1 A.F.M. Accountants Carlos Palma R. Monialvao 5 2 Ibex Insurance 3 Rui Horta Lawyer 4 4 Maria Luisa Cabeçudo 3 Solicitor R. Dr. Augusto 2 R. Primeiro RR..4dasdeSaliOnuatsubroR. Silva 5 Casa Serviço Av. Dom Manual 1 6 Tavilar 6 R. Dr Silvestre Falcão 4 2 de Maio R. Primeiro de Maio Vila Gale PLACES TO VISIT To Tavira train 1 1 Kozii store station and Lidl Hotel 2 Kozii store www.eastalgarvemag.com 1 Elle Salon R. João 5 3 Artesis Galeria 2 Ruy Barros R. das Freiras 4 Tavira d'artes 3 Thai Massage Arias 5 Oliveira 4 Acqua e Sale 7 Tchin-cheese 8 Hitio Gym 3 Artesis Galleria 9 Artina TAVIRA To the PSP BARS & CAFES Police station 3 Artina 1 Somewhere Else (Daves Bar) c Tavira Câmara t Tourist Information

Places AbstractoRestaurante Tel: Chuttcha +351 924 289 594 • Foot Massage (Reflexology) Traditional Portuguese Cuisine Vorakorn +351 925 431 636 • Oil Massage • Traditional Thai Massage Facebook: Thai Massage Expert • Therapeutic Massage for Pain Relief • Sport Massage (Deep Tissue) Av Dr. Mateus Teixeira de Azevado TAVIRA, 8800-379 Loja No 24 From the station walk down to center Rua Dr. Antonio Cabrera, 34 Thai Massage, Olhão 8800-344, tavira Tel 937 037 712 A typical Thai space, where you can find peace to enjoy different types of [email protected] massages and personal care. Gardens Square Roman Rio Bridge Avenida da Republica, 105, loja 12, 8700-308 Olhão Gilao Tel: 915 509 781 Restaurante See Dok Mai on Facebook Abstracto Specialized in Property Management and Bishops Holiday Lettings in the Eastern Algarve. Square Our office is in Tavira, where we have been Restaurant.Abstracto.Tavira based since 1989. Rua Almirante Cândido dos Reis, 142 8800-318 Tavira www.casaservico.com Office hours: Monday to Friday – 09:00 until 13:00 Land line: 00 351 281 321 764 Mobile: 00 351 96 26 19 022 SSSooommmDDD AAAeeeVVVwwwEEEhhh’’’ eeeSSSrrreeeBBB AAAEEERRRlllssseee www.eastalgarvemag.com 33

EastAlgarveM A G A Z I N E Car insurance PROMOTE YOUR Looking for quality car insurance? BUSINESS WITH US FROM ONLY €65, • Multi-policy discounts UP TO €295 FOR • Legal and breakdown assistance • Protected no claims bonus option available A FULL PAGE 281 325 842 If you would like to promote your [email protected] business with the East Rua 1 de Maio 26B r/c, 8800-360, Tavira Algarve magazine contact us on www.ibexinsure.com/tavira [email protected] Car Home Motorbike Travel Health Boat Business Pet Community or Tel 925 208 833 As an advertiser you automatically become a distributor, and will be provided with a number of copies to issue to your customers. CR BFORROYWOUSR PERSONAL ONLY.COM TRAINER • Natural hair Strokes Stay fit with a personal trainer that comes to you • Henna brows or through online consultations! • Brow design and tinting: • Carla Richards • sobrancelhas www.carlarichards.pt +351 926 671 132 • Microblading • Permanent make -up/ Micropigmentação • Lash liner • Lip blush • Lash extensions • Manicure, Gel nails,pedicure NOW OPEN Book for a free consultation, 18 Rua Guilherme Gomes Fernandes See Website for details 800-669 Tavira 34 910 944 437 For your brows only.com www.eastalgarvemag.com

ON THE ROAD READERS CARS This month’s readers car is owned by Emireo Logas, we met up with Now days the car sits in the shade most of the was placed in charge of the Wolfsburg factory. his son Carlos to talk about his time and pops to lidl once a week as Emireo is The company name Volkswagen is simply fathers pride and joy, the 1973 now 75 years old. VW Beetle. The car still starts first time, every time. In German for “People’s Car”. The name change The car was bought new, 48 years ago and fact, the only thing to ever break was the came about soon after the War’s end in 1945. they drove it down from Santarem to the retro fitted electric windows. Emireo was very Algarve non-stop. The family car has now unhappy. Before 1955, Volkswagens were built been used by two generations, and during VW BEETLE FACTS according to calendar year. In August of that this time it has only been off the road for three year, however, a model-year system rather to four years. Although the Beetle first appeared in 1932, like that favoured by the American market The 1.6 petrol engine is original, as are the the first recognisable prototypes were built was introduced - so a 1960 car could well seats and upholstery. The only things not four years later in 1936. have been built during the latter part of 1959. original are the wheels and central locking. Electric windows have also been fitted. The Beetle’s familiar air-cooled flat-four The last Wolfsburg-built Beetle left the factory The white beetle in picture was owned at engine was designed not by Ferdinand in July 1974, leaving it free to concentrate on the same time, the darkened windows were fitted Porsche but by another Austrian, Franz then-new Golf hatchback. Production continued from factory. Reimspeiss. Although well over 20 million at Emden, Germany, until the beginning of 1978 Since its arrival in the Algarve, the furtherst it have been built to date, he received the and continued in Mexico. has been is to Faro. Carlos says “The brakes, equivalent of less than twenty dollars for his you need to pump or start to slow down a mile trouble. Current figures show that around 20.9 before you want to stop”. million Beetles have been built to date - far The first production Beetle proper was built more than the 15,007,003 Ford managed with after the end of World War Two in 1945 - thanks the Model T. largely to the intervention of the occupying Allied forces. A British army Major, Ivan Hurst, The last two German-made Beetle shells now reside in VW’s Milton-Keynes parts store, still protected in wax. www.eastalgarvemag.com 35

Motoring TAYCAN CROSS TURISMO: ROOM FOR ADVENTURE Porsche unveil their first Cross Utility Vehicle, the Tycan Cross Turismo, the “perfect complement to the existing Taycan family” An all-electric sports car with innovative 800-volt our existing Taycan family,” explains Stefan Weckbach, former head of technology for fast charging, a convincing range the model range. “It is more versatile, more robust, and yet nearly as and impressive space: the Taycan Cross Turismo is sporty as the saloon.” Porsche’s first Cross Utility Vehicle (CUV) and it’s fully electric, versatile, robust – and ready for adventure. A spirit of adventure in every detail of the Cross Turismo The flat front, muscularly curved wings and a roofline that slopes A spirit of adventure is to be found in every detail of the Cross Turismo. down towards the rear – even at first glance, the design of the new Creating space for diving, golfing, surfing, or cycling equipment was Porsche Taycan Cross Turismo bears the DNA of the iconic 911. In high on the list of requirements. The load volume is therefore as addition, the flat headlights with vertical air intakes clearly mark it as a generous as you’d expect: behind the large tailgate, the Cross Turismo member of the Taycan family. And yet the second electric sports car holds almost 1,200 litres of luggage when the rear seatbacks are folded from Zuffenhausen is a Porsche unlike any other. down. The vehicle also offers all-wheel drive, air suspension and As the company’s first Cross Utility Vehicle (CUV), the five-door Performance Battery Plus as standard (Taycan Cross Turismo Models: combines classic Porsche driving dynamics with an off-road-capable CO2 emissions combined 0 g/km (NEDC), Electricity consumption high-tech chassis. “The Cross Turismo is the perfect complement to combined 29.4 – 28.1 kWh/100 km (NEDC)). 36 www.eastalgarvemag.com

TASTE THE BEST FLAVOURS WITH MAGNIFICIENT VIEWS OVER TAVIRA RESTAURANT: 7.30 PM – 10.30 PM LIVE MUSIC THURSDAYS & FRIDAYS DJ SET SATURDAYS 8.30 PM – 11.30 PM* * opening hours subject to change Bookings: [email protected] | +351 281 001 200 Location: Rua António Pinheiro, 17 8800-323 Tavira www.eastalgarvemag.com 37

Official Honda Dealership Tavira and Faro ● New and used Motor Bike sales ● Servicing ● Accessories ● Clothing GALP MSUOLTO TAVIRA ◄EN125 TO OLHAO GALP TELEPHONE: Tavira 281 325 439 Faro 289 154 736 EMAIL: [email protected] WEBSITE: www.sulmoto.pt Everyone is welcome, For ALL your motoring all nationalities, beginners needs including: and experienced to play • Car Servicing • Tyres • Headlight golf croquet on our lawns refushbishment • Air conditioning • Wheel Alignment • Full Diagnostics at Pedras da Rainha in Cabanas de Tavira. • Batteries • Spares We are open from 10:00 GALP SPnerevuis TAVIRA to 13:00 on Tuesday, ◄EN125 TO OLHAO GALP Thursday, Friday (ladies only) and Sunday. Contacts: Tel; 289 721 772 / 915 590 084 Your first time is free so Email; [email protected] for more information or Website; www.servipneus.pt to book a game contact Facebook; Servipneus us by email www.eastalgarvemag.com Email: [email protected] 38

People Back to Sara de Melo Castanheira is an August is over and with that our expert in Occupational Therapy summer camp for all (SER Verão and Quality of Life. She is also the 2021) came to an end and we Technical Director of SER Igual, an already miss it! This summer Association of special rehabilitation camp, showed once more that services in Tavira all children can and should be in the same place, doing the same activities regardless School of race, gender, social status or disability. In this summer camp we played together, we way, and it has got a very smiley face on the present. Hey, can you feel it tingling in your grew up together and we developed social front of it, can you see it yet? Nod your head fingers right now? It´s the most amazing and emotional skills together, all of which are when you can, great! When it draws up to our present, it´s a very special ability to feel calm fundamental for harmonious development for door you can jump in and take your seat. The and relaxed and confident whenever you do each child. A heartfelt thanks to the readers of seat has your name, the car has a driver ´Oh something special at school where you really this magazine, who helped our summer camp hello (your child´s name), says the driver... I´ve want to feel that calm, confident feeling - with donations, so the price per week for each been expecting you, there´s a special seat brilliant - isn´t it wonderful? You can have this family could me more accessible and we were just for you with your name on it, because feeling whenever you want it now, whether it´s able to include more diversified sports and you are a very special, hold on tight and we´ll for learning new things, for spelling, writing or artistic experiences for all the participants in go for a ride´. Look out of the window, can reading, drawing or for maths, you just have our summer camp. you see that everything is changing color, the this amazing calm and confident feeling as Now September is here. The beginning of road, is it yellow or gold? And the pavement soon as you enter the school, open a book, school is already on our minds, especially is the colour of your favorite candy. I told you or pick up your pen or pencil. You just enjoy for parents of children with special needs. this is a very special car, just right for a very being at school and learning...wonderful. Many children with special needs start feeling special boy/girl like you. Can you hear there´s Now, reader, you can take your childs anxious in the beginning of September. some music playing? I think it´s your favorite imagination into the future, imagining going Watching TV and all the advertisements about song, how amazing. Just driving along, the to school and using all the strategies that beginning of school and school supplies, movement of the car seems to make you feel their super hero gave to them in a form of a going to the supermarket and seeing school very comfotable and very relaxed. Notice now present. Just use your imagination and give supplies or even receiving their school books that the car is slowing down at the stop sign. it a try. at home can cause anxiety to many children. There´s another big sign there, I can´t quite Finish the imagination exercise saying (your This article is to help you as a parent to deal make it out, what does it say? Oh yes, it says child´s name) every day you will find you are with this anxiety or emotional frenzy and give ´All worries get out here´. Is there anyone in more and more confident, you are very proud you a tool to use with your children. This is this car with any worries or nervous/anxious of the way you can do anything at school just a small example of how to keep your child feelings? (Your child’s name) you told me you feeling calm and confident, and you just know positive. had a few worries about school starting and deep down inside that you will always do your Here is a short and simple script for you to your difficulties in learning, can you see that best. read to your child (between 6 to 9 years old) or big dustbin by the stop sign? Just hop off for So, it´s time to get out of the car now and find older if you think they need more confidence. a minute and put any old worry or nervous that those sleepy dreamy feelings have been Ask your child to lie down on the sofa or bed feelings right in the bin where it belongs, just lifted right off you, and you are beginning and be comfortable. If they are comfortable throw it away and say goodbye to it. Notice to feel all the energy coming back into your and able to, ask them to close their eyes and how wonderful it feels without it, brilliant. Is whole body, into your toes, your feet are start reading the script calmly, slowly and there anything else you want to leave in there, wanting to wriggle about, just like your hands lovingly. any other bad feeling you don´t want? Ok put and arms are wanting to have a big stretch Imagine you are standing at our door waiting that in too and then get back in the car, oh and come right back to the room with me, well for the car (if you are used to going to school you look great, you look lighter and brighter done (your child’s name). by car. If your child is used to go by bike just and altogether happier, fantastic! Look out of Try to use this kind of positive words and change the word and use bike instead of car). the window again. Can you see your super thoughts. Your child will feel more confident It is not just any car you know, it is a very hero? He is here to meet you and help you out and prouder of themself. special car that is going to take you on a little of the car, the car will wait for you, take your We want to achieve more social projects. journey to meet (name a hero meaningful to time with your super hero, shake their hand, We have great ideas that we want to discuss your child) and it is not the only reason it is a and there´s a little bench for you to sit on right with you. If you want to sponsorship a social special car, but you´ll find out about that in a there. project or become a social investor, please minute. This is a very bright, colorful car by the Did you know that once upon a time (hero´s come along and visit Associação SER Igual name) used to be a bit nervous about going in Tavira. We will be glade to talk about our back to school/starting school, but they found ideas and projects. If you are interested in our a very special way to be very confident, and work, please visit us on our facebook page @ they are going to give you a present that will SerIgualPT or make an appointment at geral@ help you to feel just as confident as they are seronline.pt or call us on 918 180 020. now. You can´t actually see it but when you hold out your hands you may feel the tingle Thanks once more for your attention. Stay in your fingers when you receive this amazing safe and stay tuned for next article. www.eastalgarvemag.com 39

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Tours Tuk Tuk A perfect way to visit the area accompanied by Taarvoiurnad your experienced guide. Maria’s Tuk Tuk has a variety of experiences on offer, here are just a few of them. Maria’s Tuk Tuk Tavira provides TAVIRA CITY & CHOCOLATE TASTING a visit to some parts of the Islamic wall. Still unique experiences in a This tour begins in the Alto de São Brás in the historic area, we head towards the 100% electric powered tuk area, stops in the salt pans, passes through Camara Obscura site for the final part of the tuk. It is a great way to visit the Convento das Bernardas, a selection of tour. the city of Tavira and the churches, the military barracks, and a visit CITY TAPAS & WINE many interesting places to visit nearby. to a chocolate atelier. Here you will see how Visit the city of Tavira followed by a tasting of Your guide knows every corner of the city and chocolate is made by hand and includes tapas at a local restaurant. the history of each and every one of them, tasting. Then we pass through the Praça Visit the salt pans, the Atalaia area, the and also a font of knowledge about the many da República (center) and the historic area Convent of Bernardas, old prison various different tours they offer, including; including the Covento da Graça and the castle Churches, the military barracks and through BIRD WATCHING of Tavira. The end of this tour is at Maria’s Tuk the street of Liberdade and Praça da A tour of the Salinas de Tavira, in the Ria Tuk stop, near the Roman bridge. República (center). Formosa. Observe the beautiful, unique bird TAVIRA CITY & CAMARA OBSCURA The historic area is the most important part species of these geographical wetlands on a This tour through the historic area, passes by of this tour, where we visit the Convento da quiet and relaxed journey. several popular landmarks and also includes Graça and stop at the Castle. 42 www.eastalgarvemag.com

Home Towards the end of the tour we go to Alto de through the Praça da República (center). ancient olive tree on this cultural tour. This São Brás, where you will find the Capela de Then we visit the historic area of the city, tour leaves Tavira, enters the salt pan saline São Brás and the Church of Nossa Senhora where we will pass through the Convent of area, where the production process of Sea do Carmo. To finish the tour, Maria’s Tuk Tuk Graça, Church of Santiago, church of Santa Salt will be explained, we then go to Santa takes you to a local Restaurant, where you will Maria, church of Misericórdia and stop at Luzia, a fishing village known to be the have a tapas and wine menu included. Tavira Castle. octopus capital. Here we will see the artisanal CITY TUK & SOLAR BOAT The tour continues by solar boat. This part arts and octopus fishing boats. Maria’s tuk tuk An ecological tour of Tavira, 100% electric Tuk of the tour lasts close to a 1h30m in the Ria really is a great way to see and appreciate the Tuk and a solar powered boat with tasting of Formosa where you can taste some regional beauty of the East Algarve. regional products. products. Contacts: Includes a visit to Alto de São Brás, where SANTA LUZIA Rua Gonçalo Velho, nº7 | 8800-349 Tavira you will find the Chapel of São Brás and the Tuk Tuk Tour in Tavira and Santa Luzia. Get +351 968 995 275 Church of Nossa Senhora do Carmo. to know this fishing village, known as the [email protected] We pass through the Atalaia area, Convent Octopus Capital. Discover the artisanal www.mariastuktuk.com of Bernardas, various churches, and pass fishing gear, octopus fishing boats and the Facebook; Maria’s Tuk Tuk www.eastalgarvemag.com 4339

Tavira TAVIRA ELECTIONS Dinis Faĺsca, candidate for the Mayor of Tavira explains why he has decided to take on this challenge, and what he promises the residents of this City The upcoming Tavira elections will focus on personal well being benefitting solutions to their problems and to the problems will be held on Sunday, 26 from public spaces, the creation of better of this territory. The priorities resulting from the September. We believe that we conditions in housing, education, health consultation of the Population (Participatory are a credible alternative to the and safety, as well as adopting measures Program and interaction with civil society) current administration. We are that allow the economic recovery of our are generally reflected throughout our Action not running against anyone, we represent municipality. Programme. a new policy for the municipality of Tavira, The thousands of hectares burned in the HEALTHY TAVIRA which opens up new horizons for the next mountainous area last August and the loss Contribute to improving the quality of life, generations. We know and understand the of income of countless families demand a healthcare and well-being for all. power of listening to the current concerns of quick response from the municipality and SUSTAINABLE TAVIRA residents. cooperation from government entities. We Promote integrated and sustainable I decided to take on the challenge of being propose a reforestation plan with native development in urbanism, mobility and the a candidate for the mayor of Tavira City species, properly ordered and easily environment. Council, seeing the need to change course. accessible. As well as the creation of TAVIRA WITH IDENTITY The urgency of a new vision and the strategically distributed water points in order Ensure care for the cultural, urban and contribution that can be made for a new way to quickly combat small fires that may arise. architectural identity of Tavira. of being for the lives of the general population The future of our municipality of Tavira will be ATTRACTIVE TAVIRA was clear. We are a responsible alternative, in the hands of all of you. With your help and Implement effective policies to support with ambitious and achievable goals. For this trust, we want to continue together with you employment and investment, as well as to purpose, I count on a multidisciplinary team at our side to build a Tavira that is personal, promote skills and training. with different attributes, who are working more attentive, more participative, more INCLUSIVE TAVIRA towards the same objective: to make the sustainable and more approachable. Ensure access to education, leisure and sport municipality of Tavira an example in terms of It is intended for the municipality in Tavira for all. Quality of Life. to be aware of its responsibilities and the ACTIVE TAVIRA What is at stake in the upcoming elections importance of leading as an example. Strengthen citizenship and promote is very simple: either we want to continue as The motto is Intelligent Investment and transparency policies and full access to we are or, alternatively, we choose a fresh Sustainable Development, based on 6 information. breeze of change, implementing a different structuring principles, guiding actions and It is essential to vote in the next elections pace, quick decisions and a commitment to measures, avoiding the isolated and casuistic and not leave this decision in someone else’s listening, togetherness and cooperation. With character. hands. everyone, no exceptions. TAVIRA COUNTY POPULAR We are counting on you, so that you can Our priorities cannot be out of sync with what PARTICIPATION count on us. a pandemic or post-pandemic society is. We People first. We listen to people in designing Dinis FaÍsca 44 www.eastalgarvemag.com

Gardens New Artists and new Artwork... Come and visit. w ww www. t.atvaivriar addaarrtteess..ccoommw w w. t av i r a d a r t e s . c o m wwwwCV.awfilaslwiCcutV.aesfuil:asblsi9c:utoe6suTo:bs2r9k:oa60.Tocv21rkoe2a0.smcv11soe12a/sm1t1saJ1aa/v1tcEaJiraFqmvoacEiualrdqmloeailuawadsuerilasPutsu:resestPt::saseetvssasoivsroaiarwaad8dw8aw,Taw,[email protected]@niaesn,ug,s:bg8ss8tm9:tmo8a8a6To0g0aga2r0kr0irialla0a-.-..cv33cc1mmoeo7o72sm.4m.4m1ccs1oao/1tmmaJav//tcEitarqmavauvaidrieilraasuar.dsP.t:daeetarsastrvsetoiseraasd8aw,Trwatevwisr.@ian,gs8tm8a0ga0rila-.3cmo7.4mcom/tavira.dar Follow us: Follow us: ARTESIS Campo Martires da República 8800-378 Tavira Galeria Opposite the PSP Police station Contemporary Art Gallery Tel. 281 324 305 EMAIL: [email protected] ‘A Fall of Colour’ Art supplies: Oils, Acrylics, Water Colour, Washes, New Show Opening September 9th Brushes, Canvasses and more! Haberdashery & Fabrics: Open: Thurs & Fri, 4pm to 7pm - Sat & Sun, 10am to 1pm A huge range of fabrics, wools, threads, zips, buttons and sewing Contact +351 918 973 438 equipment. Picture Framing: Email: [email protected] Facebook: Artesis Galeria Large selection of picture frames. 15 Travessa Zacharias Guerreiro, Tavira Hobbies: (Near the French Bakery) Thousands of items to decorate and beautify for the hobbyist. www.eastalgarvemag.com 45

Gardens THE CAROB All you ever needed to know about the Carob and the Carob tree. The carob tree has been grown since antiquity in most Johannisbrotbaum in German. Jewellers used its uniform seeds as a countries of the Mediterranean basin, usually in mild unit of weight (200 mg), the carat. and dry places with poor soils. Its value was recognised The carob tree grows as a sclerophyllous evergreen shrub or tree up by the ancient Greeks, who brought it from its native to 10m high, with a broad semispherical crown and a thick trunk with Middle East to Greece and Italy, as well as the Arabs, brown rough bark and sturdy branches. Leaves are 10-20cm long, who disseminated it along the North African coast and alternate, pinnate, with or without a terminal leaflet. Leaflets are 3-7cm north into Spain and Portugal. It was spread in recent times to other long, ovate to elliptic, in 4-10 normally opposite pairs, coriaceous, dark Mediterranean-like regions such as California, Arizona, Mexico, Chile green and shiny above, pale green beneath and finely veined with margins and Argentina by Spaniards, to parts of Australia by Mediterranean slightly ondulate, and tiny stipules. The leaves are sclerophyllous and have emigrants and to South Africa and India by the English. a very thick single-layered upper epidermis, the cells of which contain The carob tree is an important component of the Mediterranean phenolic compounds in the large vacuoles, and stomata are present only vegetation and its cultivation in marginal and prevailing calcareous in the lower epidermis and arranged in clusters. Carob does not shed its soils of the Mediterranean region is important environmentally and leaves in the autumn but only in July every second year, and it only economically. Traditionally, grafted carob trees have been inter planted partially renews leaves in spring (April and May). with olives, grapes, almonds and barley, in low intensity farming The original distribution of C. siliqua is not clear as it has undergone systems in most producing countries. Carob pods with their sugary extensive cultivation since ancient times. It is suggested that its range pulp are a staple in the diet of farm animals and are eaten by children in the wild included Turkey, Cyprus, Syria, Lebanon, Israel, southern as snacks or by people in times of famine. However, currently the main Jordan, Egypt, Arabia, Tunisia and Libya and that it moved westward interest is seed production for gum extraction. Kibbled pods have at an early stage. Carob is believed to have been spread by the Greeks been shipped from producing countries to all over Europe. Because to Greece and Italy and then by the Arabs along the coast of northern of low orchard management requirements the carob tree is suitable Africa into the south and east of Spain, from where it migrated to the for part-time farming and shows potential for planting in semi-arid south of Portugal and the southeast of France. Its wild occurrence Mediterranean or subtropical regions. The trees are also useful as in the western Mediterranean is doubtful. Spontaneous carobs occur ornamentals and for landscaping, windbreaks and afforestation. Cattle in many places around the western Mediterranean basin but they are can browse on leaves and the wood is suitable for fuel. regarded as feral derivatives of the fruit crop which probably evolved World production is estimated at about 310,000 tonnes per year under domestication. produced from some 200,000 ha with very variable yields depending As a food source, carob pods could be stored and transported long on cultivar, region and farming practice. Spain is the leading carob distances. In most of the Mediterranean region wild and naturalised producer, producing on average 135,000 t/year (MAPA 1994), followed carobs are distributed in more or less the same geographic and by Italy, Portugal, Morocco, Greece, Cyprus, Turkey, Algeria and some climatic belt as the cultivated. Forms of spontaneous carobs are other countries. particularly common at low altitudes along the Spanish Mediterranean The scientific name of carob tree (Ceratonia siliqua L.) derives from coast, southwest Spain, southern Portugal, the Balearic Islands, Greek keras, horn, and Latin siliqua, alluding to the hardness and shape southeast France, the shores of southern Italy including Sicily, the of the pod. The common name originates from the Hebrew kharuv, from Adriatic coast of Croatia, the Aegean region in Greece and Turkey, which are derived the Arabic kharrub and later algarrobo or garrofero along the northern and southern ranges of the isle of Cyprus, in the in Spanish, carrubo in Italian, caroubier in French, Karubenbaum in islands of Malta, in the maritime belt of Lebanon and Israel, the north German, alfarrobeira in Portuguese, charaoupi in Greek, charnup in and south of Morocco and the coastline in Tunisia. The carob is one Turkish, and garrofer or garrover in Catalan. The carob is also known of the most useful native Mediterranean trees. In producing countries, as St. John’s bread or locust bean in reference to the presumed use carob pods have traditionally been used as animal and human food of its ‘locusts’ as food by St. John the Baptist and, from that derives and currently the main use is the seed for gum extraction. Carob pods 46 www.eastalgarvemag.com

LANDSCAPING & GARDEN CENTER BEM-VINDO • WELCOME QUINTA DAS PALMEIRAS CENTRO DE JARDINAGEM EN 125, c.p. 126-E 8800-118 To To Moncarapacho Luz de Luz de Tavira Olhão EN125 Tavira e-mail: [email protected] Fuseta To Tavira www.geojardim.com Tel: 281 961 189 Look out for the flags Find us on facebook at: Geojardim Landscaping & Garden Center provide fodder for ruminants and nonruminants. In the wild, carob shelter, Alfresco foliage and beans attract browsing animals. The pods contain indigestible and valuable seeds. Carob timber is hard and close-grained, and has been SUPERMARKET used to make utensils as well as fuel. Carob wood also was traditionally used to make slow-burning charcoal. Ceratonia oreothauma is extensively The taste of home used for goat fodder in its native ranges. The pulp can be ground into a fine powder for use in human nutrition. Carob 47 powder consists of 46% sugar, 7% protein and small amounts of numerous minerals and vitamins and is therefore rather nutritious. After oven-drying, the powder can be added to cakes, bread, sweets, ice creams or drinks as a flavouring. Carob powder ‘cocoa’ has advantages over chocolate in that has fewer calories and neither caffeine nor theobromine. Its flavour is not as rich as dark chocolate but resembles milk chocolate. Owing to the high sugar content of the pod and its relatively low cost, carob pulp was among the first horticultural crops used for the production of industrial alcohol by fermentation in several Mediterranean countries. In some countries, e.g. Egypt, carob syrup is a popular drink obtained by extracting carob kibbles with water. Harvesting is the major cost in carob production owing to the expensive and scarce labour in most developed countries. Manual harvesting of the pods represents 30-35% of the total production cost for an orchard. This cost can be divided between knocking (or shaking) and collecting operations. Knocking is a traditional operation performed with thin long poles to knock down ripe pods. Manual or mechanical harvesting by trunk shakers and manpower shakers is affected by size and growth habit of the trees, pod distribution in the branches and pod abscission. Collecting operations depend on yield, size and shape of pod, and orchard density. The main aim for new carob orchard establishment should be mechanical harvesting. Some agronomical features of the tree are important to improve mechanical harvesting of carob. In Portugal the future of the carob production is being protected by an interesting initiative to promote carob growing, with the establishment of the Associaçao Interprofissional para o Desenvolvimento da Produçao e Valorizaçao da Alfarrova (AIDA) which has been in place within the Algarve since 1985. This independent association brings together efforts of interested people and institutions involved in carob production, processing and marketing. www.eastalgarvemag.com

Expert financial advice Keep up to date with our Finance expert, chartered accountant Ricardo Chaves from All Finance Matters. Readers Q&A Each month we receive different questions from our readers, range from 75€ to 7.500€. Recently the tax If you are the director and the owner of although some of these questions are related to specific authorities have determined that all holders of the company and have more than 75% situations, sometimes the answer may help you to better understand the Portuguese NIF that live outside the EU, of the business, if the activity is listed as a the tax system in Portugal and answer the queries from other readers. should appoint a fiscal representative no later professional activity, it falls under the Fiscal QI am a Portuguese tax resident, but than 30-06-2022. Transparency. still registered as a tax resident in Q I moved to Portugal in March 2020, Under the Fiscal Transparency the company Sweden. Is this legal and can I be tax but due to the lockdown I was does not pay corporate tax, apart from resident in both jurisdictions? If I want to only able to get my affairs in order with autonomous taxes. All the profits are taxed in have medical insurance in Portugal, what is required? the Portuguese tax the hands of the directors Normally you should only be tax resident in a single country, however for various reasons authorities in June “All those that and as he has NHR, the there are situations where you can remain as 2020 and now have just tax rate on the profit can residents in both jurisdictions. Obviously in this case you need to be very careful when realised that I was only registered as tax be taxed at the special submitting your yearly tax declarations. As classed as tax resident rate of 20%, providing a tax resident you will be required to submit your worldwide income in both jurisdictions. since that date. This residents after the activity is listed on the It is recommended that you speak with an means that as an NHR 31-03-2020, will eligible NHR occupations. accountant, to make sure that you do not pay I will pay 10% on my This means that the profits tax twice on the same income. With reference to medical insurance, as you pension for the next 10 be taxed at 10% belong to the partner/ have the NIF with the Portuguese address, years, instead of 0%. director and there are no and the EU residency certificate (CRUE) you can register with the SNS (National Health Can you help me to on their pension dividends to withdraw. If System) and get the “Utente Number”. This rectify this situation? the director does not draw registration made online or on your nearest Health Centre, will give you access to the In fact, all those that income. To rectify dividends, the company Portuguese National Health System. If you registered as tax residents will be owing him, as he also require having medical insurance to use in other countries, it will be needed to register after 31-03-2020, will be this and change already paid PIT on these with the social security in Portugal and obtain taxed at 10% on their your address profits, so they belong to the S1 form from Sweden in order to transfer pension income. To rectify him. the international medical cover from Sweden this and change your retrospectively, Theoretically it means that to Portugal. If, however what you need is address retrospectively, on an estimated income to have private medical cover, you will only require the Portuguese NIF to contract with a we would need some we would need of 100.000€, you will be Portuguese insurance company. evidence that you were paying 20.000€ tax. As the Q My daughter, who holds dual here prior to that date. some evidence tax year in Portugal is the Portuguese and British nationality, The evidence could be an same as the civil year and has been living permanently in the UK. She has nothing in Portugal, not even a EU residency certificate, that you were the corporate tax is due bank account. Because of Brexit does she a rental contract, or the here prior to normally in May, it means legally need to currently appoint a Fiscal deed from a property that your tax bill will be Representative and if not, what could be purchase. that date. issued in May of the year the consequences? If you do not have any of following your billing. With Yes, anyone that lives outside the EU, needs to appoint a fiscal representative in Portugal. these, the tax authorities The evidence reference to the social Theoretically she does not need one, because will not accept the security charges, please she has no tax affairs, neither any assets in Portugal that would pay tax, so the tax change of the address could be an note that all directors are authorities not even need to contact her. retrospectively. If you supposed to have a salary But the law still requires appointing the fiscal representative and the consequences have signed a promissory EU residency or at least to contribute of not doing so, could result in a fine. Fines contract prior to 31-03- certificate, a to the social security, for not appointing the fiscal representative 2020, this will only be rental contract, under the minimum wage. valid if you have paid the However, as you are both IMT (property transfer tax) retired and pensioners, and the stamp duty, also or the deed providing you can arrange prior to the cutoff date. the P1 form from your This is normally only due from a property country, we can apply for prior to the deed, but if the exemption of social paid before, it means that purchase”. security contributions in the promissory contract Portugal. Otherwise, if not becomes effective from exempt, the year liability that date and therefore could be used for this would be in the region of 3.235€ per director. purpose. Please feel free to send us the questions you Q We moved from the UK to Tavira and may have to [email protected]. We will want to take advantage of the NHR select some of these to be published. status, opening a Portuguese company to provide consultancy services to the UK and USA. What taxes and social security payments can we expect? 48 www.eastalgarvemag.com

We’ll look after your tax a airs while you look after your lifestyle www.eastalgarvemag.com 45

Expert financial advice By Andy Oliver, CEO of Private Client Consultancy Reasons Expats do not seek Advice, and Reasons why they Should As an expat living in Europe, there are several ways of doing things in control of your finances, working with a plan and manage your finances to restructure that you need to get used to. qualified professional can still add value. your investments and savings, enabling you This includes, managing your Financial advice can help you understand all to maximise your return on investment as well money, your pensions, and the opportunities you have and how best to as minimise any tax which may be due as a investments, and undertaking proper financial reach your goals. It can also make sure you result. advice when planning for your future and the are taking advantage of tax-efficient options If you’ve put off seeking financial advice, focus future of your family. to help make your money go further and the on how a discussion about your finances can As an expat, organising and arranging your specific issues you may face as an expat in help you manage your life as an expat living finances and retirement plans can become Europe. You will also need to consider the in Europe. It can help you to define and then a headache. You’ll likely have several bank jurisdiction where you are living, as well reach your most important aspirations and accounts (locally and in the UK), as well as as any tax and reporting obligations plus life goals, from retiring early to creating a nest several different pension pots that you have investment restrictions you may have. egg for your children and grandchildren. accumulated over years of working in the UK Working with a financial adviser doesn’t have Meeting with a financial adviser isn’t just and maybe abroad. Factoring in UK state to mean giving up control of your assets, but about discussing how much your assets pension eligibility can become even more rather that it provides you with additional and are worth. While your finances do play a confusing. How do I access my UK pension? oftentimes much-needed support so you can large role, understanding what you want to When can I access my UK pension? Should be confident in the decisions you’re making achieve and how your assets and decisions I leave my pension in the UK, or maybe look and the long-term impact they could have. can help you reach them, are the real focus of to transfer? These are all common questions Financial advice isn’t for someone like me discussions. It is therefore important that you that most expats will ask, and it’s important to You may think that your net worth or a find a professional that you are comfortable make sure you know your options. particular asset has to be above a certain speaking with. You may feel that you need to When we speak with expats abroad, often figure to make financial advice worthwhile. speak with a few advisers first before you get people will say that seeking financial advice However, financial planning can help a range that connection. Make sure it is one where is important, but they haven’t got around to of people. you can speak freely and openly with so you doing it yet. There may be several reasons In reality, most international professionals can be sure that you are working together on why expats don’t seek advice so we’ve listed living in Europe and away from their home the same page to help you now - and in the a few on why they should, and how they can country could really benefit from the structure long term. go about it. and direction of a good financial plan. If you’re Procrastination can be costly. When you If any of this sounds like you, get in touch. not sure if financial advice is right for you, get a late start, it may be difficult to make We can help you organise your finances, please get in touch with us. Whether you’re up for lost time. The question we should be understand the impact of your decisions, and an experienced investor or just beginning a asking ourselves is, where will our retirement make sure you’re on track to reach your future financial plan, we can help. money come from? If you’re like most people, goals. It isn’t something I’ve thought about. qualified-retirement plans, Social Security, When weighing up the cost of financial As mentioned in the introduction, with so and personal savings and investments are advice, it’s also important to look at the bigger many things to think about and new ways of expected to play a role. Once you have picture. A study from the UK International living to get used to when you are living in a estimated the amount of money you may Longevity Centre (ILC) published in 2019, new county, managing one’s finances often need for retirement, a sound approach found that advised clients accumulated more gets pushed down the list. Both the day-to- involves taking a close look at your potential wealth than non-advised clients. It also found day decisions about your finances and the retirement-income sources. that those that took financial advice between long-term planning are just as important when If you would like to discuss your finances 2001 and 2006 were, on average, £47,706 you are an expat. or have any questions about how financial better off in 2014/16. I don’t like talking about money. advice could help you and your family, please I can look after my own money, is a Talking about money is still something of a get in touch with us at [email protected] common reply. taboo subject for many. Even among family Some people say they don’t take financial and friends, money is something we rarely talk advice as they feel confident enough to do about, so it’s easy to see why some people it themselves. What we find is that even with may be put off talking to a financial adviser. the interest and will to self-manage, there is People will tend to seek expat financial often not the time to commit to managing advice when they are looking to increase the your investments, which can lead to your income they receive from their assets, either investments being neglected and at risk in the short term, or the long term (such as in of underperformance. Even when you’re retirement). Financial advisers are able to help expats 50 www.eastalgarvemag.com